10123.1962.
(a) A health insurance policy, except for a specialized health insurance policy, that is issued, amended, or renewed on or after January 1, 2025, shall include coverage for evaluation and treatment options for perimenopause and menopause, as is deemed medically necessary by the treating health care provider without utilization management, that includes, but is not limited to, all of the following:(1) At least one option in each formulation of, and the associated method of administration for, federal Food and Drug Administration-regulated systemic hormone therapy.
(2) At least one option in each
formulation of, and the associated method of administration for, nonhormonal medications for each menopause symptom.
(3) At least one option in each formulation of, and the associated method of administration for, treatment for genitourinary syndrome of menopause.
(4) At least one from each class of medications approved to prevent and treat osteoporosis.
(b) Coverage required under this section includes authority for the treating provider to adjust the dose of a drug consistent with clinical care recommendations.
(c) A health insurer shall annually provide current clinical care recommendations for hormone therapy from the Menopause Society or other
nationally recognized professional associations to all contracted primary care providers who treat insureds with perimenopause and menopause. A health insurer shall encourage primary care providers to review those recommendations.
(d) For purposes of this section, the following terms have the following meanings:
(1) “Formulation” means all of the following:
(A) A tablet or capsule.
(B) A transdermal patch.
(C) A topical spray.
(D) A cream, gel, or lotion.
(E) A vaginal
suppository, cream, or silicone ring.
(2) “Method of administration” means administering a formulation via an oral, topical, vaginal, subcutaneous, injectable, or intravenous route of administration.
(e) Coverage for the evaluation and treatment options for perimenopause and menopause shall be provided without discrimination on the basis of gender expression or identity.
(f) Nothing in this section shall be construed to limit coverage for medically necessary outpatient prescription drugs pursuant to Section 10123.193 or any other provision under this chapter.