Bill Text: FL S0266 | 2018 | Regular Session | Comm Sub
Bill Title: Covenants and Restrictions
Spectrum: Bipartisan Bill
Status: (Introduced - Dead) 2018-03-06 - Laid on Table, refer to HB 617 [S0266 Detail]
Download: Florida-2018-S0266-Comm_Sub.html
Florida Senate - 2018 CS for SB 266 By the Committee on Rules; and Senator Passidomo 595-03996-18 2018266c1 1 A bill to be entitled 2 An act relating to covenants and restrictions; 3 creating s. 712.001, F.S.; providing a short title; 4 amending s. 712.01, F.S.; defining and redefining 5 terms; amending s. 712.05, F.S.; revising the notice 6 filing requirements for a person claiming an interest 7 in land and other rights; authorizing a property 8 owners’ association to preserve and protect certain 9 covenants or restrictions from extinguishment, subject 10 to specified requirements; providing that a failure in 11 indexing does not affect the validity of the notice; 12 extending the length of time certain covenants or 13 restrictions are preserved; deleting a provision 14 requiring a two-thirds vote by members of an 15 incorporated homeowners’ association to file certain 16 notices; providing that a property owners’ association 17 or clerk of the circuit court is not required to 18 provide certain additional notice for a specified 19 notice that is filed; conforming provisions to changes 20 made by the act; amending s. 712.06, F.S.; exempting a 21 specified summary notice and amendment from certain 22 notice content requirements; revising the contents 23 required to be specified by certain notices; 24 conforming provisions to changes made by the act; 25 amending s. 712.11, F.S.; conforming provisions to 26 changes made by the act; creating s. 712.12, F.S.; 27 defining terms; authorizing the parcel owners of a 28 community not subject to a homeowners’ association to 29 use specified procedures to revive certain covenants 30 or restrictions, subject to certain exceptions and 31 requirements; authorizing a parcel owner to commence 32 an action by a specified date under certain 33 circumstances for a judicial determination that the 34 covenants or restrictions did not govern that parcel 35 as of a specified date and that any revitalization of 36 such covenants or restrictions as to that parcel would 37 unconstitutionally deprive the parcel owner of rights 38 or property; providing applicability; amending s. 39 720.303, F.S.; requiring a board to take up certain 40 provisions relating to notice filings at the first 41 board meeting; creating s. 720.3032, F.S.; requiring 42 any property owners’ association desiring to preserve 43 covenants from potential termination after a specified 44 period by certain operation to record in the official 45 records of each county in which the community is 46 located a notice subject to certain requirements; 47 providing a document form for recording by an 48 association to preserve certain covenants or 49 restrictions; requiring a copy of the filed notice to 50 be sent to all members; requiring the original signed 51 notice to be recorded with the clerk of the circuit 52 court or other recorder; amending ss. 702.09 and 53 702.10, F.S.; conforming provisions to changes made by 54 the act; amending s. 712.095, F.S.; conforming a 55 cross-reference; amending ss. 720.403, 720.404, 56 720.405, and 720.407, F.S.; conforming provisions to 57 changes made by the act; providing an effective date. 58 59 Be It Enacted by the Legislature of the State of Florida: 60 61 Section 1. Section 712.001, Florida Statutes, is created to 62 read: 63 712.001 Short title.—This chapter may be cited as the 64 “Marketable Record Title Act.” 65 Section 2. Section 712.01, Florida Statutes, is reordered 66 and amended to read: 67 712.01 Definitions.—As used in this chapter, the termlaw: 68 (1) “Community covenant or restriction” means any agreement 69 or limitation contained in a document recorded in the public 70 records of the county in which a parcel is located which: 71 (a) Subjects the parcel to any use restriction that may be 72 enforced by a property owners’ association; or 73 (b) Authorizes a property owners’ association to impose a 74 charge or assessment against the parcel or the parcel owner. 75 (4)(1)The term“Person” includes theas used herein76denotessingular or plural, natural or corporate, private or 77 governmental, including the state and any political subdivision 78 or agency thereof as the context for the use thereof requires or 79 denotes and including any property owners’homeowners’80 association. 81 (6)(2)“Root of title” means any title transaction 82 purporting to create or transfer the estate claimed by any 83 personandwhich is the last title transaction to have been 84 recorded at least 30 years beforeprior tothe time when 85 marketability is being determined. The effective date of the 86 root of title is the date on which it was recorded. 87 (7)(3)“Title transaction” means any recorded instrument or 88 court proceeding thatwhichaffects title to any estate or 89 interest in land and thatwhichdescribes the land sufficiently 90 to identify its location and boundaries. 91 (5)(4)“Property owners’ association”Theterm“homeowners’92association”means a homeowners’ association as defined in s. 93 720.301, a corporation or other entity responsible for the 94 operation of property in which the voting membership is made up 95 of the owners of the property or their agents, or a combination 96 thereof, and in which membership is a mandatory condition of 97 property ownership, or an association of parcel owners which is 98 authorized to enforce a community covenant or restrictionuse99restrictionsthat isareimposed on the parcels. 100 (3)(5)The term“Parcel” means any real property thatwhich101is used for residential purposesthat is subject to exclusive102ownership and whichis subject to any covenant or restriction of 103 a property owners’homeowners’association. 104 (2)(6)The term“Covenant or restriction” means any 105 agreement or limitation contained in a document recorded in the 106 public records of the county in which a parcel is located which 107 subjects the parcel to any use or other restriction or 108 obligationwhich may be enforced by a homeowners’ association or109which authorizes a homeowners’ association to impose a charge or110assessment against the parcel or the owner of the parcel or111which may be enforced by the Florida Department of Environmental112Protection pursuant to chapter 376 or chapter 403. 113 Section 3. Section 712.05, Florida Statutes, is amended to 114 read: 115 712.05 Effect of filing notice.— 116 (1) A person claiming an interest in land or other right 117 subject to extinguishment under this chaptera homeowners’118association desiring to preserve a covenant or restrictionmay 119 preserve and protect such interest or rightthe samefrom 120 extinguishment by the operation of this chapteractby filing 121 for record, at any time during the 30-year period immediately 122 following the effective date of the root of title, a written 123 notice in accordance with s. 712.06this chapter. 124 (2) A property owners’ association may preserve and protect 125 a community covenant or restriction from extinguishment by the 126 operation of this chapter by filing for record, at any time 127 during the 30-year period immediately following the effective 128 date of the root of title: 129 (a) A written notice in accordance with s. 712.06; or 130 (b) A summary notice in substantial form and content as 131 required under s. 720.3032(2); or an amendment to a community 132 covenant or restriction that is indexed under the legal name of 133 the property owners’ association and references the recording 134 information of the covenant or restriction to be preserved. 135 Failure of a summary notice or amendment to be indexed to the 136 current owners of the affected property does not affect the 137 validity of the notice or vitiate the effect of the filing of 138 such notice. 139 (3) ASuchnotice under subsection (1) or subsection (2) 140 preserves an interest in land or othersuch claim ofright 141 subject to extinguishment under this chapter, or asuchcovenant 142 or restriction or portion of such covenant or restriction, for 143 not less thanup to30 years after filing the notice unless the 144 notice is filed again as required in this chapter. A person’s 145 disability or lack of knowledge of any kind may not delay the 146 commencement of or suspend the running of the 30-year period. 147 Such notice may be filed for record by the claimant or by any 148 other person acting on behalf of a claimant who is: 149 (a) Under a disability; 150 (b) Unable to assert a claim on his or her behalf; or 151 (c) One of a class, but whose identity cannot be 152 established or is uncertain at the time of filing such notice of 153 claim for record. 154 155Such notice may be filed by a homeowners’ association only if156the preservation of such covenant or restriction or portion of157such covenant or restriction is approved by at least two-thirds158of the members of the board of directors of an incorporated159homeowners’ association at a meeting for which a notice, stating160the meeting’s time and place and containing the statement of161marketable title action described in s. 712.06(1)(b), was mailed162or hand delivered to members of the homeowners’ association at163least 7 days before such meeting.The property owners’ 164homeowners’association or clerk of the circuit court is not 165 required to provide additional notice pursuant to s. 712.06(3) 166 for a notice filed under subsection (2). The preceding sentence 167 is intended to clarify existing law. 168 (4)(2)It isshallnotbenecessary for the owner of the 169 marketable record title, as described in s. 712.02herein170defined, to file a notice to protect his or her marketable 171 record title. 172 Section 4. Subsections (1) and (3) of section 712.06, 173 Florida Statutes, are amended to read: 174 712.06 Contents of notice; recording and indexing.— 175 (1) To be effective, the notice referred to in s. 712.05, 176 other than the summary notice and the amendment referred to in 177 s. 712.05(2)(b), mustshallcontain: 178 (a) The name or description and mailing address of the 179 claimant or the property owners’homeowners’association 180 desiring to preserve any covenant or restrictionand the name181and particular post office address of the person filing the182claim or the homeowners’ association. 183 (b) The name and mailingpost officeaddress of an owner, 184 or the name and mailingpost officeaddress of the person in 185 whose name thesaidproperty is assessed on the last completed 186 tax assessment roll of the county at the time of filing, who, 187 for purpose of such notice, shall be deemed to be an owner; 188provided,however, if a property owners’homeowners’association 189 is filing the notice,thenthe requirements of this paragraph 190 may be satisfied by attaching to and recording with the notice 191 an affidavit executed by the appropriate member of the board of 192 directors of the property owners’homeowners’association 193 affirming that the board of directors of the property owners’ 194homeowners’association caused a statement in substantially the 195 following form to be mailed or hand delivered to the members of 196 that property owners’homeowners’association: 197 198 STATEMENT OF MARKETABLE TITLE ACTION 199 200 The [name of property owners’homeowners’association] (the 201 “Association”) has taken action to ensure that the [name of 202 declaration, covenant, or restriction], recorded in Official 203 Records Book ...., Page ...., of the public records of .... 204 County, Florida, as may be amended from time to time, currently 205 burdening the property of each and every member of the 206 Association, retains its statusas the source of marketable207titlewith regard to the affected real propertythe transfer of208a member’s residence. To this end, the Association shall cause 209 the notice required by chapter 712, Florida Statutes, to be 210 recorded in the public records of .... County, Florida. Copies 211 of this notice and its attachments are available through the 212 Association pursuant to the Association’s governing documents 213 regarding official records of the Association. 214 215 (c) A full and complete description of all land affected by 216 such notice, which description shall be set forth in particular 217 terms and not by general reference, but if said claim is founded 218 upon a recorded instrument or a covenant or a restriction,then219 the description in such notice may be the same as that contained 220 in such recorded instrument or covenant or restriction, provided 221 the same shall be sufficient to identify the property. 222 (d) A statement of the claim showing the nature, 223 description, and extent of such claim or other right subject to 224 extinguishment under this chapter or, in the case of a covenant 225 or restriction, a copy of the covenant or restriction or a 226 reference to the book and page or instrument number in which the 227 same is recorded, except that it isshallnotbenecessary to 228 show the amount of any claim for money or the terms of payment. 229 (e) If such claim or other right subject to extinguishment 230 under this chapter is based upon an instrument of record or a 231 recorded covenant or restriction, such instrument of record or 232 recorded covenant or restriction shall be deemed sufficiently 233 described to identify the same if the notice includes a 234 reference to the book and page in which the same is recorded. 235 (f) Such notice shall be acknowledged in the same manner as 236 deeds are acknowledged for record. 237 (3) The person providing the notice referred to in s. 238 712.05, other than a notice for preservation of a community 239 covenant or restriction, shall: 240 (a) Cause the clerk of the circuit court to mail by 241 registered or certified mail to the purported owner of said 242 property, as stated in such notice, a copy thereof and shall 243 enter on the original, before recording the same, a certificate 244 showing such mailing. For preparing the certificate, the 245 claimant shall pay to the clerk the service charge as prescribed 246 in s. 28.24(8) and the necessary costs of mailing, in addition 247 to the recording charges as prescribed in s. 28.24(12). If the 248 notice names purported owners having more than one address, the 249 person filing the same shall furnish a true copy for each of the 250 several addresses stated, and the clerk shall send one such copy 251 to the purported owners named at each respective address. Such 252 certificate shall be sufficient if the same reads substantially 253 as follows: 254 255 I hereby certify that I did on this ...., mail by 256 registered (or certified) mail a copy of the foregoing notice to 257 each of the following at the address stated: 258 259 ...(Clerk of the circuit court)... 260 of .... County, Florida, 261 By...(Deputy clerk)... 262 263 The clerk of the circuit court is not required to mail to the 264 purported owner of such property any such notice that pertains 265 solely to the preserving of any covenant or restriction or any 266 portion of a covenant or restriction; or 267 (b) Publish once a week, for 2 consecutive weeks, the 268 notice referred to in s. 712.05, with the official record book 269 and page number in which such notice was recorded, in a 270 newspaper as defined in chapter 50 in the county in which the 271 property is located. 272 Section 5. Section 712.11, Florida Statutes, is amended to 273 read: 274 712.11 Covenant revitalization.—A property owners’ 275homeowners’association not otherwise subject to chapter 720 may 276 use the procedures set forth in ss. 720.403-720.407 to revive 277 covenants that have lapsed under the terms of this chapter. 278 Section 6. Section 712.12, Florida Statutes, is created to 279 read: 280 712.12 Covenant or restriction revitalization by parcel 281 owners not subject to a homeowners’ association.— 282 (1) As used in this section, the term: 283 (a) “Community” means the real property that is subject to 284 a covenant or restriction that is recorded in the county where 285 the property is located. 286 (b) “Covenant or restriction” means any agreement or 287 limitation imposed by a private party and not required by a 288 governmental agency as a condition of a development permit, as 289 defined in s. 163.3164, which is contained in a document 290 recorded in the public records of the county in which a parcel 291 is located and which subjects the parcel to any use restriction 292 that may be enforced by a parcel owner. 293 (c) “Parcel” means real property that is used for 294 residential purposes and that is subject to exclusive ownership 295 and any covenant or restriction that may be enforced by a parcel 296 owner. 297 (d) “Parcel owner” means the record owner of legal title to 298 a parcel. 299 (2) The parcel owners of a community not subject to a 300 homeowners’ association may use the procedures set forth in ss. 301 720.403-720.407 to revive covenants or restrictions that have 302 lapsed under the terms of this chapter, except: 303 (a) A reference to a homeowners’ association or articles of 304 incorporation or bylaws of a homeowners’ association under ss. 305 720.403-720.407 is not required to revive the covenants or 306 restrictions. 307 (b) The approval required under s. 720.405(6) must be in 308 writing, and not at a meeting. 309 (c) The requirements under s. 720.407(2) may be satisfied 310 by having the organizing committee execute the revived covenants 311 or restrictions in the name of the community. 312 (d) The indexing requirements under s. 720.407(3) may be 313 satisfied by indexing the community name in the covenants or 314 restrictions as the grantee and the parcel owners as the 315 grantors. 316 (3) With respect to any parcel that has ceased to be 317 governed by covenants or restrictions as of October 1, 2018, the 318 parcel owner may commence an action by October 1, 2019, for a 319 judicial determination that the covenants or restrictions did 320 not govern that parcel as of October 1, 2018, and that any 321 revitalization of such covenants or restrictions as to that 322 parcel would unconstitutionally deprive the parcel owner of 323 rights or property. 324 (4) Revived covenants or restrictions that are implemented 325 pursuant to this section do not apply to or affect the rights of 326 the parcel owner which are recognized by any court order or 327 judgment in any action commenced by October 1, 2019, and any 328 such rights so recognized may not be subsequently altered by 329 revived covenants or restrictions implemented under this section 330 without the consent of the affected parcel owner. 331 Section 7. Paragraph (e) is added to subsection (2) of 332 section 720.303, Florida Statutes, to read: 333 720.303 Association powers and duties; meetings of board; 334 official records; budgets; financial reporting; association 335 funds; recalls.— 336 (2) BOARD MEETINGS.— 337 (e) At the first board meeting, excluding the 338 organizational meeting, which follows the annual meeting of the 339 members, the board shall consider the desirability of filing 340 notices to preserve the covenants or restrictions affecting the 341 community or association from extinguishment under the 342 Marketable Record Title Act, chapter 712, and to authorize and 343 direct the appropriate officer to file notice in accordance with 344 s. 720.3032. 345 Section 8. Section 720.3032, Florida Statutes, is created 346 to read: 347 720.3032 Notice of association information; preservation 348 from Marketable Record Title Act.— 349 (1) Any property owners’ association desiring to preserve 350 covenants from potential termination after 30 years by operation 351 of chapter 712 may record in the official records of each county 352 in which the community is located a notice specifying: 353 (a) The legal name of the association. 354 (b) The mailing and physical addresses of the association. 355 (c) The names of the affected subdivision plats and 356 condominiums or, if not applicable, the common name of the 357 community. 358 (d) The name, address, and telephone number for the current 359 community association management company or community 360 association manager, if any. 361 (e) Indication as to whether the association desires to 362 preserve the covenants or restrictions affecting the community 363 or association from extinguishment under the Marketable Record 364 Title Act, chapter 712. 365 (f) A listing by name and recording information of those 366 covenants or restrictions affecting the community which the 367 association desires to be preserved from extinguishment. 368 (g) The legal description of the community affected by the 369 covenants or restrictions, which may be satisfied by a reference 370 to a recorded plat. 371 (h) The signature of a duly authorized officer of the 372 association, acknowledged in the same manner as deeds are 373 acknowledged for record. 374 (2) Recording a document in substantially the following 375 form satisfies the notice obligation and constitutes a summary 376 notice as specified in s. 712.05(2)(b) sufficient to preserve 377 and protect the referenced covenants and restrictions from 378 extinguishment under the Marketable Record Title Act, chapter 379 712. 380 381 Notice of ...(name of association)... under s. 720.3032, Florida 382 Statutes, and notice to preserve and protect covenants and 383 restrictions from extinguishment under the Marketable Record 384 Title Act, chapter 712, Florida Statutes. 385 386 Instructions to recorder: Please index both the legal name 387 of the association and the names shown in item 3. 388 1. Legal name of association: .... 389 2. Mailing and physical addresses of association: .... .... 390 3. Names of the subdivision plats, or, if none, common name 391 of community: .... 392 4. Name, address, and telephone number for management 393 company, if any: ................ 394 5. This notice does .... does not .... constitute a notice 395 to preserve and protect covenants or restrictions from 396 extinguishment under the Marketable Record Title Act. 397 6. The following covenants or restrictions affecting the 398 community which the association desires to be preserved from 399 extinguishment: 400 ...(Name of instrument)... 401 ...(Official Records Book where recorded & page)... 402 ...(List of instruments)... 403 ...(List of recording information)... 404 7. The legal description of the community affected by the 405 listed covenants or restrictions is: ...(Legal description, 406 which may be satisfied by reference to a recorded plat)... 407 This notice is filed on behalf of ...(Name of 408 association)... as of ...(Date).... 409 ...(Name of association)... 410 411 By: .... 412 ...(Name of individual officer)... 413 ...(Title of officer)... 414 ...(Notary acknowledgment)... 415 416 (3) A copy of the notice, as filed, must be included as 417 part of the next notice of meeting or other mailing sent to all 418 members. 419 (4) The original signed notice must be recorded in the 420 official records of the clerk of the circuit court or other 421 recorder for the county. 422 Section 9. Section 702.09, Florida Statutes, is amended to 423 read: 424 702.09 Definitions.—For the purposes of ss. 702.07 and 425 702.08, the words “decree of foreclosure” shall include a 426 judgment or order rendered or passed in the foreclosure 427 proceedings in which the decree of foreclosure shall be 428 rescinded, vacated, and set aside; the word “mortgage” shall 429 mean any written instrument securing the payment of money or 430 advances and includes liens to secure payment of assessments 431 arising under chapters 718 and 719 and liens created pursuant to 432 the recorded covenants of a property owners’homeowners’433 association as defined in s. 712.01; the word “debt” shall 434 include promissory notes, bonds, and all other written 435 obligations given for the payment of money; the words 436 “foreclosure proceedings” shall embrace every action in the 437 circuit or county courts of this state wherein it is sought to 438 foreclose a mortgage and sell the property covered by the same; 439 and the word “property” shall mean and include both real and 440 personal property. 441 Section 10. Subsection (1) of section 702.10, Florida 442 Statutes, is amended to read: 443 702.10 Order to show cause; entry of final judgment of 444 foreclosure; payment during foreclosure.— 445 (1) A lienholder may request an order to show cause for the 446 entry of final judgment in a foreclosure action. For purposes of 447 this section, the term “lienholder” includes the plaintiff and a 448 defendant to the action who holds a lien encumbering the 449 property or a defendant who, by virtue of its status as a 450 condominium association, cooperative association, or property 451 owners’homeowners’association, may file a lien against the 452 real property subject to foreclosure. Upon filing, the court 453 shall immediately review the request and the court file in 454 chambers and without a hearing. If, upon examination of the 455 court file, the court finds that the complaint is verified, 456 complies with s. 702.015, and alleges a cause of action to 457 foreclose on real property, the court shall promptly issue an 458 order directed to the other parties named in the action to show 459 cause why a final judgment of foreclosure should not be entered. 460 (a) The order shall: 461 1. Set the date and time for a hearing to show cause. The 462 date for the hearing may not occur sooner than the later of 20 463 days after service of the order to show cause or 45 days after 464 service of the initial complaint. When service is obtained by 465 publication, the date for the hearing may not be set sooner than 466 30 days after the first publication. 467 2. Direct the time within which service of the order to 468 show cause and the complaint must be made upon the defendant. 469 3. State that the filing of defenses by a motion, a 470 responsive pleading, an affidavit, or other papers before the 471 hearing to show cause that raise a genuine issue of material 472 fact which would preclude the entry of summary judgment or 473 otherwise constitute a legal defense to foreclosure shall 474 constitute cause for the court not to enter final judgment. 475 4. State that a defendant has the right to file affidavits 476 or other papers before the time of the hearing to show cause and 477 may appear personally or by way of an attorney at the hearing. 478 5. State that, if a defendant files defenses by a motion, a 479 verified or sworn answer, affidavits, or other papers or appears 480 personally or by way of an attorney at the time of the hearing, 481 the hearing time will be used to hear and consider whether the 482 defendant’s motion, answer, affidavits, other papers, and other 483 evidence and argument as may be presented by the defendant or 484 the defendant’s attorney raise a genuine issue of material fact 485 which would preclude the entry of summary judgment or otherwise 486 constitute a legal defense to foreclosure. The order shall also 487 state that the court may enter an order of final judgment of 488 foreclosure at the hearing and order the clerk of the court to 489 conduct a foreclosure sale. 490 6. State that, if a defendant fails to appear at the 491 hearing to show cause or fails to file defenses by a motion or 492 by a verified or sworn answer or files an answer not contesting 493 the foreclosure, such defendant may be considered to have waived 494 the right to a hearing, and in such case, the court may enter a 495 default against such defendant and, if appropriate, a final 496 judgment of foreclosure ordering the clerk of the court to 497 conduct a foreclosure sale. 498 7. State that if the mortgage provides for reasonable 499 attorney fees and the requested attorney fees do not exceed 3 500 percent of the principal amount owed at the time of filing the 501 complaint, it is unnecessary for the court to hold a hearing or 502 adjudge the requested attorney fees to be reasonable. 503 8. Attach the form of the proposed final judgment of 504 foreclosure which the movant requests the court to enter at the 505 hearing on the order to show cause. 506 9. Require the party seeking final judgment to serve a copy 507 of the order to show cause on the other parties in the following 508 manner: 509 a. If a party has been served pursuant to chapter 48 with 510 the complaint and original process, or the other party is the 511 plaintiff in the action, service of the order to show cause on 512 that party may be made in the manner provided in the Florida 513 Rules of Civil Procedure. 514 b. If a defendant has not been served pursuant to chapter 515 48 with the complaint and original process, the order to show 516 cause, together with the summons and a copy of the complaint, 517 shall be served on the party in the same manner as provided by 518 law for original process. 519 520 Any final judgment of foreclosure entered under this subsection 521 is for in rem relief only. This subsection does not preclude the 522 entry of a deficiency judgment where otherwise allowed by law. 523 The Legislature intends that this alternative procedure may run 524 simultaneously with other court procedures. 525 (b) The right to be heard at the hearing to show cause is 526 waived if a defendant, after being served as provided by law 527 with an order to show cause, engages in conduct that clearly 528 shows that the defendant has relinquished the right to be heard 529 on that order. The defendant’s failure to file defenses by a 530 motion or by a sworn or verified answer, affidavits, or other 531 papers or to appear personally or by way of an attorney at the 532 hearing duly scheduled on the order to show cause presumptively 533 constitutes conduct that clearly shows that the defendant has 534 relinquished the right to be heard. If a defendant files 535 defenses by a motion, a verified answer, affidavits, or other 536 papers or presents evidence at or before the hearing which raise 537 a genuine issue of material fact which would preclude entry of 538 summary judgment or otherwise constitute a legal defense to 539 foreclosure, such action constitutes cause and precludes the 540 entry of a final judgment at the hearing to show cause. 541 (c) In a mortgage foreclosure proceeding, when a final 542 judgment of foreclosure has been entered against the mortgagor 543 and the note or mortgage provides for the award of reasonable 544 attorney fees, it is unnecessary for the court to hold a hearing 545 or adjudge the requested attorney fees to be reasonable if the 546 fees do not exceed 3 percent of the principal amount owed on the 547 note or mortgage at the time of filing, even if the note or 548 mortgage does not specify the percentage of the original amount 549 that would be paid as liquidated damages. 550 (d) If the court finds that all defendants have waived the 551 right to be heard as provided in paragraph (b), the court shall 552 promptly enter a final judgment of foreclosure without the need 553 for further hearing if the plaintiff has shown entitlement to a 554 final judgment and upon the filing with the court of the 555 original note, satisfaction of the conditions for establishment 556 of a lost note, or upon a showing to the court that the 557 obligation to be foreclosed is not evidenced by a promissory 558 note or other negotiable instrument. If the court finds that a 559 defendant has not waived the right to be heard on the order to 560 show cause, the court shall determine whether there is cause not 561 to enter a final judgment of foreclosure. If the court finds 562 that the defendant has not shown cause, the court shall promptly 563 enter a judgment of foreclosure. If the time allotted for the 564 hearing is insufficient, the court may announce at the hearing a 565 date and time for the continued hearing. Only the parties who 566 appear, individually or through an attorney, at the initial 567 hearing must be notified of the date and time of the continued 568 hearing. 569 Section 11. Section 712.095, Florida Statutes, is amended 570 to read: 571 712.095 Notice required by July 1, 1983.—Any person whose 572 interest in land is derived from an instrument or court 573 proceeding recorded subsequent to the root of title, which 574 instrument or proceeding did not contain a description of the 575 land as specified by s. 712.01(7)s. 712.01(3), and whose 576 interest had not been extinguished prior to July 1, 1981, shall 577 have until July 1, 1983, to file a notice in accordance with s. 578 712.06 to preserve the interest. 579 Section 12. Section 720.403, Florida Statutes, is amended 580 to read: 581 720.403 Preservation ofresidentialcommunities; revival of 582 declaration of covenants.— 583 (1) Consistent with required and optional elements of local 584 comprehensive plans and other applicable provisions of the 585 Community Planning Act, property ownershomeownersare 586 encouraged to preserve existing residential and other 587 communities, promote available and affordable housing, protect 588 structural and aesthetic elements of theirresidential589 community, and, as applicable, maintain roads and streets, 590 easements, water and sewer systems, utilities, drainage 591 improvements, conservation and open areas, recreational 592 amenities, and other infrastructure and common areas that serve 593 and support theresidentialcommunity by the revival of a 594 previous declaration of covenants and other governing documents 595 that may have ceased to govern some or all parcels in the 596 community. 597 (2) In order to preserve aresidentialcommunity and the 598 associated infrastructure and common areas for the purposes 599 described in this section, the parcel owners in a community that 600 was previously subject to a declaration of covenants that has 601 ceased to govern one or more parcels in the community may revive 602 the declaration and thehomeowners’association for the 603 community upon approval by the parcel owners to be governed 604 thereby as provided in this act, and upon approval of the 605 declaration and the other governing documents for the 606 association by the Department of Economic Opportunity in a 607 manner consistent with this act. 608 (3) Part III of this chapter is intended to provide 609 mechanisms for the revitalization of covenants or restrictions 610 for all types of communities and property associations and is 611 not limited to residential communities. 612 Section 13. Section 720.404, Florida Statutes, is amended 613 to read: 614 720.404 Eligibleresidentialcommunities; requirements for 615 revival of declaration.—Parcel owners in a community are 616 eligible to seek approval from the Department of Economic 617 Opportunity to revive a declaration of covenants under this act 618 if all of the following requirements are met: 619 (1) All parcels to be governed by the revived declaration 620 must have been once governed by a previous declaration that has 621 ceased to govern some or all of the parcels in the community; 622 (2) The revived declaration must be approved in the manner 623 provided in s. 720.405(6); and 624 (3) The revived declaration may not contain covenants that 625 are more restrictive on the parcel owners than the covenants 626 contained in the previous declaration, except that the 627 declaration may: 628 (a) Have an effective term of longer duration than the term 629 of the previous declaration; 630 (b) Omit restrictions contained in the previous 631 declaration; 632 (c) Govern fewer than all of the parcels governed by the 633 previous declaration; 634 (d) Provide for amendments to the declaration and other 635 governing documents; and 636 (e) Contain provisions required by this chapter for new 637 declarations that were not contained in the previous 638 declaration. 639 Section 14. Subsections (1), (3), (5), and (6) of section 640 720.405, Florida Statutes, are amended to read: 641 720.405 Organizing committee; parcel owner approval.— 642 (1) The proposal to revive a declaration of covenants and 643 ana homeowners’association for a community under the terms of 644 this act shall be initiated by an organizing committee 645 consisting of not less than three parcel owners located in the 646 community that is proposed to be governed by the revived 647 declaration. The name, address, and telephone number of each 648 member of the organizing committee must be included in any 649 notice or other document provided by the committee to parcel 650 owners to be affected by the proposed revived declaration. 651 (3) The organizing committee shall prepare the full text of 652 the proposed articles of incorporation and bylaws of the revived 653homeowners’association to be submitted to the parcel owners for 654 approval, unless the association is then an existing 655 corporation, in which case the organizing committee shall 656 prepare the existing articles of incorporation and bylaws to be 657 submitted to the parcel owners. 658 (5) A copy of the complete text of the proposed revised 659 declaration of covenants, the proposed new or existing articles 660 of incorporation and bylaws of thehomeowners’association, and 661 a graphic depiction of the property to be governed by the 662 revived declaration shall be presented to all of the affected 663 parcel owners by mail or hand delivery not less than 14 days 664 before the time that the consent of the affected parcel owners 665 to the proposed governing documents is sought by the organizing 666 committee. 667 (6) A majority of the affected parcel owners must agree in 668 writing to the revived declaration of covenants and governing 669 documents of thehomeowners’association or approve the revived 670 declaration and governing documents by a vote at a meeting of 671 the affected parcel owners noticed and conducted in the manner 672 prescribed by s. 720.306. Proof of notice of the meeting to all 673 affected owners of the meeting and the minutes of the meeting 674 recording the votes of the property owners shall be certified by 675 a court reporter or an attorney licensed to practice in the 676 state. 677 Section 15. Subsection (3) of section 720.407, Florida 678 Statutes, is amended to read: 679 720.407 Recording; notice of recording; applicability and 680 effective date.— 681 (3) The recorded documents shall include the full text of 682 the approved declaration of covenants, the articles of 683 incorporation and bylaws of thehomeowners’association, the 684 letter of approval by the department, and the legal description 685 of each affected parcel of property. For purposes of chapter 686 712, the association is deemed to be and shall be indexed as the 687 grantee in a title transaction and the parcel owners named in 688 the revived declaration are deemed to be and shall be indexed as 689 the grantors in the title transaction. 690 Section 16. This act shall take effect October 1, 2018.