Sponsored by:
Senator ROBERT W. SINGER
District 30 (Monmouth and Ocean)
SYNOPSIS
Permits the purchase of small employer health benefits plans by certain self-employed persons.
CURRENT VERSION OF TEXT
As introduced.
An Act concerning the purchase of small employer health benefits plans by certain self-employed individuals and supplementing P.L.1992, c.162 (C.17B:27A-17 et seq.).
Be It Enacted by the Senate and General Assembly of the State of New Jersey:
1. As used in this act:
"Commissioner" means the Commissioner of Banking and Insurance.
"Eligible self-employed individual" means an individual who:
(1) does business as a sole proprietor, or organized as a limited liability company, subchapter S corporation, corporation, or other business entity allowing for the operation of the business without other partners or shareholders;
(2) is not an employer;
(3) is not employed full-time by another person, firm, corporation, partnership or political subdivision; and
(4) is not eligible to be covered under a group health benefits plan, group health plan, governmental plan, church plan or Part A or Part B of Title XVIII of the Social Security Act (42 U.S.C. s.1395 et seq.), except for eligibility provided pursuant to this act.
2. Notwithstanding the provisions of P.L.1992, c.162 (C.17B:27A-17 et seq.), or any other law, to the contrary, an eligible self-employed individual may purchase a small employer health benefits plan through the New Jersey Small Employer Health Benefits Program established by P.L.1992 c.162 (C.17B:27A-17 et seq.) to cover health care services for himself, or his dependents or both.
3. The commissioner shall promulgate rules and regulations pursuant to the "Administrative Procedure Act," P.L.1968, c.410 (C.52:14B-1 et seq.) necessary to effectuate the purposes of this act.
4. This act shall take effect on the 90th day after enactment.
STATEMENT
This bill permits eligible self-employed individuals to purchase small employer health benefits plans through the New Jersey Small Employer Health Benefits Program established pursuant to P.L.1992, c.162 (C.17B:27A-17 et seq.).
"Eligible self-employed individual" is defined in the bill as an individual who does business as a sole proprietor, or organized as a limited liability company, subchapter S corporation, corporation, or other business entity allowing for the operation of the business without other partners or shareholders and who is not:
- an employer;
- employed full-time by another person, firm, corporation, partnership or political subdivision; and
- eligible to be covered under a group health benefits plan, group health plan, governmental plan, church plan or Medicare plan, except for eligibility provided for under this bill.