SENATE, No. 2306

STATE OF NEW JERSEY

215th LEGISLATURE

 

INTRODUCED NOVEMBER 19, 2012

 


 

Sponsored by:

Senator  ROBERT W. SINGER

District 30 (Monmouth and Ocean)

 

 

 

 

SYNOPSIS

     Permits the purchase of small employer health benefits plans by certain self-employed persons.

 

CURRENT VERSION OF TEXT

     As introduced.

  


An Act concerning the purchase of small employer health benefits plans by certain self-employed individuals and supplementing P.L.1992, c.162 (C.17B:27A-17 et seq.).

 

     Be It Enacted by the Senate and General Assembly of the State of New Jersey:

 

     1.    As used in this act:

     "Commissioner" means the Commissioner of Banking and Insurance.

     "Eligible self-employed individual" means an individual who:

     (1)   does business as a sole proprietor, or organized as a limited liability company, subchapter S corporation, corporation, or other business entity allowing for the operation of the business without other partners or shareholders;

     (2)   is not an employer;

     (3)   is not employed full-time by another person, firm, corporation, partnership or political subdivision; and

     (4)   is not eligible to be covered under a group health benefits plan, group health plan, governmental plan, church plan or Part A or Part B of Title XVIII of the Social Security Act (42 U.S.C. s.1395 et seq.), except for eligibility provided pursuant to this act.

 

     2.    Notwithstanding the provisions of P.L.1992, c.162 (C.17B:27A-17 et seq.), or any other law, to the contrary, an eligible self-employed individual may purchase a small employer health benefits plan through the New Jersey Small Employer Health Benefits Program established by P.L.1992 c.162 (C.17B:27A-17 et seq.) to cover health care services for himself, or his dependents or both.

 

     3.    The commissioner shall promulgate rules and regulations pursuant to the "Administrative Procedure Act," P.L.1968, c.410 (C.52:14B-1 et seq.) necessary to effectuate the purposes of this act.

 

     4.    This act shall take effect on the 90th day after enactment.

 

 

STATEMENT

 

     This bill permits eligible self-employed individuals to purchase small employer health benefits plans through the New Jersey Small Employer Health Benefits Program established pursuant to P.L.1992, c.162 (C.17B:27A-17 et seq.).

     "Eligible self-employed individual" is defined in the bill as an individual who does business as a sole proprietor, or organized as a limited liability company, subchapter S corporation, corporation, or other business entity allowing for the operation of the business without other partners or shareholders and who is not:

     -      an employer;

     -      employed full-time by another person, firm, corporation, partnership or political subdivision; and

     -      eligible to be covered under a group health benefits plan, group health plan, governmental plan, church plan or Medicare plan, except for eligibility provided for under this bill.