Bill Text: NY A01885 | 2017-2018 | General Assembly | Introduced
Bill Title: Requires health insurance companies to allow its senior citizen insureds to designate a third party for notification purposes.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Introduced - Dead) 2018-01-03 - referred to insurance [A01885 Detail]
Download: New_York-2017-A01885-Introduced.html
STATE OF NEW YORK ________________________________________________________________________ 1885 2017-2018 Regular Sessions IN ASSEMBLY January 13, 2017 ___________ Introduced by M. of A. ABINANTI -- read once and referred to the Commit- tee on Insurance AN ACT to amend the insurance law, in relation to third party notifica- tion of the renewal, modification, or cancellation of a senior citi- zen's health insurance policy The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Subsection (f) of section 3111 of the insurance law, as 2 relettered by section 30 of part B of chapter 58 of the laws of 2004, is 3 relettered subsection (g) and a new subsection (f) is added to read as 4 follows: 5 (f) Every insurer that has in force any policy of insurance subject to 6 the provisions of article thirty-two or forty-three of this chapter 7 shall permit senior citizen insureds to designate a third party to whom 8 the insurer shall transmit notices of cancellation, nonrenewal, modifi- 9 cation, non-payment, and conditional renewal. The senior citizen insured 10 shall notify the insurer that a third party has been so designated. Such 11 notification shall be delivered to the insurer by certified mail, return 12 receipt requested, and shall be effective not later than ten business 13 days from the date of receipt by the insurer. The notification must 14 contain, in writing, an acceptance by the third party designee to 15 receive such notices from the insurer. Should the third party designee 16 desire to terminate his or her status as a third party designee, such 17 designee shall provide written notice to both the insurer and the senior 18 citizen insured. Should the senior citizen insured desire to terminate 19 the third party designation, the insured shall provide written notice to 20 the insurer. The transmission to the third party designee of any notice 21 shall be in addition to a copy of such document transmitted to the 22 senior citizen insured and when a third party is so designated all such 23 notices shall be mailed in an envelope clearly marked on its face with 24 the following: "IMPORTANT INSURANCE POLICY INFORMATION: OPEN IMMEDIATE- EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD03383-01-7A. 1885 2 1 LY". Designation as a third party shall not constitute acceptance of any 2 liability on the third party for services provided to such senior citi- 3 zen. On January first of each year, the insurer shall notify its senior 4 citizen insureds in writing of the availability of the third party 5 designee notice procedure and provide information on how the insured can 6 commence this procedure; however, such notice need not be provided once 7 a senior citizen has made a designation. 8 § 2. This act shall take effect on the first of January next succeed- 9 ing the date on which it shall have become a law.
