Bill Text: NY A09288 | 2023-2024 | General Assembly | Introduced

---

Bill Title: Requires owners of firearms to obtain liability insurance in an amount not less than one million dollars.

Spectrum: Partisan Bill (Democrat 3-0)

Status: (Introduced) 2024-02-23 - referred to insurance [A09288 Detail]

Download: New_York-2023-A09288-Introduced.html

---

                STATE OF NEW YORK
        ________________________________________________________________________

                                          9288

                   IN ASSEMBLY

                                    February 23, 2024
                                       ___________

        Introduced  by M. of A. LUCAS -- read once and referred to the Committee
          on Insurance

        AN ACT to amend the insurance law, in relation to  requiring  owners  of
          firearms to obtain liability insurance

          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:

     1    Section 1. The insurance law is amended by adding a new  section  2354
     2  to read as follows:
     3    §  2354.  Firearm  owners  insurance policies. 1.   Any person in this
     4  state who shall own a firearm shall, prior to such ownership, obtain and
     5  continuously maintain a policy of liability insurance in an  amount  not
     6  less  than one million dollars specifically covering any damages result-
     7  ing from any negligent acts involving the use of such firearm  while  it
     8  is owned by such person. Failure to maintain such insurance shall result
     9  in  the  immediate  revocation of such owner's registration, license and
    10  any other privilege to own such firearm.
    11    2. For purposes of this section, a person shall be deemed  to  be  the
    12  owner  of a firearm if such firearm is lost or stolen until such loss or
    13  theft is reported to the police department or sheriff which  has  juris-
    14  diction  in  the  county,  town,  city  or  village  in which such owner
    15  resides.
    16    3. Any person who owns a firearm on the effective date of this section
    17  shall obtain the insurance required by this section within  thirty  days
    18  of such effective date.
    19    4.  The  provisions of this section shall not apply to any peace offi-
    20  cer, as defined in section 2.10 of the criminal  procedure  law,  police
    21  officer,  as  defined  in subdivision thirty-four of section 1.20 of the
    22  criminal procedure law, or any member of the military who is on  "active
    23  duty" or "in active military service of the United States" as defined in
    24  section one of the military law, who is authorized to carry a firearm.
    25    5.  The  department  is  hereby  authorized and directed to promulgate
    26  rules and regulations necessary to carry  out  the  provisions  of  this
    27  section.

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD07558-01-3
        A. 9288                             2

     1    §  2.  This  act shall take effect on the ninetieth day after it shall
     2  have become a law. Effective immediately, the addition, amendment and/or
     3  repeal of any rule or regulation necessary  for  the  implementation  of
     4  this  act  on its effective date are authorized to be made and completed
     5  on or before such date.