STATE OF NEW YORK
________________________________________________________________________
3570
2021-2022 Regular Sessions
IN SENATE
January 30, 2021
___________
Introduced by Sens. BRESLIN, ADDABBO, SEPULVEDA -- read twice and
ordered printed, and when printed to be committed to the Committee on
Insurance
AN ACT to amend the insurance law, in relation to the definition of
serious injury and determining the sufficiency of the evidence with
respect thereto
The People of the State of New York, represented in Senate and Assem-
bly, do enact as follows:
1 Section 1. Subsection (d) of section 5102 of the insurance law, as
2 amended by chapter 955 of the laws of 1984, is amended to read as
3 follows:
4 (d) "Serious injury" means a personal injury which results in death;
5 dismemberment; significant disfigurement; a fracture; a partial or
6 complete tear or impingement of a nerve, tendon, ligament, muscle or
7 cartilage; injury to any part of the spinal column that results in inju-
8 ry to an intervertebral disc; impingement of the spinal cord, spinal
9 canal, nerve, tendon or muscle; loss of a fetus; permanent total or
10 partial loss of use of a body organ, member, function or system; any
11 injury resulting in the need for a surgical procedure; any permanent
12 consequential limitation of use of a body organ [or], member, function
13 or system; any significant limitation of use of a body organ, member,
14 function or system; or [a] any medically determined injury or impairment
15 of a permanent or non-permanent nature which prevents the injured person
16 from performing substantially all of the material acts which constitute
17 such person's usual and customary daily activities for not less than
18 ninety days during the one hundred eighty days immediately following the
19 occurrence of the injury or impairment. A finding of serious injury
20 under any of the above enumerated categories in this definition shall be
21 a sufficient basis for an award for past and/or future damages.
22 § 2. The insurance law is amended by adding a new section 5102-a to
23 read as follows:
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD07572-01-1
S. 3570 2
1 § 5102-a. Issues of fact and sufficiency of the evidence. Whether an
2 injury qualifies as a serious injury pursuant to subsection (d) of
3 section five thousand one hundred two of this article shall be a ques-
4 tion of fact. Where evidence is offered as to (a) whether an injury
5 qualifies as a serious injury pursuant to subsection (d) of section five
6 thousand one hundred two of this article, or (b) the causation of such
7 an injury, the sufficiency and weight of evidence offered, including but
8 not limited to that pertaining to qualitative and/or quantitative
9 assessment of injury, shall be reserved for the trier of fact.
10 § 3. This act shall take effect immediately and shall be applicable
11 to: (i) all actions and proceedings commenced on or after the effective
12 date of this act; and (ii) all actions and proceedings commenced prior
13 to the effective date of this act and pending on the effective date of
14 this act, where as of such date a trial of the issues thereon has not
15 yet commenced and a dispositive motion has not yet been filed.