Bill Text: PA HB2509 | 2009-2010 | Regular Session | Introduced

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Bill Title: Further providing for forms for health insurance claims.

Spectrum: Bipartisan Bill

Status: (Introduced - Dead) 2010-05-12 - Referred to INSURANCE [HB2509 Detail]

Download: Pennsylvania-2009-HB2509-Introduced.html

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PRINTER'S NO. 3738
THE GENERAL ASSEMBLY OF PENNSYLVANIA
HOUSE BILL
No. 2509 Session of2010
INTRODUCED BY MURT, BELFANTI, CALTAGIRONE, CLYMER, DALEY, EVERETT, GINGRICH, GROVE, HARHART, McILVAINE SMITH, VULAKOVICH AND WHITE, MAY 12, 2010
REFERRED TO COMMITTEE ON INSURANCE, MAY 12, 2010
AN ACT
Amending the act of May 17, 1921 (P.L.682, No.284), entitled "An
act relating to insurance; amending, revising, and
consolidating the law providing for the incorporation of
insurance companies, and the regulation, supervision, and
protection of home and foreign insurance companies, Lloyds
associations, reciprocal and inter-insurance exchanges, and
fire insurance rating bureaus, and the regulation and
supervision of insurance carried by such companies,
associations, and exchanges, including insurance carried by
the State Workmen's Insurance Fund; providing penalties; and
repealing existing laws," further providing for forms for
health insurance claims.
The General Assembly of the Commonwealth of Pennsylvania
hereby enacts as follows:
Section 1. Section 1202 of the act of May 17, 1921 (P.L.682,
No.284), known as The Insurance Company Law of 1921, added
December 15, 1992 (P.L.1129, No.148), is amended to read:
Section 1202. Forms for Health Insurance Claims.--(a) Each
health insurance claim form processed or otherwise used by an
insurer, including those used by the Department of Public
Welfare for public health care coverage, shall be the uniform
claim form developed by the department. The claim form shall be
identical in form and content except as provided in [subsection
(c)] subsections (c) and (c.1). The department shall, in
consultation with the Department of Public Welfare, insurers and
health care providers or their representatives, first consider
the feasibility of utilizing the UB-82/HCFA-1450 and HCFA-1500
forms, or their successors, as a uniform claim form. If these
forms are deemed to be unsatisfactory, the department shall, in
consultation with the Department of Public Welfare, insurers and
health care providers or their representatives, develop a
uniform claim form for use by all insurers, the Department of
Public Welfare's public health care coverage program and health
care providers. The uniform claim form shall contain blank
spaces at appropriate places in the document for approved
additional information requests under subsection (c).
(b) The feasibility study and subsequent development of the
uniform claim form shall be complete within one hundred eighty
(180) days of the effective date of this article. All insurers,
the Department of Public Welfare's public health care coverage
program and health care providers shall be required to use the
uniform claim form within one hundred twenty (120) days after
the uniform claim form is developed. The department may consider
a request from the Department of Public Welfare for an extension
in meeting the implementation schedule of this section.
(c) (1) Subject to the procedure contained in clause (2),
an insurer may request that a claimant provide departmentally
approved additional information which is not requested on the
uniform claim form.
(2) An insurer may request departmental approval of
additional information requests to be printed in the blank
spaces on the uniform claim form, and on subsequent pages if
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necessary, by submitting a written request to the department.
Such a request shall be deemed approved by the department if not
disapproved within sixty (60) days after receipt of the request.
A disapproval shall be subject to the procedures under 2 Pa.C.S.
(relating to administrative law and procedure).
(c.1) If, in a health insurance claim form, an insured
specifically authorizes payment of benefits directly to an
entity or person who provided health care services in accordance
with the provisions of the policy, the insurer shall make the
payment to the specified provider of the health care services.
The insurance contract may not prohibit, and claim forms must
provide an option for, the payment of benefits directly to the
specified provider of the health care services. The insurer may
require written attestation of the assignment of the payment.
Payment to the specified provider of the health care services
from the insurer may not be more than the amount that the
insurer would otherwise have paid without the assignment of
payment.
(d) In the case of vision and dental claim forms and in the
case of supplemental major medical claim forms, utilization of
the uniform claim form shall be at the discretion of the
individual insurer.
Section 2. This act shall take effect in 60 days.
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