A bill

to amend the South Carolina Code of Laws by adding Section 38-77-128 so as to prohibit insurers or agents from considering the work-related driving record of a first responder in determining the premium rate for the first responder's personal automobile insurance policy.

Be it enacted by the General Assembly of the State of South Carolina:

SECTION 1.Article 3, Chapter 77, Title 38 of the S.C. Code is amended by adding:

Section 38-77-128.(A) In determining the premium rates for a personal automobile insurance policy of a first responder, it is unlawful to consider the work-related driving record of a first responder if he is found to be noncontributing on the collision report.

(B) For purposes of this section, "first responder" means a law enforcement officer or firefighter employed by local, state, or federal government. A volunteer law enforcement officer or firefighter engaged by local, state, or federal government also is considered a first responder.

SECTION 2.This act takes effect upon approval by the Governor.

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