TO AMEND SECTION 38-75-790, CODE OF LAWS OF SOUTH CAROLINA, 1976, RELATING TO THE NONRENEWAL OF A HOMEOWNERS INSURANCE POLICY, SO AS TO PROHIBIT AN INSURER FROM RAISING THE RATES OF A HOMEOWNERS INSURANCE POLICY DUE TO A CLAIM FOR DAMAGES RESULTING FROM THE FAULT OF SOMEONE OTHER THAN THE INSURED.

Be it enacted by the General Assembly of the State of South Carolina:

SECTION    1.    Section 38-75-790 of the 1976 Code is amended to read:

    "Section 38-75-790.    (A)    No insurer may nonrenew refuse to renew a policy of homeowners insurance because the insured has filed a claim with that insurer for damages resulting from an act of God.

    (B)    No insurer may refuse to renew a policy of homeowners insurance or increase the premium on a policy of homeowners insurance because the insured has filed a claim with that insurer for damages resulting from an act of a party other than the insured."

SECTION    2.    This act takes effect upon approval by the Governor.