Bill Text: TX HB1585 | 2013-2014 | 83rd Legislature | Introduced

---

Bill Title: Relating to notice of a premium increase for certain health insurance policies.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced - Dead) 2013-04-24 - Considered in Calendars [HB1585 Detail]

Download: Texas-2013-HB1585-Introduced.html

---

83R7383 SCL-F
By: Walle H.B. No. 1585

A BILL TO BE ENTITLED
AN ACT
relating to notice of a premium increase for certain health
insurance policies.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. The heading to Section 1201.109, Insurance Code,
is amended to read as follows:
Sec. 1201.109. NOTICE OF RATE INCREASE FOR MAJOR MEDICAL
EXPENSE INSURANCE POLICY.
SECTION 2. Section 1201.109, Insurance Code, is amended by
amending Subsection (a) and adding Subsection (f) to read as
follows:
(a) Not less than 60 days before the date on which a premium
rate increase takes effect on an individual accident and health
insurance policy that provides major medical expense coverage and
that is delivered or issued for delivery in this state by an
insurer, the insurer shall:
(1) give written notice to the insured of the
effective date of the increase; and
(2) provide the insured a table that clearly lists:
(A) the actual dollar amount of the premium on
the date of the notice;
(B) the actual dollar amount of the premium after
the premium rate increase; and
(C) the percentage change between the amounts
described by Paragraphs (A) and (B).
(f) For purposes of this section, "major medical expense
coverage" means an individual major medical expense insurance
policy to which this chapter applies under Section 1201.003 that
constitutes creditable coverage under Section 1205.004.
SECTION 3. This Act takes effect immediately if it receives
a vote of two-thirds of all the members elected to each house, as
provided by Section 39, Article III, Texas Constitution. If this
Act does not receive the vote necessary for immediate effect, this
Act takes effect September 1, 2013.