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A BILL TO BE ENTITLED
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AN ACT
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relating to discrimination against an individual with a criminal |
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record by a life insurance company. |
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BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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SECTION 1. Chapter 1101, Insurance Code, is amended by |
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adding Subchapter E to read as follows: |
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SUBCHAPTER E. PROHIBITED PRACTICES |
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Sec. 1101.201. APPLICABILITY OF SUBCHAPTER. Unless |
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otherwise provided by this subchapter, this subchapter applies to a |
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life insurance policy: |
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(1) issued or delivered in this state; or |
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(2) issued by a life insurance company organized in |
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this state. |
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Sec. 1101.202. UNFAIR DISCRIMINATION. In addition to the |
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requirements under Section 544.002, a life insurance company may |
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not refuse to insure or provide coverage to an individual, refuse to |
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continue to insure or provide coverage to an individual, limit the |
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amount, extent, or kind of coverage available for an individual, or |
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charge an individual a rate that is different from the rate charged |
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to other individuals for the same coverage because of the |
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individual's criminal record. |
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SECTION 2. This Act takes effect September 1, 2015. |