H.B. No. 831

	AN ACT
	relating to disclosure of home mortgage information to a surviving
	spouse.
	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
	SECTION 1.  Subchapter B, Chapter 343, Finance Code, is
	amended by adding Section 343.103 to read as follows:
	Sec. 343.103.  DISCLOSURE OF MORTGAGE INFORMATION TO
	SURVIVING SPOUSE.  (a)  In this section:
	(1)  "Estate" has the meaning assigned by Section
	22.012, Estates Code.
	(2)  "Heir" has the meaning assigned by Section 22.015,
	Estates Code.
	(3)  "Mortgage servicer" and "mortgagor" have the
	meanings assigned by Section 51.0001, Property Code.
	(b)  Not later than the 30th day after a mortgage servicer of
	a home loan receives a request for the information from the
	surviving spouse of a mortgagor of the home loan, accompanied by the
	proof required under Subsection (c), the mortgage servicer shall
	provide the surviving spouse with information that the mortgagor
	would have received in a standard monthly statement, including:
	(1)  the current balance information, including the due
	dates and the amount of any installments;
	(2)  whether the loan is current and any amounts that
	are delinquent;
	(3)  any loan number; and
	(4)  the amount of any escrow deposit for taxes and
	insurance purposes.
	(c)  A surviving spouse must prove the person's status by
	providing:
	(1)  a death certificate of the mortgagor;
	(2)  an affidavit of disinterested witnesses that is in
	the form referenced in Section 203.002, Estates Code, including
	language stating that the surviving spouse was married to the
	mortgagor at the time of the mortgagor's death; and
	(3)  an affidavit signed by the surviving spouse
	stating that the surviving spouse is currently residing in the
	underlying mortgaged property as the primary residence.
	(d)  The request from the surviving spouse must also include
	a notice to the mortgage servicer that states in bold-faced,
	capital, or underlined letters: "THIS REQUEST IS MADE PURSUANT TO
	TEXAS FINANCE CODE SECTION 343.103. SUBSEQUENT DISCLOSURE OF
	INFORMATION IS NOT IN CONFLICT WITH THE GRAMM-LEACH-BLILEY ACT
	UNDER 15 U.S.C. SECTION 6802(e)(8)."
	(e)  A mortgage servicer that provides the information as
	required under this section is not liable to the estate of the
	mortgagor or any heir or beneficiary of the mortgagor as a result of
	providing this information to the surviving spouse.
	SECTION 2.  This Act takes effect September 1, 2015.
	______________________________	______________________________
	President of the Senate	Speaker of the House
	I certify that H.B. No. 831 was passed by the House on May 5,
	2015, by the following vote:  Yeas 141, Nays 2, 2 present, not
	voting.
	______________________________
	Chief Clerk of the House
	I certify that H.B. No. 831 was passed by the Senate on May
	22, 2015, by the following vote:  Yeas 31, Nays 0.
	______________________________
	Secretary of the Senate
	APPROVED:  _____________________
	Date
	_____________________
	Governor