| |
|
|
A BILL TO BE ENTITLED
|
|
|
AN ACT
|
|
|
relating to individual indemnity health insurance. |
|
|
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
|
|
SECTION 1. Section 1201.104(a), Insurance Code, is amended |
|
|
to read as follows: |
|
|
(a) For individual accident and health insurance policies, |
|
|
the commissioner shall adopt rules establishing minimum standards |
|
|
for benefits under each of the following categories of coverage: |
|
|
(1) basic hospital expense; |
|
|
(2) basic medical-surgical expense; |
|
|
(3) hospital [confinement] indemnity or other fixed |
|
|
indemnity; |
|
|
(4) major medical expense; |
|
|
(5) disability income protection; |
|
|
(6) accident only; |
|
|
(7) specified disease; |
|
|
(8) specified accident; and |
|
|
(9) limited benefit. |
|
|
SECTION 2. Not later than January 1, 2016, the commissioner |
|
|
of insurance shall adopt any rules necessary to implement Section |
|
|
1201.104, Insurance Code, as amended by this Act. |
|
|
SECTION 3. This Act takes effect immediately if it receives |
|
|
a vote of two-thirds of all the members elected to each house, as |
|
|
provided by Section 39, Article III, Texas Constitution. If this |
|
|
Act does not receive the vote necessary for immediate effect, this |
|
|
Act takes effect September 1, 2015. |