Bill Text: CA SB591 | 2023-2024 | Regular Session | Amended
Bill Title: California Cybersecurity Integration Center: consumer protection: credit reporting.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Failed) 2024-02-01 - Returned to Secretary of Senate pursuant to Joint Rule 56. [SB591 Detail]
Download: California-2023-SB591-Amended.html
|
Amended
IN
Senate
March 22, 2023 |
CALIFORNIA LEGISLATURE—
2023–2024 REGULAR SESSION
Senate Bill
No. 591
| Introduced by Senator Min |
February 15, 2023 |
LEGISLATIVE COUNSEL'S DIGEST
SB 591, as amended, Min.
Local government: massage. California Cybersecurity Integration Center: consumer protection: credit reporting.
Existing law establishes the California Cybersecurity Integration Center within the Office of Emergency Services, the primary mission of which is to reduce the likelihood and severity of cyber incidents that could damage California’s economy, its critical infrastructure, or computer networks in the state. Existing law requires the center to serve as the central organizing hub of state government’s cybersecurity activities and to coordinate information sharing with local, state, and federal agencies, tribal governments, utilities and other service providers, academic institutions, and nongovernmental organizations.
This bill would require the center, by December 31, 2025, to submit to the Legislature, as specified, a report on the feasibility of, and the
potential benefits, risks, and costs of, requiring credit reporting bureaus and lenders to implement new information security tactics that protect consumers from financial fraud, including requiring credit reporting bureaus or lenders to use multifactor authentication each time a new line of credit is opened or a credit report is accessed, and specified tactics related to using alternatives to social security numbers as authenticators.
Existing law authorizes the legislative body of a city for incorporated areas, or county for unincorporated areas, to enact an ordinance that provides for the licensing for regulation of the business of massage when carried on within the city or county.
This bill would make nonsubstantive changes to those provisions.
Digest Key
Vote: MAJORITY Appropriation: NO Fiscal Committee:Bill Text
The people of the State of California do enact as follows:
SECTION 1.
Section 8586.6 is added to the Government Code, to read:8586.6.
(a) On or before December 31, 2025, the California Cybersecurity Integration Center shall submit to the Legislature a report on the feasibility of, and the potential benefits, risks, and costs of, requiring credit reporting bureaus and lenders to implement new information security tactics that protect consumers from financial fraud. The report shall include, but not be limited to, an assessment of the feasibility of, and the potential benefits, risks, and costs of, utilizing all of the following tactics:(1) Requiring credit reporting bureaus or lenders to use multifactor authentication each time a new line of credit is opened or a credit report is accessed.
(2) Utilization of
statewide alternatives to social security numbers as authenticators in determining an individual’s identity.
(3) Requiring credit reporting bureaus or lenders to accept alternatives to social security numbers as authenticators in determining an individual’s identity.
(b) (1) A report to be submitted pursuant to subdivision (a) shall be submitted in compliance with Section 9795.
(2) Pursuant to Section 10231.5, this section is repealed on January 1, 2028.
The legislative body of a city for incorporated areas, or county for unincorporated areas, may enact an ordinance that provides for the licensing for regulation of the business of massage when carried on within the city or
county.
