Bill Amendment: FL S0708 | 2014 | Regular Session

NOTE: For additional amemendments please see the Bill Drafting List

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Bill Title: Insurance Claims

Status: 2014-06-13 - Chapter No. 2014-86, companion bill(s) passed, see CS/CS/HB 633 (Ch. 2014-123) [S0708 Detail]

Download: Florida-2014-S0708-Senate_Committee_Amendment_622240.html

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       Florida Senate - 2014                        COMMITTEE AMENDMENT
       Bill No. CS for SB 708
       
       
       
       
       
       
                                Ì622240hÎ622240                         
       
                              LEGISLATIVE ACTION                        
                    Senate             .             House              
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       following:
       
    1         Senate Amendment 
    2  
    3         Delete lines 409 - 436
    4  and insert:
    5  emergency by the Governor. The purpose of the bill of rights is
    6  to summarize, in simple, nontechnical terms, existing state law
    7  regarding the rights of a personal lines residential property
    8  insurance policyholder who files a claim of loss. The Claims
    9  Bill of Rights is specific to the claims process and does not
   10  represent all of a policyholder’s rights under Florida law
   11  regarding the insurance policy. The Claims Bill of Rights does
   12  not create a civil cause of action by an individual
   13  policyholder, or a class of policyholders, against an insurer or
   14  insurers and does not enlarge, modify, or contravene statutory
   15  requirements, including, but not limited to, ss. 626.854,
   16  626.9541, 627.70131, 627.7015, and 627.7074. The Claims Bill of
   17  Rights does not prohibit an insurer from exercising its right to
   18  repair damaged property in compliance with the terms of an
   19  applicable policy or ss. 627.7011(5)(e) and 627.702(7). The
   20  Claims Bill of Rights shall state:
   21  
   22                          HOMEOWNER CLAIMS                         
   23                           BILL OF RIGHTS                          
   24         This Bill of Rights is specific to the claims process
   25         and does not represent all of your rights under
   26         Florida law regarding your policy. There are also
   27         exceptions to the stated timelines when conditions are
   28         beyond your insurance company’s control. This document
   29         does not create a civil cause of action by an
   30         individual policyholder, or a class of policyholders,
   31         against an insurer or insurers and does not prohibit
   32         an insurer from exercising its right to repair damaged
   33         property in compliance with the terms of an applicable
   34         policy.
   35  
   36         YOU HAVE THE RIGHT TO:
   37         1. Receive from your insurance company an
   38         acknowledgment of your reported claim within 14 days
   39         after the time you communicated the claim.