Bill Text: FL H1431 | 2011 | Regular Session | Introduced
Bill Title: Autism
Spectrum: Partisan Bill (Republican 5-0)
Status: (Introduced - Dead) 2011-05-07 - Indefinitely postponed and withdrawn from consideration [H1431 Detail]
Download: Florida-2011-H1431-Introduced.html
HB 1431 |
1 | |
2 | An act relating to autism; creating s. 381.986, F.S.; |
3 | requiring that a physician refer a minor to an appropriate |
4 | specialist for screening for autism spectrum disorder |
5 | under certain circumstances; defining the term |
6 | "appropriate specialist"; amending ss. 627.6686 and |
7 | 641.31098, F.S.; defining the term "direct patient |
8 | access"; requiring that certain insurers and health |
9 | maintenance organizations provide direct patient access to |
10 | an appropriate specialist for screening for or evaluation |
11 | or diagnosis of autism spectrum disorder; requiring |
12 | certain insurance policies and health maintenance |
13 | organization contracts to provide a minimum number of |
14 | visits per year for screening for or evaluation or |
15 | diagnosis of autism spectrum disorder; providing an |
16 | effective date. |
17 | |
18 | Be It Enacted by the Legislature of the State of Florida: |
19 | |
20 | Section 1. Section 381.986, Florida Statutes, is created |
21 | to read: |
22 | 381.986 Screening for autism spectrum disorder.- |
23 | (1) If the parent or legal guardian of a minor believes |
24 | that the minor exhibits symptoms of autism spectrum disorder, |
25 | the parent or legal guardian may report his or her observation |
26 | to a physician licensed in this state. The physician shall |
27 | perform screening in accordance with American Academy of |
28 | Pediatrics' guidelines. If the physician determines that |
29 | referral to a specialist is medically necessary, the physician |
30 | shall refer the minor to an appropriate specialist to determine |
31 | whether the minor meets diagnostic criteria for autism spectrum |
32 | disorder. If the physician determines that referral to a |
33 | specialist is not medically necessary, the physician shall |
34 | inform the parent or legal guardian of the option for the parent |
35 | or guardian to refer the child to the Early Steps Program or |
36 | other specialist in autism. This section does not apply to a |
37 | physician providing care under s. 395.1041. |
38 | (2) As used in this section, the term "appropriate |
39 | specialist" means a qualified professional licensed in this |
40 | state who is experienced in the evaluation of autism spectrum |
41 | disorder and has training in validated diagnostic tools. The |
42 | term includes, but is not limited to: |
43 | (a) A psychologist; |
44 | (b) A psychiatrist; |
45 | (c) A neurologist; |
46 | (d) A developmental or behavioral pediatrician; or |
47 | (e) A professional whose licensure is deemed appropriate |
48 | by the Children's Medical Services Early Steps Program within |
49 | the Department of Health. |
50 | Section 2. Section 627.6686, Florida Statutes, is amended |
51 | to read: |
52 | 627.6686 Coverage for individuals with autism spectrum |
53 | disorder required; exception.- |
54 | (1) This section and s. 641.31098 may be cited as the |
55 | "Steven A. Geller Autism Coverage Act." |
56 | (2) As used in this section, the term: |
57 | (a) "Applied behavior analysis" means the design, |
58 | implementation, and evaluation of environmental modifications, |
59 | using behavioral stimuli and consequences, to produce socially |
60 | significant improvement in human behavior, including, but not |
61 | limited to, the use of direct observation, measurement, and |
62 | functional analysis of the relations between environment and |
63 | behavior. |
64 | (b) "Autism spectrum disorder" means any of the following |
65 | disorders as defined in the most recent edition of the |
66 | Diagnostic and Statistical Manual of Mental Disorders of the |
67 | American Psychiatric Association: |
68 | 1. Autistic disorder. |
69 | 2. Asperger's syndrome. |
70 | 3. Pervasive developmental disorder not otherwise |
71 | specified. |
72 | (c) "Direct patient access" means the ability of an |
73 | insured to obtain services from an in-network provider without a |
74 | referral or other authorization before receiving services. |
75 | (d) |
76 | years of age or an individual 18 years of age or older who is in |
77 | high school and who has been diagnosed as having a developmental |
78 | disability at 8 years of age or younger. |
79 | (e) |
80 | insurance policy or group health benefit plan offered by an |
81 | insurer which includes the state group insurance program |
82 | provided under s. 110.123. The term does not include a |
83 | health insurance plan offered in the individual market, a |
84 | health insurance plan that is individually underwritten, or a |
85 | |
86 | (f) |
87 | insurance coverage, which is licensed to engage in the business |
88 | of insurance in this state and is subject to insurance |
89 | regulation. |
90 | (3) A health insurance plan issued or renewed on or after |
91 | April 1, 2009, shall provide coverage to an eligible individual |
92 | for: |
93 | (a) Direct patient access to an appropriate specialist, as |
94 | defined in s. 381.986, for a minimum of three visits per policy |
95 | year for screening for or evaluation or diagnosis of autism |
96 | spectrum disorder. |
97 | (b) |
98 | the presence of autism spectrum disorder. |
99 | (c) |
100 | speech therapy, occupational therapy, physical therapy, and |
101 | applied behavior analysis. Applied behavior analysis services |
102 | shall be provided by an individual certified pursuant to s. |
103 | 393.17 or an individual licensed under chapter 490 or chapter |
104 | 491. |
105 | (4) The coverage required pursuant to subsection (3) is |
106 | subject to the following requirements: |
107 | (a) Coverage shall be limited to treatment that is |
108 | prescribed by the insured's treating physician in accordance |
109 | with a treatment plan. |
110 | (b) Coverage for the services described in subsection (3) |
111 | shall be limited to $36,000 annually and may not exceed $200,000 |
112 | in total lifetime benefits. |
113 | (c) Coverage may not be denied on the basis that provided |
114 | services are habilitative in nature. |
115 | (d) Coverage may be subject to other general exclusions |
116 | and limitations of the insurer's policy or plan, including, but |
117 | not limited to, coordination of benefits, participating provider |
118 | requirements, restrictions on services provided by family or |
119 | household members, and utilization review of health care |
120 | services, including the review of medical necessity, case |
121 | management, and other managed care provisions. |
122 | (5) The coverage required pursuant to subsection (3) may |
123 | not be subject to dollar limits, deductibles, or coinsurance |
124 | provisions that are less favorable to an insured than the dollar |
125 | limits, deductibles, or coinsurance provisions that apply to |
126 | physical illnesses that are generally covered under the health |
127 | insurance plan, except as otherwise provided in subsection (4). |
128 | (6) An insurer may not deny or refuse to issue coverage |
129 | for medically necessary services, refuse to contract with, or |
130 | refuse to renew or reissue or otherwise terminate or restrict |
131 | coverage for an individual because the individual is diagnosed |
132 | as having a developmental disability. |
133 | (7) The treatment plan required pursuant to subsection (4) |
134 | shall include all elements necessary for the health insurance |
135 | plan to appropriately pay claims. These elements include, but |
136 | are not limited to, a diagnosis, the proposed treatment by type, |
137 | the frequency and duration of treatment, the anticipated |
138 | outcomes stated as goals, the frequency with which the treatment |
139 | plan will be updated, and the signature of the treating |
140 | physician. |
141 | (8) Beginning January 1, 2011, the maximum benefit under |
142 | paragraph (4)(b) shall be adjusted annually on January 1 of each |
143 | calendar year to reflect any change from the previous year in |
144 | the medical component of the then current Consumer Price Index |
145 | for all urban consumers, published by the Bureau of Labor |
146 | Statistics of the United States Department of Labor. |
147 | (9) This section may not be construed as limiting benefits |
148 | and coverage otherwise available to an insured under a health |
149 | insurance plan. |
150 | (10) The Office of Insurance Regulation may not enforce |
151 | this section against an insurer that is a signatory no later |
152 | than April 1, 2009, to the developmental disabilities compact |
153 | established under s. 624.916. The Office of Insurance Regulation |
154 | shall enforce this section against an insurer that is a |
155 | signatory to the compact established under s. 624.916 if the |
156 | insurer has not complied with the terms of the compact for all |
157 | health insurance plans by April 1, 2010. |
158 | Section 3. Section 641.31098, Florida Statutes, is amended |
159 | to read: |
160 | 641.31098 Coverage for individuals with developmental |
161 | disabilities.- |
162 | (1) This section and s. 627.6686 may be cited as the |
163 | "Steven A. Geller Autism Coverage Act." |
164 | (2) As used in this section, the term: |
165 | (a) "Applied behavior analysis" means the design, |
166 | implementation, and evaluation of environmental modifications, |
167 | using behavioral stimuli and consequences, to produce socially |
168 | significant improvement in human behavior, including, but not |
169 | limited to, the use of direct observation, measurement, and |
170 | functional analysis of the relations between environment and |
171 | behavior. |
172 | (b) "Autism spectrum disorder" means any of the following |
173 | disorders as defined in the most recent edition of the |
174 | Diagnostic and Statistical Manual of Mental Disorders of the |
175 | American Psychiatric Association: |
176 | 1. Autistic disorder. |
177 | 2. Asperger's syndrome. |
178 | 3. Pervasive developmental disorder not otherwise |
179 | specified. |
180 | (c) "Direct patient access" means the ability of an |
181 | insured to obtain services from an in-network provider without a |
182 | referral or other authorization before receiving services. |
183 | (d) |
184 | years of age or an individual 18 years of age or older who is in |
185 | high school and who has been diagnosed as having a developmental |
186 | disability at 8 years of age or younger. |
187 | (e) |
188 | maintenance contract offered by a health maintenance |
189 | organization. The |
190 | maintenance contract offered in the individual market, a health |
191 | maintenance contract that is individually underwritten, or a |
192 | health maintenance contract provided to a small employer. |
193 | (3) A health maintenance contract issued or renewed on or |
194 | after April 1, 2009, shall provide coverage to an eligible |
195 | individual for: |
196 | (a) Direct patient access to an appropriate specialist, as |
197 | defined in s. 381.986, for a minimum of three visits per policy |
198 | year for screening for or evaluation or diagnosis of autism |
199 | spectrum disorder. |
200 | (b) |
201 | the presence of autism spectrum disorder. |
202 | (c) |
203 | speech therapy, occupational therapy, physical therapy, and |
204 | applied behavior analysis services. Applied behavior analysis |
205 | services shall be provided by an individual certified pursuant |
206 | to s. 393.17 or an individual licensed under chapter 490 or |
207 | chapter 491. |
208 | (4) The coverage required pursuant to subsection (3) is |
209 | subject to the following requirements: |
210 | (a) Coverage shall be limited to treatment that is |
211 | prescribed by the subscriber's treating physician in accordance |
212 | with a treatment plan. |
213 | (b) Coverage for the services described in subsection (3) |
214 | shall be limited to $36,000 annually and may not exceed $200,000 |
215 | in total benefits. |
216 | (c) Coverage may not be denied on the basis that provided |
217 | services are habilitative in nature. |
218 | (d) Coverage may be subject to general exclusions and |
219 | limitations of the subscriber's contract, including, but not |
220 | limited to, coordination of benefits, participating provider |
221 | requirements, and utilization review of health care services, |
222 | including the review of medical necessity, case management, and |
223 | other managed care provisions. |
224 | (5) The coverage required pursuant to subsection (3) may |
225 | not be subject to dollar limits, deductibles, or coinsurance |
226 | provisions that are less favorable to a subscriber than the |
227 | dollar limits, deductibles, or coinsurance provisions that apply |
228 | to physical illnesses that are generally covered under the |
229 | subscriber's contract, except as otherwise provided in |
230 | subsection (3). |
231 | (6) A health maintenance organization may not deny or |
232 | refuse to issue coverage for medically necessary services, |
233 | refuse to contract with, or refuse to renew or reissue or |
234 | otherwise terminate or restrict coverage for an individual |
235 | solely because the individual is diagnosed as having a |
236 | developmental disability. |
237 | (7) The treatment plan required pursuant to subsection (4) |
238 | shall include, but is not limited to, a diagnosis, the proposed |
239 | treatment by type, the frequency and duration of treatment, the |
240 | anticipated outcomes stated as goals, the frequency with which |
241 | the treatment plan will be updated, and the signature of the |
242 | treating physician. |
243 | (8) Beginning January 1, 2011, the maximum benefit under |
244 | paragraph (4)(b) shall be adjusted annually on January 1 of each |
245 | calendar year to reflect any change from the previous year in |
246 | the medical component of the then current Consumer Price Index |
247 | for all urban consumers, published by the Bureau of Labor |
248 | Statistics of the United States Department of Labor. |
249 | (9) The Office of Insurance Regulation may not enforce |
250 | this section against a health maintenance organization that is a |
251 | signatory no later than April 1, 2009, to the developmental |
252 | disabilities compact established under s. 624.916. The Office of |
253 | Insurance Regulation shall enforce this section against a health |
254 | maintenance organization that is a signatory to the compact |
255 | established under s. 624.916 if the health maintenance |
256 | organization has not complied with the terms of the compact for |
257 | all health maintenance contracts by April 1, 2010. |
258 | Section 4. This act shall take effect July 1, 2011. |
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