Bill Text: FL S1500 | 2023 | Regular Session | Introduced

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Bill Title: Health Insurance Identification Cards

Spectrum: Partisan Bill (Republican 1-0)

Status: (Failed) 2023-05-05 - Died in Banking and Insurance [S1500 Detail]

Download: Florida-2023-S1500-Introduced.html

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       Florida Senate - 2023                                    SB 1500
       
       
        
       By Senator Brodeur
       
       
       
       
       
       10-01145C-23                                          20231500__
    1                        A bill to be entitled                      
    2         An act relating to health insurance identification
    3         cards; amending ss. 627.4302 and 627.657, F.S.;
    4         requiring certain health insurance identification
    5         cards to include specified information in a certain
    6         manner; providing applicability; authorizing the
    7         Department of Financial Services to adopt certain
    8         rules; providing an effective date.
    9          
   10  Be It Enacted by the Legislature of the State of Florida:
   11  
   12         Section 1. Present paragraph (h) of subsection (2) of
   13  section 627.4302, Florida Statutes, is redesignated as paragraph
   14  (i), and a new paragraph (h) is added to that subsection, to
   15  read:
   16         627.4302 Identification cards for processing prescription
   17  drug claims.—
   18         (2) Any health insurer or health maintenance organization
   19  and all state and local government entities entering into an
   20  agreement to provide coverage for prescription drugs on an
   21  outpatient basis shall provide a benefits-identification card
   22  containing the following information:
   23         (h) The type of plan, only if the plan is filed in this
   24  state; an indication that the plan is self-funded; or the name
   25  of the network.
   26         1. If the plan is subject to state regulation, the
   27  identification card must include the letters “FL” on the back
   28  left-hand corner of the card, under which a quick response (QR)
   29  code must be displayed directing the insured or the subscriber
   30  to the consumer complaint website of the Division of Consumer
   31  Services of the department.
   32         2. If the plan is exclusively federally regulated, the
   33  identification card must include the letters “FED” on the back
   34  left-hand corner of the card, under which a QR code must be
   35  displayed directing the insured or the subscriber to the
   36  consumer complaint website of the federal Centers for Medicare
   37  and Medicaid Services.
   38         3. This paragraph applies to benefits-identification cards
   39  issued or reissued on or after January 1, 2024.
   40         4. The department may adopt rules to administer necessary
   41  changes to the consumer complaint website and hotline of the
   42  Division of Consumer Services to best assist insureds or
   43  subscribers who are at an impasse with their insurers or health
   44  maintenance organizations, respectively.
   45  
   46  The information required in paragraphs (a), (b), (g), and (i)
   47  (h) must be provided on the card, unless instruction is provided
   48  on the card for ready access to such information by electronic
   49  means.
   50         Section 2. Paragraph (c) of subsection (2) of section
   51  627.657, Florida Statutes, is amended to read:
   52         627.657 Provisions of group health insurance policies.—
   53         (2) The medical policy as specified in s. 627.6699(3)(k)
   54  must be accompanied by an identification card that contains, at
   55  a minimum:
   56         (c) The type of plan, only if the plan is filed in this the
   57  state;, an indication that the plan is self-funded;, or the name
   58  of the network.
   59         1. If the plan is subject to state regulation, the
   60  identification card must include the letters “FL” on the back
   61  left-hand corner of the card, under which a quick response (QR)
   62  code must be displayed directing the insured to the consumer
   63  complaint website of the Division of Consumer Services of the
   64  department.
   65         2. If the plan is exclusively federally regulated, the
   66  identification card must include the letters “FED” on the back
   67  left-hand corner of the card, under which a QR code must be
   68  displayed directing the insured to the consumer complaint
   69  website of the federal Centers for Medicare and Medicaid
   70  Services.
   71         3. Subparagraphs 1. and 2. apply to identification cards
   72  issued or reissued on or after January 1, 2024.
   73         4. The department may adopt rules to administer necessary
   74  changes to the consumer complaint website and hotline of the
   75  Division of Consumer Services to best assist insureds who are at
   76  an impasse with their insurers.
   77  
   78  The identification card must present the information in a
   79  readily identifiable manner or, alternatively, the information
   80  may be embedded on the card and available through magnetic
   81  stripe or smart card. The information may also be provided
   82  through other electronic technology.
   83         Section 3. This act shall take effect January 1, 2024.