Bill Text: IA HF2084 | 2023-2024 | 90th General Assembly | Introduced
Bill Title: A bill for an act relating to the minimum amounts required for motor vehicle financial responsibility, and making penalties applicable.
Spectrum: Partisan Bill (Republican 4-0)
Status: (Introduced - Dead) 2024-01-31 - Subcommittee recommends passage. Vote Total: 2-0. [HF2084 Detail]
Download: Iowa-2023-HF2084-Introduced.html
House
File
2084
-
Introduced
HOUSE
FILE
2084
BY
LOHSE
,
YOUNG
,
OSMUNDSON
,
and
BLOOMINGDALE
A
BILL
FOR
An
Act
relating
to
the
minimum
amounts
required
for
motor
1
vehicle
financial
responsibility,
and
making
penalties
2
applicable.
3
BE
IT
ENACTED
BY
THE
GENERAL
ASSEMBLY
OF
THE
STATE
OF
IOWA:
4
TLSB
5267YH
(5)
90
th/ns
H.F.
2084
Section
1.
Section
321A.1,
subsection
11,
Code
2024,
is
1
amended
to
read
as
follows:
2
11.
“Proof
of
financial
responsibility”
means
proof
of
3
ability
to
respond
in
damages
for
liability,
on
account
of
4
accidents
occurring
subsequent
to
the
effective
date
of
the
5
proof,
arising
out
of
the
ownership,
maintenance,
or
use
of
a
6
motor
vehicle,
in
the
amount
of
twenty
fifty
thousand
dollars
7
because
of
bodily
injury
to
or
death
of
one
person
in
any
one
8
accident,
and,
subject
to
the
limit
for
one
person,
the
amount
9
of
forty
one
hundred
thousand
dollars
because
of
bodily
injury
10
to
or
death
of
two
or
more
persons
in
any
one
accident,
and
11
the
amount
of
fifteen
twenty-five
thousand
dollars
because
12
of
injury
to
or
destruction
of
property
of
others
in
any
one
13
accident.
14
Sec.
2.
Section
321A.5,
subsection
3,
Code
2024,
is
amended
15
to
read
as
follows:
16
3.
A
policy
or
bond
is
not
effective
under
this
section
17
unless
issued
by
an
insurance
company
or
surety
company
18
authorized
to
do
business
in
this
state,
except
that
if
the
19
motor
vehicle
was
not
registered
in
this
state,
or
was
a
motor
20
vehicle
which
was
registered
elsewhere
than
in
this
state
at
21
the
effective
date
of
the
policy
or
bond,
or
the
most
recent
22
renewal
thereof,
the
policy
or
bond
is
not
effective
under
this
23
section
unless
the
insurance
company
or
surety
company
if
not
24
authorized
to
do
business
in
this
state
executes
a
power
of
25
attorney
authorizing
the
department
to
accept
service
on
its
26
behalf
of
notice
or
process
in
any
action
upon
the
policy
or
27
bond
arising
out
of
the
accident.
Every
such
policy
or
bond
28
is
subject,
if
the
accident
has
resulted
in
bodily
injury
or
29
death,
to
a
limit,
exclusive
of
interest
and
costs,
of
not
less
30
than
twenty
fifty
thousand
dollars
because
of
bodily
injury
31
to
or
death
of
one
person
in
any
one
accident
and,
subject
to
32
the
limit
for
one
person,
to
a
limit
of
not
less
than
forty
33
one
hundred
thousand
dollars
because
of
bodily
injury
to
or
34
death
of
two
or
more
persons
in
any
one
accident,
and,
if
the
35
-1-
LSB
5267YH
(5)
90
th/ns
1/
3
H.F.
2084
accident
has
resulted
in
injury
to
or
destruction
of
property,
1
to
a
limit
of
not
less
than
fifteen
twenty-five
thousand
2
dollars
because
of
injury
to
or
destruction
of
property
of
3
others
in
any
one
accident.
4
Sec.
3.
Section
321A.15,
subsection
1,
paragraphs
a,
b,
and
5
c,
Code
2024,
are
amended
to
read
as
follows:
6
a.
When
twenty
fifty
thousand
dollars
has
been
credited
upon
7
any
judgment
or
judgments
rendered
in
excess
of
that
amount
8
because
of
bodily
injury
to
or
death
of
one
person
as
the
9
result
of
any
one
accident.
10
b.
When,
subject
to
the
limit
of
twenty
fifty
thousand
11
dollars
because
of
bodily
injury
to
or
death
of
one
person,
the
12
sum
of
forty
one
hundred
thousand
dollars
has
been
credited
13
upon
any
judgment
or
judgments
rendered
in
excess
of
that
14
amount
because
of
bodily
injury
to
or
death
of
two
or
more
15
persons
as
the
result
of
any
one
accident.
16
c.
When
fifteen
twenty-five
thousand
dollars
has
been
17
credited
upon
any
judgment
or
judgments
rendered
in
excess
of
18
that
amount
because
of
injury
to
or
destruction
of
property
of
19
others
as
a
result
of
any
one
accident.
20
Sec.
4.
Section
321A.21,
subsection
2,
paragraph
b,
Code
21
2024,
is
amended
to
read
as
follows:
22
b.
Shall
insure
the
person
named
in
the
policy
and
any
other
23
person,
as
insured,
using
the
motor
vehicles
with
the
express
24
or
implied
permission
of
the
named
insured,
against
loss
from
25
the
liability
imposed
by
law
for
damages
arising
out
of
the
26
ownership,
maintenance,
or
use
of
the
motor
vehicles
within
the
27
United
States
of
America
or
the
Dominion
of
Canada,
subject
to
28
limits
exclusive
of
interest
and
costs,
with
respect
to
each
29
such
motor
vehicle,
twenty
fifty
thousand
dollars
because
of
30
bodily
injury
to
or
death
of
one
person
in
any
one
accident
31
and,
subject
to
said
limit
for
one
person,
forty
one
hundred
32
thousand
dollars
because
of
bodily
injury
to
or
death
of
two
33
or
more
persons
in
any
one
accident,
and
fifteen
twenty-five
34
thousand
dollars
because
of
injury
to
or
destruction
of
35
-2-
LSB
5267YH
(5)
90
th/ns
2/
3
H.F.
2084
property
of
others
in
any
one
accident.
1
EXPLANATION
2
The
inclusion
of
this
explanation
does
not
constitute
agreement
with
3
the
explanation’s
substance
by
the
members
of
the
general
assembly.
4
This
bill
increases
the
minimum
amounts
of
coverage
5
required
for
motor
vehicle
financial
responsibility
for
bodily
6
injury
or
death
of
one
person
($20,000
to
$50,000),
bodily
7
injury
or
death
of
two
or
more
persons
($40,000
to
$100,000),
8
and
property
damage
($15,000
to
$25,000).
Such
amounts
9
match
the
requirements
under
current
law
for
transportation
10
network
company
drivers
(Code
chapter
321N).
The
bill
makes
11
corresponding
changes
to
provisions
regarding
associated
12
policies,
bonds,
and
judgments.
13
A
person
who
violates
a
provision
of
Code
chapter
321A
14
which
does
not
otherwise
provide
a
penalty
commits
a
serious
15
misdemeanor,
punishable
by
confinement
for
no
more
than
one
16
year
and
a
fine
of
at
least
$430
but
not
more
than
$2,560.
17
In
addition,
Code
section
321.20B
prohibits
a
person
from
18
driving
a
motor
vehicle
unless
financial
liability
coverage
is
19
in
effect
for
the
vehicle
and
the
person
carries
proof
of
such
20
coverage.
By
operation
of
law,
the
associated
coverage
amounts
21
are
increased
by
the
bill.
A
person
who
violates
Code
section
22
321.20B
commits
a
simple
misdemeanor
punishable
by
a
$325
23
scheduled
fine.
If
a
violation
is
discovered
in
connection
24
with
a
motor
vehicle
accident,
the
fine
increases
to
$645.
The
25
person
is
also
subject
to
possible
removal
of
the
vehicle’s
26
registration
plates
and
registration
receipt,
and
impoundment
27
of
the
vehicle.
28
-3-
LSB
5267YH
(5)
90
th/ns
3/
3
