Bill Text: IA SF2167 | 2019-2020 | 88th General Assembly | Introduced
Bill Title: A bill for an act relating to automobile insurance required for transportation network company drivers.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Introduced - Dead) 2020-02-10 - Subcommittee: Breitbach, Koelker, and T. Taylor. S.J. 260. [SF2167 Detail]
Download: Iowa-2019-SF2167-Introduced.html
Senate
File
2167
-
Introduced
SENATE
FILE
2167
BY
T.
TAYLOR
A
BILL
FOR
An
Act
relating
to
automobile
insurance
required
for
1
transportation
network
company
drivers.
2
BE
IT
ENACTED
BY
THE
GENERAL
ASSEMBLY
OF
THE
STATE
OF
IOWA:
3
TLSB
5661SS
(1)
88
mo/ns
S.F.
2167
Section
1.
Section
321N.4,
Code
2020,
is
amended
to
read
as
1
follows:
2
321N.4
Financial
responsibility.
3
1.
A
transportation
network
company
driver,
or
a
4
transportation
network
company
on
the
driver’s
behalf,
shall
5
maintain
primary
automobile
insurance
that
does
all
of
the
6
following:
7
a.
Recognizes
that
the
driver
is
a
transportation
network
8
company
driver
or
that
the
driver
otherwise
uses
a
motor
9
vehicle
to
transport
passengers
for
compensation.
10
b.
Covers
the
driver
while
the
driver
is
logged
on
to
the
11
transportation
network
company’s
digital
network
and
while
the
12
driver
is
engaged
in
a
prearranged
ride.
13
c.
Covers
the
driver
in
the
amounts
set
forth
in
subsections
14
subsection
2
and
3
.
15
2.
a.
While
a
participating
transportation
network
company
16
driver
is
logged
on
to
a
transportation
network
company’s
17
digital
network
and
is
available
to
receive
requests
for
a
18
prearranged
ride,
but
is
not
engaged
in
a
prearranged
ride,
19
primary
automobile
insurance
maintained
pursuant
to
paragraph
20
“c”
shall
cover
the
driver
in
the
amount
of
at
least
fifty
21
thousand
dollars
because
of
bodily
injury
to
or
death
of
one
22
person
in
any
one
accident,
the
amount
of
at
least
one
hundred
23
thousand
dollars
because
of
bodily
injury
to
or
death
of
two
24
or
more
persons
in
any
one
accident,
and
the
amount
of
at
25
least
twenty-five
thousand
dollars
because
of
injury
to
or
26
destruction
of
property
of
others
in
any
one
accident.
27
b.
The
requirements
of
paragraph
“a”
shall
be
in
addition
to
28
the
automobile
insurance
requirements
set
forth
in
chapter
516A
29
or
any
other
provision
of
law.
30
c.
The
requirements
of
paragraph
“a”
may
be
satisfied
by
any
31
of
the
following:
32
(1)
Insurance
maintained
by
the
transportation
network
33
company
driver.
34
(2)
Insurance
maintained
by
the
transportation
network
35
-1-
LSB
5661SS
(1)
88
mo/ns
1/
4
S.F.
2167
company.
1
(3)
A
combination
of
subparagraphs
(1)
and
(2).
2
3.
2.
a.
While
a
transportation
network
company
driver
3
is
engaged
in
a
prearranged
ride,
or
is
logged
on
to
a
4
transportation
network
company’s
digital
network
and
is
5
available
to
receive
requests
for
a
prearranged
ride
but
is
not
6
engaged
in
a
prearranged
ride,
primary
automobile
insurance
7
maintained
pursuant
to
paragraph
“c”
shall
cover
the
driver
in
8
the
amount
of
at
least
one
million
dollars
because
of
bodily
9
injury
to
or
death
of
one
or
more
persons
and
injury
to
or
10
destruction
of
property
of
others
in
any
one
accident.
11
b.
The
requirements
of
paragraph
“a”
shall
be
in
addition
to
12
the
automobile
insurance
requirements
set
forth
in
chapter
516A
13
or
any
other
provision
of
law.
14
c.
The
requirements
of
paragraph
“a”
may
be
satisfied
by
any
15
of
the
following:
16
(1)
Insurance
maintained
by
the
transportation
network
17
company
driver.
18
(2)
Insurance
maintained
by
the
transportation
network
19
company.
20
(3)
A
combination
of
subparagraphs
(1)
and
(2).
21
4.
3.
If
insurance
maintained
by
a
transportation
network
22
company
driver
under
this
chapter
lapses
or
does
not
provide
23
coverage
in
the
amounts
required
by
subsections
subsection
2
24
and
3
,
insurance
maintained
by
a
transportation
network
company
25
shall
provide
coverage
in
the
amounts
required
by
subsections
26
subsection
2
and
3
beginning
with
the
first
dollar
of
a
claim,
27
and
the
company
shall
have
a
duty
to
defend
the
claim.
28
5.
4.
Coverage
under
an
automobile
insurance
policy
29
maintained
by
a
transportation
network
company
under
this
30
chapter
shall
not
be
dependent
on
the
insurer
of
a
driver’s
31
personal
vehicle
first
denying
a
claim,
nor
shall
a
personal
32
automobile
insurance
policy
be
required
to
first
deny
a
claim.
33
6.
5.
Insurance
maintained
under
this
chapter
shall
be
34
provided
by
an
insurer
governed
by
chapter
515
,
or
by
a
surplus
35
-2-
LSB
5661SS
(1)
88
mo/ns
2/
4
S.F.
2167
lines
insurer
governed
by
chapter
515I
.
1
7.
6.
Insurance
maintained
under
this
chapter
shall
be
2
deemed
to
satisfy
the
financial
responsibility
requirements
for
3
a
motor
vehicle
under
chapter
321A
.
4
8.
7.
A
transportation
network
company
driver
shall
carry
5
proof
of
financial
liability
coverage,
as
required
by
section
6
321.20B
,
in
the
amounts
required
by
subsections
subsection
7
2
and
3
,
at
all
times
during
which
the
driver
uses
a
motor
8
vehicle
in
connection
with
the
use
of
a
transportation
network
9
company’s
digital
network.
In
the
event
of
an
accident,
the
10
driver
shall
provide
proof
of
financial
liability
coverage
11
to
any
directly
interested
party
or
insurer,
and
to
any
12
investigating
police
officer,
upon
request
and
in
a
format
13
provided
for
under
section
321.20B
.
Upon
such
a
request,
the
14
driver
shall
also
disclose
to
any
directly
interested
party
15
or
insurer,
and
to
any
investigating
police
officer,
whether
16
the
driver
was
logged
on
to
a
company’s
digital
network
or
was
17
providing
a
prearranged
ride
at
the
time
of
the
accident.
18
EXPLANATION
19
The
inclusion
of
this
explanation
does
not
constitute
agreement
with
20
the
explanation’s
substance
by
the
members
of
the
general
assembly.
21
Under
current
law,
while
a
transportation
network
company
22
(TNC)
driver
is
logged
on
to
a
TNC’s
digital
network
and
is
23
available
to
receive
requests
for
a
prearranged
ride,
but
is
24
not
engaged
in
a
prearranged
ride,
primary
automobile
insurance
25
must
cover
the
TNC
driver
in
the
amount
of
at
least
$50,000
26
because
of
bodily
injury
to
or
death
of
one
person
in
any
one
27
accident,
at
least
$100,000
because
of
bodily
injury
to
or
28
death
of
two
or
more
persons
in
any
one
accident,
and
at
least
29
$25,000
because
of
injury
to
or
destruction
of
property
of
30
others
in
any
one
accident.
While
a
TNC
driver
is
engaged
in
31
a
prearranged
ride,
primary
automobile
insurance
must
cover
32
the
TNC
driver
in
the
amount
of
at
least
$1
million
because
of
33
bodily
injury
to
or
death
of
one
or
more
persons
and
injury
to
34
or
destruction
of
property
of
others
in
any
one
accident.
35
-3-
LSB
5661SS
(1)
88
mo/ns
3/
4
S.F.
2167
This
bill
requires
primary
automobile
insurance
to
cover
1
the
TNC
driver
in
the
amount
of
at
least
$1
million
because
of
2
bodily
injury
to
or
death
of
one
or
more
persons
and
injury
to
3
or
destruction
of
property
of
others
in
any
one
accident
while
4
the
TNC
driver
is
logged
on
to
a
TNC’s
digital
network
and
is
5
available
to
receive
requests
for
a
prearranged
ride,
but
is
6
not
engaged
in
a
prearranged
ride.
7
-4-
LSB
5661SS
(1)
88
mo/ns
4/
4
