Bill Amendment: IL HB4611 | 2023-2024 | 103rd General Assembly

NOTE: For additional amemendments please see the Bill Drafting List
Bill Title: INS CD-AUTOMOBILE INSURANCE

Status: 2024-04-19 - House Floor Amendment No. 5 Rule 19(c) / Re-referred to Rules Committee [HB4611 Detail]

Download: Illinois-2023-HB4611-House_Amendment_003.html

Rep. Thaddeus Jones

Filed: 4/9/2024

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AMENDMENT TO HOUSE BILL 4611
2 AMENDMENT NO. ______. Amend House Bill 4611 by replacing
3everything after the enacting clause with the following:
4 "Section 5. The Illinois Insurance Code is amended by
5adding Section 143.19.4 as follows:
6 (215 ILCS 5/143.19.4 new)
7 Sec. 143.19.4. Automobile insurance practices; prohibition
8on discrimination.
9 (a) As used in this Section:
10 "Disproportionately impacted area" means a census tract or
11comparable geographic area that meets, as determined by the
12Department of Commerce and Economic Opportunity, at least one
13of the following criteria:
14 (1) the area has a poverty rate of at least 20%
15 according to the federal decennial census;
16 (2) 75% or more of the children in the area

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1 participate in the National School Lunch Program according
2 to reported statistics from the State Board of Education;
3 (3) at least 20% of the households in the area receive
4 assistance under the Supplemental Nutrition Assistance
5 Program; or
6 (4) the area has an average unemployment rate, as
7 determined by the Department of Employment Security, that
8 is more than 120% of the national unemployment rate, as
9 determined by the United States Department of Labor, for a
10 period of at least 2 consecutive calendar years preceding
11 the date of the application.
12 "Insurance practice" means marketing, underwriting,
13pricing, utilization management, reimbursement methodologies,
14and claims management in the transaction of insurance.
15 (b) With respect to insurance practice for a policy of
16automobile insurance, the use of the following factors are
17prohibited:
18 (1) credit score;
19 (2) the absence of prior insurance;
20 (3) whether a consumer resides in a disproportionately
21 impacted area;
22 (4) sex or gender;
23 (5) occupation; and
24 (6) level of education attained.
25 (c) A policy of automobile insurance, including any class
26of motor vehicle coverage, may not be canceled by the insurer

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