Bill Amendment: IL HB4611 | 2023-2024 | 103rd General Assembly
NOTE: For additional amemendments please see the Bill Drafting List
Bill Title: INS CD-AUTOMOBILE INSURANCE
Status: 2024-04-19 - House Floor Amendment No. 5 Rule 19(c) / Re-referred to Rules Committee [HB4611 Detail]
Download: Illinois-2023-HB4611-House_Amendment_003.html
Bill Title: INS CD-AUTOMOBILE INSURANCE
Status: 2024-04-19 - House Floor Amendment No. 5 Rule 19(c) / Re-referred to Rules Committee [HB4611 Detail]
Download: Illinois-2023-HB4611-House_Amendment_003.html
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1 | AMENDMENT TO HOUSE BILL 4611 | ||||||
2 | AMENDMENT NO. ______. Amend House Bill 4611 by replacing | ||||||
3 | everything after the enacting clause with the following:
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4 | "Section 5. The Illinois Insurance Code is amended by | ||||||
5 | adding Section 143.19.4 as follows:
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6 | (215 ILCS 5/143.19.4 new) | ||||||
7 | Sec. 143.19.4. Automobile insurance practices; prohibition | ||||||
8 | on discrimination. | ||||||
9 | (a) As used in this Section: | ||||||
10 | "Disproportionately impacted area" means a census tract or | ||||||
11 | comparable geographic area that meets, as determined by the | ||||||
12 | Department of Commerce and Economic Opportunity, at least one | ||||||
13 | of the following criteria: | ||||||
14 | (1) the area has a poverty rate of at least 20% | ||||||
15 | according to the federal decennial census; | ||||||
16 | (2) 75% or more of the children in the area |
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1 | participate in the National School Lunch Program according | ||||||
2 | to reported statistics from the State Board of Education; | ||||||
3 | (3) at least 20% of the households in the area receive | ||||||
4 | assistance under the Supplemental Nutrition Assistance | ||||||
5 | Program; or | ||||||
6 | (4) the area has an average unemployment rate, as | ||||||
7 | determined by the Department of Employment Security, that | ||||||
8 | is more than 120% of the national unemployment rate, as | ||||||
9 | determined by the United States Department of Labor, for a | ||||||
10 | period of at least 2 consecutive calendar years preceding | ||||||
11 | the date of the application. | ||||||
12 | "Insurance practice" means marketing, underwriting, | ||||||
13 | pricing, utilization management, reimbursement methodologies, | ||||||
14 | and claims management in the transaction of insurance. | ||||||
15 | (b) With respect to insurance practice for a policy of | ||||||
16 | automobile insurance, the use of the following factors are | ||||||
17 | prohibited: | ||||||
18 | (1) credit score; | ||||||
19 | (2) the absence of prior insurance; | ||||||
20 | (3) whether a consumer resides in a disproportionately | ||||||
21 | impacted area; | ||||||
22 | (4) sex or gender; | ||||||
23 | (5) occupation; and | ||||||
24 | (6) level of education attained. | ||||||
25 | (c) A policy of automobile insurance, including any class | ||||||
26 | of motor vehicle coverage, may not be canceled by the insurer |
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