Bill Amendment: IL HB5574 | 2019-2020 | 101st General Assembly
NOTE: For additional amemendments please see the Bill Drafting List
Bill Title: HOUSING-CRIMINAL RECORDS CHECK
Status: 2020-06-23 - House Committee Amendment No. 1 Rule 19(c) / Re-referred to Rules Committee [HB5574 Detail]
Download: Illinois-2019-HB5574-House_Amendment_001.html
Bill Title: HOUSING-CRIMINAL RECORDS CHECK
Status: 2020-06-23 - House Committee Amendment No. 1 Rule 19(c) / Re-referred to Rules Committee [HB5574 Detail]
Download: Illinois-2019-HB5574-House_Amendment_001.html
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1 | AMENDMENT TO HOUSE BILL 5574
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2 | AMENDMENT NO. ______. Amend House Bill 5574 by replacing | ||||||
3 | everything after the enacting clause with the following:
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4 | "Section 1. Short title. This Act may be cited as the | ||||||
5 | COVID-19 Emergency and Economic Recovery Renter and Homeowner | ||||||
6 | Protection Act.
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7 | Section 5. Purpose and findings. The purpose of this Act is | ||||||
8 | to protect renters, homeowners, and persons in need of housing, | ||||||
9 | based upon the following findings: | ||||||
10 | International, national, state, and local governments and | ||||||
11 | health authorities are responding to an outbreak of a disease | ||||||
12 | caused by the novel coronavirus referred to as COVID-19. | ||||||
13 | Minority households in the State of Illinois are at | ||||||
14 | disproportionate risk of exposure to and the contraction of | ||||||
15 | COVID-19 and to economic effects of this pandemic. | ||||||
16 | On March 12, 2020, the Governor of the State of Illinois |
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1 | issued a disaster declaration proclamation in Illinois because | ||||||
2 | of the threat of COVID-19. | ||||||
3 | On March 26, 2020, the President of the United States | ||||||
4 | declared that a major disaster exists in the State of Illinois | ||||||
5 | and ordered Federal assistance to supplement State, tribal, and | ||||||
6 | local recovery efforts in the areas affected by the COVID-19 | ||||||
7 | pandemic beginning on January 20, 2020 and continuing. | ||||||
8 | On April 1, 2020, the Governor of the State of Illinois | ||||||
9 | issued a second disaster declaration proclamation in Illinois | ||||||
10 | because of the threat of COVID-19. | ||||||
11 | On April 30, 2020, the Governor of the State of Illinois | ||||||
12 | issued a third disaster declaration proclamation in Illinois | ||||||
13 | because of the threat of COVID-19. | ||||||
14 | The Centers for Disease Control and Prevention and the | ||||||
15 | Illinois Department of Public Health have issued | ||||||
16 | recommendations including, but not limited to, social | ||||||
17 | distancing, staying home if sick, shutting down all | ||||||
18 | nonessential businesses, canceling or postponing large group | ||||||
19 | events, working from home, and other precautions to protect | ||||||
20 | public health and prevent transmission of this communicable | ||||||
21 | virus. | ||||||
22 | Experts predict a vaccine will not be approved for at least | ||||||
23 | a year, and the World Health Organization has stated, "There is | ||||||
24 | currently no evidence that people who have recovered from | ||||||
25 | COVID-19 and have antibodies are protected from a second | ||||||
26 | infection." |
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1 | Because of the public health emergency and the precautions | ||||||
2 | recommended by health authorities, many residents and | ||||||
3 | businesses in the State of Illinois have experienced or expect | ||||||
4 | soon to experience sudden and unexpected income loss. | ||||||
5 | A quarter of this State's workforce is employed in | ||||||
6 | industries directly impacted by the closure of nonessential | ||||||
7 | services as recommended by health authorities, and | ||||||
8 | unemployment claims in this State are exceeding levels from the | ||||||
9 | 2008 Great Recession. | ||||||
10 | Further long-term economic impacts are anticipated, with | ||||||
11 | reliable forecasts of 30% unemployment rate in the second | ||||||
12 | quarter of 2020, leaving residential and commercial tenants | ||||||
13 | vulnerable to eviction and homeowners vulnerable to | ||||||
14 | foreclosure. | ||||||
15 | The Governor of the State of Illinois has stated that | ||||||
16 | individuals exposed to COVID-19 may be temporarily unable to | ||||||
17 | report to work due to illness caused by COVID-19 or quarantines | ||||||
18 | related to COVID-19 and individuals directly affected by | ||||||
19 | COVID-19 may experience potential loss of income, health care | ||||||
20 | and medical coverage, and ability to pay for housing and basic | ||||||
21 | needs, thereby placing increased demands on already strained | ||||||
22 | regional and local health and safety resources, including | ||||||
23 | shelters and food banks. | ||||||
24 | Before COVID-19, over half of Illinois low-income renters | ||||||
25 | were already rent-burdened, and the rate of underwater | ||||||
26 | mortgages in Illinois was one of the highest in the nation. |
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1 | 31% of adults in a nationally representative sample taken | ||||||
2 | during the pandemic report that they are worried that they | ||||||
3 | cannot pay rent, a mortgage, or utilities. | ||||||
4 | During this emergency and in the interest of protecting the | ||||||
5 | public health and preventing transmission of COVID-19, it is | ||||||
6 | essential to avoid unnecessary housing displacement to prevent | ||||||
7 | housed individuals from falling into homelessness. | ||||||
8 | On March 20, 2020, the Governor issued Executive Order | ||||||
9 | 2020-10, which instructed authorities to cease enforcement of | ||||||
10 | orders for residential evictions. | ||||||
11 | On March 18, 2020, the Illinois Commerce Commission | ||||||
12 | required all private water, electric, and natural gas utilities | ||||||
13 | in Illinois to suspend service disconnections, waive | ||||||
14 | late-payment penalties, and implement temporary flexible | ||||||
15 | credit and payment procedures to ensure all customers remain | ||||||
16 | connected to essential utility service. | ||||||
17 | On April 23, 2020, the Governor issued Executive Order | ||||||
18 | 2020-30, which further prohibited persons and entities from | ||||||
19 | commencing residential eviction actions in most cases and | ||||||
20 | ceasing the enforcement of eviction orders for most | ||||||
21 | nonresidential premises. | ||||||
22 | Unpaid rent, late fees, and court costs are currently | ||||||
23 | accruing against residential and commercial tenants and will be | ||||||
24 | demanded by landlords after the expiration of the emergency | ||||||
25 | period. | ||||||
26 | Public health is endangered if tenants will face immediate |
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1 | demand for the entire sum after the emergency period expires, | ||||||
2 | the courts are clogged with thousands of additional eviction | ||||||
3 | court filings, tenants leave their homes and enter into | ||||||
4 | homelessness in order to avoid an eviction filing, resulting in | ||||||
5 | a chaotic displacement process. | ||||||
6 | Involuntary displacement caused by an eviction interrupts | ||||||
7 | a child's education, causing the child to have lower school | ||||||
8 | achievement and delayed literacy skills and be more likely to | ||||||
9 | be truant, threatens the child's social and emotional security, | ||||||
10 | and adversely impacts families in the form of stress and | ||||||
11 | exposure to substandard housing with environmental hazards. | ||||||
12 | The State of Illinois needs to ensure that returning | ||||||
13 | citizens have fair and equitable access to housing, that | ||||||
14 | persons who have or who are perceived to have COVID-19 are | ||||||
15 | protected from housing discrimination, and that renters and | ||||||
16 | homeowners cannot be discriminated against for relying upon | ||||||
17 | third-party sources of financial support to pay their rent and | ||||||
18 | mortgages. | ||||||
19 | The State of Illinois deems it necessary to protect public | ||||||
20 | health, life, and property during this declared state of | ||||||
21 | emergency by protecting small business commercial and | ||||||
22 | residential tenants and homeowners from certain evictions and | ||||||
23 | foreclosures and other hardships during this public health and | ||||||
24 | economic crisis.
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25 | Section 10. Definitions. Unless the context clearly |
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1 | indicates otherwise, as used in this Act: | ||||||
2 | "COVID-19 emergency and economic recovery period" means | ||||||
3 | the period beginning on March 9, 2020, when the Governor issued | ||||||
4 | the first disaster proclamation for the State of Illinois to | ||||||
5 | address the circumstances related to COVID-19, and ending on | ||||||
6 | the first day of the month following a month in which both the | ||||||
7 | published statewide unemployment rate is no more than 1.5 | ||||||
8 | percentage points higher than the statewide unemployment rate | ||||||
9 | for February 2020, and the published statewide unemployment | ||||||
10 | rate has decreased in 2 of the previous 3 months. However, if a | ||||||
11 | gubernatorial disaster proclamation issued to address | ||||||
12 | circumstances related to COVID-19 is still in effect on that | ||||||
13 | date, the COVID-19 emergency and economic recovery period | ||||||
14 | expires 45 days after that proclamation expires. | ||||||
15 | "COVID-19 related hardship" means any negative financial, | ||||||
16 | medical, or other impact on an individual or household because | ||||||
17 | of COVID-19 and associated governmental orders, including: | ||||||
18 | diagnosis of the individual or household member with COVID-19 | ||||||
19 | or the advice to self-quarantine by a health care provider; | ||||||
20 | loss of income, furlough, hour reduction or other interruption | ||||||
21 | to employment due to workplace, school, and other facility | ||||||
22 | closures; or increased household, child care, health care, or | ||||||
23 | other expenses. | ||||||
24 | "Dwelling unit" means a building, structure, or part of a | ||||||
25 | building or structure or land appurtenant to a building or | ||||||
26 | structure, a unit or lot of a manufactured home as defined in |
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1 | Section 3 of the Mobile Home Landlord and Tenant Rights Act, or | ||||||
2 | other residential real estate used or held out for human | ||||||
3 | habitation, together with all common areas and storage areas | ||||||
4 | held out for use by the resident. | ||||||
5 | "Eviction" or "to evict" means using any judicial or | ||||||
6 | nonjudicial means to involuntarily remove a resident from a | ||||||
7 | dwelling unit or a small business commercial premises, | ||||||
8 | including, but not limited to: | ||||||
9 | (1) issuing an eviction notice or other notice to | ||||||
10 | terminate a tenancy; | ||||||
11 | (2) filing, serving, or other otherwise initiating a | ||||||
12 | judicial eviction action; | ||||||
13 | (3) prosecuting a pending eviction action, other than | ||||||
14 | as necessary to request a continuance or suspension of the | ||||||
15 | matter or to comply with an order of the tribunal; or | ||||||
16 | (4) seeking or causing any order for the physical | ||||||
17 | eviction of a resident to be executed. | ||||||
18 | "Eviction action" means any judicial or administrative | ||||||
19 | proceeding that seeks recovery of possession of a dwelling unit | ||||||
20 | or small business commercial premises from a resident. | ||||||
21 | "Eviction order" means any order entered in an eviction | ||||||
22 | action that directs or authorizes the removal of a resident | ||||||
23 | from a dwelling unit or a small business commercial premises. | ||||||
24 | "Eviction order" does not include an order entered to remove a | ||||||
25 | resident who is the perpetrator of violence in order to protect | ||||||
26 | another resident or tenant from domestic violence, sexual |
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1 | violence, dating violence, or stalking. "Eviction order" does | ||||||
2 | not include an order restoring a resident to possession of the | ||||||
3 | dwelling unit entered under subsection (e) of Section 35. | ||||||
4 | "Eviction notice" means any notice directing a resident to | ||||||
5 | vacate the dwelling unit or small business commercial premises | ||||||
6 | or otherwise purporting to terminate a tenancy. | ||||||
7 | "Fund" means the Residential Housing Relief Fund created | ||||||
8 | under Section 15. | ||||||
9 | "IHDA" or "Department" means the Illinois Housing | ||||||
10 | Development Authority. | ||||||
11 | "Landlord" means an owner of record, agent, lessor, | ||||||
12 | sublessor, court-appointed receiver or master, mortgagee in | ||||||
13 | possession, or the successor in interest of any of them of a | ||||||
14 | dwelling unit or the building of which it is a part and any | ||||||
15 | person authorized to exercise any aspect of the management of | ||||||
16 | the premises. "Landlord" includes any person who directly or | ||||||
17 | indirectly receives rents and has no obligation to deliver the | ||||||
18 | whole of the receipts to another person. "Landlord" also | ||||||
19 | includes the owner of a mobile home park. | ||||||
20 | "Material economic hardship" means that a landlord | ||||||
21 | enduring the hardship would have to limit spending on household | ||||||
22 | necessities. "Material economic hardship" does not include | ||||||
23 | reduction in savings, profit margins, discretionary spending, | ||||||
24 | or nonessential assets. If a landlord is a limited liability | ||||||
25 | company, the assets and liabilities of the landlord shall be | ||||||
26 | adjudged with consideration of its individual members, parent |
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1 | companies, umbrella, and series corporations and related | ||||||
2 | organizations. | ||||||
3 | "Material violation" means, except as provided by federal | ||||||
4 | law, a substantial violation of a material term of the rental | ||||||
5 | agreement. "Material violation" does not include a tenant's | ||||||
6 | failure to pay rent or other amounts due under the rental | ||||||
7 | agreement or the tenant's failure to surrender possession after | ||||||
8 | the expiration of the rental agreement. | ||||||
9 | "Moratorium" means the 180-day period beginning on the | ||||||
10 | effective date of this Act. | ||||||
11 | "Premises" means the dwelling unit and the building or | ||||||
12 | structure of which it is a part, facilities and appurtenances | ||||||
13 | therein, and grounds, areas, and facilities held out for the | ||||||
14 | use of residents. | ||||||
15 | "Rental agreement" means every letting or lease, whether by | ||||||
16 | written or verbal agreement, of a dwelling unit or small | ||||||
17 | business commercial premises. | ||||||
18 | "Residential landlord" means an owner of record, agent, | ||||||
19 | lessor, sublessor, court-appointed receiver or master, | ||||||
20 | mortgagee in possession, or the successor in interest of any of | ||||||
21 | them of a dwelling unit or the building of which it is a part, | ||||||
22 | and any person authorized to exercise any aspect of the | ||||||
23 | management of the premises. "Residential landlord" includes | ||||||
24 | any person who directly or indirectly receives rents and has no | ||||||
25 | obligation to deliver the whole of the receipts to another | ||||||
26 | person. "Residential landlord" also includes the owner of a |
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1 | mobile home park. | ||||||
2 | "Residential tenant" means a person entitled by written or | ||||||
3 | verbal agreement, subtenancy approved by the landlord, or by | ||||||
4 | sufferance to occupy a dwelling unit to the exclusion of | ||||||
5 | others. "Residential tenant" includes members of a tenant's | ||||||
6 | household occupying the dwelling unit. | ||||||
7 | "Small business commercial landlord" means an owner of | ||||||
8 | record, agent, lessor, sublessor, court-appointed receiver or | ||||||
9 | master, mortgagee in possession, or the successor in interest | ||||||
10 | of any of them of a small business commercial premises or the | ||||||
11 | building of which it is a part and any person authorized to | ||||||
12 | exercise any aspect of the management of the premises. "Small | ||||||
13 | business commercial landlord" includes any person who directly | ||||||
14 | or indirectly receives rents and has no obligation to deliver | ||||||
15 | the whole of the receipts to another person. | ||||||
16 | "Small business commercial premises" means any parcel of | ||||||
17 | real property that is developed and used either in part or in | ||||||
18 | whole for commercial purposes by a business that is not a part | ||||||
19 | of a multinational corporation, has less than 25 employees, and | ||||||
20 | the average income per employee is $50,000 or less. | ||||||
21 | "Small business commercial tenant" means a commercial | ||||||
22 | tenant that is not a part of a multinational corporation, has | ||||||
23 | less than 25 employees, and the average income per employee is | ||||||
24 | $50,000 or less. | ||||||
25 | "Statewide unemployment rate" means the official | ||||||
26 | seasonally adjusted unemployment rate provided by the U.S. |
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1 | Bureau of Labor Statistics and published monthly by the | ||||||
2 | Illinois Department of Economic Security. | ||||||
3 | "Tenancy" means the occupation or use of a dwelling unit | ||||||
4 | under a rental agreement. | ||||||
5 | "Tenant" means a resident or occupant of a dwelling unit.
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6 | Section 15. Residential rent and mortgage cancellation and | ||||||
7 | relief. | ||||||
8 | (a) Subject to appropriation in furtherance of subsection | ||||||
9 | (c), there is hereby declared a cancellation of rental debt | ||||||
10 | accrued to any residential tenant in this State who has | ||||||
11 | experienced a COVID-19 related hardship during the moratorium. | ||||||
12 | (a-5) The following prohibitions apply: | ||||||
13 | (1) No residential landlord shall charge a fine or fee | ||||||
14 | to a residential tenant for nonpayment of rent in | ||||||
15 | accordance with subsection (a), including late fees and | ||||||
16 | liquidated or other damages, and the nonpayment of rent | ||||||
17 | shall not be grounds for the issuance of any eviction | ||||||
18 | notice or initiation of any eviction action. | ||||||
19 | (2) No residential tenant may be treated by any | ||||||
20 | individual or entity as accruing any debt because of the | ||||||
21 | cancellation of rent under subsection (a). | ||||||
22 | (3) No residential tenant may be held liable by any | ||||||
23 | person or entity for repayment of any amount of rent | ||||||
24 | canceled under subsection (a). | ||||||
25 | (4) The nonpayment of rent by a residential tenant |
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1 | shall not be reported to a consumer reporting agency or | ||||||
2 | tenant screening agency, nor shall the nonpayment | ||||||
3 | adversely affect a residential tenant's credit score. | ||||||
4 | (b) To the extent permitted by federal law, and subject to | ||||||
5 | appropriation in furtherance of subsection (c), the obligation | ||||||
6 | of each mortgagor to make mortgage payments of principal and | ||||||
7 | interest that come due during the moratorium are hereby | ||||||
8 | canceled to any mortgagor in this State who has experienced a | ||||||
9 | COVID-19 related hardship during the moratorium. | ||||||
10 | (c) The Illinois Housing Development Authority shall | ||||||
11 | establish a Residential Housing Relief Fund to provide payments | ||||||
12 | under this Section to: | ||||||
13 | (1) compensate residential landlords and mortgagees | ||||||
14 | for certain rental and mortgage amounts cancelled under | ||||||
15 | subsections (a) and (b); | ||||||
16 | (2) provide assistance to residential tenants who need | ||||||
17 | to move; | ||||||
18 | (3) provide assistance to mortgagors unable to make | ||||||
19 | certain mortgage payments after the moratorium expires; | ||||||
20 | and | ||||||
21 | (4) provide assistance to residential tenants who are | ||||||
22 | unable to make certain rental payments after the moratorium | ||||||
23 | expires. | ||||||
24 | (d) IHDA shall allocate funds to local administering | ||||||
25 | agencies for distribution to residential landlords, | ||||||
26 | residential tenants, and mortgagors of dwelling units subject |
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1 | to subsections (a) and (b) and further administrative | ||||||
2 | requirements as set forth by IHDA. | ||||||
3 | (e) IHDA shall develop standards by which to determine the | ||||||
4 | priority of payments under this Section. The standards shall | ||||||
5 | prioritize funding eligibility in the following manner: | ||||||
6 | (1) Prioritize residential landlords that demonstrate | ||||||
7 | that rent cancellation created a material economic | ||||||
8 | hardship. | ||||||
9 | (2) Prioritize mortgagors who are at risk of | ||||||
10 | foreclosure, despite the protections in Section 25, due to | ||||||
11 | a COVID-19 related hardship, as well as mortgagors whose | ||||||
12 | secured property is in a neighborhood or zip code | ||||||
13 | experiencing high levels of poverty when compared to the | ||||||
14 | State as a whole. | ||||||
15 | (3) Prioritize residential tenants at or below 60% of | ||||||
16 | the median family income for the area of the local | ||||||
17 | administering agency. | ||||||
18 | (4) Prioritize State or other funds for residential | ||||||
19 | landlords, mortgagees, or residential tenants not eligible | ||||||
20 | for federal funds. | ||||||
21 | (f) The Department and local administering agencies may | ||||||
22 | provide payments under this Section only with respect to | ||||||
23 | residential landlords who enter into binding agreements with | ||||||
24 | the Department or local administering agencies to ensure that, | ||||||
25 | during the period that a residential landlord receives payment | ||||||
26 | under this Section for occupancy of a dwelling unit, the |
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1 | landlord complies with the requirements of this Section. If a | ||||||
2 | residential landlord violates any requirement with respect to a | ||||||
3 | covered rental dwelling unit under any certification or | ||||||
4 | agreement entered into pursuant to this subsection, the | ||||||
5 | Department or the local administering agencies shall have the | ||||||
6 | right to recapture from the residential landlord an amount | ||||||
7 | equal to the entire amount of assistance provided under this | ||||||
8 | Section that is attributable to the dwelling unit and deposit | ||||||
9 | the recaptured amount into the Fund. | ||||||
10 | (f-5) During the COVID-19 emergency and economic recovery | ||||||
11 | period, a residential landlord receiving relief under this | ||||||
12 | Section may not report the residential tenant of the dwelling | ||||||
13 | unit to a debt collector or provide any adverse information | ||||||
14 | regarding the residential tenant to any credit reporting | ||||||
15 | agency. | ||||||
16 | (g) The amount of a payment under this Section may not | ||||||
17 | exceed the aggregate amount of rent for the dwelling unit | ||||||
18 | suspended pursuant to subsection (a) and attributable only to | ||||||
19 | days during the moratorium that the dwelling unit was occupied | ||||||
20 | by a residential tenant otherwise required to pay rent. | ||||||
21 | (h) The amount of payment with respect to a covered | ||||||
22 | dwelling unit shall be reduced by the amount of payment made to | ||||||
23 | the landlord from the Residential Housing Relief Fund in | ||||||
24 | connection to the tenant's use and occupancy. | ||||||
25 | (i) This Section is subject to appropriation.
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1 | Section 20. Foreclosure moratorium. | ||||||
2 | (a) Notwithstanding any provision of the Illinois Mortgage | ||||||
3 | Foreclosure Law, beginning on the effective date of this Act | ||||||
4 | and for the moratorium, unless a shorter time is required by | ||||||
5 | federal law, a mortgagee, servicer, creditor, or trustee, for | ||||||
6 | the purposes of foreclosure of residential real estate as | ||||||
7 | defined by Section 15-1219 of the Code of Civil Procedure, may | ||||||
8 | not: | ||||||
9 | (1) initiate or continue a foreclosure action; | ||||||
10 | (2) cause notice of a foreclosure to be published; | ||||||
11 | (3) exercise the power of a judicial sale; or | ||||||
12 | (4) pursue an eviction order or execution thereof. | ||||||
13 | (b) All time deadlines related to the foreclosure | ||||||
14 | proceeding, including the running of any redemption period, is | ||||||
15 | tolled for the duration of the moratorium. | ||||||
16 | (c) Each judicial circuit shall establish a foreclosure | ||||||
17 | mediation program consistent with Illinois Supreme Court Rule | ||||||
18 | 99.1, to begin upon the expiration of the moratorium. | ||||||
19 | (d) Notwithstanding any provision of the Condominium | ||||||
20 | Property Act or any other provision of Illinois law, the board | ||||||
21 | of managers of a condominium association may not, for the | ||||||
22 | duration of the COVID-19 emergency and economic recovery | ||||||
23 | period: | ||||||
24 | (1) impose charges or levy fines against any unit owner | ||||||
25 | who fails to make any payment of the common expenses when | ||||||
26 | due; |
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1 | (2) record a lien against the property interest of a | ||||||
2 | unit owner who fails to make any payment of the common | ||||||
3 | expenses when due; or | ||||||
4 | (3) evict a homeowner or residential tenant for a | ||||||
5 | COVID-19 related hardship.
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6 | Section 25. Homeowner protections. | ||||||
7 | (a) Notwithstanding any provision of the Residential | ||||||
8 | Mortgage License Act of 1987 or any other provision of State | ||||||
9 | law, during the COVID-19 emergency and economic recovery | ||||||
10 | period, each entity that holds mortgage servicing rights, | ||||||
11 | including entities that service their own loans, to a | ||||||
12 | residential mortgage loan under the jurisdiction of the | ||||||
13 | Department of Financial and Professional Regulation shall | ||||||
14 | develop a forbearance program for borrowers within 45 days of | ||||||
15 | the effective date of this Act that, at a minimum: | ||||||
16 | (1) grants at least a 180-day forbearance period to | ||||||
17 | make ongoing installment payments for all applicable | ||||||
18 | principal, interest, taxes, insurance, and association | ||||||
19 | fees, renewable for one additional period of 180 days, of | ||||||
20 | mortgage payments for borrowers; | ||||||
21 | (2) waives any late fee, processing fee, penalties, or | ||||||
22 | other charges due to failure to make scheduled payments in | ||||||
23 | connection with forbearance or any other fees accrued | ||||||
24 | during the pendency of the forbearance period or public | ||||||
25 | health emergency; and |
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1 | (3) does not report to a credit reporting agency any | ||||||
2 | delinquency or other derogatory information as a result of | ||||||
3 | the deferral. | ||||||
4 | The forbearance program shall be provided to borrowers who | ||||||
5 | request forbearance and affirm that they are experiencing a | ||||||
6 | COVID-19 related hardship. | ||||||
7 | (b) The mortgage servicer shall establish application | ||||||
8 | criteria and procedures for borrowers to apply for loss | ||||||
9 | mitigation options following the termination of the | ||||||
10 | forbearance program that requires that either: | ||||||
11 | (1) the loan repayment term shall be extended in | ||||||
12 | monthly increments to match the number of delinquent | ||||||
13 | payments in order to maintain pre-forbearance payment | ||||||
14 | levels; | ||||||
15 | (2) the loan shall be modified by capitalizing the | ||||||
16 | deferred arrearages into the principal balance and | ||||||
17 | extending the loan repayment term to reach an affordable | ||||||
18 | payment for the borrower; | ||||||
19 | (3) the forborne principal, interest, and escrow | ||||||
20 | advances be converted to a non-interest-bearing lien | ||||||
21 | payable when the property is sold or the loan is paid off; | ||||||
22 | or | ||||||
23 | (4) forgives the forborne payments in full. | ||||||
24 | (c) In response to a borrower inquiry about forbearance | ||||||
25 | options and before approving a request for forbearance, the | ||||||
26 | mortgage servicer shall provide the borrower with a complete |
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1 | and accurate description of the forbearance options and | ||||||
2 | procedures for requesting forbearance that includes a | ||||||
3 | description of the post-forbearance options for reinstatement | ||||||
4 | of the mortgage loan. This written notice shall be provided in | ||||||
5 | 7 days and in English and Spanish and any other language the | ||||||
6 | servicer regularly uses to communicate with the borrower. | ||||||
7 | (d) The mortgage servicer shall approve each application | ||||||
8 | for post-forbearance loss mitigation in which a borrower: | ||||||
9 | (1) affirms to the mortgage servicer that they have | ||||||
10 | suffered a COVID-19 related hardship, including an | ||||||
11 | existing delinquency or future ability to make payments; | ||||||
12 | and | ||||||
13 | (2) affirms the ability to pay the forbearance payment | ||||||
14 | through one of the options in subsection (b). | ||||||
15 | (e) A mortgage servicer who receives a request for | ||||||
16 | forbearance pursuant to this Section shall retain the request, | ||||||
17 | whether approved or denied, for at least 3 years after final | ||||||
18 | payment is made on the mortgage or the mortgage is sold, | ||||||
19 | whichever occurs first. Upon request, a mortgage servicer shall | ||||||
20 | make an application for forbearance available to the Secretary | ||||||
21 | of Financial and Professional Regulation. | ||||||
22 | (f) A mortgage servicer may not require a lump sum payment | ||||||
23 | of the principal, interest, and escrow amounts from any | ||||||
24 | borrower making payments under a forbearance payment program | ||||||
25 | pursuant to subsection (b), subject to investor guidelines, | ||||||
26 | unless the lump sum payment is due at the end of the loan term |
| |||||||
| |||||||
1 | or upon the sale, transfer, or refinance of the loan. | ||||||
2 | Only servicers and lenders that can establish to the | ||||||
3 | satisfaction of the Secretary of Financial and Professional | ||||||
4 | Regulation that they are contractually barred from providing | ||||||
5 | the forbearance relief shall be exempted from compliance with | ||||||
6 | this Section. The servicer shall inform the borrower and the | ||||||
7 | Secretary of Financial and Professional Regulation of any | ||||||
8 | exemption claim at the time of the borrower's request for | ||||||
9 | relief. The servicer shall document the exemption claim with | ||||||
10 | reference to specific contract provisions applicable to the | ||||||
11 | loan. | ||||||
12 | (g) A person or business whose request for forbearance is | ||||||
13 | denied may file a written complaint with the Secretary of | ||||||
14 | Financial and Professional Regulation. The Secretary of | ||||||
15 | Financial and Professional Regulation is authorized to | ||||||
16 | investigate the complaint in accordance with Section 4-6 of the | ||||||
17 | Residential Mortgage License Act of 1987. Nothing in this | ||||||
18 | subsection shall limit the borrower's rights with respect to | ||||||
19 | Section 110. | ||||||
20 | (h) A borrower receiving a mortgage forbearance pursuant to | ||||||
21 | subsection (b) on a property that has a tenant shall reduce the | ||||||
22 | rent charged for the property to any tenant during the period | ||||||
23 | in which there is mortgage forbearance in place in an amount | ||||||
24 | proportional to the reduced mortgage amount paid by the | ||||||
25 | borrower to the mortgage servicer. The borrower shall notify | ||||||
26 | the tenant or tenants in writing of the forbearance, explaining |
| |||||||
| |||||||
1 | with specificity the rent reduction, within 30 days of approval | ||||||
2 | of the forbearance. | ||||||
3 | (i) To the extent necessary to conform to this Section, the | ||||||
4 | exemptions in subsection (d) of Section 1-4 of the Residential | ||||||
5 | Mortgage License Act of 1987 are waived for the duration of the | ||||||
6 | COVID-19 emergency and economic recovery period.
| ||||||
7 | Section 30. Eviction provisions preempted. For the | ||||||
8 | duration of the COVID-19 emergency and economic recovery | ||||||
9 | period, Article IX of the Code of Civil Procedure is preempted | ||||||
10 | only to the extent that any of its provisions conflict with any | ||||||
11 | provision of this Act.
| ||||||
12 | Section 35. Moratorium on residential and small business | ||||||
13 | commercial premises eviction; enforcement; expiration. | ||||||
14 | (a) There is hereby declared a moratorium on evictions from | ||||||
15 | residential and small business commercial premises in this | ||||||
16 | State that shall remain in effect until the expiration of the | ||||||
17 | moratorium. | ||||||
18 | (b) Except as provided in subsection (c), during the | ||||||
19 | moratorium: | ||||||
20 | (1) No person or entity shall evict or attempt to evict | ||||||
21 | a residential tenant or small business commercial tenant | ||||||
22 | from a dwelling unit or small business commercial premises. | ||||||
23 | (2) Any eviction notice issued during the moratorium is | ||||||
24 | invalid and shall not be deemed to have terminated the |
| |||||||
| |||||||
1 | residential or small business commercial tenancy. | ||||||
2 | (3) No court shall accept any filing, including a | ||||||
3 | complaint, summons, or motion, other than those authorized | ||||||
4 | under subsection (c), in an eviction action, or hear or | ||||||
5 | decide any matter, or enter a judgment in favor of the | ||||||
6 | plaintiff for eviction, rent, or other remedies that may | ||||||
7 | have otherwise been permitted by law. Any deadline or | ||||||
8 | period for action by a party to an eviction action, | ||||||
9 | including the time to appeal a judgment, is tolled during | ||||||
10 | the moratorium. | ||||||
11 | (4) No sheriff, local law enforcement officer, or any | ||||||
12 | other person or entity may serve process or attempt to | ||||||
13 | serve process for an eviction action. Any process served | ||||||
14 | during the moratorium is insufficient service of process | ||||||
15 | and will not confer jurisdiction on the court. | ||||||
16 | (c) This moratorium does not prevent a residential landlord | ||||||
17 | from taking any legal action to protect other residential | ||||||
18 | tenants by evicting or otherwise barring from the premises any | ||||||
19 | person who poses a credible threat of violence to other | ||||||
20 | residential tenants at the premises. | ||||||
21 | (d) This Act shall not be interpreted as restricting or | ||||||
22 | eliminating a residential tenant's ability to file and a | ||||||
23 | court's ability to hold a hearing and issue a ruling on a | ||||||
24 | motion to seal under Section 60. | ||||||
25 | (e) Any residential or small business commercial tenant | ||||||
26 | dispossessed of a dwelling unit or small business commercial |
| |||||||
| |||||||
1 | premises in violation of subsection (b) may bring an action in | ||||||
2 | a court of competent jurisdiction to regain possession of the | ||||||
3 | dwelling unit or small business commercial premises. Such a | ||||||
4 | claim shall constitute an emergency and shall be scheduled by | ||||||
5 | the court for a hearing as soon as practicable. | ||||||
6 | (f) Nothing in this Section prohibits: | ||||||
7 | (1) a residential or small business commercial tenant | ||||||
8 | from terminating a rental agreement in a manner otherwise | ||||||
9 | prescribed by contract or law; or | ||||||
10 | (2) the termination of a residential or small business | ||||||
11 | commercial tenancy by mutual agreement.
| ||||||
12 | Section 40. Post-moratorium residential eviction actions | ||||||
13 | and process. | ||||||
14 | (a) After the expiration of the moratorium, a residential | ||||||
15 | landlord may only seek possession of a dwelling unit for just | ||||||
16 | cause and pursuant to advance written notice stating the cause | ||||||
17 | and terminating the rental agreement, as provided in Section | ||||||
18 | 45. A residential landlord shall have just cause to seek | ||||||
19 | possession if: | ||||||
20 | (1) Rent that accrued after the expiration of the | ||||||
21 | moratorium is delinquent and the residential tenant fails | ||||||
22 | to pay the delinquent rent within 30 days of service of a | ||||||
23 | written notice under subsection (b) of Section 45. If the | ||||||
24 | rent, together with the filing fees and fees for service of | ||||||
25 | process, is paid before enforcement of the eviction order, |
| |||||||
| |||||||
1 | then the residential landlord, within 7 days of payment, | ||||||
2 | shall file a motion with the court to vacate the eviction | ||||||
3 | order and to dismiss the court case. | ||||||
4 | (2) The residential landlord and residential tenant | ||||||
5 | have entered into an equitable and reasonable payment plan | ||||||
6 | and the residential tenant has failed to comply with the | ||||||
7 | terms of the payment plan within 14 days of written notice | ||||||
8 | under subsection (c) of Section 45. If the rent, together | ||||||
9 | with the filing fees and fees for service of process, is | ||||||
10 | paid before enforcement of the eviction order, then the | ||||||
11 | residential landlord, within 7 days of payment, shall file | ||||||
12 | a motion with the court to vacate the eviction order and to | ||||||
13 | dismiss the court case. | ||||||
14 | (3) The residential tenant commits a material | ||||||
15 | violation of the rental agreement and fails to cure the | ||||||
16 | violation within 30 days of service of a written notice | ||||||
17 | under subsection (d) of Section 45, or the residential | ||||||
18 | tenant has notified the residential landlord that the | ||||||
19 | violation is related to a COVID-19 related hardship but | ||||||
20 | fails to cure the violation within 60 days of the service | ||||||
21 | of the notice. | ||||||
22 | (b) No residential landlord shall issue an eviction notice | ||||||
23 | based on nonpayment of rent for the tenant's use and occupancy | ||||||
24 | of the dwelling unit that accrued during the moratorium, nor | ||||||
25 | may a residential landlord commence or maintain any eviction | ||||||
26 | action based on the nonpayment. Nothing in this Section |
| |||||||
| |||||||
1 | prohibits a residential landlord from bringing a claim for | ||||||
2 | rental debt for the tenant's use and occupancy of the dwelling | ||||||
3 | unit that accrues after the expiration of the moratorium, in | ||||||
4 | the manner described in Illinois Supreme Court Rules 281 | ||||||
5 | through 289. | ||||||
6 | (c) A residential landlord may not commence an eviction | ||||||
7 | action until the requirements of this Section have been | ||||||
8 | satisfied. Any action commenced without first satisfying the | ||||||
9 | requirements shall be dismissed, and the court file pertaining | ||||||
10 | to the action shall be ordered sealed by the court. | ||||||
11 | (d) A residential landlord shall notify a residential | ||||||
12 | tenant of the tenant's rights and obligations under this Act | ||||||
13 | not less than 60 days before termination of the residential | ||||||
14 | tenant's rental agreement, and not on a date before the | ||||||
15 | expiration of the moratorium. Such notice: | ||||||
16 | (1) Shall be in writing, headed in boldface 14-point | ||||||
17 | type, in the language the residential landlord commonly | ||||||
18 | uses to communicate with the residential tenant, titled | ||||||
19 | "Important Notice for Tenants", shall include the date the | ||||||
20 | notice was served, and shall state the following in | ||||||
21 | 14-point type: | ||||||
22 | "This is not a notice to vacate the rental unit. Your | ||||||
23 | landlord cannot terminate your rental agreement or ask you | ||||||
24 | to leave until at least 60 days after [insert date of | ||||||
25 | service]. | ||||||
26 | Your landlord cannot evict you or ask you to leave |
| |||||||
| |||||||
1 | your rental unit without just cause. Just cause means | ||||||
2 | failing to make rental payments or violating your lease. | ||||||
3 | Before your landlord can evict you, you must be given a new | ||||||
4 | notice that explains why you are being asked to leave and | ||||||
5 | that gives you a chance to stay in your housing. | ||||||
6 | Your landlord cannot evict you, tell you to leave, or | ||||||
7 | refuse to renew your tenancy based on any nonpayment of | ||||||
8 | rent during the [insert effective dates of the moratorium]. | ||||||
9 | You have rights as a tenant if you are facing | ||||||
10 | financial difficulty from a COVID-19 related hardship or | ||||||
11 | were otherwise impacted by the government stay-at-home | ||||||
12 | order, including income lost due to workplace closures and | ||||||
13 | increased household expenses, such as child care and health | ||||||
14 | care expenses, as well as other reasonable expenditures. | ||||||
15 | Your landlord has the obligation to seek rent | ||||||
16 | forgiveness from the Residential Housing Relief Fund for | ||||||
17 | any rent due during the period of [insert effective dates | ||||||
18 | of the moratorium] that you were unable to pay due to | ||||||
19 | COVID-19. Your landlord must provide you with a copy of | ||||||
20 | this paperwork when submitting an application related to | ||||||
21 | your tenancy to the Residential Housing Relief Fund. | ||||||
22 | You have a right to ask for a fair and reasonable | ||||||
23 | payment plan. If you continue to face financial | ||||||
24 | difficulties due to COVID-19 or if you owe rent from before | ||||||
25 | [insert date the moratorium started], you may have the | ||||||
26 | right to repay any rent you owed through a repayment plan |
| |||||||
| |||||||
1 | in order to preserve your tenancy. | ||||||
2 | You should seek free legal help. You may wish to | ||||||
3 | contact a lawyer at your local legal aid or housing | ||||||
4 | counseling agency to discuss any rights you may have under | ||||||
5 | the COVID-19 Emergency and Economic Recovery Renter and | ||||||
6 | Homeowner Protection Act." | ||||||
7 | (2) Shall be served, in accordance with subsection (e) | ||||||
8 | of Section 45, at least 60 days before the date of the | ||||||
9 | service of any eviction notice to a residential tenant or | ||||||
10 | occupant. | ||||||
11 | (e) A residential landlord shall provide the tenant with a | ||||||
12 | written or electronic statement showing all debits and credits | ||||||
13 | over the COVID-19 emergency and economic recovery period or the | ||||||
14 | past 12 months, whichever is longer, that clearly identifies | ||||||
15 | the amount of rent cancelled under Section 15 and the amount of | ||||||
16 | the tenant's rent deficiency that the tenant must pay in order | ||||||
17 | to preserve the tenancy: | ||||||
18 | (1) within 10 days of receiving a request for such a | ||||||
19 | written statement from a residential tenant; or | ||||||
20 | (2) when the residential landlord serves the tenant | ||||||
21 | with an eviction notice as required under subsections (b) | ||||||
22 | and (c) of Section 45. | ||||||
23 | (f) Upon the receipt of an oral or written request for a | ||||||
24 | repayment plan or to terminate the rental agreement from a | ||||||
25 | residential tenant experiencing a COVID-19 related hardship or | ||||||
26 | notification from the tenant that he or she is experiencing a |
| |||||||
| |||||||
1 | COVID-19 related hardship, a residential landlord shall | ||||||
2 | deliver a written offer to the tenant of the election to | ||||||
3 | either: | ||||||
4 | (1) terminate the rental agreement and deliver | ||||||
5 | possession of the rental unit within 60 days of delivery of | ||||||
6 | the residential landlord's written offer; or | ||||||
7 | (2) enter into and participate in an equitable and | ||||||
8 | reasonable payment plan, as defined in subsection (g). | ||||||
9 | (g) An agreement is presumptively an equitable and | ||||||
10 | reasonable payment rent plan if: | ||||||
11 | (1) the residential tenant demonstrates that a | ||||||
12 | COVID-19 related hardship existed during all or some of the | ||||||
13 | time during which the rent went unpaid; | ||||||
14 | (2) only the agreed rental amount due to the | ||||||
15 | residential tenant's use and occupancy for the covered | ||||||
16 | months shall be due; costs, including late fees, shall not | ||||||
17 | be permitted, nor shall rental increases that occurred | ||||||
18 | during the COVID-19 Emergency Economic Recovery Period be | ||||||
19 | assessed; | ||||||
20 | (3) the residential tenant is entitled to no less than | ||||||
21 | 12 months to pay the back rent; | ||||||
22 | (4) the rent is due at the most convenient time for the | ||||||
23 | residential tenant, with regard to the residential | ||||||
24 | tenant's expenditure and income schedule; | ||||||
25 | (5) the residential tenant does not waive any right or | ||||||
26 | claim guaranteed by federal, State, or local law; |
| |||||||
| |||||||
1 | (6) the residential tenant is permitted at least 14 | ||||||
2 | days to cure any default after notice of overdue rent is | ||||||
3 | given; and | ||||||
4 | (7) the total rental debt accrued each month that the | ||||||
5 | residential tenant experienced a COVID-19 related hardship | ||||||
6 | is reduced by up to 50%, such that the residential tenant's | ||||||
7 | total monthly rental obligation under the payment plan, and | ||||||
8 | including the rent due prospectively, is no greater than | ||||||
9 | one-third of the residential tenant's household income. | ||||||
10 | (h) If the residential tenant fails to make an election | ||||||
11 | pursuant to subsection (f) within 30 days of service of the | ||||||
12 | written offer or makes an election to terminate his or her | ||||||
13 | rental agreement but fails to deliver possession of the | ||||||
14 | dwelling unit within 60 days of the residential landlord's | ||||||
15 | written offer, the residential landlord may proceed to | ||||||
16 | terminate the residential tenant's rental agreement, but only | ||||||
17 | if the residential landlord has complied with this Section, and | ||||||
18 | there is just cause to terminate the rental agreement. | ||||||
19 | (i) If the residential landlord has complied with this | ||||||
20 | Section, a residential landlord may only terminate a rental | ||||||
21 | agreement for just cause by serving a new eviction notice under | ||||||
22 | Section 45.
| ||||||
23 | Section 45. Notice and service of notice requirements for | ||||||
24 | residential tenants. | ||||||
25 | (a) An eviction notice, including a notice to terminate a |
| |||||||
| |||||||
1 | rental agreement, shall: | ||||||
2 | (1) be served, as described in subsection (e), to the | ||||||
3 | residential tenant; | ||||||
4 | (2) state the date on which the notice was served; | ||||||
5 | (3) describe the dwelling unit with reasonable | ||||||
6 | specificity; | ||||||
7 | (4) include the name of the residential landlord or the | ||||||
8 | authorized agent, along with his or her phone number, | ||||||
9 | address, and email address; | ||||||
10 | (5) be signed by an authorized agent; | ||||||
11 | (6) state that the residential tenant may have rights | ||||||
12 | and defenses if impacted by the COVID-19 related hardship; | ||||||
13 | and | ||||||
14 | (7) state that the residential tenant should seek help | ||||||
15 | from a lawyer, especially from a local legal aid | ||||||
16 | organization that provides free legal services. | ||||||
17 | (b) If a residential landlord terminates a rental agreement | ||||||
18 | under paragraph (1) of subsection (a) of Section 40, the notice | ||||||
19 | shall: | ||||||
20 | (1) specify the amount of rent due and each pay period | ||||||
21 | for which rent is demanded; | ||||||
22 | (2) append a current accounting statement as required | ||||||
23 | by subsection (e) of Section 40; | ||||||
24 | (3) state that the rental agreement will terminate on a | ||||||
25 | designated date not less than 30 days after service of the | ||||||
26 | notice; |
| |||||||
| |||||||
1 | (4) state that the rental agreement will not be | ||||||
2 | terminated if the residential tenant pays the amount | ||||||
3 | demanded in the notice by a designated date no less than 30 | ||||||
4 | days after service of the notice; | ||||||
5 | (5) notify the residential tenant that he or she may | ||||||
6 | request an equitable and reasonable payment plan from the | ||||||
7 | residential landlord if impacted by a COVID-19 related | ||||||
8 | hardship; and | ||||||
9 | (6) state that the residential tenant may reinstate the | ||||||
10 | rental agreement and cause the eviction action to be | ||||||
11 | dismissed if, before enforcement of the eviction order, the | ||||||
12 | residential tenant pays all rents due and any court filing | ||||||
13 | fees the residential landlord has incurred as of the date | ||||||
14 | the payment is made. | ||||||
15 | (c) If a residential landlord terminates a rental agreement | ||||||
16 | under paragraph (2) of subsection (a) of Section 40, the notice | ||||||
17 | shall: | ||||||
18 | (1) specify the amount of rent due and each pay period | ||||||
19 | for which rent is demanded; | ||||||
20 | (2) append a current accounting statement as required | ||||||
21 | by subsection (e) of Section 40; | ||||||
22 | (3) append the equitable and reasonable payment plan, | ||||||
23 | as defined by subsection (g) of Section 40; | ||||||
24 | (4) state that the rental agreement will terminate on a | ||||||
25 | designated date not less than 14 days after service of the | ||||||
26 | notice; |
| |||||||
| |||||||
1 | (5) state that the rental agreement will not be | ||||||
2 | terminated if the residential tenant pays the amount | ||||||
3 | demanded in the notice by a designated date no less than 14 | ||||||
4 | days after service of the notice; and | ||||||
5 | (6) state that the residential tenant may reinstate the | ||||||
6 | rental agreement and cause the eviction action to be | ||||||
7 | dismissed if, before enforcement of the eviction order, the | ||||||
8 | residential tenant pays all rents due and any court filing | ||||||
9 | fees the landlord has incurred as of the date the payment | ||||||
10 | is made. | ||||||
11 | (d) If a residential landlord terminates a rental agreement | ||||||
12 | under paragraph (3) of subsection (a) of Section 40, the notice | ||||||
13 | shall: | ||||||
14 | (1) specify the acts and omissions constituting a | ||||||
15 | material violation of the terms of the rental agreement; | ||||||
16 | (2) state that the lease or tenancy will terminate on a | ||||||
17 | designated date not less than 30 days after service of the | ||||||
18 | notice; | ||||||
19 | (3) state that the material violation may be cured by a | ||||||
20 | designated date not less than 30 days after service of the | ||||||
21 | notice; | ||||||
22 | (4) state that if the violation of the rental agreement | ||||||
23 | is, directly or indirectly, a result of a COVID-19 related | ||||||
24 | hardship and the residential landlord is provided | ||||||
25 | notification of such, the violation may be cured by a | ||||||
26 | designated date not less than 60 days after service of the |
| |||||||
| |||||||
1 | notice. | ||||||
2 | (e) The notices required under this Act shall be served by: | ||||||
3 | (1) delivering a copy of the notice to the residential | ||||||
4 | tenant; | ||||||
5 | (2) leaving a copy of the notice with some person of | ||||||
6 | the age of 13 years or older who resides in the residential | ||||||
7 | tenant's dwelling unit; or | ||||||
8 | (3) sending a copy of the notice by certified mail or | ||||||
9 | first-class mail, return receipt requested, to each | ||||||
10 | residential tenant or occupant and addressed to each known | ||||||
11 | residential tenant.
| ||||||
12 | Section 50. Equitable and reasonable payment plan for | ||||||
13 | residential evictions. | ||||||
14 | (a) In any eviction action in which the residential | ||||||
15 | landlord is seeking possession on the basis of nonpayment under | ||||||
16 | paragraph (1) of subsection (a) of Section 40 or noncompliance | ||||||
17 | with an equitable and reasonable payment plan under paragraph | ||||||
18 | (2) of subsection (a) of Section 40, the court shall determine | ||||||
19 | whether the parties, before the filing of the action entered | ||||||
20 | into an equitable and reasonable payment plan, as defined by | ||||||
21 | subsection (g) of Section 40. | ||||||
22 | (1) If an equitable and reasonable payment plan was entered | ||||||
23 | into but the plan does not comply with the requirements of | ||||||
24 | subsection (g) of Section 40, the court shall either modify the | ||||||
25 | plan to comply with the requirements or dismiss the eviction |
| |||||||
| |||||||
1 | action with prejudice. | ||||||
2 | (2) If an equitable and reasonable payment plan was entered | ||||||
3 | into and the plan complies with the requirements of subsection | ||||||
4 | (g) of Section 40, then the court shall continue the case for 2 | ||||||
5 | weeks. | ||||||
6 | (3) If an equitable and reasonable payment plan was not | ||||||
7 | entered into, the court shall refer the parties to mediation or | ||||||
8 | otherwise assist the parties in creating a plan. However, the | ||||||
9 | court shall first review the history of negotiations and | ||||||
10 | communications between the parties regarding the terms of a | ||||||
11 | payment plan. If the court finds that the landlord acted in bad | ||||||
12 | faith in attempting to reach an agreed equitable and reasonable | ||||||
13 | payment plan, or acted recklessly with regard to informing the | ||||||
14 | tenant of the tenant's rights to a payment plan in conformance | ||||||
15 | with subsection (g) of Section 40, then the action shall be | ||||||
16 | dismissed with prejudice. | ||||||
17 | (b) The landlord shall have the burden of proving the | ||||||
18 | tenant's noncompliance with an equitable and reasonable | ||||||
19 | payment plan by clear and convincing evidence, and the tenant | ||||||
20 | shall have an opportunity to present a defense.
| ||||||
21 | Section 55. Pleadings for residential evictions. | ||||||
22 | (a) An eviction complaint seeking possession of a dwelling | ||||||
23 | unit shall state at least the following: | ||||||
24 | (1) that the plaintiff or plaintiffs are entitled to | ||||||
25 | the possession of the premises (describing the premises |
| |||||||
| |||||||
1 | with reasonable certainty); | ||||||
2 | (2) that the defendant (naming the defendant) is | ||||||
3 | unlawfully withholding the possession thereof from the | ||||||
4 | plaintiff or plaintiffs; | ||||||
5 | (3) the capacity in which the plaintiff brings the | ||||||
6 | eviction action (indicate whether the plaintiff is the | ||||||
7 | legal holder of the title, an agent, the trustee under a | ||||||
8 | trust deed or otherwise, as appropriate); | ||||||
9 | (4) facts supporting any claim that the defendant is | ||||||
10 | unlawfully withholding possession, including the basis for | ||||||
11 | the landlord's demand for possession; | ||||||
12 | (5) proof of service of the notice required under | ||||||
13 | subsection (d) of Section 40 (here indicate how the notice | ||||||
14 | was served, who served the notice, and the date and time of | ||||||
15 | service, if not already apparent from the notice attached | ||||||
16 | in accordance with paragraph (2) of subsection (d)); | ||||||
17 | (6) information about any offer to the tenant in | ||||||
18 | accordance with Section 40 to enter into an equitable and | ||||||
19 | reasonable payment plan, if offered; and | ||||||
20 | (7) proof of service of any eviction notice (here | ||||||
21 | indicate how the notice was served, who served the notice, | ||||||
22 | and the date and time of service, if not if not already | ||||||
23 | apparent from the notice attached in accordance with | ||||||
24 | paragraph (3) of subsection (d)). | ||||||
25 | (b) If the eviction complaint is based on the nonpayment of | ||||||
26 | rent pursuant to a notice under subsection (b) or (c) of |
| |||||||
| |||||||
1 | Section 45, the complaint shall also state: | ||||||
2 | (1) the frequency with which the rent is to be paid; | ||||||
3 | (2) the due date for each payment; | ||||||
4 | (3) the amount of rent due on each date; | ||||||
5 | (4) that nonpayment of late fees or charges is not in | ||||||
6 | whole or in part the basis of the plaintiff's eviction | ||||||
7 | action, and no late fees or charges were included in the | ||||||
8 | rent demand on the eviction notice served pursuant to | ||||||
9 | paragraphs (1) and (2) of subsection (a) of Section 40; | ||||||
10 | (5) the total amount of rents, late fees, and other | ||||||
11 | fees, charges, or damages permitted by law that are due on | ||||||
12 | the date of filing; and | ||||||
13 | (6) if the residential tenant requested a payment plan | ||||||
14 | or rental agreement termination under Section 40, the date | ||||||
15 | of that request, the date of the offer by the residential | ||||||
16 | landlord, and whether the residential tenant responded. | ||||||
17 | (c) If the residential landlord's claim for possession is | ||||||
18 | based on other reasons permitted by law other than the | ||||||
19 | nonpayment of rent, the complaint shall also state the reason | ||||||
20 | for the termination of the tenancy with specific facts, | ||||||
21 | including the date, place, and circumstances of the reason for | ||||||
22 | termination with enough specificity to provide the residential | ||||||
23 | tenant with an opportunity to prepare a defense. | ||||||
24 | (d) In addition to the requirements set forth in | ||||||
25 | subsections (a) through (c), the complaint in an eviction | ||||||
26 | action shall attach: |
| |||||||
| |||||||
1 | (1) An affidavit, verified by the plaintiff or the | ||||||
2 | plaintiff's attorney, that states whether the dwelling | ||||||
3 | unit that plaintiff seeks possession of is a "covered | ||||||
4 | dwelling" within the meaning of Section 4024(a)(1) of the | ||||||
5 | Coronavirus Aid, Relief, and Economic Security Act (Pub. L. | ||||||
6 | 116-136) and whether the premises of which the dwelling | ||||||
7 | unit is a part of is a "covered property" within the | ||||||
8 | meaning of Section 4024(a)(2) of the Coronavirus Aid, | ||||||
9 | Relief, and Economic Security Act. | ||||||
10 | (2) A true and accurate copy of any notices served | ||||||
11 | pursuant to subsection (d) of Section 40, if any. | ||||||
12 | (3) A true and accurate copy of any eviction notice | ||||||
13 | served, if any. | ||||||
14 | (4) A true and accurate copy of the written rental | ||||||
15 | agreement, or if none, an affidavit, verified by the | ||||||
16 | plaintiff, of the nature of the tenancy and its general | ||||||
17 | terms. | ||||||
18 | (5) If the residential landlord received a forbearance | ||||||
19 | for the dwelling unit or the property or premises in which | ||||||
20 | the dwelling unit is part of pursuant to Section 25, a true | ||||||
21 | and accurate copy of any notice confirming the forbearance | ||||||
22 | from the servicer or lender, or if no notice is received, | ||||||
23 | an affidavit certifying confirmation of the forbearance | ||||||
24 | and the terms therefor. | ||||||
25 | (e) Except as provided in subsection (f) and (g), the rules | ||||||
26 | of pleading and practice in other civil cases shall apply to |
| |||||||
| |||||||
1 | eviction actions, including the requirement to make | ||||||
2 | substantial allegations of fact necessary to state a cause of | ||||||
3 | action. | ||||||
4 | (f) The defendant may under a general denial of the | ||||||
5 | allegations of the complaint offer in evidence any matter in | ||||||
6 | defense of the action. | ||||||
7 | (g) A claim for rent may not be joined to the complaint, | ||||||
8 | nor may a separate action for rent be consolidated and no | ||||||
9 | judgment for rent may be entered in an eviction action.
| ||||||
10 | Section 60. Residential eviction case sealing. | ||||||
11 | (a) The court file shall be sealed upon the commencement of | ||||||
12 | any residential eviction action during the COVID-19 emergency | ||||||
13 | and economic recovery period. If a residential eviction action | ||||||
14 | commenced during the COVID-19 emergency and economic recovery | ||||||
15 | period is pending on the effective date of this Act and is not | ||||||
16 | sealed, the court shall, upon the motion of either party or its | ||||||
17 | own motion, order the sealing of the court file. | ||||||
18 | (b) The court may, upon the motion of the either party or | ||||||
19 | its own motion, order the sealing of any court file in a | ||||||
20 | residential eviction action commenced before the COVID-19 | ||||||
21 | emergency and economic recovery period, if the court finds: | ||||||
22 | (1) the residential tenant has established an | ||||||
23 | affirmative defense to the eviction action, including, but | ||||||
24 | not limited to, a defense under Section 65 or 90; | ||||||
25 | (2) the defendant has experienced a COVID-19 related |
| |||||||
| |||||||
1 | hardship; or | ||||||
2 | (3) the interests of justice in sealing the court file | ||||||
3 | outweigh the public interest in maintaining a public | ||||||
4 | record. | ||||||
5 | (c) Upon motion and order of the court, a sealed court file | ||||||
6 | may be made available for scholarly, educational, | ||||||
7 | journalistic, or governmental purposes only, balancing the | ||||||
8 | interests of the parties and the public in nondisclosure with | ||||||
9 | the interests of the requesting party. Identifying information | ||||||
10 | of the parties shall remain sealed, unless the court determines | ||||||
11 | that release of the information is necessary to fulfill the | ||||||
12 | purpose of the request. Nothing in this subsection shall permit | ||||||
13 | the release of a sealed court file or the information contained | ||||||
14 | therein for a commercial purpose.
| ||||||
15 | Section 65. Affirmative defenses to residential evictions. | ||||||
16 | It is an affirmative defense to an eviction if the court finds | ||||||
17 | that: | ||||||
18 | (1) the residential landlord's demand for possession | ||||||
19 | is based in whole or in part upon violations of the | ||||||
20 | Illinois Human Rights Act; | ||||||
21 | (2) the residential landlord's demand for possession | ||||||
22 | is based upon rent or utilities being owed during the term | ||||||
23 | of the COVID-19 emergency and economic recovery period and | ||||||
24 | the residential tenant has experienced a COVID-19 related | ||||||
25 | hardship; |
| |||||||
| |||||||
1 | (3) the residential landlord's demand for possession | ||||||
2 | is based on rent nonpayment under paragraph(1) or (2) of | ||||||
3 | subsection (a) of Section 40, and the residential tenant | ||||||
4 | attempted to pay the full rent due at any point before the | ||||||
5 | entry of an eviction order; | ||||||
6 | (4) the residential landlord's demand for possession | ||||||
7 | is based in whole or in part on a refusal to accept rent or | ||||||
8 | rental assistance on behalf of the residential tenant from | ||||||
9 | any third-party source; | ||||||
10 | (5) the residential landlord received a mortgage | ||||||
11 | forbearance in accordance with Section 25, and the | ||||||
12 | residential landlord did not reduce the residential | ||||||
13 | tenant's rent in accordance therewith; | ||||||
14 | (6) the residential landlord's demand for possession | ||||||
15 | is based in whole or in part on the presence of an | ||||||
16 | unauthorized guest or occupant in violation of the lease | ||||||
17 | during the term of the COVID-19 emergency and economic | ||||||
18 | recovery period and the unauthorized guest or occupant is | ||||||
19 | present as a result of COVID-19 related hardship or a | ||||||
20 | shelter in place or other public health emergency order; or | ||||||
21 | (7) the residential landlord has engaged in an act or | ||||||
22 | actions in violation of Section 70, 75, 80, or 85.
| ||||||
23 | Section 70. Prohibited fees, charges, and rent increases. | ||||||
24 | (a) During the moratorium, a residential landlord shall not | ||||||
25 | increase rent or provide notice of a rent increase under |
| |||||||
| |||||||
1 | Section 75. | ||||||
2 | (b) A residential landlord shall not charge, impose, or | ||||||
3 | collect any late fees, penalties, or other charges to a | ||||||
4 | residential tenant for any purpose,
including as a result of | ||||||
5 | any late or unpaid rent, utility
charges, or any other costs | ||||||
6 | associated with the use and
occupancy of the dwelling unit that | ||||||
7 | accrued before the
expiration of the moratorium, including the | ||||||
8 | residential
landlord's attorneys' fees.
| ||||||
9 | Section 75. Limitation on rent increase and recovery. | ||||||
10 | (a) From the date on which the moratorium expires through | ||||||
11 | the expiration of this Act, a residential landlord shall not, | ||||||
12 | during the course of any consecutive 12-month period, increase | ||||||
13 | a residential tenant's rent unless the landlord provides the | ||||||
14 | tenant with: | ||||||
15 | (1) 30 days' written notice before the effective date | ||||||
16 | of the change for any increase by less than 5%; | ||||||
17 | (2) 60 days' written notice before the effective date | ||||||
18 | of the change for any increase by 5% or more, but less than | ||||||
19 | 10%; | ||||||
20 | (3) 90 days' written notice before the effective date | ||||||
21 | of the change for any increase by 10% or more, but less | ||||||
22 | than 15%; or | ||||||
23 | (4) 120 days' written notice before the effective date | ||||||
24 | of the change for any increase by 15% or more. | ||||||
25 | (b) During the COVID-19 emergency and economic recovery |
| |||||||
| |||||||
1 | period, a residential landlord shall not seek or be awarded | ||||||
2 | relief or damages pursuant to Section 9-202 or 9-203 of the | ||||||
3 | Code of Civil Procedure.
| ||||||
4 | Section 80. Retaliation prohibited. During the COVID-19 | ||||||
5 | emergency and economic recovery period, a residential landlord | ||||||
6 | shall not terminate or refuse to renew a rental agreement, | ||||||
7 | increase rent, decrease services, or bring or threaten to bring | ||||||
8 | an eviction action because: | ||||||
9 | (1) The residential tenant has in good faith complained | ||||||
10 | to the residential landlord, a governmental agency, | ||||||
11 | community organization, or the media about: | ||||||
12 | (A) housing, building, or health code violations | ||||||
13 | at the premises; | ||||||
14 | (B) violations of this Act by the residential | ||||||
15 | landlord; or | ||||||
16 | (C) a failure by the residential landlord to | ||||||
17 | comply with any gubernatorial disaster proclamation | ||||||
18 | that impacts the health, safety, or right to quiet | ||||||
19 | enjoyment of the residential tenant. | ||||||
20 | (2) The residential tenant has organized or become a | ||||||
21 | member of a tenants' union or similar organization. | ||||||
22 | (3) The residential tenant has performed or expressed | ||||||
23 | the intent to perform any other act for the purpose of | ||||||
24 | asserting, protecting, or invoking the protection of any | ||||||
25 | right secured to tenants under any federal, State, or local |
| |||||||
| |||||||
1 | law.
| ||||||
2 | Section 85. Lockout prohibited. | ||||||
3 | (a) A residential landlord may not directly or indirectly | ||||||
4 | cause or threaten: | ||||||
5 | (1) The termination or interruption of any utility | ||||||
6 | service furnished to a dwelling unit, including water, | ||||||
7 | heat, light, electricity, gas, elevator, Internet, or | ||||||
8 | garbage collection services, regardless of whether the | ||||||
9 | utility service is under the control of, or payment is made | ||||||
10 | by, the residential landlord. | ||||||
11 | (2) The residential tenant to be without reasonable | ||||||
12 | access to the dwelling unit, including, without | ||||||
13 | limitation, by changing the locks, obstructing a door, or | ||||||
14 | using a boot lock or similar device. | ||||||
15 | (3) The removal of any outside door, lock, roof, wall, | ||||||
16 | or window of the dwelling unit. | ||||||
17 | (4) The removal of any of the residential tenant's | ||||||
18 | personal property from the dwelling unit. | ||||||
19 | (b) A residential landlord shall have an affirmative | ||||||
20 | defense to a claim brought under this Section if the | ||||||
21 | residential landlord shows, by a preponderance of the evidence, | ||||||
22 | that: | ||||||
23 | (1) the landlord acted in compliance with local, State, | ||||||
24 | and federal laws pertaining to eviction; and | ||||||
25 | (2) the sheriff of the county where the property is |
| |||||||
| |||||||
1 | located was used to enforce an eviction order entered in a | ||||||
2 | judicial eviction action.
| ||||||
3 | Section 90. Compliance deadlines for residential | ||||||
4 | evictions. | ||||||
5 | (a) For eviction actions wherein parties have compliance | ||||||
6 | deadlines during the COVID-19 emergency and economic recovery | ||||||
7 | period, it is an affirmative defense to a claim of | ||||||
8 | noncompliance if the court finds that one or more of the | ||||||
9 | following affected the residential tenant's ability to comply: | ||||||
10 | (1) The residential tenant experienced a COVID-19 | ||||||
11 | related hardship; is over the age of 55; or is part of a | ||||||
12 | group deemed to be at higher risk for severe illness from | ||||||
13 | COVID-19. | ||||||
14 | (2) An executive order, shelter in place, or public | ||||||
15 | health emergency order restricting the movement of | ||||||
16 | persons, issued to slow the transmission of COVID-19, | ||||||
17 | prevented the residential tenant from meeting a compliance | ||||||
18 | deadline. | ||||||
19 | (b) When asserting one or more of the affirmative defenses | ||||||
20 | defined in subsection (a), any one of the following types of | ||||||
21 | evidence may be provided, at the residential tenant's election: | ||||||
22 | medical, employment, or other records showing the residential | ||||||
23 | tenant's COVID-19 related hardship; records showing that the | ||||||
24 | residential tenant is at a higher risk of severe illness from | ||||||
25 | COVID-19; or any other records or statements, oral or written, |
| |||||||
| |||||||
1 | supporting the affirmative defense. | ||||||
2 | (c) The residential tenant has the burden of proving an | ||||||
3 | affirmative defense under this Section by preponderance of the | ||||||
4 | evidence. Upon finding that the residential tenant has met this | ||||||
5 | burden: | ||||||
6 | (1) the court may reasonably extend any compliance | ||||||
7 | deadline; or | ||||||
8 | (2) the court may stay the enforcement of an eviction | ||||||
9 | order entered as a result of noncompliance for a period of | ||||||
10 | 60 days, or any later date deemed reasonable by the court. | ||||||
11 | (d) If the residential tenant cures an alleged default, the | ||||||
12 | residential tenant, within the period of stay, may file a | ||||||
13 | motion to vacate the judgment in the court in which the | ||||||
14 | judgment was entered, and if the court, upon the hearing of a | ||||||
15 | motion, finds that the default has been cured, the court shall | ||||||
16 | vacate the judgment and the court file shall be sealed under | ||||||
17 | Section 60.
| ||||||
18 | Section 95. Continuance to seek legal representation. | ||||||
19 | (a) In any eviction action, it is sufficient cause for a | ||||||
20 | continuance under Section 2-1007 of the Code of Civil Procedure | ||||||
21 | that a party requests a continuance to seek legal | ||||||
22 | representation, or if the party does not state a basis for his | ||||||
23 | or her request for a continuance, the court shall make an | ||||||
24 | inquiry into the reasoning therefor. The court, in its | ||||||
25 | discretion under Section 2-1007 of the Code of Civil Procedure, |
| |||||||
| |||||||
1 | may grant a continuance for 2 weeks or for a longer period as | ||||||
2 | the court determines is just. | ||||||
3 | (b) If a tenant's request for a continuance is denied, the | ||||||
4 | tenant may renew the motion before another judge, substituted | ||||||
5 | under Section 2-1001 of the Code of Civil Procedure or | ||||||
6 | otherwise assigned, without leave of court and at any time | ||||||
7 | before trial. A judicial ruling on a request for a continuance | ||||||
8 | does not constitute a decision of a substantial issue in the | ||||||
9 | case under Section 2-1001 of the Code of Civil Procedure.
| ||||||
10 | Section 100. Fair housing protections. | ||||||
11 | (a) As used in this Section: | ||||||
12 | "COVID-19 disability" means any person who is diagnosed | ||||||
13 | with COVID-19, the illness caused by the SARS-CoV-2 virus, | ||||||
14 | expresses symptoms similar to those caused by COVID-19, is | ||||||
15 | regarded as having COVID-19, or who has been exposed to another | ||||||
16 | person diagnosed with COVID-19. | ||||||
17 | "Criminal record" means the record of an arrest, charge, | ||||||
18 | citation, or conviction; record of participation in a diversion | ||||||
19 | or deferral of judgment program; record of participation in | ||||||
20 | supervised release; juvenile record; or criminal history | ||||||
21 | record information ordered sealed, expunged, or impounded | ||||||
22 | under Section 5.2 of the Criminal Identification Act. For | ||||||
23 | purposes of this definition: | ||||||
24 | (1) "Conviction" means a judgment of liability entered | ||||||
25 | upon a plea, verdict, or finding of guilt for an offense, |
| |||||||
| |||||||
1 | rendered by a legally constituted jury, court or | ||||||
2 | administrative authority of competent jurisdiction. | ||||||
3 | (2) "Offense" means a violation of any penal statute, | ||||||
4 | ordinance, law, or code of any jurisdiction. | ||||||
5 | (3) The "unlawful activity" exemption for arrest | ||||||
6 | records in Section 3.102-5 of the Human Rights Act shall | ||||||
7 | apply to criminal records. | ||||||
8 | "Occupation" means any lawful vocation, trade, profession, | ||||||
9 | or field of specialization. | ||||||
10 | "Source of income" means any lawful, verifiable, source of | ||||||
11 | income or housing assistance paid by the occupant or on the | ||||||
12 | occupant's behalf, including, but not limited to, federal, | ||||||
13 | state or local assistance, including medical assistance, | ||||||
14 | tenant-based federal, state or local subsidies, rental | ||||||
15 | assistance, rent supplements, and housing choice vouchers. | ||||||
16 | (b) It is a civil rights violation under the Illinois Human | ||||||
17 | Rights Act for an owner or any other person engaged in a real | ||||||
18 | estate transaction to engage in any activities prohibited by | ||||||
19 | Article 3 of the Illinois Human Rights Act on the basis of a | ||||||
20 | COVID-19 disability, criminal record, occupation, or source of | ||||||
21 | income. | ||||||
22 | (c) Notwithstanding subsection (k) of Section 3-102.1 of | ||||||
23 | the Illinois Human Rights Act, a dwelling may not be denied to | ||||||
24 | an individual, and a housing-related privilege or service may | ||||||
25 | not be diminished, if the tenancy or the provision of the | ||||||
26 | privilege or service would cause a direct threat to the health |
| |||||||
| |||||||
1 | or safety of others, unless the landlord has undertaken a | ||||||
2 | reasonable effort to make a reasonable accommodation in rules, | ||||||
3 | policies, practices, or services to ameliorate the direct | ||||||
4 | threat. | ||||||
5 | (d) Nothing in this Section shall be construed to deny or | ||||||
6 | otherwise limit any other protection or remedy available under | ||||||
7 | the Illinois Human Rights Act.
| ||||||
8 | Section 105. Waiver prohibited. Any waiver of a right under | ||||||
9 | this Act by a tenant is void as a matter of public policy.
| ||||||
10 | Section 110. Individual relief. | ||||||
11 | (a) Except under Section 90, an injured party may file an | ||||||
12 | action in a court of competent jurisdiction against a person | ||||||
13 | who violates this Act for any violations of this Act that | ||||||
14 | occurred during the COVID-19 emergency and economic recovery | ||||||
15 | period. If the alleged injury occurred under a Section of this | ||||||
16 | Act that expires at the end of the moratorium period, this | ||||||
17 | Section does not prohibit the party from filing the action | ||||||
18 | after the moratorium period expires, subject to any applicable | ||||||
19 | statute of limitations. | ||||||
20 | (b) An injured party may recover $1,000, or the actual and | ||||||
21 | consequential damages resulting from the injury, whichever is | ||||||
22 | greater, for each violation of this Act, as well as costs and | ||||||
23 | reasonable attorney's fees. | ||||||
24 | (c) If the violation is under Section 70, 80, or 85, the |
| |||||||
| |||||||
1 | injured party may recover $2,000, or twice the actual and | ||||||
2 | consequential damages resulting from the injury, whichever is | ||||||
3 | greater, for each violation, as well as costs and reasonable | ||||||
4 | attorney's fees. If the injured party is over the age of 55, | ||||||
5 | has a disability as defined under the Illinois Human Rights | ||||||
6 | Act, or is suffering or caring for a household member suffering | ||||||
7 | from a life-threatening illness, as verified by a third-party | ||||||
8 | physician, then the damages shall be $3,000, or 3 times the | ||||||
9 | actual and consequential damages. | ||||||
10 | (d) The injured party may recover these damages by an | ||||||
11 | action at law or by a counterclaim in an eviction or any other | ||||||
12 | action brought against the injured party. | ||||||
13 | (e) In addition to damages, an injured party may seek | ||||||
14 | permanent or preliminary injunctive relief, or any other | ||||||
15 | appropriate legal remedy, to remedy a violation of this Act.
| ||||||
16 | Section 115. Enforcement by Attorney General or State's | ||||||
17 | Attorney. | ||||||
18 | (a) Whenever the Attorney General or a State's Attorney has | ||||||
19 | reason to believe that any person is in violation of this Act, | ||||||
20 | and that proceedings would be in the public interest, he or she | ||||||
21 | may bring an action in the name of the People of the State | ||||||
22 | against the person by seeking a permanent or preliminary | ||||||
23 | injunction to restrain the violation. | ||||||
24 | (b) The Court, in its discretion, may exercise all powers | ||||||
25 | necessary, including, but not limited to: injunction; |
| |||||||
| |||||||
1 | revocation, forfeiture or suspension of any license, charter, | ||||||
2 | franchise, certificate or other evidence of authority of any | ||||||
3 | person to do business in this State; appointment of a receiver; | ||||||
4 | dissolution of domestic corporations or associations; | ||||||
5 | suspension or terminations of the right of foreign corporations | ||||||
6 | to do business in this State; and restitution. | ||||||
7 | (c) In addition to any relief provided under subsections | ||||||
8 | (a) and (b), the Attorney General or State's Attorney may | ||||||
9 | request, and the Court may impose, a civil penalty in a sum not | ||||||
10 | to exceed $50,000 against any person found by the court to have | ||||||
11 | engaged in any violation of this Act.
| ||||||
12 | Section 120. Sovereign immunity. Sovereign immunity is | ||||||
13 | waived with respect to any violation of this Act committed by a | ||||||
14 | public official or agency, including any public housing | ||||||
15 | authority.
| ||||||
16 | Section 125. Conflict with federal law. Nothing with | ||||||
17 | respect to this Act conflicts with or is intended to conflict | ||||||
18 | with federal law.
| ||||||
19 | Section 130. Repeal. This Act is repealed at the end of the | ||||||
20 | COVID-19 emergency and recovery period defined in Section 10.
| ||||||
21 | Section 999. Effective date. This Act takes effect upon | ||||||
22 | becoming law.".
|