Bill Amendment: IL SB0773 | 2023-2024 | 103rd General Assembly
NOTE: For additional amemendments please see the Bill Drafting List
Bill Title: REGULATION-TECH
Status: 2024-08-02 - Public Act . . . . . . . . . 103-0751 [SB0773 Detail]
Download: Illinois-2023-SB0773-Senate_Amendment_001.html
Bill Title: REGULATION-TECH
Status: 2024-08-02 - Public Act . . . . . . . . . 103-0751 [SB0773 Detail]
Download: Illinois-2023-SB0773-Senate_Amendment_001.html
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1 | AMENDMENT TO SENATE BILL 773 | ||||||
2 | AMENDMENT NO. ______. Amend Senate Bill 773 by replacing | ||||||
3 | everything after the enacting clause with the following:
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4 | "Section 5. The State Employees Group Insurance Act of | ||||||
5 | 1971 is amended by changing Sections 6.11 and 6.11B as | ||||||
6 | follows:
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7 | (5 ILCS 375/6.11) | ||||||
8 | Sec. 6.11. Required health benefits; Illinois Insurance | ||||||
9 | Code requirements. The program of health benefits shall | ||||||
10 | provide the post-mastectomy care benefits required to be | ||||||
11 | covered by a policy of accident and health insurance under | ||||||
12 | Section 356t of the Illinois Insurance Code. The program of | ||||||
13 | health benefits shall provide the coverage required under | ||||||
14 | Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356w, 356x, | ||||||
15 | 356z.2, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10, | ||||||
16 | 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.17, 356z.22, |
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1 | 356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33, | ||||||
2 | 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.51, | ||||||
3 | 356z.53, 356z.54, 356z.55, 356z.56, 356z.57, 356z.59, 356z.60, | ||||||
4 | and 356z.61, and 356z.62 , 356z.64, 356z.67, 356z.68, 356z.70, | ||||||
5 | and 356z.71 of the Illinois Insurance Code. The program of | ||||||
6 | health benefits must comply with Sections 155.22a, 155.37, | ||||||
7 | 355b, 356z.19, 370c, and 370c.1 and Article XXXIIB of the | ||||||
8 | Illinois Insurance Code. The program of health benefits shall | ||||||
9 | provide the coverage required under Section 356m of the | ||||||
10 | Illinois Insurance Code and, for the employees of the State | ||||||
11 | Employee Group Insurance Program only, the coverage as also | ||||||
12 | provided in Section 6.11B of this Act. The Department of | ||||||
13 | Insurance shall enforce the requirements of this Section with | ||||||
14 | respect to Sections 370c and 370c.1 of the Illinois Insurance | ||||||
15 | Code; all other requirements of this Section shall be enforced | ||||||
16 | by the Department of Central Management Services. | ||||||
17 | Rulemaking authority to implement Public Act 95-1045, if | ||||||
18 | any, is conditioned on the rules being adopted in accordance | ||||||
19 | with all provisions of the Illinois Administrative Procedure | ||||||
20 | Act and all rules and procedures of the Joint Committee on | ||||||
21 | Administrative Rules; any purported rule not so adopted, for | ||||||
22 | whatever reason, is unauthorized. | ||||||
23 | (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; | ||||||
24 | 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-642, eff. | ||||||
25 | 1-1-22; 102-665, eff. 10-8-21; 102-731, eff. 1-1-23; 102-768, | ||||||
26 | eff. 1-1-24; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; |
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1 | 102-816, eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. | ||||||
2 | 1-1-23; 102-1117, eff. 1-13-23; 103-8, eff. 1-1-24; 103-84, | ||||||
3 | eff. 1-1-24; 103-91, eff. 1-1-24; 103-420, eff. 1-1-24; | ||||||
4 | 103-445, eff. 1-1-24; 103-535, eff. 8-11-23; 103-551, eff. | ||||||
5 | 8-11-23; revised 8-29-23.)
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6 | (5 ILCS 375/6.11B) | ||||||
7 | Sec. 6.11B. Infertility coverage. | ||||||
8 | (a) Beginning on January 1, 2024, the State Employees | ||||||
9 | Group Insurance Program shall provide coverage for the | ||||||
10 | diagnosis and treatment of infertility, including, but not | ||||||
11 | limited to, in vitro fertilization, uterine embryo lavage, | ||||||
12 | embryo transfer, artificial insemination, gamete | ||||||
13 | intrafallopian tube transfer, zygote intrafallopian tube | ||||||
14 | transfer, and low tubal ovum transfer. The coverage required | ||||||
15 | shall include procedures necessary to screen or diagnose a | ||||||
16 | fertilized egg before implantation, including, but not limited | ||||||
17 | to, preimplantation genetic diagnosis, preimplantation genetic | ||||||
18 | screening, and prenatal genetic diagnosis. | ||||||
19 | (b) Beginning on January 1, 2024, coverage under this | ||||||
20 | Section for procedures for in vitro fertilization, gamete | ||||||
21 | intrafallopian tube transfer, or zygote intrafallopian tube | ||||||
22 | transfer shall be required only if the procedures: | ||||||
23 | (1) are considered medically appropriate based on | ||||||
24 | clinical guidelines or standards developed by the American | ||||||
25 | Society for Reproductive Medicine, the American College of |
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1 | Obstetricians and Gynecologists, or the Society for | ||||||
2 | Assisted Reproductive Technology; and | ||||||
3 | (2) are performed at medical facilities or clinics | ||||||
4 | that conform to the American College of Obstetricians and | ||||||
5 | Gynecologists guidelines for in vitro fertilization or the | ||||||
6 | American Society for Reproductive Medicine minimum | ||||||
7 | standards for practices offering assisted reproductive | ||||||
8 | technologies. | ||||||
9 | (c) As used in this Section, "infertility" means a | ||||||
10 | disease, condition, or status characterized by: | ||||||
11 | (1) a failure to establish a pregnancy or to carry a | ||||||
12 | pregnancy to live birth after 12 months of regular, | ||||||
13 | unprotected sexual intercourse if the woman is 35 years of | ||||||
14 | age or younger, or after 6 months of regular, unprotected | ||||||
15 | sexual intercourse if the woman is over 35 years of age; | ||||||
16 | conceiving but having a miscarriage does not restart the | ||||||
17 | 12-month or 6-month term for determining infertility; | ||||||
18 | (2) a person's inability to reproduce either as a | ||||||
19 | single individual or with a partner without medical | ||||||
20 | intervention; or | ||||||
21 | (3) a licensed physician's findings based on a | ||||||
22 | patient's medical, sexual, and reproductive history, age, | ||||||
23 | physical findings, or diagnostic testing. | ||||||
24 | (d) The State Employees Group Insurance Program may not | ||||||
25 | impose any exclusions, limitations, or other restrictions on | ||||||
26 | coverage of fertility medications that are different from |
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1 | those imposed on any other prescription medications, nor may | ||||||
2 | it impose any exclusions, limitations, or other restrictions | ||||||
3 | on coverage of any fertility services based on a covered | ||||||
4 | individual's participation in fertility services provided by | ||||||
5 | or to a third party, nor may it impose deductibles, | ||||||
6 | copayments, coinsurance, benefit maximums, waiting periods, or | ||||||
7 | any other limitations on coverage for the diagnosis of | ||||||
8 | infertility, treatment for infertility, and standard fertility | ||||||
9 | preservation services, except as provided in this Section, | ||||||
10 | that are different from those imposed upon benefits for | ||||||
11 | services not related to infertility. | ||||||
12 | (e) This Section applies only to coverage provided on or | ||||||
13 | after January 1, 2024 and before July 1, 2026. | ||||||
14 | (f) This Section is repealed on July 1, 2026. | ||||||
15 | (Source: P.A. 103-8, eff. 1-1-24 .)
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16 | Section 10. The Counties Code is amended by changing | ||||||
17 | Section 5-1069.3 as follows:
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18 | (55 ILCS 5/5-1069.3) | ||||||
19 | Sec. 5-1069.3. Required health benefits. If a county, | ||||||
20 | including a home rule county, is a self-insurer for purposes | ||||||
21 | of providing health insurance coverage for its employees, the | ||||||
22 | coverage shall include coverage for the post-mastectomy care | ||||||
23 | benefits required to be covered by a policy of accident and | ||||||
24 | health insurance under Section 356t and the coverage required |
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1 | under Sections 356g, 356g.5, 356g.5-1, 356m, 356q, 356u, 356w, | ||||||
2 | 356x, 356z.4, 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10, | ||||||
3 | 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.22, 356z.25, | ||||||
4 | 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33, 356z.36, | ||||||
5 | 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.48, 356z.51, | ||||||
6 | 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, 356z.60, and | ||||||
7 | 356z.61, and 356z.62 , 356z.64, 356z.67, 356z.68, 356z.70, and | ||||||
8 | 356z.71 of the Illinois Insurance Code. The coverage shall | ||||||
9 | comply with Sections 155.22a, 355b, 356z.19, and 370c of the | ||||||
10 | Illinois Insurance Code. The Department of Insurance shall | ||||||
11 | enforce the requirements of this Section. The requirement that | ||||||
12 | health benefits be covered as provided in this Section is an | ||||||
13 | exclusive power and function of the State and is a denial and | ||||||
14 | limitation under Article VII, Section 6, subsection (h) of the | ||||||
15 | Illinois Constitution. A home rule county to which this | ||||||
16 | Section applies must comply with every provision of this | ||||||
17 | Section. | ||||||
18 | Rulemaking authority to implement Public Act 95-1045, if | ||||||
19 | any, is conditioned on the rules being adopted in accordance | ||||||
20 | with all provisions of the Illinois Administrative Procedure | ||||||
21 | Act and all rules and procedures of the Joint Committee on | ||||||
22 | Administrative Rules; any purported rule not so adopted, for | ||||||
23 | whatever reason, is unauthorized. | ||||||
24 | (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; | ||||||
25 | 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. | ||||||
26 | 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, |
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1 | eff. 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; | ||||||
2 | 102-816, eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. | ||||||
3 | 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, | ||||||
4 | eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24; | ||||||
5 | 103-535, eff. 8-11-23; 103-551, eff. 8-11-23; revised | ||||||
6 | 8-29-23.)
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7 | Section 15. The Illinois Municipal Code is amended by | ||||||
8 | changing Section 10-4-2.3 as follows:
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9 | (65 ILCS 5/10-4-2.3) | ||||||
10 | Sec. 10-4-2.3. Required health benefits. If a | ||||||
11 | municipality, including a home rule municipality, is a | ||||||
12 | self-insurer for purposes of providing health insurance | ||||||
13 | coverage for its employees, the coverage shall include | ||||||
14 | coverage for the post-mastectomy care benefits required to be | ||||||
15 | covered by a policy of accident and health insurance under | ||||||
16 | Section 356t and the coverage required under Sections 356g, | ||||||
17 | 356g.5, 356g.5-1, 356m, 356q, 356u, 356w, 356x, 356z.4, | ||||||
18 | 356z.4a, 356z.6, 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, | ||||||
19 | 356z.13, 356z.14, 356z.15, 356z.22, 356z.25, 356z.26, 356z.29, | ||||||
20 | 356z.30a, 356z.32, 356z.33, 356z.36, 356z.40, 356z.41, | ||||||
21 | 356z.45, 356z.46, 356z.47, 356z.48, 356z.51, 356z.53, 356z.54, | ||||||
22 | 356z.56, 356z.57, 356z.59, 356z.60, and 356z.61, and 356z.62 , | ||||||
23 | 356z.64, 356z.67, 356z.68, 356z.70, and 356z.71 of the | ||||||
24 | Illinois Insurance Code. The coverage shall comply with |
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1 | Sections 155.22a, 355b, 356z.19, and 370c of the Illinois | ||||||
2 | Insurance Code. The Department of Insurance shall enforce the | ||||||
3 | requirements of this Section. The requirement that health | ||||||
4 | benefits be covered as provided in this is an exclusive power | ||||||
5 | and function of the State and is a denial and limitation under | ||||||
6 | Article VII, Section 6, subsection (h) of the Illinois | ||||||
7 | Constitution. A home rule municipality to which this Section | ||||||
8 | applies must comply with every provision of this Section. | ||||||
9 | Rulemaking authority to implement Public Act 95-1045, if | ||||||
10 | any, is conditioned on the rules being adopted in accordance | ||||||
11 | with all provisions of the Illinois Administrative Procedure | ||||||
12 | Act and all rules and procedures of the Joint Committee on | ||||||
13 | Administrative Rules; any purported rule not so adopted, for | ||||||
14 | whatever reason, is unauthorized. | ||||||
15 | (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; | ||||||
16 | 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. | ||||||
17 | 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. 10-8-21; 102-731, | ||||||
18 | eff. 1-1-23; 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; | ||||||
19 | 102-816, eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. | ||||||
20 | 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, | ||||||
21 | eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24; | ||||||
22 | 103-535, eff. 8-11-23; 103-551, eff. 8-11-23; revised | ||||||
23 | 8-29-23.)
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24 | Section 20. The School Code is amended by changing Section | ||||||
25 | 10-22.3f as follows:
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1 | (105 ILCS 5/10-22.3f) | ||||||
2 | Sec. 10-22.3f. Required health benefits. Insurance | ||||||
3 | protection and benefits for employees shall provide the | ||||||
4 | post-mastectomy care benefits required to be covered by a | ||||||
5 | policy of accident and health insurance under Section 356t and | ||||||
6 | the coverage required under Sections 356g, 356g.5, 356g.5-1, | ||||||
7 | 356m, 356q, 356u, 356w, 356x, 356z.4, 356z.4a, 356z.6, 356z.8, | ||||||
8 | 356z.9, 356z.11, 356z.12, 356z.13, 356z.14, 356z.15, 356z.22, | ||||||
9 | 356z.25, 356z.26, 356z.29, 356z.30a, 356z.32, 356z.33, | ||||||
10 | 356z.36, 356z.40, 356z.41, 356z.45, 356z.46, 356z.47, 356z.51, | ||||||
11 | 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, 356z.60, and | ||||||
12 | 356z.61, and 356z.62 , 356z.64, 356z.67, 356z.68, 356z.70, and | ||||||
13 | 356z.71 of the Illinois Insurance Code. Insurance policies | ||||||
14 | shall comply with Section 356z.19 of the Illinois Insurance | ||||||
15 | Code. The coverage shall comply with Sections 155.22a, 355b, | ||||||
16 | and 370c of the Illinois Insurance Code. The Department of | ||||||
17 | Insurance shall enforce the requirements of this Section. | ||||||
18 | Rulemaking authority to implement Public Act 95-1045, if | ||||||
19 | any, is conditioned on the rules being adopted in accordance | ||||||
20 | with all provisions of the Illinois Administrative Procedure | ||||||
21 | Act and all rules and procedures of the Joint Committee on | ||||||
22 | Administrative Rules; any purported rule not so adopted, for | ||||||
23 | whatever reason, is unauthorized. | ||||||
24 | (Source: P.A. 102-30, eff. 1-1-22; 102-103, eff. 1-1-22; | ||||||
25 | 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-642, eff. |
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1 | 1-1-22; 102-665, eff. 10-8-21; 102-731, eff. 1-1-23; 102-804, | ||||||
2 | eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; | ||||||
3 | 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23; 102-1117, eff. | ||||||
4 | 1-13-23; 103-84, eff. 1-1-24; 103-91, eff. 1-1-24; 103-420, | ||||||
5 | eff. 1-1-24; 103-445, eff. 1-1-24; 103-535, eff. 8-11-23; | ||||||
6 | 103-551, eff. 8-11-23; revised 8-29-23.)
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7 | Section 25. The Illinois Insurance Code is amended by | ||||||
8 | changing Sections 356m and 356z.32 and by adding Section | ||||||
9 | 356z.71 as follows:
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10 | (215 ILCS 5/356m) (from Ch. 73, par. 968m) | ||||||
11 | Sec. 356m. Infertility coverage. | ||||||
12 | (a) No group policy of accident and health insurance | ||||||
13 | providing coverage for more than 25 employees that provides | ||||||
14 | pregnancy-related pregnancy related benefits may be issued, | ||||||
15 | amended, delivered, or renewed in this State after January 1, | ||||||
16 | 2016 and through December 31, 2025 the effective date of this | ||||||
17 | amendatory Act of the 99th General Assembly unless the policy | ||||||
18 | contains coverage for the diagnosis and treatment of | ||||||
19 | infertility including, but not limited to, in vitro | ||||||
20 | fertilization, uterine embryo lavage, embryo transfer, | ||||||
21 | artificial insemination, gamete intrafallopian tube transfer, | ||||||
22 | zygote intrafallopian tube transfer, and low tubal ovum | ||||||
23 | transfer. | ||||||
24 | (a-5) No group policy of accident and health insurance |
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1 | that provides pregnancy-related benefits may be issued, | ||||||
2 | amended, delivered, or renewed in this State on or after | ||||||
3 | January 1, 2026 unless the policy contains coverage for the | ||||||
4 | diagnosis and treatment of infertility, including, but not | ||||||
5 | limited to, in vitro fertilization, uterine embryo lavage, | ||||||
6 | embryo transfer, artificial insemination, gamete | ||||||
7 | intrafallopian tube transfer, zygote intrafallopian tube | ||||||
8 | transfer, surgical sperm extraction procedures, and low tubal | ||||||
9 | ovum transfer. The coverage required shall include procedures | ||||||
10 | necessary to screen or diagnose a fertilized egg before | ||||||
11 | implantation, including, but not limited to, preimplantation | ||||||
12 | genetic testing for aneuploidy, preimplantation genetic | ||||||
13 | testing for chromosome structural rearrangements, and | ||||||
14 | preimplantation genetic testing for monogenic or single gene | ||||||
15 | disorders. Coverage under this subsection for the diagnosis | ||||||
16 | and treatment of infertility shall be required only if the | ||||||
17 | procedures: | ||||||
18 | (1) are considered medically appropriate by the | ||||||
19 | patient's medical provider based on clinical guidelines or | ||||||
20 | standards developed by the American Society for | ||||||
21 | Reproductive Medicine, the American College of | ||||||
22 | Obstetricians and Gynecologists, or the Society for | ||||||
23 | Assisted Reproductive Technology; and | ||||||
24 | (2) are performed at medical facilities or clinics | ||||||
25 | that are members in good standing of the Society for | ||||||
26 | Assisted Reproductive Technology. |
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1 | (b) The coverage required under subsection (a) for | ||||||
2 | procedures for in vitro fertilization, gamete intrafallopian | ||||||
3 | tube transfer, or zygote intrafallopian tube transfer shall be | ||||||
4 | required only if is subject to the following conditions : | ||||||
5 | (1) Coverage for procedures for in vitro | ||||||
6 | fertilization, gamete intrafallopian tube transfer, or | ||||||
7 | zygote intrafallopian tube transfer shall be required only | ||||||
8 | if: | ||||||
9 | (1) (A) the covered individual has been unable to | ||||||
10 | attain a viable pregnancy, maintain a viable pregnancy, or | ||||||
11 | sustain a successful pregnancy through reasonable, less | ||||||
12 | costly medically appropriate infertility treatments for | ||||||
13 | which coverage is available under the policy, plan, or | ||||||
14 | contract; | ||||||
15 | (2) (B) the covered individual has not undergone 4 | ||||||
16 | completed oocyte retrievals, except that if a live birth | ||||||
17 | follows a completed oocyte retrieval, then 2 more | ||||||
18 | completed oocyte retrievals shall be covered; and | ||||||
19 | (3) (C) the procedures are performed at medical | ||||||
20 | facilities that conform to the American College of | ||||||
21 | Obstetric and Gynecology guidelines for in vitro | ||||||
22 | fertilization clinics or to the American Fertility Society | ||||||
23 | minimal standards for programs of in vitro fertilization. | ||||||
24 | (2) The procedures required to be covered under this | ||||||
25 | Section are not required to be contained in any policy or | ||||||
26 | plan issued to or by a religious institution or |
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1 | organization or to or by an entity sponsored by a | ||||||
2 | religious institution or organization that finds the | ||||||
3 | procedures required to be covered under this Section to | ||||||
4 | violate its religious and moral teachings and beliefs. | ||||||
5 | (c) As used in this Section, "infertility" means a | ||||||
6 | disease, condition, or status characterized by: | ||||||
7 | (1) a failure to establish a pregnancy or to carry a | ||||||
8 | pregnancy to live birth after 12 months of regular, | ||||||
9 | unprotected sexual intercourse if the woman is 35 years of | ||||||
10 | age or younger, or after 6 months of regular, unprotected | ||||||
11 | sexual intercourse if the woman is over 35 years of age; | ||||||
12 | conceiving but having a miscarriage does not restart the | ||||||
13 | 12-month or 6-month term for determining infertility; | ||||||
14 | (2) a person's inability to reproduce either as a | ||||||
15 | single individual or with a partner without medical | ||||||
16 | intervention; or | ||||||
17 | (3) a licensed physician's findings based on a | ||||||
18 | patient's medical, sexual, and reproductive history, age, | ||||||
19 | physical findings, or diagnostic testing. | ||||||
20 | (d) A policy, contract, or certificate may not impose any | ||||||
21 | exclusions, limitations, or other restrictions on coverage of | ||||||
22 | fertility medications that are different from those imposed on | ||||||
23 | any other prescription medications, nor may it impose any | ||||||
24 | exclusions, limitations, or other restrictions on coverage of | ||||||
25 | any fertility services based on a covered individual's | ||||||
26 | participation in fertility services provided by or to a third |
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1 | party, nor may it impose deductibles, copayments, coinsurance, | ||||||
2 | benefit maximums, waiting periods, or any other limitations on | ||||||
3 | coverage for the diagnosis of infertility, treatment for | ||||||
4 | infertility, and standard fertility preservation services, | ||||||
5 | except as provided in this Section, that are different from | ||||||
6 | those imposed upon benefits for services not related to | ||||||
7 | infertility. | ||||||
8 | (e) The procedures required to be covered under this | ||||||
9 | Section are not required to be contained in any policy or plan | ||||||
10 | issued to or by a religious institution or organization or to | ||||||
11 | or by an entity sponsored by a religious institution or | ||||||
12 | organization that finds the procedures required to be covered | ||||||
13 | under this Section to violate its religious and moral | ||||||
14 | teachings and beliefs. | ||||||
15 | (Source: P.A. 102-170, eff. 1-1-22 .)
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16 | (215 ILCS 5/356z.71 new) | ||||||
17 | Sec. 356z.71. Coverage for annual menopause health visit. | ||||||
18 | A group or individual policy of accident and health insurance | ||||||
19 | providing coverage for more than 25 employees that is amended, | ||||||
20 | delivered, issued, or renewed on or after January 1, 2026 | ||||||
21 | shall provide, for individuals 45 years of age and older, | ||||||
22 | coverage for an annual menopause health visit. A policy | ||||||
23 | subject to this Section shall not impose a deductible, | ||||||
24 | coinsurance, copayment, or any other cost-sharing requirement | ||||||
25 | on the coverage provided; except that this Section does not |
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1 | apply to this coverage to the extent such coverage would | ||||||
2 | disqualify a high-deductible health plan from eligibility for | ||||||
3 | a health savings account pursuant to Section 223 of the | ||||||
4 | Internal Revenue Code.
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5 | Section 30. The Health Maintenance Organization Act is | ||||||
6 | amended by changing Section 5-3 as follows:
| ||||||
7 | (215 ILCS 125/5-3) (from Ch. 111 1/2, par. 1411.2) | ||||||
8 | Sec. 5-3. Insurance Code provisions. | ||||||
9 | (a) Health Maintenance Organizations shall be subject to | ||||||
10 | the provisions of Sections 133, 134, 136, 137, 139, 140, | ||||||
11 | 141.1, 141.2, 141.3, 143, 143c, 147, 148, 149, 151, 152, 153, | ||||||
12 | 154, 154.5, 154.6, 154.7, 154.8, 155.04, 155.22a, 155.49, | ||||||
13 | 355.2, 355.3, 355b, 355c, 356f, 356g.5-1, 356m, 356q, 356v, | ||||||
14 | 356w, 356x, 356z.2, 356z.3a, 356z.4, 356z.4a, 356z.5, 356z.6, | ||||||
15 | 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, 356z.13, 356z.14, | ||||||
16 | 356z.15, 356z.17, 356z.18, 356z.19, 356z.20, 356z.21, 356z.22, | ||||||
17 | 356z.23, 356z.24, 356z.25, 356z.26, 356z.28, 356z.29, 356z.30, | ||||||
18 | 356z.30a, 356z.31, 356z.32, 356z.33, 356z.34, 356z.35, | ||||||
19 | 356z.36, 356z.37, 356z.38, 356z.39, 356z.40, 356z.41, 356z.44, | ||||||
20 | 356z.45, 356z.46, 356z.47, 356z.48, 356z.49, 356z.50, 356z.51, | ||||||
21 | 356z.53, 356z.54, 356z.55, 356z.56, 356z.57, 356z.58, 356z.59, | ||||||
22 | 356z.60, 356z.61, 356z.62, 356z.64, 356z.65, 356z.67, 356z.68, | ||||||
23 | 356z.71, 364, 364.01, 364.3, 367.2, 367.2-5, 367i, 368a, 368b, | ||||||
24 | 368c, 368d, 368e, 370c, 370c.1, 401, 401.1, 402, 403, 403A, |
| |||||||
| |||||||
1 | 408, 408.2, 409, 412, 444, and 444.1, paragraph (c) of | ||||||
2 | subsection (2) of Section 367, and Articles IIA, VIII 1/2, | ||||||
3 | XII, XII 1/2, XIII, XIII 1/2, XXV, XXVI, and XXXIIB of the | ||||||
4 | Illinois Insurance Code. | ||||||
5 | (b) For purposes of the Illinois Insurance Code, except | ||||||
6 | for Sections 444 and 444.1 and Articles XIII and XIII 1/2, | ||||||
7 | Health Maintenance Organizations in the following categories | ||||||
8 | are deemed to be "domestic companies": | ||||||
9 | (1) a corporation authorized under the Dental Service | ||||||
10 | Plan Act or the Voluntary Health Services Plans Act; | ||||||
11 | (2) a corporation organized under the laws of this | ||||||
12 | State; or | ||||||
13 | (3) a corporation organized under the laws of another | ||||||
14 | state, 30% or more of the enrollees of which are residents | ||||||
15 | of this State, except a corporation subject to | ||||||
16 | substantially the same requirements in its state of | ||||||
17 | organization as is a "domestic company" under Article VIII | ||||||
18 | 1/2 of the Illinois Insurance Code. | ||||||
19 | (c) In considering the merger, consolidation, or other | ||||||
20 | acquisition of control of a Health Maintenance Organization | ||||||
21 | pursuant to Article VIII 1/2 of the Illinois Insurance Code, | ||||||
22 | (1) the Director shall give primary consideration to | ||||||
23 | the continuation of benefits to enrollees and the | ||||||
24 | financial conditions of the acquired Health Maintenance | ||||||
25 | Organization after the merger, consolidation, or other | ||||||
26 | acquisition of control takes effect; |
| |||||||
| |||||||
1 | (2)(i) the criteria specified in subsection (1)(b) of | ||||||
2 | Section 131.8 of the Illinois Insurance Code shall not | ||||||
3 | apply and (ii) the Director, in making his determination | ||||||
4 | with respect to the merger, consolidation, or other | ||||||
5 | acquisition of control, need not take into account the | ||||||
6 | effect on competition of the merger, consolidation, or | ||||||
7 | other acquisition of control; | ||||||
8 | (3) the Director shall have the power to require the | ||||||
9 | following information: | ||||||
10 | (A) certification by an independent actuary of the | ||||||
11 | adequacy of the reserves of the Health Maintenance | ||||||
12 | Organization sought to be acquired; | ||||||
13 | (B) pro forma financial statements reflecting the | ||||||
14 | combined balance sheets of the acquiring company and | ||||||
15 | the Health Maintenance Organization sought to be | ||||||
16 | acquired as of the end of the preceding year and as of | ||||||
17 | a date 90 days prior to the acquisition, as well as pro | ||||||
18 | forma financial statements reflecting projected | ||||||
19 | combined operation for a period of 2 years; | ||||||
20 | (C) a pro forma business plan detailing an | ||||||
21 | acquiring party's plans with respect to the operation | ||||||
22 | of the Health Maintenance Organization sought to be | ||||||
23 | acquired for a period of not less than 3 years; and | ||||||
24 | (D) such other information as the Director shall | ||||||
25 | require. | ||||||
26 | (d) The provisions of Article VIII 1/2 of the Illinois |
| |||||||
| |||||||
1 | Insurance Code and this Section 5-3 shall apply to the sale by | ||||||
2 | any health maintenance organization of greater than 10% of its | ||||||
3 | enrollee population (including , without limitation , the health | ||||||
4 | maintenance organization's right, title, and interest in and | ||||||
5 | to its health care certificates). | ||||||
6 | (e) In considering any management contract or service | ||||||
7 | agreement subject to Section 141.1 of the Illinois Insurance | ||||||
8 | Code, the Director (i) shall, in addition to the criteria | ||||||
9 | specified in Section 141.2 of the Illinois Insurance Code, | ||||||
10 | take into account the effect of the management contract or | ||||||
11 | service agreement on the continuation of benefits to enrollees | ||||||
12 | and the financial condition of the health maintenance | ||||||
13 | organization to be managed or serviced, and (ii) need not take | ||||||
14 | into account the effect of the management contract or service | ||||||
15 | agreement on competition. | ||||||
16 | (f) Except for small employer groups as defined in the | ||||||
17 | Small Employer Rating, Renewability and Portability Health | ||||||
18 | Insurance Act and except for medicare supplement policies as | ||||||
19 | defined in Section 363 of the Illinois Insurance Code, a | ||||||
20 | Health Maintenance Organization may by contract agree with a | ||||||
21 | group or other enrollment unit to effect refunds or charge | ||||||
22 | additional premiums under the following terms and conditions: | ||||||
23 | (i) the amount of, and other terms and conditions with | ||||||
24 | respect to, the refund or additional premium are set forth | ||||||
25 | in the group or enrollment unit contract agreed in advance | ||||||
26 | of the period for which a refund is to be paid or |
| |||||||
| |||||||
1 | additional premium is to be charged (which period shall | ||||||
2 | not be less than one year); and | ||||||
3 | (ii) the amount of the refund or additional premium | ||||||
4 | shall not exceed 20% of the Health Maintenance | ||||||
5 | Organization's profitable or unprofitable experience with | ||||||
6 | respect to the group or other enrollment unit for the | ||||||
7 | period (and, for purposes of a refund or additional | ||||||
8 | premium, the profitable or unprofitable experience shall | ||||||
9 | be calculated taking into account a pro rata share of the | ||||||
10 | Health Maintenance Organization's administrative and | ||||||
11 | marketing expenses, but shall not include any refund to be | ||||||
12 | made or additional premium to be paid pursuant to this | ||||||
13 | subsection (f)). The Health Maintenance Organization and | ||||||
14 | the group or enrollment unit may agree that the profitable | ||||||
15 | or unprofitable experience may be calculated taking into | ||||||
16 | account the refund period and the immediately preceding 2 | ||||||
17 | plan years. | ||||||
18 | The Health Maintenance Organization shall include a | ||||||
19 | statement in the evidence of coverage issued to each enrollee | ||||||
20 | describing the possibility of a refund or additional premium, | ||||||
21 | and upon request of any group or enrollment unit, provide to | ||||||
22 | the group or enrollment unit a description of the method used | ||||||
23 | to calculate (1) the Health Maintenance Organization's | ||||||
24 | profitable experience with respect to the group or enrollment | ||||||
25 | unit and the resulting refund to the group or enrollment unit | ||||||
26 | or (2) the Health Maintenance Organization's unprofitable |
| |||||||
| |||||||
1 | experience with respect to the group or enrollment unit and | ||||||
2 | the resulting additional premium to be paid by the group or | ||||||
3 | enrollment unit. | ||||||
4 | In no event shall the Illinois Health Maintenance | ||||||
5 | Organization Guaranty Association be liable to pay any | ||||||
6 | contractual obligation of an insolvent organization to pay any | ||||||
7 | refund authorized under this Section. | ||||||
8 | (g) Rulemaking authority to implement Public Act 95-1045, | ||||||
9 | if any, is conditioned on the rules being adopted in | ||||||
10 | accordance with all provisions of the Illinois Administrative | ||||||
11 | Procedure Act and all rules and procedures of the Joint | ||||||
12 | Committee on Administrative Rules; any purported rule not so | ||||||
13 | adopted, for whatever reason, is unauthorized. | ||||||
14 | (Source: P.A. 102-30, eff. 1-1-22; 102-34, eff. 6-25-21; | ||||||
15 | 102-203, eff. 1-1-22; 102-306, eff. 1-1-22; 102-443, eff. | ||||||
16 | 1-1-22; 102-589, eff. 1-1-22; 102-642, eff. 1-1-22; 102-665, | ||||||
17 | eff. 10-8-21; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22; | ||||||
18 | 102-804, eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. | ||||||
19 | 1-1-23; 102-860, eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093, | ||||||
20 | eff. 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; | ||||||
21 | 103-91, eff. 1-1-24; 103-123, eff. 1-1-24; 103-154, eff. | ||||||
22 | 6-30-23; 103-420, eff. 1-1-24; 103-426, eff. 8-4-23; 103-445, | ||||||
23 | eff. 1-1-24; 103-551, eff. 8-11-23; revised 8-29-23.)
| ||||||
24 | Section 35. The Limited Health Service Organization Act is | ||||||
25 | amended by changing Section 4003 as follows:
|
| |||||||
| |||||||
1 | (215 ILCS 130/4003) (from Ch. 73, par. 1504-3) | ||||||
2 | Sec. 4003. Illinois Insurance Code provisions. Limited | ||||||
3 | health service organizations shall be subject to the | ||||||
4 | provisions of Sections 133, 134, 136, 137, 139, 140, 141.1, | ||||||
5 | 141.2, 141.3, 143, 143c, 147, 148, 149, 151, 152, 153, 154, | ||||||
6 | 154.5, 154.6, 154.7, 154.8, 155.04, 155.37, 155.49, 355.2, | ||||||
7 | 355.3, 355b, 356m, 356q, 356v, 356z.4, 356z.4a, 356z.10, | ||||||
8 | 356z.21, 356z.22, 356z.25, 356z.26, 356z.29, 356z.30a, | ||||||
9 | 356z.32, 356z.33, 356z.41, 356z.46, 356z.47, 356z.51, 356z.53, | ||||||
10 | 356z.54, 356z.57, 356z.59, 356z.61, 356z.64, 356z.67, 356z.68, | ||||||
11 | 356z.71, 364.3, 368a, 401, 401.1, 402, 403, 403A, 408, 408.2, | ||||||
12 | 409, 412, 444, and 444.1 and Articles IIA, VIII 1/2, XII, XII | ||||||
13 | 1/2, XIII, XIII 1/2, XXV, and XXVI of the Illinois Insurance | ||||||
14 | Code. Nothing in this Section shall require a limited health | ||||||
15 | care plan to cover any service that is not a limited health | ||||||
16 | service. For purposes of the Illinois Insurance Code, except | ||||||
17 | for Sections 444 and 444.1 and Articles XIII and XIII 1/2, | ||||||
18 | limited health service organizations in the following | ||||||
19 | categories are deemed to be domestic companies: | ||||||
20 | (1) a corporation under the laws of this State; or | ||||||
21 | (2) a corporation organized under the laws of another | ||||||
22 | state, 30% or more of the enrollees of which are residents | ||||||
23 | of this State, except a corporation subject to | ||||||
24 | substantially the same requirements in its state of | ||||||
25 | organization as is a domestic company under Article VIII |
| |||||||
| |||||||
1 | 1/2 of the Illinois Insurance Code. | ||||||
2 | (Source: P.A. 102-30, eff. 1-1-22; 102-203, eff. 1-1-22; | ||||||
3 | 102-306, eff. 1-1-22; 102-642, eff. 1-1-22; 102-731, eff. | ||||||
4 | 1-1-23; 102-775, eff. 5-13-22; 102-813, eff. 5-13-22; 102-816, | ||||||
5 | eff. 1-1-23; 102-860, eff. 1-1-23; 102-1093, eff. 1-1-23; | ||||||
6 | 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, eff. | ||||||
7 | 1-1-24; 103-420, eff. 1-1-24; 103-426, eff. 8-4-23; 103-445, | ||||||
8 | eff. 1-1-24; revised 8-29-23.)
| ||||||
9 | Section 40. The Voluntary Health Services Plans Act is | ||||||
10 | amended by changing Section 10 as follows:
| ||||||
11 | (215 ILCS 165/10) (from Ch. 32, par. 604) | ||||||
12 | Sec. 10. Application of Insurance Code provisions. Health | ||||||
13 | services plan corporations and all persons interested therein | ||||||
14 | or dealing therewith shall be subject to the provisions of | ||||||
15 | Articles IIA and XII 1/2 and Sections 3.1, 133, 136, 139, 140, | ||||||
16 | 143, 143c, 149, 155.22a, 155.37, 354, 355.2, 355.3, 355b, | ||||||
17 | 356g, 356g.5, 356g.5-1, 356m, 356q, 356r, 356t, 356u, 356v, | ||||||
18 | 356w, 356x, 356y, 356z.1, 356z.2, 356z.3a, 356z.4, 356z.4a, | ||||||
19 | 356z.5, 356z.6, 356z.8, 356z.9, 356z.10, 356z.11, 356z.12, | ||||||
20 | 356z.13, 356z.14, 356z.15, 356z.18, 356z.19, 356z.21, 356z.22, | ||||||
21 | 356z.25, 356z.26, 356z.29, 356z.30, 356z.30a, 356z.32, | ||||||
22 | 356z.32a, 356z.33, 356z.40, 356z.41, 356z.46, 356z.47, | ||||||
23 | 356z.51, 356z.53, 356z.54, 356z.56, 356z.57, 356z.59, 356z.60, | ||||||
24 | 356z.61, 356z.62, 356z.64, 356z.67, 356z.68, 356z.71, 364.01, |
| |||||||
| |||||||
1 | 364.3, 367.2, 368a, 401, 401.1, 402, 403, 403A, 408, 408.2, | ||||||
2 | and 412, and paragraphs (7) and (15) of Section 367 of the | ||||||
3 | Illinois Insurance Code. | ||||||
4 | Rulemaking authority to implement Public Act 95-1045, if | ||||||
5 | any, is conditioned on the rules being adopted in accordance | ||||||
6 | with all provisions of the Illinois Administrative Procedure | ||||||
7 | Act and all rules and procedures of the Joint Committee on | ||||||
8 | Administrative Rules; any purported rule not so adopted, for | ||||||
9 | whatever reason, is unauthorized. | ||||||
10 | (Source: P.A. 102-30, eff. 1-1-22; 102-203, eff. 1-1-22; | ||||||
11 | 102-306, eff. 1-1-22; 102-642, eff. 1-1-22; 102-665, eff. | ||||||
12 | 10-8-21; 102-731, eff. 1-1-23; 102-775, eff. 5-13-22; 102-804, | ||||||
13 | eff. 1-1-23; 102-813, eff. 5-13-22; 102-816, eff. 1-1-23; | ||||||
14 | 102-860, eff. 1-1-23; 102-901, eff. 7-1-22; 102-1093, eff. | ||||||
15 | 1-1-23; 102-1117, eff. 1-13-23; 103-84, eff. 1-1-24; 103-91, | ||||||
16 | eff. 1-1-24; 103-420, eff. 1-1-24; 103-445, eff. 1-1-24; | ||||||
17 | 103-551, eff. 8-11-23; revised 8-29-23.)
|