For additional roll call votes on Illinois HB0418 please see the Vote List

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Bill Title: Amends the Residential Mortgage License Act of 1987. In a Section concerning lending procedures, provides that a licensee may not deny an application for a mortgage solely on the basis of credit information of prospective customers. Provides that if a licensee denies a mortgage application based on credit information, it must provide the affected party with an explanation for the licensee's action and an opportunity for the affected party to explain its credit information. Amends the Use of Credit Information in Personal Insurance Act. In a Section concerning the use of personal credit information, provides that if an insurer denies, cancels, or does not renew a policy of personal insurance based on credit information, it must provide the affected party with an explanation for the insurer's action and an opportunity for the affected party to explain its credit information. Amends the Public Utilities Act. Provides that a public utility may not deny, cancel, or nonrenew utility service solely on the basis of credit information of prospective or existing customers. Provides that if a public utility denies, cancels, or does not renew service based on credit information, it must provide the affected party with an explanation for the public utility's action and an opportunity for the affected party to explain its credit information. Effective immediately.

Spectrum: Partisan Bill (Democrat 2-0)

Status: (Passed) 2009-08-18 - Public Act . . . . . . . . . 96-0560 [HB0418 Detail]

Text: Latest bill text (Enrolled) [HTML]

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Vote: Third Reading in House

Vote	Tally	Democrat	Republican
Yea	72	64	8
Nay	35	-	35
Not Voting	3	1	2
Absent	-	-	-
TOTAL	110	65	45

Result: Passed

Name	Yea	Nay	NV	Absent	Financial	Encyclopedia	Biography
Rep. Acevedo, Edward J. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Arroyo, Luis [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Bassi, Suzanne "Suzie" H. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Beaubien Jr., Mark H. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Beiser, Daniel V. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Bellock, Patricia "Patti" R. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Berrios, Maria "Toni" Antonia [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Biggins, Robert "Bob" A. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Boland, Mike J. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Bost, Mike [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Bradley, John E. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Brady, Dan [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Brauer, Rich [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Brosnahan, James "Jim" D. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Burke, Daniel J. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Burns, William "Will" D. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Cavaletto, John D. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Coladipietro, Franco [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Cole, Sandy [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Collins, Annazette R. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Colvin, Marlow H. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Sen. Connelly, Michael G. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Coulson, Elizabeth [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Crespo, Fred [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Cultra, Shane [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Currie, Barbara Flynn [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. D'Amico, John C. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Davis, Monique D. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Davis, William "Will" [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Dugan, Lisa M. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Dunkin, Kenneth "Ken" [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Durkin, James "Jim" B. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Eddy, Roger L. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Farnham, Keith [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Flider, Robert "Bob" F. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Flowers, Mary E. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Ford, LaShawn K. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Fortner, Mike [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Franks, Jack D. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Fritchey, John A. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Froehlich, Paul D. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Golar, Esther [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Gordon-Booth, Jehan A. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Graham, Deborah L. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Hamos, Julie E. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Harris, Gregory "Greg" S. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Hatcher, Kay [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Hernandez, Elizabeth "Lisa" [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Holbrook, Thomas "Tom" [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Howard, Constance "Connie" A. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Jackson Sr., Eddie Lee [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Jakobsson, Naomi D. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Jefferson, Charles "Chuck" E. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Joyce, Kevin Carey [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Kosel, Renee [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Lang, Louis "Lou" I. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. LaVia, Linda Chapa [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Leitch, David R. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Lyons, Joseph M. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Madigan, Michael J. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Mathias, Sidney H. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Mautino, Frank J. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. May, Karen [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. McAsey, Emily [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. McAuliffe, Michael P. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. McCarthy, Kevin A. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. McGuire, Jack "Jack" C. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Mell, Deborah L. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Mendoza, Susana A. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Miller, David E. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Mitchell, Bill [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Mitchell, Jerry L. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Moffitt, Donald L. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Mulligan, Rosemary [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Myers, Richard "Rich" P. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Nekritz, Elaine [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Osmond, JoAnn D. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Osterman, Harry [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Phelps, Brandon W. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Pihos, Sandra M. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Poe, Raymond [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Pritchard, Robert W. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Ramey Jr., Harry "Randy" [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Reboletti, Dennis M. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Reis, David B. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Reitz, Dan [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Riley, Al [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Rita, Robert "Bob" [D]					FollowTheMoney	Ballotpedia	VoteSmart
Sen. Rose, Chapin [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Ryg, Kathleen A. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Sacia, Jim [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Schmitz, Timothy L. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Senger, Darlene J. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Smith, Michael K. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Sommer, Keith P. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Soto, Cynthia [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Stephens, Ron [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Sullivan Jr., Ed [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Thapedi, Andre M. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Sen. Tracy, Jil Walker [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Tryon, Michael W. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Turner, Arthur [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Verschoore, Patrick J. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Wait, Ronald A. [R]					FollowTheMoney	Ballotpedia	VoteSmart
Sen. Walker, Mark L. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Washington, Eddie [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Watson, Jim [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Winters, Dave [R]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Yarbrough, Karen A. [D]					FollowTheMoney	Ballotpedia	VoteSmart
Rep. Zalewski, Michael J. [D]					FollowTheMoney	Ballotpedia	VoteSmart