Bill Text: IL SB2498 | 2025-2026 | 104th General Assembly | Introduced

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Bill Title: Amends the Department of Insurance Law of the Civil Administrative Code of Illinois. Creates the Public Adjuster Advisory Board within the Department of Insurance. Provides that the Board shall review and recommend changes to the licensure, license issuance, and requirements for licensed public adjusters in the State. Provides that the Board shall also prepare rules that may be adopted by the Department to protect commercial and residential consumers in situations where a catastrophic event has taken place. Sets forth provisions concerning membership, compensation, administrative support, and meetings. Provides that, no later than January 1, 2026, and each year thereafter, the Board shall submit a report to the Governor and the General Assembly concerning any issues relating to the licensing and operations of public adjusters in the State and any recommend policy changes to address those issues. Effective immediately.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced) 2025-02-07 - Referred to Assignments [SB2498 Detail]

Download: Illinois-2025-SB2498-Introduced.html

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104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026 SB2498 Introduced 2/7/2025, by Sen. Bill Cunningham SYNOPSIS AS INTRODUCED:
20 ILCS 1405/1405-55 new
Amends the Department of Insurance Law of the Civil Administrative Code of Illinois. Creates the Public Adjuster Advisory Board within the Department of Insurance. Provides that the Board shall review and recommend changes to the licensure, license issuance, and requirements for licensed public adjusters in the State. Provides that the Board shall also prepare rules that may be adopted by the Department to protect commercial and residential consumers in situations where a catastrophic event has taken place. Sets forth provisions concerning membership, compensation, administrative support, and meetings. Provides that, no later than January 1, 2026, and each year thereafter, the Board shall submit a report to the Governor and the General Assembly concerning any issues relating to the licensing and operations of public adjusters in the State and any recommend policy changes to address those issues. Effective immediately.
LRB104 10947 BAB 21029 b
A BILL FOR
SB2498 LRB104 10947 BAB 21029 b
AN ACT concerning State government.
Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
Section 5. The Department of Insurance Law of the Civil
Administrative Code of Illinois is amended by adding Section
1405-55 as follows:
(20 ILCS 1405/1405-55 new)
Sec. 1405-55. Public Adjuster Advisory Board.
(a) The Public Adjuster Advisory Board is created within
the Department of Insurance. The Board shall review and
recommend changes to the licensure, license issuance, and
requirements for licensed public adjusters in this State. The
Board shall also adopt advisory recommendations, which may
include proposed rules, for consideration by the Department as
necessary to protect commercial and residential consumers in
situations where a catastrophic event has taken place.
(b) The Board shall consist of the following members:
(1) the Director of Insurance or the Director's
designee, who shall serve as the chairperson of the Board;
(2) the Chief Enforcement Officer of the Department of
Insurance or the Chief Enforcement Officer's designee;
(3) the General Counsel of the Department of Insurance
or the General Counsel's designee;

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(4) one member appointed by the President of the
Senate;
(5) one member appointed by the Minority Leader of the
Senate;
(6) one member appointed by the Speaker of the House
of Representatives;
(7) one member appointed by the Minority Leader of the
House of Representatives;
(8) one licensed attorney who specializes in the
regulation of public adjusters in Illinois, appointed by
the Governor;
(9) one public adjuster residing outside of Cook
County, DuPage County, Kane County, Lake County, McHenry
County, and Will County, appointed by the Governor;
(10) 2 licensed public adjusters residing in Cook
County, DuPage County, Kane County, Lake County, McHenry
County, and Will County, appointed by the Governor; and
(11) 2 licensed public adjusters representing the
Chicagoland Public Adjusters Association, appointed by the
Governor.
(c) Members shall receive no compensation, but they may be
reimbursed for necessary expenses from appropriations to the
Department of Insurance available for that purpose.
(d) The Department of Insurance shall provide staff and
administrative assistance to the Board.
(e) The Board shall meet as soon as practicable after the

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appointments are made to the Board. The Board shall meet in
April and September of each year thereafter.
(f) No later than January 1, 2026, and each year
thereafter, the Board shall submit a report to the Governor
and the General Assembly concerning any issues relating to the
licensing and operations of public adjusters in this State and
any recommend policy changes to address those issues.
Section 99. Effective date. This Act takes effect upon
becoming law.