Bill Text: MI HB4422 | 2009-2010 | 95th Legislature | Introduced

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Bill Title: Insurance; no-fault; premium discounts for good driving records; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 2110c.

Spectrum: Partisan Bill (Democrat 3-0)

Status: (Introduced - Dead) 2009-02-25 - Printed Bill Filed 02/25/2009 [HB4422 Detail]

Download: Michigan-2009-HB4422-Introduced.html

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HOUSE BILL No. 4422

 

February 24, 2009, Introduced by Reps. Young, Durhal and Bettie Scott and referred to the Committee on Insurance.

 

     A bill to amend 1956 PA 218, entitled

 

"The insurance code of 1956,"

 

(MCL 500.100 to 500.8302) by adding section 2110c.

 

THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

 

     Sec. 2110c. (1) An automobile insurer shall establish,

 

maintain, and uniformly apply to all its insureds a premium

 

discount of not less than 10% for all automobile insurance

 

coverages based on an insured's good driving record. As used in

 

this section, "good driving record" means no more than 4

 

substantially at-fault accidents or convictions, determinations of

 

responsibility for civil infractions, or findings of responsibility

 

in probate court for civil infractions for violations under chapter

 

VI of the Michigan vehicle code, 1949 PA 300, MCL 257.601 to

 

257.750, for the immediately preceding 4-year period.

 

     (2) An insurer found by the commissioner to have violated this

 

section after a hearing held pursuant to the administrative

 

procedures act of 1969, 1969 PA 306, MCL 24.201 to 24.328, is

 

subject to payment of a civil fine of not more than $10,000.00.