Bill Text: MI HB4734 | 2019-2020 | 100th Legislature | Introduced
Bill Title: Insurance; no-fault; deductibles for PIP benefits; require insurer to offer. Amends sec. 3109 of 1956 PA 218 (MCL 500.3109).
Spectrum: Moderate Partisan Bill (Republican 7-1)
Status: (Introduced - Dead) 2019-06-20 - Bill Electronically Reproduced 06/20/2019 [HB4734 Detail]
Download: Michigan-2019-HB4734-Introduced.html
HOUSE BILL No. 4734
June 19, 2019, Introduced by Reps. Wozniak, Berman, Eisen, Green, Vaupel, Yaroch, Chirkun and Rendon and referred to the Committee on Insurance.
A bill to amend 1956 PA 218, entitled
"The insurance code of 1956,"
by amending section 3109 (MCL 500.3109), as amended by 2012 PA 454.
THE PEOPLE OF THE STATE OF MICHIGAN ENACT:
Sec. 3109. (1) Benefits provided or required to be provided
under the laws of any state or the federal
government shall must be
subtracted from the personal protection insurance benefits
otherwise payable for the injury under this chapter.
(2) An injured person is a natural person suffering
who
suffers accidental bodily injury.
(3) An insurer providing that provides personal protection
insurance benefits under this chapter may offer, at appropriately
reduced premium rates, a deductible of a specified dollar amount.
This deductible may be applicable to all or any specified types of
personal protection insurance benefits, but shall
must apply only
to benefits payable to the person named in the policy, his or her
spouse, and any relative of either domiciled in the same household.
(4) For insurance policies that provide coverage for benefits
as provided in section 3107c(1)(d), an insurer shall offer
deductibles in increments of $1,000.00, up to the average amount
paid in benefits under section 3107(1)(a) for all motor vehicle
accidents that occurred in this state in the preceding year and
that resulted in accidental bodily injury. A deductible under this
subsection must result in an appropriately reduced premium and
apply only to benefits payable to the person named in the policy,
his or her spouse, and any relative of either domiciled in the same
household.
