Bill Text: MI HB6382 | 2017-2018 | 99th Legislature | Introduced

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Bill Title: Insurance; property and casualty; homeowners insurance rates and coverage based on service animal in household; prohibit. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 2015.

Spectrum: Partisan Bill (Republican 1-0)

Status: (Introduced - Dead) 2018-09-27 - Bill Electronically Reproduced 09/26/2018 [HB6382 Detail]

Download: Michigan-2017-HB6382-Introduced.html

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HOUSE BILL No. 6382

 

 

September 26, 2018, Introduced by Rep. LaFave and referred to the Committee on Insurance.

 

     A bill to amend 1956 PA 218, entitled

 

"The insurance code of 1956,"

 

(MCL 500.100 to 500.8302) by adding section 2015.

 

THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

 

     Sec. 2015. (1) It is an unfair method of competition and an

 

unfair or deceptive act or practice in the business of insurance

 

for an insurer that delivers, issues for delivery, or renews in

 

this state a home insurance policy to rate, cancel coverage under,

 

refuse to provide coverage in, or refuse to issue or renew the home

 

insurance policy based on a service animal that resides at the

 

insured home or the home that is to be insured unless the service

 

animal has a history of aggression toward an individual or a

 

domestic animal. As used in this subsection:

 

     (a) "Domestic animal" means that term as defined in section 3

 

of the animal industry act, 1988 PA 466, MCL 287.703.

     (b) "Service animal" means that term as defined in section 1

 

of 2015 PA 146, MCL 37.301.

 

     (2) This section applies to home insurance policies issued or

 

renewed on or after the effective date of the amendatory act that

 

added this section.