Bill Text: MI HB6540 | 2017-2018 | 99th Legislature | Introduced

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Bill Title: Insurance; automobile; limits for personal injury liability; increase. Amends sec. 3009 of 1956 PA 218 (MCL 500.3009).

Spectrum: Partisan Bill (Republican 1-0)

Status: (Introduced - Dead) 2018-11-29 - Bill Electronically Reproduced 11/28/2018 [HB6540 Detail]

Download: Michigan-2017-HB6540-Introduced.html

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HOUSE BILL No. 6540

 

 

November 28, 2018, Introduced by Rep. Marino and referred to the Committee on Insurance.

 

     A bill to amend 1956 PA 218, entitled

 

"The insurance code of 1956,"

 

by amending section 3009 (MCL 500.3009), as amended by 2016 PA 346.

 

THE PEOPLE OF THE STATE OF MICHIGAN ENACT:

 

     Sec. 3009. (1) An insurer shall not deliver or issue for

 

delivery in this state an automobile liability or motor vehicle

 

liability policy insuring against loss resulting from liability

 

imposed by law for property damage, bodily injury, or death

 

suffered by any a person arising out of the ownership, maintenance,

 

or use of a motor vehicle shall not be delivered or issued for

 

delivery in this state with respect to any a motor vehicle

 

registered or principally garaged in this state unless the

 

liability coverage is subject to all of the following limits:

 

     (a) A limit, exclusive of interest and costs, of not less than

 

$20,000.00 $200,000.00 because of bodily injury to or death of 1

 

person in any 1 accident.

 

     (b) Subject to the limit for 1 person in subdivision (a), a

 

limit of not less than $40,000.00 $300,000.00 because of bodily

 

injury to or death of 2 or more persons in any 1 accident.

 

     (c) A limit of not less than $10,000.00 because of injury to

 

or destruction of property of others in any accident.

 

     (2) If authorized by the insured, automobile liability or

 

motor vehicle liability coverage may be excluded when a vehicle is

 

operated by a named person. An exclusion under this subsection is

 

not valid unless the following notice is on the face of the policy

 

or the declaration page or certificate of the policy and on the

 

certificate of insurance:

 

     Warning—when a named excluded person operates a vehicle all

 

liability coverage is void—no one is insured. Owners of the vehicle

 

and others legally responsible for the acts of the named excluded

 

person remain fully personally liable.

 

     (3) A liability policy described in subsection (1) may exclude

 

coverage for liability as provided in section 3017.

 

     (4) If an insurer deletes coverages from an automobile

 

insurance policy pursuant to as provided in section 3101, the

 

insurer shall send documentary evidence of the deletion to the

 

insured.

 

     Enacting section 1. This amendatory act takes effect 90 days

 

after the date it is enacted into law.