Bill Text: MN SF2446 | 2013-2014 | 88th Legislature | Engrossed


Bill Title: Commerce department obsolete, unnecessary or redundant laws and rules elimination and provisions modifications

Spectrum: Partisan Bill (Democrat 2-0)

Status: (Enrolled - Dead) 2014-05-15 - Presented to Governor [SF2446 Detail]

Download: Minnesota-2013-SF2446-Engrossed.html

1.1A bill for an act
1.2relating to commerce; removing or modifying obsolete, unnecessary, or
1.3redundant laws and rules administered by the Department of Commerce; making
1.4conforming changes;amending Minnesota Statutes 2012, sections 16D.04,
1.5subdivisions 1, 4; 45.0111, subdivision 2; 45.22; 45.23; 46.046, by adding
1.6a subdivision; 47.20, subdivision 7; 47.325; 47.78; 48.93, subdivisions 1, 3;
1.753A.06; 56.131, subdivision 1; 56.14; 58.115; 59C.10, subdivision 2; 60A.131;
1.860K.361; 72B.03; 72B.041, subdivision 1; 72B.08, subdivision 1; 82.60,
1.9subdivisions 1, 5; 82.63, subdivision 6; 82A.03; 82A.04, subdivision 2; 82A.05,
1.10subdivision 6; 82A.08, subdivision 1; 82A.09, subdivision 2; 82A.10; 82A.11,
1.11subdivision 2; 82A.111, subdivision 2; 82A.12, subdivision 1; 82A.14; 82A.22,
1.12subdivision 2; 82A.25; 82A.26; 83.26, subdivision 2; 83.30, subdivision 1;
1.13115C.113; 115C.13; 239.011, subdivision 2; 239.06; 239.081; 239.09; 239.091;
1.14239.44; 239.46; 239.75, subdivision 1; 239.753; 239.80, subdivision 1; 325E.11;
1.15325E.115, subdivision 2; 332.31, subdivision 1; 332.311; 332.33, subdivisions 1,
1.162, 3, 5, 5a, 7; 332.38; 332.39; 332.40, subdivisions 1, 2, 3; 332.42, subdivisions
1.171, 2; 332.44; 386.015, subdivision 5; 386.62; 386.65, subdivision 1; 386.705;
1.18386.706; 386.73; 386.74; 386.76; Minnesota Statutes 2013 Supplement, sections
1.1982A.06, subdivision 2; 82A.13, subdivision 1; repealing Minnesota Statutes 2012,
1.20sections 13.713, subdivision 4; 45.0111; 45.42, subdivision 1; 46.045, subdivision
1.212; 46.047; 48.34; 53A.081; 56.001, subdivisions 5, 6; 60A.18; 62A.319; 72A.53;
1.2272B.02, subdivision 8; 80C.30; 81A.08; 81A.18; 82.60, subdivisions 2, 3, 4;
1.2382.63, subdivisions 7, 9, 10; 82A.04; 82A.07; 82A.08; 82A.11, subdivision 2;
1.2482A.111, subdivision 5; 82A.13, subdivision 3; 82A.18, subdivision 3; 82A.22,
1.25subdivisions 1, 3; 82A.24, subdivision 5; 115C.111; 239.002; 239.003; 239.012;
1.26239.101, subdivision 4; 239.28; 239.29; 239.30; 239.31; 239.35; 239.36; 239.51;
1.27239.511; 239.53; 239.54; 239.80, subdivisions 2, 3; 332.45; 386.61, subdivisions
1.281, 2, 4; Minnesota Statutes 2013 Supplement, sections 82.63, subdivision
1.298; 82A.06, subdivision 2; Minnesota Rules, parts 2782.0200; 2782.0300;
1.302782.0400; 2782.0500; 2782.0600; 2782.0700; 2782.0800; 2795.2000;
1.312830.0010; 2830.0020; 2830.0030; 2830.0040; 2830.0050; 2830.0060;
1.322830.0070; 2830.0080; 2830.0090; 2830.0100; 2870.0100; 2870.1100;
1.332870.1200; 2870.1400; 2870.1700; 2870.1800; 2870.1900; 2870.2000;
1.342870.2100; 2870.2200; 2870.2300; 2870.3100; 2870.3200; 2870.3300;
1.352870.3400; 2870.3500; 2870.3600; 2870.3700; 2870.3800; 2870.3900;
1.362870.4000; 2870.4100; 2870.5100; 7601.7010; 7601.7090, subpart 3; 7602.0100.
1.37BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

2.1ARTICLE 1
2.2OBSOLETE, UNNECESSARY, OR REDUNDANT PROVISIONS

2.3    Section 1. Minnesota Statutes 2012, section 45.22, is amended to read:
2.445.22 LICENSE EDUCATION APPROVAL.
2.5License education courses must be approved in advance by the commissioner.
2.6Each education provider who offers a license education course must be approved by the
2.7commissioner. Each approved education provider must have at least one coordinator who
2.8meets the criteria specified in this chapter, and who is responsible for supervising the
2.9educational program and assuring compliance with all laws and rules.
2.10For courses with an initial approval date on or before December 31, 2000, approval
2.11will expire on April 30, 2006. For courses with an initial approval date after January 1,
2.122001, but before August 1, 2005, approval will expire on April 30, 2007.

2.13    Sec. 2. Minnesota Statutes 2012, section 45.23, is amended to read:
2.1445.23 LICENSE EDUCATION FEES.
2.15The following fees must be paid to the commissioner:
2.16(1) initial course approval, $10 for each hour or fraction of one hour of education
2.17course approval sought. Initial course approval expires on the last day of the 24th month
2.18after the course is approved;
2.19(2) renewal of course approval, $10 per course. Renewal of course approval expires
2.20on the last day of the 24th month after the course is renewed;
2.21(3) initial education provider approval, $100. Initial education provider approval
2.22issued under this section is valid for a period not to exceed 24 months and expires on
2.23January 31 of the renewal year assigned by the commissioner. Active education providers
2.24who have at least one approved coordinator as of June 1, 2006, are deemed to be approved
2.25education providers and are not required to submit an initial application for education
2.26provider approval; and
2.27(4) renewal of education provider approval, $10. Each renewal of education
2.28provider approval is valid for a period of 24 months. Active education providers who have
2.29at least one approved coordinator as of June 1, 2006, will have an expiration date of
2.30January 31, 2008.

2.31    Sec. 3. Minnesota Statutes 2012, section 46.046, is amended by adding a subdivision
2.32to read:
3.1    Subd. 2a. Banking institution. "Banking institution" means a bank, trust company,
3.2bank and trust company, savings bank, or industrial loan and thrift operating under section
3.353.04, subdivision 5, that is organized under the laws of this state, or a holding company
3.4which owns or otherwise controls the banking institution.

3.5    Sec. 4. Minnesota Statutes 2012, section 47.20, subdivision 7, is amended to read:
3.6    Subd. 7. Discount points prohibited. (1) No conventional loan made on or
3.7after the effective date of Laws 1977, chapter 350 and prior to May 31, 1979 shall
3.8contain a provision requiring or permitting the imposition, directly or indirectly, of any
3.9discount points, whether or not actually denominated as discount points, on any person.
3.10 Conventional or cooperative apartment loans made on or after May 31, 1979 may contain
3.11provisions permitting discount points, if the loan does not provide a loan yield in excess of
3.12that permitted by subdivision 4a. The loan yield is computed using the amount resulting
3.13when the discount points are included in the finance charge.
3.14(2) Forward commitment fees are not discount points within the meaning of this
3.15subdivision.
3.16(3) No charges, fees, or sums permitted by this section which are paid to and received
3.17by a lender may be increased for purposes of evading compliance with this subdivision.

3.18    Sec. 5. Minnesota Statutes 2012, section 47.325, is amended to read:
3.1947.325 APPEAL AND JUDICIAL REVIEW.
3.20A savings bank aggrieved by any action or inaction of the commissioner under
3.21sections 47.27 to 47.30 may appeal under sections 14.63 to 14.69. The scope of judicial
3.22review in the proceedings is as provided in those sections.

3.23    Sec. 6. Minnesota Statutes 2012, section 53A.06, is amended to read:
3.2453A.06 FINE, SUSPENSION, OR REVOCATION OF LICENSE.
3.25(a) The commissioner may suspend or revoke any license under section 45.027 if,
3.26including when the commissioner finds that:
3.27(1) the licensee has failed to pay the annual license fee or to maintain in effect the
3.28required bond or to comply with any order, decision, or finding of the commissioner
3.29under this chapter;
3.30(2) the licensee, or any officer or director of a corporate licensee, has violated any
3.31provision of this chapter or any rule or order of the commissioner under this chapter
3.32or chapter 45;
4.1(3) the licensee, or any officer or director of a corporate licensee, has violated any
4.2other law which would indicate that the person is untrustworthy or not qualified to operate
4.3a currency exchange; or
4.4(4) any fact or condition exists which, if it had existed at the time of the original or
4.5renewal application for the license, would have warranted the commissioner refusing the
4.6issuance of the license.
4.7(b) A license may not be revoked until the licensee has had notice of a hearing
4.8pursuant to the provisions of chapter 14.
4.9(c) (b) A licensee may surrender any license by delivery to the commissioner. The
4.10surrender does not affect the licensee's civil or criminal liability for acts committed before
4.11the surrender, or affect the liability on the bond required by sections 53A.01 to 53A.13, or
4.12entitle the licensee to a return of any part of any license fee.
4.13(d) (c) Before suspension or revocation of the license, the commissioner may fine a
4.14licensee for violations of this chapter as authorized under chapter 45.

4.15    Sec. 7. Minnesota Statutes 2012, section 56.131, subdivision 1, is amended to read:
4.16    Subdivision 1. Interest rates and charges. (a) On any loan in a principal amount
4.17not exceeding $100,000 or 15 percent of a Minnesota corporate licensee's capital stock
4.18and surplus as defined in section 53.015, if greater, a licensee may contract for and receive
4.19interest, finance charges, and other charges as provided in section 47.59.
4.20(b) Loans may be interest-bearing or precomputed.
4.21(c) Notwithstanding section 47.59 to the contrary, to compute time on interest-bearing
4.22and precomputed loans, including, but not limited to the calculation of interest, a day is
4.23considered 1/30 of a month when calculation is made for a fraction of a calendar month. A
4.24year is 12 calendar months. A calendar month is that period from a given date in one month
4.25to the same numbered date in the following month, and if there is no same numbered date,
4.26to the last day of the following month. When a period of time includes a whole month and
4.27a fraction of a month, the fraction of a month is considered to follow the whole month.
4.28In the alternative, for interest-bearing loans, a licensee may charge interest at the rate
4.29of 1/365 of the agreed annual rate for each actual day elapsed.
4.30(d) With respect to interest-bearing loans and notwithstanding section 47.59:
4.31(1) Interest must be computed on unpaid principal balances outstanding from time to
4.32time, for the time outstanding. Each payment must be applied first to the accumulated
4.33interest and the remainder of the payment applied to the unpaid principal balance;
4.34provided however, that if the amount of the payment is insufficient to pay the accumulated
5.1interest, the unpaid interest continues to accumulate to be paid from the proceeds of
5.2subsequent payments and is not added to the principal balance.
5.3(2) Interest must not be payable in advance or compounded. However, if part or all of
5.4the consideration for a new loan contract is the unpaid principal balance of a prior loan, then
5.5the principal amount payable under the new loan contract may include any unpaid interest
5.6which has accrued. The unpaid principal balance of a precomputed loan is the balance due
5.7after refund or credit of unearned interest as provided in paragraph (e), clause (3). The
5.8resulting loan contract is deemed a new and separate loan transaction for all purposes.
5.9(e) With respect to precomputed loans and notwithstanding section 47.59 to the
5.10contrary:
5.11(1) Loans must be repayable in substantially equal and consecutive monthly
5.12installments of principal and interest combined, except that the first installment period
5.13may be more or less than one month by not more than 15 days, and the first installment
5.14payment amount may be larger than the remaining payments by the amount of interest
5.15charged for the extra days and must be reduced by the amount of interest for the number
5.16of days less than one month to the first installment payment; and monthly installment
5.17payment dates may be omitted to accommodate borrowers with seasonal income.
5.18(2) Payments may be applied to the combined total of principal and precomputed
5.19interest until the loan is fully paid. Payments must be applied in the order in which they
5.20become due.
5.21(3) If the maturity of the loan is accelerated for any reason and judgment is entered,
5.22the licensee shall credit the borrower with the same refund as if prepayment in full had
5.23been made on the date the judgment is entered.
5.24(4) Following the final installment as originally scheduled or deferred, the licensee,
5.25for any loan contract which has not previously been converted to interest-bearing under
5.26paragraph (g), may charge interest on any balance remaining unpaid, including unpaid
5.27default or deferment charges, at the single annual percentage rate permitted by this
5.28subdivision until fully paid.
5.29(5) (b) With respect to a loan secured by an interest in real estate, and having a
5.30maturity of more than 60 months, the original schedule of installment payments must
5.31fully amortize the principal and interest on the loan. The original schedule of installment
5.32payments for any other loan secured by an interest in real estate must provide for payment
5.33amounts that are sufficient to pay all interest scheduled to be due on the loan.
5.34(f) (c) A licensee may contract for and collect a delinquency charge as provided for
5.35in section 47.59, subdivision 6, paragraph (a), clause (4).
6.1(g) (d) A licensee may grant extensions, deferments, or conversions to
6.2interest-bearing as provided in section 47.59, subdivision 5.

6.3    Sec. 8. Minnesota Statutes 2012, section 56.14, is amended to read:
6.456.14 DUTIES OF LICENSEE.
6.5Every licensee shall:
6.6(1) deliver to the borrower (or if there are two or more borrowers to one of them) at
6.7the time any loan is made a statement making the disclosures and furnishing the information
6.8required by the federal Truth-in-Lending Act, United States Code, title 15, sections 1601
6.9to 1667e, as amended from time to time, with respect to the contract of loan. A copy of the
6.10loan contract may be delivered in lieu of a statement if it discloses the required information;
6.11(2) deliver or mail to the borrower without request, a written receipt within 30
6.12days following payment for each payment by coin or currency made on account of any
6.13loan wherein charges are computed and paid on unpaid principal balances for the time
6.14actually outstanding, specifying the amount applied to charges and the amount, if any,
6.15applied to principal, and stating the unpaid principal balance, if any, of the loan; and
6.16wherein precomputed charges have been added to the principal of the loan specifying the
6.17amount of the payment applied to principal and charges combined, the amount applied
6.18to default or extension charges, if any, and stating the unpaid balance, if any, of the
6.19precomputed loan contract. A periodic statement showing a payment received by mail
6.20complies with this clause;
6.21(3) permit payment to be made in advance in any amount on any contract of loan at
6.22any time, but the licensee may apply the payment first to all charges in full at the agreed
6.23rate up to the date of the payment;
6.24(4) upon repayment of the loan in full, mark indelibly every obligation and security,
6.25other than a mortgage or security agreement which secures a new loan to the licensee,
6.26signed by the borrower with the word "Paid" or "Canceled," and release any mortgage
6.27or security agreement which no longer secures a loan to the licensee, restore any pledge,
6.28and cancel and return any note, and any assignment given to the licensee which does not
6.29secure a new loan to the licensee within 20 days after the repayment. For purposes of this
6.30requirement, the document including actual evidence of an obligation or security may be
6.31maintained, stored, and retrieved in a form or format acceptable to the commissioner
6.32under section 46.04, subdivision 3;
6.33(5) display prominently in each licensed place of business a full and accurate
6.34schedule, to be approved by the commissioner, of the charges to be made and the method
7.1of computing the same; furnish a copy of the contract of loan to any person obligated on it
7.2or who may become obligated on it at any time upon the request of that person;
7.3(6) show in the loan contract or statement of loan the rate or rates of charge on which
7.4the charge in the contract is based, expressed in terms of rate or rates per annum. The
7.5rate expression shall be printed in at least 8-point type on the loan statement or copy of
7.6the loan contract given to the borrower;.
7.7(7) if a payment results in the prepayment of three or more installment payments
7.8on a precomputed loan, within 15 days of receipt of the prepayment, deliver or mail to
7.9the borrower a notice in at least eight-point type. The notice must contain the following
7.10statement:
7.11"You have substantially prepaid the installment payments on your loan and may
7.12experience an interest savings over the remaining term only if you refinance the
7.13balance within the next 30 days."

7.14    Sec. 9. Minnesota Statutes 2012, section 58.115, is amended to read:
7.1558.115 EXAMINATIONS.
7.16    The commissioner has under this chapter the same powers with respect to
7.17examinations that the commissioner has under section 46.04, including the authority to
7.18charge for the direct costs of the examination, including travel and per diem expenses.

7.19    Sec. 10. Minnesota Statutes 2012, section 59C.10, subdivision 2, is amended to read:
7.20    Subd. 2. Enforcement authority. The commissioner may take action that is
7.21necessary or appropriate to enforce the provisions of this chapter and the commissioner's
7.22rules and orders and to protect warranty holders in this state. The commissioner has the
7.23enforcement authority in chapter 45 available to enforce the provisions of the chapter and
7.24the rules adopted pursuant to it.

7.25    Sec. 11. Minnesota Statutes 2012, section 60A.131, is amended to read:
7.2660A.131 OTHER BUSINESS AND INSURANCE INTERESTS, DISCLOSURE.
7.27(a) If requested by the commissioner, an insurance company authorized to do
7.28business in this state shall disclose to the commissioner any changes in the principal
7.29management and directors of the company from that listed on page one of the annual
7.30statement within ten days of such change.
7.31(b) Every insurance company authorized to do business in this state shall notify the
7.32commissioner within ten days after receipt of notice of any acquisition by any person,
7.33association or corporation of stock or other equity security in said insurer where such
8.1transaction, directly or indirectly, either involves five percent or more of any class of any
8.2equity security of said insurer, or such acquisition results in ownership of five percent or
8.3more of any equity security of said insurer.
8.4(c) All principal management and directors of the company as listed on page one of
8.5its annual statement, and any person, association or corporation or any person or persons
8.6managing such company under a management contract, who are directly or indirectly the
8.7beneficial owners of more than five percent of any class of any equity security of a stock
8.8insurer or guaranty fund of a mutual insurer, shall disclose all other interests in excess
8.9of five percent which they may have in insurance agencies, other insurance companies,
8.10premium finance companies and any other companies whose principal business relates
8.11directly to the writing of insurance or the handling of claims, within 30 days following
8.12May 21, 1967. Any such interests acquired after May 21, 1967, shall be reported to the
8.13commissioner within 30 days after acquisition thereof.
8.14(d) Every company applying for an initial certificate of authority to do business in this
8.15state shall file with the application a statement giving the information required in paragraph
8.16(c) as to its principal management, directors and affected holders of its equity securities.

8.17    Sec. 12. Minnesota Statutes 2012, section 60K.361, is amended to read:
8.1860K.361 INSURANCE EDUCATION.
8.19    (a) Prelicense education must consist of 20 hours of education per line of authority.
8.20    (b) The course must include an introduction to insurance and insurance-related
8.21concepts covering all of the major lines of authority except variable life and variable
8.22annuities. The course must consist of the following: a curriculum as prescribed and
8.23published by the commissioner from time to time.
8.24    (1) rules, regulations, and law;
8.25    (2) basic fundamentals of insurance;
8.26    (3) property:
8.27    (i) types of policies;
8.28    (ii) policy provisions;
8.29    (iii) perils, exclusions, deductibles, and liability; and
8.30    (iv) evaluating needs;
8.31    (4) casualty:
8.32    (i) types of policies;
8.33    (ii) policy provisions;
8.34    (iii) perils, exclusions, deductibles, and liability; and
8.35    (iv) evaluating needs;
9.1    (5) life:
9.2    (i) types of policies;
9.3    (ii) policy provisions; and
9.4    (iii) group insurance; and
9.5    (6) accident and health:
9.6    (i) types of policies;
9.7    (ii) policy provisions; and
9.8    (iii) group insurance.
9.9    (c) Courses that cover a specific major line of authority must include the following:
9.10    (1) life:
9.11    (i) types of life insurance policies; and
9.12    (ii) Minnesota laws, rules, and regulations pertinent to life insurance;
9.13    (2) accident and health:
9.14    (i) types of health insurance policies; and
9.15    (ii) Minnesota laws, rules, and regulations pertinent to accident and health insurance;
9.16    (3) property:
9.17    (i) personal lines;
9.18    (ii) commercial lines; and
9.19    (iii) Minnesota laws, rules, and regulations pertinent to property insurance.
9.20    (4) casualty:
9.21    (i) personal lines;
9.22    (ii) commercial lines; and
9.23    (iii) Minnesota laws, rules, and regulations pertinent to casualty insurance; and
9.24    (5) personal lines:
9.25    (i) types of property/casualty personal lines insurance policies; and
9.26    (ii) Minnesota laws, rules, and regulations pertinent to property/casualty personal
9.27lines insurance.

9.28    Sec. 13. Minnesota Statutes 2012, section 72B.03, is amended to read:
9.2972B.03 LICENSES.
9.30    Subdivision 1. Requirement; exceptions. (a) A person shall not act or hold out as
9.31an independent adjuster, or public adjuster, or public adjuster solicitor unless the person
9.32is licensed as an independent adjuster, or public adjuster, or public adjuster solicitor in
9.33accordance with this chapter, or is exempt from licensure as an independent adjuster, or
9.34 public adjuster, or public adjuster solicitor under this chapter.
10.1(b) The definition of adjuster does not include, and a license as an adjuster is not
10.2required of, the following:
10.3(1) attorneys-at-law admitted to practice in this state, when acting in the attorney's
10.4professional capacity as an attorney;
10.5(2) a person employed solely to obtain facts surrounding a claim or to furnish
10.6technical assistance to a licensed adjuster;
10.7(3) an individual who is employed to investigate suspected fraudulent insurance
10.8claims but who does not adjust losses or determine claims payments;
10.9(4) a person who solely performs executive, administrative, managerial, or clerical
10.10duties or any combination of these duties and who does not investigate, negotiate, or settle
10.11claims with policyholders, claimants, or their legal representative;
10.12(5) a licensed health care provider or its employee who provides managed care
10.13services so long as the services do not include the determination of compensability;
10.14(6) a managed care organization or any of its employees or an employee of any
10.15organization providing managed care services so long as the services do not include the
10.16determination of compensability;
10.17(7) a person who settles only reinsurance or subrogation claims;
10.18(8) an officer, director, manager, or employee of an authorized insurer, a surplus lines
10.19insurer, a risk retention group, or an attorney-in-fact of a reciprocal insurer;
10.20(9) a United States manager of the United States branch of an alien insurer;
10.21(10) a person who investigates, negotiates, or settles life, accident and health,
10.22annuity, or disability insurance claims;
10.23(11) an individual employee, under a self-insured arrangement, who adjusts claims
10.24on behalf of the employee's employer;
10.25(12) a licensed insurance producer, attorney-in-fact of a reciprocal insurer, or
10.26managing general agent of the insurer to whom claim authority has been granted by the
10.27insurer;
10.28(13) a person authorized to adjust workers' compensation or disability claims under
10.29the authority of a third-party administrator license pursuant to section 60A.23, subdivision
10.308
; or
10.31(14) an individual who:
10.32(i) collects claim information from, or furnishes claim information to, insureds or
10.33claimants; and
10.34(ii) conducts data entry including entering data into an automated claims adjudication
10.35system, provided that the individual is an employee of a licensed independent adjuster or
10.36its affiliate where no more than 25 such persons are under the supervision of one licensed
11.1independent adjuster or licensed insurance producer who is exempt from licensure under
11.2clause (12).
11.3    Subd. 2. Classes of licenses. (a) Unless denied licensure pursuant to section 72B.08,
11.4persons who have met the requirements of section 72B.041 must be issued an adjuster
11.5license. There shall be four three classes of licenses, as follows:
11.6(1) independent adjuster's license;
11.7(2) public adjuster's license; and
11.8(3) public adjuster solicitor's license; and
11.9(4) (3) crop hail adjuster's license.
11.10(b) An independent adjuster and a public adjuster may qualify for a license in one or
11.11more of the following lines of authority:
11.12(1) property and casualty; or
11.13(2) workers' compensation; or
11.14(3) crop.
11.15(c) Any person holding a license pursuant to this section is not required to hold any
11.16other independent adjuster, public adjuster, insurance, or self-insurance administrator
11.17license in this state pursuant to section 60A.23, subdivision 8, or any other provision,
11.18provided that the person does not act as an adjuster with respect to life, health, or annuity
11.19insurance, other than disability insurance.
11.20(d) An adjuster license remains in effect unless probated, suspended, revoked, or
11.21refused as long as the fee set forth in section 72B.041, subdivision 9, is paid and all other
11.22requirements for license renewal are met by the due date, otherwise, the license expires.
11.23(e) An adjuster whose license expires may, within 12 months of the renewal date,
11.24be reissued an adjuster license upon receipt of the renewal request, as prescribed by the
11.25commissioner; however, a penalty in the amount of double the unpaid renewal fee is
11.26required to reissue the expired license.
11.27(f) An adjuster who is unable to comply with license renewal procedures and
11.28requirements due to military service, long-term medical disability, or some other
11.29extenuating circumstance may request a waiver of same and a waiver of any examination
11.30requirement, fine, or other sanction imposed for failure to comply with renewal procedures.
11.31(g) An adjuster is subject to sections 72A.17 to 72A.32.
11.32(h) The adjuster must inform the commissioner by any means acceptable of any
11.33change in resident or business addresses for the home state or in legal name within 30
11.34days of the change.
12.1(i) The license must contain the licensee's name, address, and personal identification
12.2number; the dates of issuance and expiration; and any other information the commissioner
12.3deems necessary.
12.4(j) In order to assist in the performance of the commissioner's duties, the
12.5commissioner may contract with nongovernmental entities, including the National
12.6Association of Insurance Commissioners, its affiliates, or its subsidiaries, to perform any
12.7ministerial functions related to licensing that the commissioner may deem appropriate,
12.8including the collection of fees and data.
12.9    Subd. 3. Payment for services; unlawful practice. No insurer, agent, or other
12.10representative of an insurer nor any adjuster shall pay any fee or other compensation to
12.11any person for acting as an adjuster, or a public adjuster solicitor, except to a person
12.12duly licensed to so act or to a person not required to be licensed by sections 72B.01 to
12.1372B.14 ; and it shall be unlawful for any person to act as an independent adjuster, or
12.14 a public adjuster or a public adjuster solicitor, who is not duly licensed, or excluded
12.15from the licensing requirement.

12.16    Sec. 14. Minnesota Statutes 2012, section 72B.041, subdivision 1, is amended to read:
12.17    Subdivision 1. Application. (a) An individual applying for a resident adjuster
12.18license must make application to the commissioner on the appropriate National
12.19Association of Insurance Commissioners (NAIC) Uniform Individual Application in
12.20a format prescribed by the commissioner and declare under penalty of suspension,
12.21revocation, or refusal of the license that the statements made in the application are true,
12.22correct, and complete to the best of the individual's knowledge and belief. Before
12.23approving the application, the commissioner must find that the individual:
12.24(1) is at least 18 years of age;
12.25(2) is eligible to designate this state as the individual's home state;
12.26(3) is trustworthy, reliable, and of good reputation, evidence of which must be
12.27determined by the commissioner;
12.28(4) has not committed any act that is a ground for probation, suspension, revocation,
12.29or refusal of an adjuster's license as set forth in section 72B.08;
12.30(5) has successfully passed the examination for the lines of authority for which
12.31the individual has applied; and
12.32(6) has paid the fees set forth in subdivision 9.
12.33An applicant for licensing as a public adjuster solicitor under sections 72B.01 to
12.3472B.14 must be at least 18 years of age, must be competent and trustworthy, and must not
12.35have been engaged in any practice which would be grounds for suspension or revocation
13.1of a license under sections 72B.01 to 72B.14 within the three years next preceding the
13.2date of the application.
13.3In the case of any applicant who has been convicted of a felony within the ten years
13.4next preceding the date of the application, and who in the judgment of the commissioner,
13.5meets the other qualifications, the commissioner may impose the additional requirement of
13.6the filing of a bond in accordance with the requirements of section 72B.08, subdivision 8.
13.7(b) A business entity applying for a resident adjuster license must make application
13.8to the commissioner on the appropriate NAIC Uniform Business Entity Application
13.9in a format prescribed by the commissioner and declare under penalty of suspension,
13.10revocation, or refusal of the license that the statements made in the application are true,
13.11correct, and complete to the best of the business entity's knowledge and belief. Before
13.12approving the application, the commissioner shall find that the business entity:
13.13(1) is eligible to designate this state as its home state;
13.14(2) has designated a licensed independent or public adjuster responsible for the
13.15business entity's compliance with the insurance laws, rules, and regulations of this state;
13.16(3) has not committed an act that is a ground for probation, suspension, revocation,
13.17or refusal of an adjuster's license as set forth in section 72B.08; and
13.18(4) has paid the fees set forth in subdivision 9.
13.19(c) No resident of Canada may be licensed under this section or may designate
13.20Minnesota as the applicant's home state, unless the applicant has successfully passed
13.21the adjuster examination and has complied with the other applicable provisions of this
13.22section, except that such applicant shall not be subject to paragraph (a), clause (2), and
13.23section 270C.72, subdivision 4.

13.24    Sec. 15. Minnesota Statutes 2012, section 72B.08, subdivision 1, is amended to read:
13.25    Subdivision 1. Causes. The commissioner may place on probation, suspend, revoke,
13.26or refuse to issue or renew an adjuster's license or temporary permit or may levy a civil
13.27penalty according to section 45.027, subdivision 6, or any combination of the above
13.28actions for any of the following causes:
13.29(1) failure to pass a required examination;
13.30(2) obtaining or attempting to obtain a license through misrepresentation or fraud
13.31providing incorrect, misleading, incomplete, or materially untrue information in the
13.32license application;
13.33(3) violating any insurance laws, rules, subpoena, or order of the commissioner or of
13.34another state's insurance commissioner or any provision of sections 72B.01 to 72B.14;
14.1(4) improperly withholding, misappropriating, or converting any money or
14.2properties received in the course of doing insurance business;
14.3(5) intentionally misrepresenting the terms of an actual or proposed insurance
14.4contract or application for insurance, with intent to deceive, or engaging in, or attempting
14.5to engage in, any fraudulent transaction with respect to a claim or loss that the licensee or
14.6holder of a temporary permit is adjusting and, in the case of a public adjuster solicitor,
14.7misrepresenting the services offered or the fees or commission to be charged;
14.8(6) conviction of a felony under the laws of this state, any other state, the United
14.9States, or any foreign country;
14.10(7) the licensee or holder of a temporary permit has demonstrated incompetency or
14.11untrustworthiness to act as an adjuster or public adjuster solicitor;
14.12(8) refusal to comply with any lawful order of the commissioner;
14.13(9) having admitted or been found to have committed any insurance unfair trade
14.14practice or fraud;
14.15(10) using fraudulent, coercive, or dishonest practices, or demonstrating
14.16incompetence, untrustworthiness, or financial irresponsibility, in the conduct of insurance
14.17business in this state or elsewhere;
14.18(11) having an insurance license, or its equivalent, probated, suspended, revoked, or
14.19refused in any other state, province, district, or territory;
14.20(12) forging another's name to any document related to an insurance transaction;
14.21(13) cheating, including improperly using notes or any other reference material, to
14.22complete an examination for an insurance license;
14.23(14) failing to comply with an administrative or court order imposing a child support
14.24obligation; or
14.25(15) failing to pay state income tax or comply with any administrative or court order
14.26directing payment of state income tax which remains unpaid.

14.27    Sec. 16. Minnesota Statutes 2012, section 82.60, subdivision 1, is amended to read:
14.28    Subdivision 1. Prelicense education. Prelicense education for a real estate
14.29salesperson must consist of Course I, Course II, and Course III as described in this
14.30section a curriculum as prescribed and published by the commissioner from time to
14.31time. Prelicense education for a real estate broker must consist of the broker course as
14.32described in this section.

14.33    Sec. 17. Minnesota Statutes 2012, section 82.60, subdivision 5, is amended to read:
15.1    Subd. 5. Broker course. The required course for real estate brokers must consist
15.2of the subject hours in paragraphs (a) to (j) a curriculum as prescribed and published
15.3by the commissioner from time to time.
15.4(a) Broker Licensing Requirements, three hours:
15.5(1) ownership and operational forms; and
15.6(2) Minnesota license law review.
15.7(b) Trust Account Requirements, two hours:
15.8(1) opening the trust account;
15.9(2) deposit requirements; and
15.10(3) trust account records.
15.11(c) Agency, five hours:
15.12(1) current statutes and agency law; and
15.13(2) statutory addenda and disclosures.
15.14(d) Antidiscrimination, three hours:
15.15(1) federal fair housing;
15.16(2) Americans with Disabilities Act; and
15.17(3) Minnesota Human Rights Act.
15.18(e) Real Estate Principles Update, one hour:
15.19(1) land improvement, estates;
15.20(2) legal descriptions;
15.21(3) governmental rights; and
15.22(4) property taxation and special assessments.
15.23(f) Real Estate Sale, Lease, and Transfer, two hours:
15.24(1) purchase agreement and addenda;
15.25(2) lease types and terms;
15.26(3) deed types and clauses; and
15.27(4) contract for deed.
15.28(g) Financing and Valuation Update, three hours:
15.29(1) sources of financing;
15.30(2) foreclosure law;
15.31(3) principles of value; and
15.32(4) methods of valuation.
15.33(h) Broker's Role in Closing, three hours:
15.34(1) prorating;
15.35(2) closing statements;
15.36(3) closing documents; and
16.1(4) deposit requirements.
16.2(i) Income Taxation, three hours:
16.3(1) tax rules of home ownership;
16.4(2) investment tax issues; and
16.5(3) sale of personal residence.
16.6(j) Employment Laws and Insurance, three hours:
16.7(1) Fair Labor Standards Act;
16.8(2) tax laws, withholding, reports;
16.9(3) independent contractor vs. employee;
16.10(4) State and Federal Unemployment Tax Act; and
16.11(5) errors and omissions insurance.
16.12(k) Final Exam.

16.13    Sec. 18. Minnesota Statutes 2012, section 82.63, subdivision 6, is amended to read:
16.14    Subd. 6. Terminations; transfers. (a) Except as provided in paragraph (b), when a
16.15salesperson terminates activity on behalf of a broker, the salesperson's license shall be
16.16ineffective. Within ten days of the termination the broker shall notify the commissioner
16.17in writing, and shall return to the commissioner the license of the salesperson the form
16.18prescribed by the commissioner. The salesperson may apply for transfer of the license
16.19to active status with another broker at any time during the remainder of the license
16.20period, on forms provided by the commissioner. If the application for transfer qualifies,
16.21the commissioner shall grant the application. Upon receipt of a transfer application and
16.22payment of the transfer fee, the commissioner may issue a 45-day temporary license. If
16.23an application for transfer is not made within the license period, the commissioner shall
16.24require that an application for a new license be filed.
16.25(b) When a salesperson terminates activity on behalf of a broker in order to begin
16.26association immediately with another broker, the commissioner shall permit the automatic
16.27transfer of the salesperson's license. The transfer shall be effective either upon the mailing
16.28of the required fee and the executed documents by certified mail or upon personal delivery
16.29of the fee and documents to the commissioner's office. The commissioner may adopt rules
16.30and prescribe forms as necessary to implement this paragraph.

16.31    Sec. 19. Minnesota Statutes 2012, section 82A.03, is amended to read:
16.3282A.03 REGISTRATION REQUIREMENT.
16.33It is unlawful for any person to offer or sell a membership camping contract in this
16.34state unless: without meeting the requirements of this chapter.
17.1(1) the membership camping contract is registered in accordance with the provisions
17.2of this chapter; or
17.3(2) the membership camping contract or the transaction is exempted under section
17.482A.06.

17.5    Sec. 20. Minnesota Statutes 2012, section 82A.09, subdivision 2, is amended to read:
17.6    Subd. 2. Restrictions. No person shall publish or cause to be published in this state
17.7any advertisement concerning any membership camping contract which is required to be
17.8registered pursuant to this chapter, or which is exempt from registration under section
17.982A.06, subdivision 2, after the commissioner has found that the advertisement contains
17.10any statement that is false or misleading, or omits to make any statement necessary in
17.11order to make the statements made, in light of the circumstances under which they were
17.12made, not misleading, and has so notified the person by written order. The order may be
17.13issued without prior notice or hearing. Up to 30 days after the issuance of the order, the
17.14person desiring to use the advertisement may in writing request a hearing on the order.
17.15Upon receipt of a written request, the matter shall be set for hearing to commence within
17.1615 days after the receipt unless the person making the request consents to a later date.
17.17After the hearing, which shall be conducted in accordance with the provisions of chapter
17.1814, the commissioner shall, by written order, either affirm, modify, or vacate the order.

17.19    Sec. 21. Minnesota Statutes 2012, section 82A.10, is amended to read:
17.2082A.10 INSPECTION OF RECORDS.
17.21All records of a membership camping operator and broker and their agents pertaining
17.22to the advertising or sale of membership camping contracts in this state shall be maintained
17.23by the membership camping operator or broker at that person's principal place of business
17.24and shall there be subject to inspection by the commissioner during normal business hours.
17.25The commissioner shall be promptly notified of any change of address affecting the location
17.26of the records of the membership camping operator or broker and that person's agents.

17.27    Sec. 22. Minnesota Statutes 2012, section 82A.111, subdivision 2, is amended to read:
17.28    Subd. 2. Membership camping dues. A membership camping operator or the
17.29operator's salesperson shall deposit all membership dues received in an escrow account in a
17.30Minnesota bank, trust company, or savings association, a foreign bank which authorizes the
17.31commissioner to examine its records of these deposits upon demand by the commissioner,
17.32or an industrial loan and thrift company organized under chapter 53 with deposit liabilities.
17.33In any calendar year, total dues to be deposited in the escrow may not exceed an amount
18.1approved by the commissioner as reasonably needed for that calendar year's maintenance
18.2budget submitted by the operator. The operator may draw funds from the escrow as
18.3needed provided that funds are expended for purposes identified by the budget.

18.4    Sec. 23. Minnesota Statutes 2012, section 82A.12, subdivision 1, is amended to read:
18.5    Subdivision 1. Generally. The commissioner may issue a cease and desist order
18.6and may issue an order denying, suspending, or revoking any registration, amendment
18.7renewal, or exemption if the commissioner finds any of the following:
18.8(1) that the membership camping operator or registrant or any controlling person
18.9thereof has materially or intentionally violated or failed to comply with any provision of
18.10this chapter or any rule or order of the commissioner;
18.11(2) that the offer or sale of the membership camping contract has constituted or
18.12would constitute a material misrepresentation to purchasers, or has operated or would
18.13operate as a fraud or deceit upon purchasers;
18.14(3) that the membership camping operator or registrant or any controlling person,
18.15agent, or employee thereof, is engaging or about to engage in false, fraudulent, or deceptive
18.16practices in connection with the offer and sale of a membership camping contract;
18.17(4) that the membership camping operator or registrant or any controlling person or
18.18employee thereof, has engaged in any fraudulent or deceptive practice, whether or not in
18.19connection with the offer and sale of membership camping contracts, and the involvement
18.20of the person in the business of the membership camping operator or registrant creates a
18.21substantial risk of harm to prospective purchasers;
18.22(5) that the financial condition of the membership camping operator materially
18.23adversely affects, or would materially adversely affect, the ability of the membership
18.24camping operator such that there is a reasonable likelihood that the membership camping
18.25operator will not be able to substantially fulfill its obligations under the membership
18.26camping contract, and no other financial security or assurance is provided by the
18.27membership camping operator to fulfill the obligations;
18.28(6) that the membership camping operator's or registrant's enterprise or method of
18.29business with respect to the operation of a campground in this state includes or would
18.30include activities which are illegal or not in conformance with applicable statutes,
18.31ordinances, or regulations of any governmental entity; and
18.32(7) that the membership camping operator or registrant or any controlling person
18.33thereof has made material misrepresentations or concealed material facts in an application
18.34for registration;
19.1(8) that any fee required by this chapter to be paid by the operator or registrant has
19.2not been paid; and
19.3(9) (7) that the membership camping operator or controlling person, agent, or
19.4employee thereof, has failed faithfully to perform any stipulation or agreement made with
19.5the commissioner as an inducement to grant any registration, to reinstate any registration,
19.6or to permit any disclosure statement; provided, however, that this clause shall not be
19.7deemed to require any stipulations or agreements.

19.8    Sec. 24. Minnesota Statutes 2013 Supplement, section 82A.13, subdivision 1, is
19.9amended to read:
19.10    Subdivision 1. Untrue statements filed in documents. No person shall make
19.11or cause to be made any untrue statement of a material fact in an application or other
19.12document filed with the commissioner under this chapter, or omit to state in the application
19.13or other document any material fact which is required to be stated therein, or fail to notify
19.14the commissioner of any material change as required by section 82A.07.

19.15    Sec. 25. Minnesota Statutes 2012, section 82A.14, is amended to read:
19.1682A.14 UNFAIR PRACTICES.
19.17No membership camping operator shall:
19.18(1) sell or offer to sell any membership camping contract with respect to a
19.19campground located in this state which is subject to a blanket encumbrance unless;
19.20(i) each person holding an interest in a blanket encumbrance shall have executed
19.21and delivered a nondisturbance agreement and recorded the agreement in the real estate
19.22records of the county in which the campground is located; or
19.23(ii) a bond or irrevocable letter of credit has been issued, or cash or a certified check in
19.24an amount sufficient to cover payment of all amounts secured by the blanket encumbrance
19.25has been deposited, in the name of the state for the benefit and protection of purchasers of
19.26membership camping contracts and subject to terms as approved by the commissioner.
19.27Any interest accruing on amounts held in the account shall be payable, as and when
19.28earned, to the membership camping operator. Any bond shall be executed by an insurance
19.29company authorized to do business in this state, which has sufficient net worth to satisfy
19.30the indebtedness and which has given consent to be sued in this state. Any irrevocable
19.31letter of credit shall be issued by a bank or savings association which has sufficient net
19.32worth to satisfy the indebtedness and which has given its consent to be sued in this state.
19.33The bond, cash, certified check, or irrevocable letter of credit shall be in an amount which
19.34is not less than 110 percent of the remaining principal balance of every indebtedness or
20.1obligation secured by a blanket encumbrance affecting the campground. The bond or
20.2agreement accompanying the cash, certified check, or irrevocable bank letter of credit shall
20.3provide for the payment of all amounts secured by the blanket encumbrance, including
20.4costs, expenses, and legal fees of the lienholder, if for any reason the blanket encumbrance
20.5is enforced. The bond, cash, certified check, or letter of credit may be reduced periodically
20.6in proportion to the reductions in the amount secured by the blanket encumbrance; or
20.7(iii) the lender providing the major hypothecation loan to the membership camping
20.8operator (the "hypothecation lender"), and having a lien on or security interest in the
20.9membership camping operator's interest in the campground, shall have executed and
20.10delivered a nondisturbance agreement and recorded the agreement in the real estate records
20.11of the county in which the campground is located in this state. Each person holding an
20.12interest in a blanket encumbrance superior to the interest held by the hypothecation lender
20.13shall have executed, delivered, and recorded an instrument stating that the person shall
20.14give the hypothecation lender notice of, and at least 30 days' opportunity to cure, any
20.15default under the blanket encumbrance which entitles the person to foreclose upon the
20.16campground. The instrument shall state that the notice and opportunity to cure shall be
20.17given before the person commences any foreclosure action affecting the campground and
20.18in accordance with the instrument. The hypothecation lender shall have guaranteed that
20.19it will cure or arrange for the cure of the default. Any holder of a blanket encumbrance
20.20inferior to the hypothecation lender who acquires the campground in foreclosure shall
20.21take the campground subject to the hypothecation lender's nondisturbance agreement.
20.22For purposes of this provision, a "hypothecation lender" is any lender extending a loan
20.23or line of credit to a membership camping operator secured by all or substantially all
20.24of the contract receivables arising from the membership camping operator's sale of
20.25membership camping contracts in this state. For purposes of this provision, "lender"
20.26means an insurance company or a federally or state chartered bank, savings association,
20.27any other lending institution, the deposits of which are guaranteed or insured, by a federal
20.28agency, or any other person which has sufficient net worth to pay the obligations pursuant
20.29to this section if there are no reasonable grounds to believe that the lender will not be able
20.30to pay these obligations in the future; or
20.31(iv) the operator can provide an alternative plan acceptable to the commissioner;
20.32(2) sell any campground which is located in this state and available for use by
20.33purchasers, unless:
20.34(i) the membership camping operator sells the campground to a person who takes
20.35the campground subject to all rights and interests of purchasers, and contractually agrees
21.1not to compromise the rights and interests of purchasers in regard to future conveyances
21.2of, or encumbrances placed on the campground;
21.3(ii) the membership camping operator immediately substitutes for the use of
21.4purchasers another campground which is in the same general area and is at least as
21.5desirable for the purpose of camping and outdoor recreation as the previous campground.
21.6For purposes of this provision, "same general area" means a location within a 50-mile
21.7radius of the previous campground; or
21.8(iii) the membership camping operator immediately substitutes for the use of
21.9purchasers another campground and the substitution is approved by two-thirds of all
21.10existing purchasers;
21.11(3) substitute any campground located in this state and available for use by
21.12purchasers with a different campground, unless the substituted campground is in the same
21.13general area and is at least as desirable for the purpose of camping and outdoor recreation
21.14as the previous campground. For purposes of this provision, "same general area" means a
21.15location within a 50-mile radius of the previous campground;
21.16(4) sell membership camping contracts with respect to any campground located
21.17in this state that is not owned by the membership camping operator or leased by the
21.18membership camping operator for a lease term at least equal to the term of the membership
21.19camping contract with respect to the campground;
21.20(5) fail to disclose the circumstances, if any, under which any reciprocal program
21.21that has been offered as an inducement to purchasers may be terminated;
21.22(6) materially modify any campground rules or regulations or modify purchasers'
21.23rights to or the scope and nature of an amenity in a manner which significantly degrades or
21.24diminishes the material rights of any purchaser without prior notice to purchasers resident
21.25in this state; or materially adversely modify any material campground rules or regulations
21.26or materially adversely modify purchaser's rights to or the scope and nature of an amenity
21.27in a manner which the purchaser proves:
21.28(i) significantly degrades or diminishes any material rights of that purchaser; and
21.29(ii) has no compensating benefit to any other purchaser or groups of purchasers;
21.30(7) terminate or provide for termination of a membership camping contract, except
21.31for good cause. "Good cause" shall mean failure of the purchaser to substantially or
21.32consistently comply with reasonable requirements imposed by the membership camping
21.33contract and campground rules and regulations;
21.34(8) terminate a membership camping contract without first giving written notice
21.35setting forth all reasons for the termination to the purchaser at least 30 days prior to the
21.36termination becoming effective;
22.1(9) increase a purchaser's membership dues after the sale of a contract in such
22.2a manner as to result in an increase thereof greater than whichever of the following
22.3increases is higher:
22.4(i) the actual increase in costs of services or improvements for which the membership
22.5dues are imposed; or
22.6(ii) the increase in the United States city average Consumer Price Index for all
22.7urban consumers issued by the United States Bureau of Labor Statistics or such other
22.8federally prepared Consumer Price Index or Wage Earner Index as reasonably selected
22.9by the operator in its discretion;
22.10(10) require purchaser to certify the absence of any misrepresentation or other
22.11violation of this chapter provided, however, that a purchaser's acknowledgment of receipt
22.12of a copy of the membership camping contract shall not be deemed to constitute such
22.13a certification;
22.14(11) require the purchaser to waive the right to assert against the membership
22.15camping operator or any assignee any claim or defense the purchaser may have against the
22.16membership camping operator under the membership camping contract; or
22.17(12) materially and repeatedly fail to maintain a campground in this state in the
22.18manner contractually agreed upon.

22.19    Sec. 26. Minnesota Statutes 2012, section 82A.22, subdivision 2, is amended to read:
22.20    Subd. 2. Appointment of commissioner. When any person, including any
22.21nonresident of this state, engages in conduct prohibited or made actionable by this chapter,
22.22or any rule or order thereunder, and the person has not filed a consent to service of process
22.23under subdivision 1 and personal jurisdiction over this person cannot otherwise be obtained
22.24in this state, that conduct shall be considered equivalent to the person's appointment of
22.25the commissioner or the commissioner's successor to be the person's attorney to receive
22.26service of any lawful process in any noncriminal suit, action, or proceeding against the
22.27person which grows out of that conduct and which is brought under this chapter or any rule
22.28or order thereunder, with the same force and validity as if served on the person personally.
22.29Service under this section shall be made in compliance with section 45.028, subdivision 2.

22.30    Sec. 27. Minnesota Statutes 2012, section 82A.25, is amended to read:
22.3182A.25 CRIMINAL PENALTIES.
22.32Any person who willfully violates section 82A.03 by offering or selling unregistered,
22.33nonexempt membership camping contracts or section 82A.13 or any order of the
22.34commissioner pursuant thereto of which that person has notice, may be fined not more
23.1than $5,000 or imprisoned not more than five years or both. Each of the acts specified
23.2shall constitute a separate offense and a prosecution or conviction for any one of the
23.3offenses shall not bar prosecution or conviction for any other offense.

23.4    Sec. 28. Minnesota Statutes 2012, section 82A.26, is amended to read:
23.582A.26 NONAPPLICABILITY OF CERTAIN LAW.
23.6Membership camping contracts registered pursuant to this chapter are exempt
23.7from the provisions of chapter 83. To the extent that licensed salespersons and licensed
23.8brokers engage in the offer or sale of membership camping contracts, those brokers and
23.9salespersons are exempt from the licensing requirements of chapter 82.

23.10    Sec. 29. Minnesota Statutes 2012, section 83.26, subdivision 2, is amended to read:
23.11    Subd. 2. Generally; transactions. Unless the method of offer or sale is adopted
23.12for the purpose of evasion of sections 83.20 to 83.42, 83.43 and 83.44, the following
23.13transactions are exempt from sections 83.23, 83.24, 83.25, 83.28, 83.29, and 83.30:
23.14(a) the offer or sale of an interest in subdivided land by an owner, other than the
23.15subdivider, acting as principal in a single or isolated transaction;
23.16(b) the offer or sale of all of the subdivided lands within a subdivision in a single
23.17transaction to any person;
23.18(c) the offer or sale of subdivided land pursuant to an order of competent jurisdiction,
23.19other than a court of bankruptcy;
23.20(d) the offer or sale of subdivided land consisting of not more than ten separate lots,
23.21units, parcels, or interests in the aggregate, provided that no subdivider may make an
23.22offer or sale of subdivided land pursuant to this exemption more than once during any
23.23period of 12 consecutive months;
23.24(e) the offer or sale of subdivided lands which have been registered under section
23.2583.23, subdivision 2 , if there are no more than ten separate lots, units, parcels, or interests
23.26remaining to be sold and no material change has occurred in the information on file with
23.27the commissioner;
23.28(f) the offer and sale of subdivided land located within the corporate limits of a
23.29municipality as defined in section 462.352, subdivision 2, which municipality has adopted
23.30subdivision regulations as defined in section 462.352, except those lands described in
23.31section 83.20, subdivision 13;
23.32(g) the offer and sale of apartments or condominium units as defined in chapters 515
23.33and 515A, and units in common interest communities as defined in chapter 515B;
24.1(h) the offer and sale of subdivided lands used primarily for agricultural purposes
24.2provided each parcel is at least ten acres in size;
24.3(i) the offer or sale of improved lots if:
24.4(1) the subdivider has filed with the commissioner, no later than ten business days
24.5prior to the date of the first sale, a written notice of its intention to offer or sell improved
24.6lots, which notice shall be accompanied by a fee of $50, together with a copy of the public
24.7offering statement accepted by the situs state and the standard purchase agreement which
24.8documents are required to be supplied by the subdivider to the purchaser; and
24.9(2) the subdivider deposits all downpayments in an escrow account until all
24.10obligations of the subdivider to the purchaser, which are pursuant to the terms of the
24.11purchase agreement to be performed prior to the closing, have been performed. The
24.12subdivider shall provide the purchaser with a purchase receipt for the downpayment paid,
24.13a copy of the escrow agreement and the name, address, and telephone number of the
24.14escrow agent. The escrow agent shall be a bank located in Minnesota. All downpayments
24.15shall be deposited in the escrow account within two business days after receipt; and
24.16(j) the offer of sale of subdivided lands by a subdivider that has been granted
24.17an exemption from registration by the federal Department of Housing and Urban
24.18Development under the multiple site subdivision exemption, if the subdivider provides a
24.19written notice of the offer of sale to the commissioner before any offers or sale commence.
24.20The written notice must include the name of the subdivision, the county and state
24.21in which the subdivision is located, and the number of lots in the subdivision, and a
24.22notarized affidavit that all proposed improvements have been completed and the costs of
24.23all the improvements have been fully paid, or that the cost of any uncompleted road
24.24construction or survey expenses are covered by a bond or escrow account payable to the
24.25entities responsible for providing or completing the roads or surveys. The escrow account
24.26must be with an independent escrow agent.
24.27The subdivider must also provide to the commissioner a copy of the federal Housing
24.28and Urban Development exemption order and the most recent annual confirmation letter
24.29which indicates that the order is still in effect.
24.30If the closing services are provided by the subdivider or an affiliate of the subdivider,
24.31purchasers must manually initial in the Housing and Urban Development Lot Information
24.32Statement both the disclosure on all the liens, reservations, taxes, assessments, easements,
24.33and restrictions applicable to the lot purchased and the disclosure on the risks of not
24.34obtaining clear title.
25.1The commissioner may, by rule or order, suspend, revoke, or further condition the
25.2exemptions contained in clauses (f), (g), (h), (i), and (j), or may require such further
25.3information as may be necessary for the protection of purchasers.
25.4The commissioner may by rule or order suspend, revoke, or further condition
25.5the exemptions contained in clauses (f), (g), (h), and (i) or may require such further
25.6information as may be necessary for the protection of purchasers.

25.7    Sec. 30. Minnesota Statutes 2012, section 83.30, subdivision 1, is amended to read:
25.8    Subdivision 1. Form; due date. During the period a registration is effective, the
25.9subdivider shall file an annual report in a format the commissioner may by rule prescribe
25.10 for subdivisions under section 83.23, subdivision 3. Subdividers under section 83.23,
25.11subdivision 2, shall not be required to file the annual report form except by order of the
25.12commissioner but are required to submit the fee under section 83.30, subdivision 2. The
25.13report must include a financial statement of the subdivider's most recent fiscal year,
25.14prepared by an accountant and certified by the subdivider. An audited financial statement
25.15shall not be required. Every annual report shall be due by the 120th day following the end of
25.16the subdivider's fiscal year, unless extended in writing by the commissioner for good cause.

25.17    Sec. 31. Minnesota Statutes 2012, section 239.011, subdivision 2, is amended to read:
25.18    Subd. 2. Duties and powers. To carry out the responsibilities in section 239.01
25.19and subdivision 1, the director:
25.20(1) shall take charge of, keep, and maintain in good order the standard of weights
25.21and measures of the state and keep a seal so formed as to impress, when appropriate, the
25.22letters "MINN" and the date of sealing upon the weights and measures that are sealed;
25.23(2) has general supervision of the weights, measures, and weighing and measuring
25.24devices offered for sale, sold, or in use in the state;
25.25(3) shall maintain traceability of the state standards to the national standards of the
25.26National Institute of Standards and Technology;
25.27(4) shall enforce this chapter;
25.28(5) shall grant variances from department rules, within the limits set by rule, when
25.29appropriate to maintain good commercial practices or when enforcement of the rules
25.30would cause undue hardship;
25.31(6) shall conduct investigations to ensure compliance with this chapter;
25.32(7) may delegate to division personnel the responsibilities, duties, and powers
25.33contained in this section;
26.1(8) shall test annually, and approve when found to be correct, the standards of
26.2weights and measures used by the division, by a town, statutory or home rule charter city,
26.3or county within the state, or by a person using standards to repair, adjust, or calibrate
26.4commercial weights and measures;
26.5(9) shall inspect and test weights and measures kept, offered, or exposed for sale;
26.6(10) shall inspect and test, to ascertain if they are correct, weights and measures
26.7commercially used to:
26.8(i) determine the weight, measure, or count of commodities or things sold, offered,
26.9or exposed for sale, on the basis of weight, measure, or count; and
26.10(ii) compute the basic charge or payment for services rendered on the basis of
26.11weight, measure, or count;
26.12(11) shall approve for use and mark weights and measures that are found to be correct;
26.13(12) shall reject, and mark as rejected, weights and measures that are found to be
26.14incorrect and may seize them if those weights and measures:
26.15(i) are not corrected within the time specified by the director;
26.16(ii) are used or disposed of in a manner not specifically authorized by the director; or
26.17(iii) are found to be both incorrect and not capable of being made correct, in which
26.18case the director shall condemn those weights and measures;
26.19(13) shall weigh, measure, or inspect packaged commodities kept, offered, or exposed
26.20for sale, sold, or in the process of delivery, to determine whether they contain the amount
26.21represented and whether they are kept, offered, or exposed for sale in accordance with
26.22this chapter and department rules. In carrying out this section, the director must employ
26.23recognized sampling procedures, such as those contained in National Institute of Standards
26.24and Technology Handbook 133, "Checking the Net Contents of Packaged Goods";
26.25(14) shall prescribe the appropriate term or unit of weight or measure to be used for
26.26a specific commodity when an existing term or declaration of quantity does not facilitate
26.27value comparisons by consumers, or creates an opportunity for consumer confusion;
26.28(15) shall allow reasonable variations from the stated quantity of contents, including
26.29variations caused by loss or gain of moisture during the course of good distribution
26.30practice or by unavoidable deviations in good manufacturing practice, only after the
26.31commodity has entered commerce within the state;
26.32(16) shall inspect and test petroleum products in accordance with this chapter and
26.33chapter 296A;
26.34(17) shall distribute and post notices for used motor oil and used motor oil filters and
26.35lead acid battery recycling in accordance with sections 239.54, 325E.11, and 325E.115;
26.36(18) shall collect inspection fees in accordance with sections 239.10 and 239.101; and
27.1(19) (18) shall provide metrological services and support to businesses and
27.2individuals in the United States who wish to market products and services in the member
27.3nations of the European Economic Community, and other nations outside of the United
27.4States by:
27.5(i) meeting, to the extent practicable, the measurement quality assurance standards
27.6described in the International Standards Organization ISO 17025;
27.7(ii) maintaining, to the extent practicable, certification of the metrology laboratory
27.8by an internationally accepted accrediting body such as the National Voluntary Laboratory
27.9Accreditation Program (NVLAP); and
27.10(iii) providing calibration and consultation services to metrology laboratories in
27.11government and private industry in the United States.

27.12    Sec. 32. Minnesota Statutes 2012, section 239.06, is amended to read:
27.13239.06 RULES.
27.14The department shall prescribe and adopt such rules as it may deem necessary to
27.15carry out the provisions of this chapter, and it including but not limited to the adoption of
27.16definitions of basic units of weights and measures, tables of weights and measures, and
27.17weights and measures equivalents to govern weighing and measuring equipment and
27.18transactions in Minnesota. The division may change, modify, or amend any or all rules
27.19when deemed necessary and the rules so made shall have the force and effect of law.

27.20    Sec. 33. Minnesota Statutes 2012, section 239.081, is amended to read:
27.21239.081 INSPECTING TRACK SCALE.
27.22The department division shall supervise and inspect all track scales, and may direct
27.23any carrier to transport, move, and switch to any track scale free of charge any car used in
27.24the inspection and testing of scales. The department division shall require the installation
27.25and maintenance of track scales at terminals, warehouses, and at other points in the state
27.26where scales are deemed necessary. The department division shall prescribe reasonable
27.27rules for the weighing of railroad cars and of freight. Rules of the department promulgated
27.28under chapter 218 and in effect on January 1, 1976, which pertain to installation or
27.29inspection of track scales or the weighing of railroad cars and freight shall continue in
27.30effect until amended or repealed by the department.

27.31    Sec. 34. Minnesota Statutes 2012, section 239.09, is amended to read:
27.32239.09 SPECIAL POLICE POWERS.
28.1When necessary to enforce this chapter or rules adopted under the authority granted
28.2by section 239.06, the director is:
28.3(1) authorized and empowered to arrest, without formal warrant, any violator of
28.4sections 325E.11 and 325E.115 or of the statute in relation to weights and measures;
28.5(2) empowered to seize for use as evidence and without formal warrant, any false
28.6weight, measure, weighing or measuring device, package, or commodity found to be used,
28.7retained, or offered or exposed for sale or sold in violation of law;
28.8(3) (2) during normal business hours, authorized to enter commercial premises;
28.9(4) (3) if the premises are not open to the public, authorized to enter commercial
28.10premises only after presenting credentials and obtaining consent or after obtaining a
28.11search warrant;
28.12(5) (4) empowered to issue stop-use, hold, and removal orders with respect to
28.13weights and measures commercially used, and packaged commodities or bulk commodities
28.14kept, offered, or exposed for sale, that do not comply with the weights and measures laws;
28.15(6) (5) empowered, upon reasonable suspicion of a violation of the weights and
28.16measures laws, to stop a commercial vehicle and, after presentation of credentials, inspect
28.17the contents of the vehicle, require that the person in charge of the vehicle produce
28.18documents concerning the contents, and require the person to proceed with the vehicle to
28.19some specified place for inspection; and
28.20(7) (6) empowered, after written warning, to issue citations of not less than $100 and
28.21not more than $500 to a person who violates any provision of this chapter, any provision
28.22of the rules adopted under the authority contained in this chapter, or any provision of
28.23statutes enforced by the Division of Weights and Measures.

28.24    Sec. 35. Minnesota Statutes 2012, section 239.091, is amended to read:
28.25239.091 METHOD OF SALE.
28.26The method of sale for a commodity must provide an accurate and adequate quantity
28.27of information that will allow the buyer to make price and quantity comparisons. The
28.28department may adopt rules to administer this section.

28.29    Sec. 36. Minnesota Statutes 2012, section 239.44, is amended to read:
28.30239.44 MISDEMEANOR VIOLATION.
28.31Whoever in selling gives a lower number or, in buying shall take any, takes a greater
28.32number of pounds or cubic feet to the bushel, barrel, ton, or cord, as the case may be, than
28.33is allowed and provided in sections 239.28 to 239.36 239.32 and 239.33, or in selling,
28.34shall give any less gives a lower number, shall be is guilty of a misdemeanor.

29.1    Sec. 37. Minnesota Statutes 2012, section 239.46, is amended to read:
29.2239.46 FINES CREDITED TO SCHOOL FUNDS.
29.3All fines collected under the provisions of sections 239.28 to 239.38 239.32 and
29.4239.33 shall be paid to the county treasurer for the benefit of the school fund of the county
29.5where the action is brought.

29.6    Sec. 38. Minnesota Statutes 2012, section 239.75, subdivision 1, is amended to read:
29.7    Subdivision 1. Inspection requirements; blending exemptions. The director shall:
29.8    (1) take samples, free of charge, of petroleum products wherever processed, blended,
29.9held, stored, imported, transferred, offered for sale or use, or sold in Minnesota, limiting
29.10each sample to one-half gallon;
29.11    (2) inspect and test petroleum product samples according to the methods of ASTM
29.12or other valid test methods adopted by rule, to determine whether the products comply
29.13with the specifications in section 239.761;
29.14    (3) inspect petroleum product storage tanks to ensure that the products are free
29.15from water and impurities;
29.16    (4) (3) inspect and test samples submitted to the department by a licensed distributor,
29.17making the test results available to the distributor;
29.18    (5) (4) inspect the labeling, price posting, and price advertising of petroleum product
29.19dispensers and advertising signs at businesses or locations where petroleum products are
29.20sold, offered for sale or use, or dispensed into motor vehicles;
29.21    (6) (5) maintain records of all inspections and tests according to the records retention
29.22policies of the Department of Administration;
29.23    (7) delegate to division personnel, at the director's discretion, any or all of the
29.24responsibilities, duties, and powers in sections 239.75 to 239.80;
29.25    (8) (6) publish test data and information to assist persons who use, produce,
29.26distribute, or sell petroleum-based heating and engine fuels;
29.27    (9) (7) audit the records of any person responsible for the product to determine
29.28compliance with sections 239.75 to 239.792;
29.29    (10) (8) after consulting with the commissioner, grant a temporary exemption from
29.30the gasoline-ethanol blending requirements in section 239.791 if the supply of ethanol is
29.31insufficient to produce gasoline-ethanol blends;
29.32    (11) (9) after consulting with the commissioner, grant a temporary exemption from
29.33the diesel-biodiesel blending requirements in section 239.77, if the supply of biodiesel is
29.34insufficient to produce diesel-biodiesel blends; and
30.1    (12) (10) adopt, as an enforcement policy for the division, reasonable margins of
30.2uncertainty for the tests used to determine compliance with the specifications in section
30.3239.761 , the oxygen percentages in section 239.791, and the octane requirements in
30.4section 239.792 and apply the margins of uncertainty to only tests performed by the
30.5division, not by adding the margins to uncertainties in tests performed by any person
30.6responsible for the product.

30.7    Sec. 39. Minnesota Statutes 2012, section 239.753, is amended to read:
30.8239.753 ENTRY UPON PREMISES AND ACCESS TO RECORDS.
30.9(a) The director, or a delegated employee of the department, may enter the premises
30.10of a person who processes, holds, stores, imports, transfers, offers for sale or use, or
30.11sells petroleum products in Minnesota to:
30.12(1) inspect the product in storage tanks and take samples from the storage tanks and
30.13dispensing equipment connected to the storage tanks;
30.14(2) inspect petroleum product dispensers and related signs and equipment,
30.15advertising signs, price displays, oxygenate labels, and octane labels; and
30.16(3) audit and make copies of petroleum product shipping, receiving, and invoice
30.17documents and records to determine compliance with sections 239.75 to 239.792.
30.18(b) The director shall limit inspection to information and data relating to product
30.19quantity, quality, oxygen biofuel content, and octane. The director shall maintain the
30.20confidentiality of certain records as required by section 239.791.

30.21    Sec. 40. Minnesota Statutes 2012, section 239.80, subdivision 1, is amended to read:
30.22    Subdivision 1. Violations; enforcement actions of department; Waiver. (a) The
30.23director, or any delegated employee shall use the methods in section 239.75 to enforce
30.24sections 239.10; 239.101, subdivision 3; 239.761; 239.77; 239.79; 239.791; and 239.792.
30.25    (b) The director or any delegated employee may waive a penalty for a violation
30.26under section 239.77 or 239.791 on a retailer when ethanol or biodiesel are not available
30.27at a pipeline or refinery to meet the blending requirements of this chapter, and the terminal
30.28has had ethanol or biodiesel blended products available to the licensed distributor for 20 of
30.29the previous 30 days. The director or delegated employee shall use the reports required
30.30in section 239.754 or other available information in making a determination under this
30.31paragraph. The commissioner shall work with the commissioner of agriculture, biodiesel
30.32producers, ethanol producers, pipeline operators, and terminal operators, to ensure that
30.33biodiesel and ethanol are available for blending at pipeline and refinery terminals where
30.34diesel fuel and gasoline are sold and destined for use in Minnesota.

31.1    Sec. 41. Minnesota Statutes 2012, section 332.33, subdivision 5, is amended to read:
31.2    Subd. 5. Collection agency license issuance. Every application for a collection
31.3agency license or renewal shall be acted upon promptly by the commissioner but in no
31.4event more than 45 days after receipt of the application. Each applicant may be issued a
31.5temporary license after submitting a complete application which meets all requirements
31.6for licensure. This license shall be effective until a permanent license is issued by the
31.7commissioner. If the application complies in form and substance with sections 332.31
31.8to 332.45 and the rules adopted under those sections and the commissioner finds that
31.9the applicant is qualified under sections 332.31 to 332.45, the commissioner shall issue
31.10a license immediately. If the application is not sufficient in form or substance, the
31.11commissioner shall reject it and notify the applicant of the manner in which it is deficient.
31.12The rejection is without prejudice to the filing of a new application. On finding that the an
31.13 applicant for a collection agency license is not qualified under sections 332.31 to 332.45,
31.14the commissioner shall reject the application and shall give the applicant written notice of
31.15the rejection and the reasons for the rejection.

31.16    Sec. 42. Minnesota Statutes 2012, section 332.33, subdivision 5a, is amended to read:
31.17    Subd. 5a. Individual collector registration. A licensed collection agency, on behalf
31.18of an individual collector, must register with the state all individuals in the collection
31.19agency's employ who are performing the duties of a collector as defined in sections 332.31
31.20to 332.45. The collection agency must apply for an individual collection registration on in
31.21 a form provided prescribed by the commissioner, or electronically when available. The
31.22collection agency shall verify on the form that the applicant has confirmed that the applicant
31.23meets the requirements to perform the duties of a collector as defined in sections 332.31 to
31.24332.45 . Upon submission of the form application to the department, the individual may
31.25begin to perform the duties of a collector and may continue to do so unless the licensed
31.26collection agency is informed by the commissioner that the individual is ineligible.

31.27    Sec. 43. Minnesota Statutes 2012, section 332.33, subdivision 7, is amended to read:
31.28    Subd. 7. Changes; notice to commissioner. (a) A licensed collection agency must
31.29give the commissioner written notice of a change in company name, address, or ownership
31.30not later than 15 ten days after the change occurs. A registered individual collector must
31.31give written notice of a change of address, name, or assumed name no later than 30 ten
31.32 days after the change occurs.
31.33(b) Upon the death of any collection agency licensee, the license of the decedent
31.34may be transferred to the executor or administrator of the estate for the unexpired term of
32.1the license. The executor or administrator may be authorized to continue or discontinue
32.2the collection business of the decedent under the direction of the court having jurisdiction
32.3of the probate.

32.4    Sec. 44. REPEALER.
32.5    Subdivision 1. Statutory repeals. (a) Minnesota Statutes 2012, sections 45.0111;
32.645.42, subdivision 1; 46.045, subdivision 2; 46.047; 48.34; 53A.081; 56.001, subdivisions
32.75 and 6; 60A.18; 62A.319; 72B.02, subdivision 8; 80C.30; 81A.08; 81A.18; 82.60,
32.8subdivisions 2, 3, and 4; 82.63, subdivisions 7, 9, and 10; 82A.04; 82A.07; 82A.08;
32.982A.11, subdivision 2; 82A.111, subdivision 5; 82A.13, subdivision 3; 82A.18,
32.10subdivision 3; 82A.22, subdivisions 1 and 3; 82A.24, subdivision 5; 115C.111; 239.002;
32.11239.003; 239.012; 239.101, subdivision 4; 239.28; 239.29; 239.30; 239.31; 239.35;
32.12239.36; 239.51; 239.511; 239.53; 239.54; 239.80, subdivisions 2 and 3; 332.45; and
32.13386.61, subdivisions 1, 2, and 4, are repealed.
32.14(b) Minnesota Statutes 2013 Supplement, sections 82.63, subdivision 8; and 82A.06,
32.15subdivision 2, are repealed.
32.16    Subd. 2. Administrative rules repeals. Minnesota Rules, parts 2782.0200;
32.172782.0300; 2782.0400; 2782.0500; 2782.0600; 2782.0700; 2782.0800; 2795.2000;
32.182830.0010; 2830.0020; 2830.0030; 2830.0040; 2830.0050; 2830.0060; 2830.0070;
32.192830.0080; 2830.0090; 2830.0100; 2870.0100; 2870.1100; 2870.1200; 2870.1400;
32.202870.1700; 2870.1800; 2870.1900; 2870.2000; 2870.2100; 2870.2200; 2870.2300;
32.212870.3100; 2870.3200; 2870.3300; 2870.3400; 2870.3500; 2870.3600; 2870.3700;
32.222870.3800; 2870.3900; 2870.4000; 2870.4100; 2870.5100; 7601.7010; 7601.7090,
32.23subpart 3; and 7602.0100, are repealed.

32.24ARTICLE 2
32.25CONFORMING CHANGES

32.26    Section 1. Minnesota Statutes 2012, section 16D.04, subdivision 1, is amended to read:
32.27    Subdivision 1. Duties. The commissioner shall provide services to the state
32.28and referring agencies to collect debts referred for collection under this chapter. The
32.29commissioner is not a collection agency as defined by section 332.31, subdivision 3, and
32.30is not licensed, bonded, or regulated by the commissioner of commerce under sections
32.31332.31 to 332.35 or 332.38 to 332.45 332.44. The commissioner is subject to section
32.32332.37 , except clause (9), (10), (12), or (19). Debts referred to the commissioner for
32.33collection under section 256.9792 may in turn be referred by the commissioner to the
32.34enterprise. An audited financial statement may not be required as a condition of debt
33.1placement with a private agency if the private agency: (1) has errors and omissions
33.2coverage under a professional liability policy in an amount of at least $1,000,000; or (2)
33.3has a fidelity bond to cover actions of its employees, in an amount of at least $100,000. In
33.4cases of debts referred under section 256.9792, the provisions of this chapter and section
33.5256.9792 apply to the extent they are not in conflict. If they are in conflict, the provisions
33.6of section 256.9792 control. For purposes of this chapter, the referring agency for such
33.7debts remains the Department of Human Services.

33.8    Sec. 2. Minnesota Statutes 2012, section 16D.04, subdivision 4, is amended to read:
33.9    Subd. 4. Authority to contract. The commissioners of revenue and management
33.10and budget may contract with credit bureaus, private collection agencies, and other
33.11entities as necessary for the collection of debts. A private collection agency acting under
33.12a contract with the commissioner of revenue or management and budget is subject to
33.13sections 332.31 to 332.45 332.44, except that the private collection agency may indicate
33.14that it is acting under a contract with the state. The commissioner may not delegate the
33.15powers provided under section 16D.08 to any nongovernmental entity.

33.16    Sec. 3. Minnesota Statutes 2012, section 45.0111, subdivision 2, is amended to read:
33.17    Subd. 2. Nonapplication. A temporary license as described in this section may not
33.18be issued to an applicant for licensure as a:
33.19(1) currency exchange regulated under chapter 53A;
33.20(2) collection agency regulated under sections 332.31 to 332.45 332.44;
33.21(3) credit service organization regulated under sections 332.52 to 332.60; or
33.22(4) broker-dealer, investment advisor, or agent regulated under chapter 80A.

33.23    Sec. 4. Minnesota Statutes 2012, section 47.78, is amended to read:
33.2447.78 CONTRACTS TO PROVIDE SERVICES.
33.25(a) Notwithstanding any other law to the contrary, a financial institution, the
33.26"customer institution," may contract with another financial institution, the "service
33.27institution," to grant the service institution the authority to render services to the customer
33.28institution's depositors, borrowers or other customers, provided notice of the proposed
33.29contract is given to the commissioner and the commissioner does not object to the contract
33.30within 30 days of the notice.
33.31(b) For purposes of this section: "Financial institution" means a national banking
33.32association, federal savings association, or federal credit union having its main office in
33.33this state, or a bank, savings bank, savings association, or credit union established and
34.1operating under the laws of this state; and "services" means accepting and receiving
34.2deposits, honoring and paying withdrawals, issuing money orders, cashiers' checks, and
34.3travelers' checks or similar instruments, cashing checks or drafts, receiving loan payments,
34.4receiving or delivering cash and instruments and securities, disbursing loan proceeds by
34.5machine, and any other transactions authorized by section 47.63.
34.6The term also includes a bank subsidiary of a bank holding company or affiliated
34.7savings association to the extent agency activities are permitted under section 18 of the
34.8Federal Deposit Insurance Act, United States Code, title 12, section 1828, as amended,
34.9effective September 29, 1995, and title I, Riegle-Neal Interstate Banking and Branching
34.10Efficiency Act of 1994.
34.11(c) A contract entered into pursuant to this section may include authority to conduct
34.12transactions at or through any principal office, branch, or detached facility of either
34.13financial institution which is a party to the contract, and the service institution is not
34.14considered a branch of the customer institution for purposes of section 48.34.

34.15    Sec. 5. Minnesota Statutes 2012, section 48.93, subdivision 1, is amended to read:
34.16    Subdivision 1. Application. An out-of-state bank holding company may, through a
34.17purchase of stock or assets of a bank, or through a purchase of stock or assets of or merger
34.18with a bank holding company, acquire control in an existing bank or banks whose home
34.19state is Minnesota if it meets the conditions in this section, sections 46.047 and section
34.2046.048
and it files an application in writing with the commissioner on forms provided by
34.21the department. The commissioner, upon receipt of the application, shall act upon it in the
34.22manner provided for in sections 46.047 and section 46.048, except that the commissioner
34.23may extend the 60-day period an additional 30 days if in the commissioner's judgment any
34.24material information submitted is substantially inaccurate or the acquiring party has not
34.25furnished all the information required by statute, rule, or the commissioner. Within three
34.26days after making the decision to disapprove any proposed acquisition, the commissioner
34.27shall notify the acquiring party in writing of the disapproval. The notice must provide a
34.28statement of the basis for the disapproval.

34.29    Sec. 6. Minnesota Statutes 2012, section 48.93, subdivision 3, is amended to read:
34.30    Subd. 3. Criteria for approval. Except as otherwise provided by rule of the
34.31department, an application filed pursuant to subdivision 1 must contain the information
34.32required by sections 46.047 and section 46.048.

34.33    Sec. 7. Minnesota Statutes 2012, section 82A.04, subdivision 2, is amended to read:
35.1    Subd. 2. Application contents. The application for registration shall include:
35.2(1) an irrevocable appointment of the commissioner to receive service of any lawful
35.3process as required by section 82A.22, subdivision 1;
35.4(2) (1) the name of the campground, the membership camping operator's name
35.5and the address of its principal place of business, the form, date of organization, and
35.6jurisdiction of its organization; and the name and address of each of its offices in this state;
35.7(3) (2) a copy of the membership camping operator's articles of incorporation,
35.8partnership agreement, or joint venture agreement as contemplated or currently in effect;
35.9(4) (3) the name, address, and principal occupation for the past five years of the
35.10membership camping operator and of each controlling person of the membership camping
35.11operator, and the extent and nature of each such person's interest in the membership
35.12camping operator as of a specified date within 30 days prior to the filing of the application;
35.13(5) (4) a statement indicating whether or not the membership camping operator, or
35.14any of the persons identified in clause (4), within the past ten years has been:
35.15(i) convicted of a felony; or
35.16(ii) enjoined or received any adverse administrative order relating to the sale of
35.17securities, land, or campgrounds or based on violations of any consumer protection
35.18statutes. If any of the above has occurred, the name of the person involved, the jurisdiction,
35.19offense, and date of the offense shall be listed;
35.20(6) (5) a legal description of each campground owned or operated in this state by the
35.21membership camping operator which is represented to be available for use by purchasers,
35.22and a map or maps showing the location of all campgrounds, wherever located, which
35.23are owned or operated by the membership camping operator and represented to be
35.24available for use by purchasers, and a statement identifying the existing amenities at each
35.25such campground and the planned amenities represented as to be available for use by
35.26purchasers in the future at each such campground;
35.27(7) (6) the states or jurisdictions in which an application for registration or similar
35.28document has been filed by the membership camping operator pursuant to any statute
35.29similar to this chapter regulating membership camping contracts and any adverse order,
35.30judgment, or decree entered against the operator in connection with membership camping
35.31contracts by any regulatory authority in any jurisdiction or by any court;
35.32(8) (7) a statement of the condition of the title to the campground owned or operated
35.33in this state by the membership camping operator and represented to be available for use
35.34by purchasers, including all encumbrances, deed restrictions, and covenants applicable
35.35thereto with data as to recording, as of a specified date within 30 days prior to the date of
35.36application, by a title opinion of a licensed attorney or by a title insurance policy, naming
36.1the operator or lender as beneficiaries and issued by an insurance company authorized to
36.2do business in this state, or by any evidence of title acceptable to the commissioner;
36.3(9) (8) copies of the instruments by which the membership camping operator's
36.4interest in the campgrounds in this state was acquired;
36.5(10) (9) copies of all recorded or unrecorded instruments, known to the membership
36.6campground operator, that evidence blanket encumbrances that materially adversely
36.7affect the campgrounds in this state;
36.8(11) (10) if there is a blanket encumbrance which materially adversely affects
36.9the campgrounds located in this state, a legal description of the encumbrance, and a
36.10description of the steps taken to protect purchasers, in accordance with section 82A.14,
36.11clause (1), in case of failure to discharge the lien or encumbrance;
36.12(12) (11) evidence showing compliance with the zoning and other applicable
36.13environmental or land use laws, ordinances, and rules affecting the use of the campgrounds
36.14located in this state;
36.15(13) (12) a statement of the existing and planned provisions for the following with
36.16respect to campgrounds located in this state:
36.17(i) purchasers' access to the campgrounds;
36.18(ii) the availability of sewage disposal facilities and other public utilities, including
36.19but not limited to water, electricity, gas, and telephone facilities in the campgrounds;
36.20(iii) the proximity of community fire and police protection;
36.21(iv) a statement of the amenities which will be represented to purchasers as
36.22guaranteed to be constructed or installed, whether the operator will be responsible
36.23for their cost, installation, and maintenance, and an estimated cost of and schedule for
36.24completion of the same; provided that the estimated completion dates need not be more
36.25precise than the year in which completion is estimated to occur, and may be extended for
36.26the period of any delays caused by or deferred due to the occurrence of events such as
36.27acts of God, strikes, and other causes outside the reasonable control of the membership
36.28camping operator; and assurance that such amenities will be completed by filing a bond or
36.29irrevocable letter of credit, depositing funds in an escrow account, or such other provision
36.30as the commissioner may by order allow. The amount of the bond or escrow account shall
36.31be reduced monthly in proportion to the amount paid for completion of the amenities
36.32during such period. The bond, letter of credit, or escrow account shall be issued or held by
36.33a bank or insurance or surety company authorized to do business in this state;
36.34(v) a statement of the amenities to be represented to purchasers as planned for
36.35construction and installation, but not guaranteed, whether the operator will be responsible
36.36for their costs, installation, and maintenance, and an estimated cost of and schedule for
37.1completion of the same; provided that the estimated completion dates need not be more
37.2precise than the year in which completion is estimated to occur and may be extended for
37.3the period of any delays caused by or deferred due to the occurrence of events such as
37.4acts of God, strikes, and other causes outside the reasonable control of the membership
37.5camping operator;
37.6(14) (13) the proposed disclosure statement as required by section 82A.05,
37.7subdivision 1
, and the proposed separate disclosure, if applicable, as required by section
37.882A.05, subdivision 6 ;
37.9(15) (14) a financial statement of the membership camping operator as of the end of
37.10the membership camping operator's most recent fiscal year, prepared by an independent
37.11public accountant and certified by the camping operator; and, if the fiscal year end of
37.12the membership camping operator is in excess of 180 days prior to the date of filing
37.13the application, a financial statement, which may be unaudited, as of a date within 180
37.14days of the date of application;
37.15(16) (15) a statement of the applicable material permits, other than building permits,
37.16not yet obtained but required to be obtained from various federal, state, and local agencies
37.17to operate the campground in this state, stating which have been applied for. If any
37.18permit has been refused, the reasons for the refusal and the effect the refusal will have on
37.19subsequent development of the campgrounds must be disclosed;
37.20(17) (16) a copy of each type of membership camping contract to be sold in this
37.21state, the purchase price of each type and, if the price varies, the reason for the variance;
37.22(18) (17) the number of membership camping contracts proposed to be sold at
37.23each campground located in this state and a statement describing the method used to
37.24determine the number;
37.25(19) (18) rules of general applicability governing use and occupancy of the
37.26campgrounds; but not including any rules adopted in response to unique local or
37.27immediate needs;
37.28(20) (19) copies of applications for and contracts with any reciprocal program entity
37.29in which the membership camping operator is to participate and represents as available for
37.30use by purchasers;
37.31(21) (20) information concerning purchase or lease costs, rules, forms, and any fees,
37.32other than the initial membership fee and annual dues, which are required for purchaser
37.33usage of in-park trailers, recreational vehicles, tents, or other overnight accommodations,
37.34provided by or through the membership camping operator, for purchasers as an alternative
37.35to using the purchaser's own mobile accommodations; and
38.1(22) (21) any additional information the commissioner reasonably deems appropriate
38.2to administer the provisions of this chapter.

38.3    Sec. 8. Minnesota Statutes 2012, section 82A.05, subdivision 6, is amended to read:
38.4    Subd. 6. Separate disclosure. If the membership camping operator or that person's
38.5salespeople represents to a prospective purchaser that the operator plans to construct or
38.6install any amenities in the future, but the operator has not guaranteed to do so and has
38.7not provided assurances that the amenities will be installed pursuant to section 82A.04,
38.8subdivision 2
, clause (13)(iv), the operator shall furnish a separate disclosure to the
38.9prospective purchaser. The separate disclosure shall be in 10-point bold type and shall
38.10state: NOTICE: PURCHASE THIS MEMBERSHIP CAMPING CONTRACT ONLY
38.11ON THE BASIS OF EXISTING AMENITIES. CONSTRUCTION OF PLANNED
38.12AMENITIES IS NOT GUARANTEED. CONSTRUCTION MAY BE DEFERRED,
38.13REVISED, OR CANCELED FOR A VARIETY OF REASONS. THE PLANNED
38.14AMENITIES FOR THIS CAMPGROUND ARE (Insert list of amenities, including
38.15estimated year of completion of each). IF THE SALESPERSON DESCRIBES A
38.16SIGNIFICANT AMENITY WHICH IS NOT ON THIS LIST, TELEPHONE COLLECT
38.17OR TOLL FREE TO (Insert headquarters telephone number) TO VERIFY THE
38.18OPERATOR'S PLAN FOR SUCH A FACILITY.
38.19The separate disclosure shall be delivered to each person to whom an offer is made
38.20before or concurrently with:
38.21(1) the first written offer other than offer by means of an advertisement; or
38.22(2) any payment pursuant to a sale, whichever is first.
38.23The seller shall obtain a receipt, signed by the person, acknowledging that the person
38.24has received a copy of the separate disclosure required herein prior to the execution by the
38.25purchaser of any membership camping contract. All receipts shall be kept in files which
38.26are in the possession of the membership camping operator or broker subject to inspection
38.27by the commissioner for a period of three years from the date of the receipt.

38.28    Sec. 9. Minnesota Statutes 2013 Supplement, section 82A.06, subdivision 2, is
38.29amended to read:
38.30    Subd. 2. Partial transactional exemptions. The following transactions are exempt
38.31from the provisions of sections 82A.03; 82A.04; 82A.05; 82A.07; 82A.08; 82A.11,
38.32subdivisions 2 and subdivision 4; and 82A.14: any sale which is made to a person who is
38.33not then physically present in this state, and any offer which invites an offeree to attend a
38.34sales presentation in another state if:
39.1(1) the offeror has given at least ten days prior written notice to the commissioner
39.2of its intention to offer or sell membership camping contracts to residents of this state
39.3pursuant to this exemption and paid a fee of $50;
39.4(2) the offeror has demonstrated that the sales presentation will be made, and the
39.5sale will be consummated, in a state which specifically regulates the offer and sale of
39.6membership camping contracts;
39.7(3) the offeror has demonstrated that it will deliver a disclosure statement to offerees
39.8who are residents of this state which contains substantially the same or greater disclosure
39.9as is required by section 82A.05; and
39.10(4) the offeror has filed a consent to service of process pursuant to section 82A.22.

39.11    Sec. 10. Minnesota Statutes 2012, section 82A.08, subdivision 1, is amended to read:
39.12    Subdivision 1. Requirement. During the period a registration is effective, the
39.13membership camping operator shall file an annual report in a format the commissioner
39.14may reasonably prescribe. Every annual report shall be due by the 120th day following
39.15the end of the operator's fiscal year, unless extended in writing by the commissioner
39.16for good cause. The annual report shall:
39.17(1) specify the aggregate number of membership camping contracts sold in this state
39.18pursuant to the registration or any amendment thereof;
39.19(2) specify the number of membership camping contracts and aggregate dollar
39.20amount of all sales of membership camping contracts in this state by the membership
39.21camping operator since the date the registration became effective, or since the last annual
39.22report was filed with the commissioner, whatever date is later;
39.23(3) specify any exemption from registration claimed for any sale described in
39.24clause (2);
39.25(4) list any changes in the information required to be filed under section 82A.04,
39.26subdivision 2
, clause (4);
39.27(5) (4) include an audited or unaudited financial statement consisting of a balance
39.28sheet for the membership camping operator's last fiscal year end and an income statement
39.29for the 12 months next preceding the date of the balance sheet, both prepared by an
39.30independent certified public accountant; and
39.31(6) (5) provide such other information as the commissioner may by rule or order
39.32reasonably require to administer the provisions of this chapter, including but not limited
39.33to, audited financial statements.

39.34    Sec. 11. Minnesota Statutes 2012, section 82A.09, subdivision 2, is amended to read:
40.1    Subd. 2. Restrictions. No person shall publish or cause to be published in this state
40.2any advertisement concerning any membership camping contract which is required to be
40.3registered pursuant to this chapter, or which is exempt from registration under section
40.482A.06, subdivision 2, after the commissioner has found that the advertisement contains
40.5any statement that is false or misleading, or omits to make any statement necessary in
40.6order to make the statements made, in light of the circumstances under which they were
40.7made, not misleading, and has so notified the person by written order. The order may be
40.8issued without prior notice or hearing. Up to 30 days after the issuance of the order, the
40.9person desiring to use the advertisement may in writing request a hearing on the order.
40.10Upon receipt of a written request, the matter shall be set for hearing to commence within
40.1115 days after the receipt unless the person making the request consents to a later date.
40.12After the hearing, which shall be conducted in accordance with the provisions of chapter
40.1314, the commissioner shall, by written order, either affirm, modify, or vacate the order.

40.14    Sec. 12. Minnesota Statutes 2012, section 82A.11, subdivision 2, is amended to read:
40.15    Subd. 2. Generally. Any membership camping contract not exempt under section
40.1682A.06, and entered into after January 1, 1986, is voidable at the discretion of the
40.17purchaser, for a period of three years from the date of the sale, if the contract was not
40.18registered under this chapter at the time of the sale, unless subsequently thereto the contract
40.19is registered under this chapter and in connection therewith, the purchaser has received
40.20a written offer to repurchase the contract for cash payable on closing of the repurchase,
40.21together with interest thereon from the date of the purchase at the legal rate or at the rate
40.22charged by the membership camping operator or lender to the purchaser, whichever is
40.23higher, and the purchaser has failed to accept the offer in writing within 30 days of its
40.24receipt. No offer of repurchase shall be effective unless a duplicate copy thereof has been
40.25filed with the commissioner at least 20 days prior to its delivery to the offeree and the
40.26commissioner has not objected to the offer within that time. The offer to repurchase shall
40.27be in the form and contain the information the commissioner by rule or order prescribes.
40.28If the purchaser no longer owns the membership camping contract, the purchaser shall be
40.29entitled to maintain an action at law, and the damages shall be the consideration paid for the
40.30membership camping contract, together with interest thereon as specified above from the
40.31date of acquisition to the date of disposition, plus costs and reasonable attorney's fees, less
40.32the value received by the purchaser upon disposition of the membership camping contract.

40.33    Sec. 13. Minnesota Statutes 2012, section 115C.113, is amended to read:
40.34115C.113 ORDERS.
41.1The commissioner of commerce may issue an order requiring a registrant or
41.2applicant for registration to show cause why the registration should not be revoked or
41.3suspended, the registrant censured, the application denied, or other sanction imposed
41.4under section 115C.111 or 115C.112. The order must be calculated to give reasonable
41.5notice of the time and place for hearing on the matter, and must state the reasons for the
41.6entry of the order. The commissioner of commerce may by order summarily suspend a
41.7registration pending final determination of an order to show cause. A hearing on the
41.8merits must be held within 30 days of the issuance of the order of summary suspension.
41.9All hearings must be conducted under chapter 14. After the hearing, the commissioner of
41.10commerce shall enter an order disposing of the matter as the facts require. If the registrant
41.11or applicant for registration fails to appear at a hearing after having been duly notified of
41.12it, the person shall be considered in default, and the proceeding may be determined against
41.13the registrant or applicant for registration upon consideration of the order to show cause,
41.14the allegations of which may be considered to be true.

41.15    Sec. 14. Minnesota Statutes 2012, section 115C.13, is amended to read:
41.16115C.13 REPEALER.
41.17Sections 115C.01, 115C.02, 115C.021, 115C.03, 115C.04, 115C.045, 115C.05,
41.18115C.06 , 115C.065, 115C.07, 115C.08, 115C.09, 115C.093, 115C.094, 115C.10, 115C.11,
41.19115C.111, 115C.112, 115C.113, 115C.12, and 115C.13, are repealed effective June 30,
41.202017.

41.21    Sec. 15. Minnesota Statutes 2012, section 239.011, subdivision 2, is amended to read:
41.22    Subd. 2. Duties and powers. To carry out the responsibilities in section 239.01
41.23and subdivision 1, the director:
41.24(1) shall take charge of, keep, and maintain in good order the standard of weights
41.25and measures of the state and keep a seal so formed as to impress, when appropriate, the
41.26letters "MINN" and the date of sealing upon the weights and measures that are sealed;
41.27(2) has general supervision of the weights, measures, and weighing and measuring
41.28devices offered for sale, sold, or in use in the state;
41.29(3) shall maintain traceability of the state standards to the national standards of the
41.30National Institute of Standards and Technology;
41.31(4) shall enforce this chapter;
41.32(5) shall grant variances from department rules, within the limits set by rule, when
41.33appropriate to maintain good commercial practices or when enforcement of the rules
41.34would cause undue hardship;
42.1(6) shall conduct investigations to ensure compliance with this chapter;
42.2(7) may delegate to division personnel the responsibilities, duties, and powers
42.3contained in this section;
42.4(8) shall test annually, and approve when found to be correct, the standards of
42.5weights and measures used by the division, by a town, statutory or home rule charter city,
42.6or county within the state, or by a person using standards to repair, adjust, or calibrate
42.7commercial weights and measures;
42.8(9) shall inspect and test weights and measures kept, offered, or exposed for sale;
42.9(10) shall inspect and test, to ascertain if they are correct, weights and measures
42.10commercially used to:
42.11(i) determine the weight, measure, or count of commodities or things sold, offered,
42.12or exposed for sale, on the basis of weight, measure, or count; and
42.13(ii) compute the basic charge or payment for services rendered on the basis of
42.14weight, measure, or count;
42.15(11) shall approve for use and mark weights and measures that are found to be correct;
42.16(12) shall reject, and mark as rejected, weights and measures that are found to be
42.17incorrect and may seize them if those weights and measures:
42.18(i) are not corrected within the time specified by the director;
42.19(ii) are used or disposed of in a manner not specifically authorized by the director; or
42.20(iii) are found to be both incorrect and not capable of being made correct, in which
42.21case the director shall condemn those weights and measures;
42.22(13) shall weigh, measure, or inspect packaged commodities kept, offered, or exposed
42.23for sale, sold, or in the process of delivery, to determine whether they contain the amount
42.24represented and whether they are kept, offered, or exposed for sale in accordance with
42.25this chapter and department rules. In carrying out this section, the director must employ
42.26recognized sampling procedures, such as those contained in National Institute of Standards
42.27and Technology Handbook 133, "Checking the Net Contents of Packaged Goods";
42.28(14) shall prescribe the appropriate term or unit of weight or measure to be used for
42.29a specific commodity when an existing term or declaration of quantity does not facilitate
42.30value comparisons by consumers, or creates an opportunity for consumer confusion;
42.31(15) shall allow reasonable variations from the stated quantity of contents, including
42.32variations caused by loss or gain of moisture during the course of good distribution
42.33practice or by unavoidable deviations in good manufacturing practice, only after the
42.34commodity has entered commerce within the state;
42.35(16) shall inspect and test petroleum products in accordance with this chapter and
42.36chapter 296A;
43.1(17) shall distribute and post notices for used motor oil and used motor oil filters and
43.2lead acid battery recycling in accordance with sections 239.54, 325E.11, and 325E.115;
43.3(18) shall collect inspection fees in accordance with sections 239.10 and 239.101; and
43.4(19) shall provide metrological services and support to businesses and individuals in
43.5the United States who wish to market products and services in the member nations of the
43.6European Economic Community, and other nations outside of the United States by:
43.7(i) meeting, to the extent practicable, the measurement quality assurance standards
43.8described in the International Standards Organization ISO 17025;
43.9(ii) maintaining, to the extent practicable, certification of the metrology laboratory
43.10by an internationally accepted accrediting body such as the National Voluntary Laboratory
43.11Accreditation Program (NVLAP); and
43.12(iii) providing calibration and consultation services to metrology laboratories in
43.13government and private industry in the United States.

43.14    Sec. 16. Minnesota Statutes 2012, section 239.46, is amended to read:
43.15239.46 FINES CREDITED TO SCHOOL FUNDS.
43.16All fines collected under the provisions of sections 239.28 to section 239.38 shall
43.17be paid to the county treasurer for the benefit of the school fund of the county where
43.18the action is brought.

43.19    Sec. 17. Minnesota Statutes 2012, section 325E.11, is amended to read:
43.20325E.11 COLLECTION FACILITIES; NOTICE.
43.21(a) Any person selling at retail or offering motor oil or motor oil filters for retail
43.22sale in this state shall:
43.23(1) post a notice indicating the nearest location where used motor oil and used motor
43.24oil filters may be returned at no cost for recycling or reuse, post a toll-free telephone
43.25number that may be called by the public to determine a convenient location, or post a
43.26listing of locations where used motor oil and used motor oil filters may be returned at
43.27no cost for recycling or reuse; or
43.28(2) if the person is subject to section 325E.112, subdivision 1, paragraph (b), post
43.29a notice informing customers purchasing motor oil or motor oil filters of the location of
43.30the used motor oil and used motor oil filter collection site established by the retailer in
43.31accordance with section 325E.112, subdivision 1, paragraph (b), where used motor oil and
43.32used motor oil filters may be returned at no cost.
44.1(b) A notice under paragraph (a) shall be posted on or adjacent to the motor oil and
44.2motor oil filter displays, be at least 8-1/2 inches by 11 inches in size, contain the universal
44.3recycling symbol with the following language:
44.4(1) "It is illegal to put used oil and used motor oil filters in the garbage.";
44.5(2) "Recycle your used oil and used motor oil filters."; and
44.6(3)(i) "There is a free collection site here for your used oil and used motor oil filters.";
44.7(ii) "There is a free collection site for used oil and used motor oil filters located at
44.8(name of business and street address).";
44.9(iii) "For the location of a free collection site for used oil and used motor oil filters
44.10call (toll-free phone number)."; or
44.11(iv) "Here is a list of free collection sites for used oil and used motor oil filters."
44.12(c) The Division of Weights and Measures in the Department of Commerce shall
44.13enforce compliance with this section as provided in section 239.54. The Pollution Control
44.14Agency shall enforce compliance with this section under sections 115.071 and 116.072 in
44.15coordination with the Division of Weights and Measures.

44.16    Sec. 18. Minnesota Statutes 2012, section 325E.115, subdivision 2, is amended to read:
44.17    Subd. 2. Compliance; management. The Division of Weights and Measures in
44.18the Department of Commerce shall enforce compliance of subdivision 1 as provided in
44.19section 239.54. The commissioner of the Pollution Control Agency shall inform persons
44.20governed by subdivision 1 of requirements for managing lead acid batteries.

44.21    Sec. 19. Minnesota Statutes 2012, section 332.31, subdivision 1, is amended to read:
44.22    Subdivision 1. Terms. The terms in this section for the purposes of sections 332.31
44.23to 332.45 332.44 shall have the meanings given them.

44.24    Sec. 20. Minnesota Statutes 2012, section 332.311, is amended to read:
44.25332.311 TRANSFER OF ADMINISTRATIVE FUNCTIONS.
44.26The powers, duties, and responsibilities of the consumer services section under
44.27sections 332.31 to 332.45 332.44 relating to collection agencies are hereby transferred to
44.28and imposed upon the commissioner of commerce.

44.29    Sec. 21. Minnesota Statutes 2012, section 332.33, subdivision 1, is amended to read:
44.30    Subdivision 1. Requirement. Except as otherwise provided in this chapter, no
44.31person shall conduct within this state a collection agency or engage within this state
44.32in the business of collecting claims for others as defined in sections 332.31 to 332.45
45.1
332.44, without having first applied for and obtained a collection agency license. A person
45.2acting under the authority of a collection agency, as a collector, must first register with the
45.3commissioner under this section. A registered collector may use one additional assumed
45.4name only if the assumed name is registered with and approved by the commissioner.

45.5    Sec. 22. Minnesota Statutes 2012, section 332.33, subdivision 2, is amended to read:
45.6    Subd. 2. Penalty. A person who carries on business as a collection agency without
45.7first having obtained a license or acts as a collector without first having registered with
45.8the commissioner pursuant to sections 332.31 to 332.45 332.44, or who carries on this
45.9business after the revocation, suspension, or expiration of a license or registration is
45.10guilty of a misdemeanor.

45.11    Sec. 23. Minnesota Statutes 2012, section 332.33, subdivision 3, is amended to read:
45.12    Subd. 3. Term. Licenses issued or renewed and registrations received by the
45.13commissioner of commerce under sections 332.31 to 332.45 332.44 shall expire on June
45.1430. Each collection agency license shall plainly state the name and business address of
45.15the licensee, and shall be posted in a conspicuous place in the office where the business
45.16is transacted. The fee for each collection agency license is $500, and renewal is $400.
45.17The fee for each collector registration and renewal is $10. A collection agency licensee
45.18who desires to carry on business in more than one place shall procure a license for each
45.19place where the business is to be conducted.

45.20    Sec. 24. Minnesota Statutes 2012, section 332.33, subdivision 5, is amended to read:
45.21    Subd. 5. Collection agency license issuance. Every application for a collection
45.22agency license or renewal shall be acted upon promptly by the commissioner but in no
45.23event more than 45 days after receipt of the application. Each applicant may be issued a
45.24temporary license after submitting a complete application which meets all requirements
45.25for licensure. This license shall be effective until a permanent license is issued by the
45.26commissioner. If the application complies in form and substance with sections 332.31 to
45.27332.45 332.44 and the rules adopted under those sections and the commissioner finds that
45.28the applicant is qualified under sections 332.31 to 332.45 332.44, the commissioner shall
45.29issue a license immediately. If the application is not sufficient in form or substance, the
45.30commissioner shall reject it and notify the applicant of the manner in which it is deficient.
45.31The rejection is without prejudice to the filing of a new application. On finding that the
45.32applicant is not qualified under sections 332.31 to 332.45 332.44, the commissioner shall
46.1reject the application and shall give the applicant written notice of the rejection and the
46.2reasons for the rejection.

46.3    Sec. 25. Minnesota Statutes 2012, section 332.33, subdivision 5a, is amended to read:
46.4    Subd. 5a. Individual collector registration. A licensed collection agency, on behalf
46.5of an individual collector, must register with the state all individuals in the collection
46.6agency's employ who are performing the duties of a collector as defined in sections
46.7332.31 to 332.45 332.44. The collection agency must apply for an individual collection
46.8registration on a form provided by the commissioner, or electronically when available.
46.9The collection agency shall verify on the form that the applicant has confirmed that the
46.10applicant meets the requirements to perform the duties of a collector as defined in sections
46.11332.31 to 332.45 332.44. Upon submission of the form to the department, the individual
46.12may begin to perform the duties of a collector and may continue to do so unless the licensed
46.13collection agency is informed by the commissioner that the individual is ineligible.

46.14    Sec. 26. Minnesota Statutes 2012, section 332.38, is amended to read:
46.15332.38 APPLICATION IN CASE OF PRETENDED PURCHASE,
46.16ASSIGNMENT OR USE OF A FICTITIOUS NAME.
46.17The provisions of sections 332.31 to 332.45 332.44 shall apply to any person
46.18who, by any device, subterfuge or pretense, makes a pretended purchase or takes a
46.19pretended assignment of accounts from another for the purpose of evading provisions of
46.20sections 332.31 to 332.45 332.44, or, uses a fictitious name or any name other than the
46.21person's own name which would indicate to the debtor that a third person is collecting or
46.22attempting to collect such account or claim.

46.23    Sec. 27. Minnesota Statutes 2012, section 332.39, is amended to read:
46.24332.39 INJUNCTIONS.
46.25The attorney general or the county attorney of any county may apply for an
46.26injunction in district court to enjoin any violations of sections 332.31 to 332.45 332.44, or
46.27any practices prohibited in section 332.37, and any such court may issue temporary or
46.28permanent injunctions as the circumstances shall require. Such injunctive proceedings
46.29shall be in addition to and not in lieu of penalties and remedies otherwise provided in
46.30sections 332.31 to 332.45 332.44.

46.31    Sec. 28. Minnesota Statutes 2012, section 332.40, subdivision 1, is amended to read:
47.1    Subdivision 1. Examination of licensee's or registered individual collector's
47.2records. The commissioner of commerce may make examinations of the collection
47.3records of a licensee or registered individual collector at a reasonable time and in a scope
47.4as is necessary to enforce the provisions of sections 332.31 to 332.45 332.44, and for that
47.5purpose the commissioner shall have free access to the books and records of a licensee
47.6or registered individual collector relating thereto. If a licensee or registered individual
47.7collector violates any provision of sections 332.31 to 332.45 332.44, or any administrative
47.8rules issued pursuant to sections 332.31 to 332.45 332.44, fails to maintain its financial
47.9condition sufficient to qualify for licensure or registration on an original application, or,
47.10fails to maintain its registration or comply with all of the requirements of chapter 303,
47.11the commissioner may, after notice and hearing in accordance with the provisions of the
47.12laws of this state governing proceedings before administrative agencies, revoke a license
47.13or registration, or suspend a license or registration for a period as the commissioner
47.14deems proper.

47.15    Sec. 29. Minnesota Statutes 2012, section 332.40, subdivision 2, is amended to read:
47.16    Subd. 2. Other examinations. The commissioner may investigate within or
47.17without this state as the commissioner deems necessary to determine whether any person
47.18has violated any provision of the Fair Debt Collection Practices Act of 1977, Public
47.19Law 95-109 or of sections 332.31 to 332.45 332.44, or any rule or order thereunder; to
47.20determine whether a license or registration should be issued, renewed, or revoked; to aid
47.21in the enforcement of sections 332.31 to 332.45 332.44; or in prescribing rules and forms
47.22thereunder. The commissioner may publish information concerning any violation of
47.23sections 332.31 to 332.45 332.44 or any rule or order thereunder.

47.24    Sec. 30. Minnesota Statutes 2012, section 332.40, subdivision 3, is amended to read:
47.25    Subd. 3. Commissioner's powers. For the purpose of any investigation or
47.26proceeding under sections 332.31 to 332.45 332.44, the commissioner or any person
47.27designated by the commissioner may administer oaths and affirmations, subpoena
47.28collection agencies or collectors and compel their attendance, take evidence and require
47.29the production of any books, papers, correspondence, memoranda, agreements or other
47.30documents or records which the commissioner deems relevant or material to the inquiry.
47.31The subpoena shall contain a written statement setting forth the circumstances which have
47.32reasonably caused the commissioner to believe that a violation of sections 332.31 to
47.33332.45 332.44 may have occurred.
48.1In the event that the collection agency or collector refuses to obey the subpoena, or
48.2should the commissioner, upon completion of the examination of the collection agency
48.3or collector, reasonably conclude that a violation has occurred, the commissioner may
48.4examine additional witnesses, including third parties, as may be necessary to complete the
48.5investigation.
48.6Any subpoena issued pursuant to this section shall be served by certified mail or by
48.7personal service. Service shall be made at least 15 days prior to the date of appearance.

48.8    Sec. 31. Minnesota Statutes 2012, section 332.42, subdivision 1, is amended to read:
48.9    Subdivision 1. Verified financial statement. The commissioner of commerce may
48.10at any time require a collection agency licensee to submit a verified financial statement for
48.11examination by the commissioner to determine whether the collection agency licensee
48.12is financially responsible to carry on a collection agency business within the intents and
48.13purposes of sections 332.31 to 332.45 332.44.

48.14    Sec. 32. Minnesota Statutes 2012, section 332.42, subdivision 2, is amended to read:
48.15    Subd. 2. Record keeping. The commissioner shall require the collection agency
48.16licensee to keep such books and records in the licensee's place of business in this state as
48.17will enable the commissioner to determine whether there has been compliance with the
48.18provisions of sections 332.31 to 332.45 332.44, unless the agency is a foreign corporation
48.19duly authorized, admitted, and licensed to do business in this state and complies with all
48.20the requirements of chapter 303 and with all other requirements of sections 332.31 to
48.21332.45 332.44. Every collection agency licensee shall preserve the records of final entry
48.22used in such business for a period of five years after final remittance is made on any
48.23amount placed with the licensee for collection or after any account has been returned to
48.24the claimant on which one or more payments have been made.

48.25    Sec. 33. Minnesota Statutes 2012, section 332.44, is amended to read:
48.26332.44 RULEMAKING POWER.
48.27The commissioner of commerce shall make and file in accordance with the
48.28provisions of chapter 14, all reasonable rules as shall be necessary for the administration
48.29of sections 332.31 to 332.45 332.44.

48.30    Sec. 34. Minnesota Statutes 2012, section 386.015, subdivision 5, is amended to read:
48.31    Subd. 5. Public and private fees. The county recorder shall charge and collect all
48.32fees as prescribed by law and all such fees collected as county recorder shall be paid to the
49.1county in the manner and at the time prescribed by the county board, but not less often
49.2than once each month. This subdivision shall apply to the fees collected by the county
49.3recorder in performing the duties of the registrar of titles and all such fees shall be paid to
49.4the county as herein provided. A county recorder may retain as personal compensation
49.5any fees the recorder is permitted to charge by law for services rendered in a private
49.6capacity as a registered abstracter as defined in section 386.61, subdivision 2, clause (2).

49.7    Sec. 35. Minnesota Statutes 2012, section 386.62, is amended to read:
49.8386.62 LICENSE REQUIRED.
49.9No official, person, firm, association, or corporation shall engage in the business
49.10of making abstracts of title and issuing certificates showing ownership of, or interest in,
49.11or liens upon any lands in the state of Minnesota, whether registered or not, without first
49.12obtaining a license pursuant to the provisions of sections 386.61 386.62 to 386.76.

49.13    Sec. 36. Minnesota Statutes 2012, section 386.65, subdivision 1, is amended to read:
49.14    Subdivision 1. Procedure; conditions. Applications for a license shall be made
49.15to the commissioner and shall be upon a form to be prepared by the commissioner
49.16and contain such information as may be required by it. Each applicant must pass an
49.17examination approved for use by the commissioner. The examination must be of sufficient
49.18scope to establish the applicant as capable of performing the duties of an abstracter whose
49.19work will be for the use and protection of the public. If application is made by a firm or
49.20corporation, one of the members or managing officials thereof shall take such examination.
49.21If the applicant successfully passes the examination and complies with all the provisions of
49.22sections 386.61 386.62 to 386.76, the commissioner shall issue a license to the applicant.

49.23    Sec. 37. Minnesota Statutes 2012, section 386.705, is amended to read:
49.24386.705 ADMINISTRATIVE ACTIONS AND PENALTIES.
49.25An abstracter licensed under sections 386.61 386.62 to 386.76 is subject to the
49.26penalties imposed pursuant to section 45.027. The commissioner has all the powers
49.27provided in section 45.027 and shall proceed in the manner provided by that section in
49.28actions against abstracters.

49.29    Sec. 38. Minnesota Statutes 2012, section 386.706, is amended to read:
49.30386.706 RULES.
50.1The commissioner may adopt rules necessary for the administration of sections
50.2386.61 386.62 to 386.76.

50.3    Sec. 39. Minnesota Statutes 2012, section 386.73, is amended to read:
50.4386.73 COUNTY RECORDERS, MAY EMPLOY LICENSED
50.5ABSTRACTERS.
50.6Nothing herein shall prohibit any county recorder who does not hold a certificate
50.7of authority pursuant to the provisions hereof from employing a licensed abstracter and
50.8issuing abstracts pursuant to sections 386.61 386.62 to 386.76.

50.9    Sec. 40. Minnesota Statutes 2012, section 386.74, is amended to read:
50.10386.74 RIGHTS OF COUNTY RECORDERS NOT ABRIDGED.
50.11Sections 386.61 386.62 to 386.76 shall not apply to nor abridge the rights of county
50.12recorders, as set forth in section 386.37.

50.13    Sec. 41. Minnesota Statutes 2012, section 386.76, is amended to read:
50.14386.76 VIOLATION A MISDEMEANOR.
50.15Any person who violates any of the provisions of sections 386.61 386.62 to 386.76
50.16shall be guilty of a misdemeanor.

50.17    Sec. 42. REPEALER.
50.18Minnesota Statutes 2012, sections 13.713, subdivision 4; and 72A.53, are repealed.
feedback