Bill Text: NY A01455 | 2021-2022 | General Assembly | Introduced

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Bill Title: Relates to requiring insurance policies and contracts, which provide reimbursement for dental restorations, including but not limited to, reimbursement for dental bridgework, to also provide no less than the same level of reimbursement towards the payment of a dental implant.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced - Dead) 2022-04-05 - enacting clause stricken [A01455 Detail]

Download: New_York-2021-A01455-Introduced.html

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                STATE OF NEW YORK
        ________________________________________________________________________

                                          1455

                               2021-2022 Regular Sessions

                   IN ASSEMBLY

                                    January 11, 2021
                                       ___________

        Introduced  by M. of A. PERRY -- read once and referred to the Committee
          on Insurance

        AN ACT to amend the insurance law,  in  relation  to  reimbursement  for
          dental restorations

          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:

     1    Section 1. Subsection (i) of section 3216  of  the  insurance  law  is
     2  amended by adding a new paragraph 36 to read as follows:
     3    (36)  If  a policy provides for reimbursement for dental restorations,
     4  including but not limited to, reimbursement for dental bridgework,  such
     5  policy  shall  also provide no less than the same level of reimbursement
     6  towards the payment of a dental implant. Nothing in this paragraph shall
     7  be deemed to limit the requirement of the insured to pay a copayment  or
     8  deductible  as would be required for the reimbursement of dental bridge-
     9  work.
    10    § 2. Subsection (l) of section 3221 of the insurance law is amended by
    11  adding a new paragraph 21 to read as follows:
    12    (21) Every insurer delivering a group policy or issuing a group policy
    13  for delivery, in this state, which  provides  reimbursement  for  dental
    14  restorations,  including  but  not  limited to, reimbursement for dental
    15  bridgework, shall also provide no less than the same level of reimburse-
    16  ment towards the payment of a dental implant.  Nothing in this paragraph
    17  shall be deemed to limit the requirement of the insured to pay a  copay-
    18  ment  or deductible as would be required for the reimbursement of dental
    19  bridgework.
    20    § 3. Section 4303 of the insurance law is  amended  by  adding  a  new
    21  subsection (ss) to read as follows:
    22    (ss)  Every  contract which provides reimbursement for dental restora-
    23  tions, including but not limited to, reimbursement  for  dental  bridge-
    24  work,  shall  also  provide no less than the same level of reimbursement
    25  towards the payment of a dental implant.   Nothing  in  this  subsection

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD05338-01-1
        A. 1455                             2

     1  shall  be deemed to limit the requirement of the insured to pay a copay-
     2  ment or deductible as would be required for the reimbursement of  dental
     3  bridgework.
     4    §  4. This act shall take effect on the first of January next succeed-
     5  ing the date on which it shall have become a law and shall apply to  all
     6  policies  and  contracts of insurance issued, renewed, modified, altered
     7  or amended on or after such effective date.