Bill Text: NY A01682 | 2023-2024 | General Assembly | Amended
Bill Title: Relates to gender indication on insurance claim forms; provides policies shall not exclude coverage if gender indication is different from sex assigned at birth or gender otherwise recorded.
Spectrum: Partisan Bill (Democrat 13-0)
Status: (Introduced) 2024-05-22 - reported referred to rules [A01682 Detail]
Download: New_York-2023-A01682-Amended.html
STATE OF NEW YORK ________________________________________________________________________ 1682--B 2023-2024 Regular Sessions IN ASSEMBLY January 17, 2023 ___________ Introduced by M. of A. WOERNER, SIMON, DICKENS, THIELE, CRUZ, GUNTHER, SEAWRIGHT, GLICK, REYES -- Multi-Sponsored by -- M. of A. SAYEGH -- read once and referred to the Committee on Insurance -- committee discharged, bill amended, ordered reprinted as amended and recommitted to said committee -- again reported from said committee with amend- ments, ordered reprinted as amended and recommitted to said committee AN ACT to amend the insurance law, in relation to prohibiting the exclu- sion of coverage based upon gender indication on claim forms The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. Paragraphs 7 and 8 of subsection (a) of section 3243 of the 2 insurance law, as added by section 2 of subpart D of part J of chapter 3 57 of the laws of 2019, are amended and a new paragraph 9 is added to 4 read as follows: 5 (7) fix any lower rate or discriminate in the fees or commissions of 6 insurance agents or insurance brokers for writing or renewing such a 7 policy; [or] 8 (8) engage in sexual stereotyping[.]; or 9 (9) deny a claim of an insured because the insured's gender or sex 10 indicated on a claim form submitted to the insurer is different from the 11 sex or gender indicated on the insured's policy forms, unless the insur- 12 er has taken reasonable steps, including requesting additional informa- 13 tion, to determine whether the insured is eligible for the services 14 prior to denial of such claim. 15 § 2. Paragraphs 7 and 8 of subsection (a) of section 4330 of the 16 insurance law, as added by section 3 of subpart D of part J of chapter 17 57 of the laws of 2019, are amended and a new paragraph 9 is added to 18 read as follows: 19 (7) fix any lower rate or discriminate in the fees or commissions of 20 insurance agents or insurance brokers for writing or renewing such a 21 contract; [or] EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD04905-04-4A. 1682--B 2 1 (8) engage in sexual stereotyping[.]; or 2 (9) deny a claim of an insured because the insured's gender or sex 3 indicated on a claim form submitted to the insurer is different from the 4 sex or gender indicated on the insured's policy forms, unless the insur- 5 er has taken reasonable steps, including requesting additional informa- 6 tion, to determine whether the insured is eligible for the services 7 prior to denial of such claim. 8 § 3. This act shall take effect immediately.