Bill Text: NY A05966 | 2017-2018 | General Assembly | Introduced

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Bill Title: Relates to requiring insurance policies and contracts, which provide reimbursement for dental restorations, including but not limited to, reimbursement for dental bridgework, to also provide no less than the same level of reimbursement towards the payment of a dental implant.

Spectrum: Partisan Bill (Democrat 2-0)

Status: (Introduced - Dead) 2018-01-03 - referred to insurance [A05966 Detail]

Download: New_York-2017-A05966-Introduced.html

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                STATE OF NEW YORK
        ________________________________________________________________________
                                          5966
                               2017-2018 Regular Sessions
                   IN ASSEMBLY
                                    February 17, 2017
                                       ___________
        Introduced by M. of A. PERRY -- Multi-Sponsored by -- M. of A. HOOPER --
          read once and referred to the Committee on Insurance
        AN  ACT  to  amend  the  insurance law, in relation to reimbursement for
          dental restorations
          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:
     1    Section  1.  Subsection  (i)  of  section 3216 of the insurance law is
     2  amended by adding a new paragraph 34 to read as follows:
     3    (34) If a policy provides for reimbursement for  dental  restorations,
     4  including  but not limited to, reimbursement for dental bridgework, such
     5  policy shall also provide no less than the same level  of  reimbursement
     6  towards the payment of a dental implant. Nothing in this paragraph shall
     7  be  deemed to limit the requirement of the insured to pay a copayment or
     8  deductible as would be required for the reimbursement of dental  bridge-
     9  work.
    10    § 2. Subsection (l) of section 3221 of the insurance law is amended by
    11  adding a new paragraph 20 to read as follows:
    12    (20) Every insurer delivering a group policy or issuing a group policy
    13  for  delivery,  in  this  state, which provides reimbursement for dental
    14  restorations, including but not limited  to,  reimbursement  for  dental
    15  bridgework, shall also provide no less than the same level of reimburse-
    16  ment towards the payment of a dental implant.  Nothing in this paragraph
    17  shall  be deemed to limit the requirement of the insured to pay a copay-
    18  ment or deductible as would be required for the reimbursement of  dental
    19  bridgework.
    20    §  3.  Section  4303  of  the insurance law is amended by adding a new
    21  subsection (rr) to read as follows:
    22    (rr) Every contract which provides reimbursement for  dental  restora-
    23  tions,  including  but  not limited to, reimbursement for dental bridge-
    24  work, shall also provide no less than the same  level  of  reimbursement
    25  towards  the  payment  of a dental implant.   Nothing in this subsection
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD10017-01-7
        A. 5966                             2
     1  shall be deemed to limit the requirement of the insured to pay a  copay-
     2  ment  or deductible as would be required for the reimbursement of dental
     3  bridgework.
     4    §  4. This act shall take effect on the first of January next succeed-
     5  ing the date on which it shall have become a law and shall apply to  all
     6  policies  and  contracts of insurance issued, renewed, modified, altered
     7  or amended on or after such effective date.