Bill Text: NY A07901 | 2019-2020 | General Assembly | Introduced

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Bill Title: Requires third party verification of driving history when used as a rating or underwriting factor for private passenger motor vehicle insurance.

Spectrum: Slight Partisan Bill (Democrat 2-1)

Status: (Introduced - Dead) 2020-01-08 - ordered to third reading cal.292 [A07901 Detail]

Download: New_York-2019-A07901-Introduced.html

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                STATE OF NEW YORK
        ________________________________________________________________________

                                          7901

                               2019-2020 Regular Sessions

                   IN ASSEMBLY

                                      May 28, 2019
                                       ___________

        Introduced by M. of A. CAHILL -- read once and referred to the Committee
          on Insurance

        AN  ACT to amend the insurance law, in relation to using driving history
          as a rating or underwriting factor for private passenger motor vehicle
          insurance

          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:

     1    Section  1.  The insurance law is amended by adding a new section 2617
     2  to read as follows:
     3    § 2617. Verification of driving history. No insurer  who  utilizes  an
     4  applicant's  driving  history  as  a  rating  or underwriting factor for
     5  private passenger motor vehicle insurance in  the  state  shall  bind  a
     6  policy  of  insurance,  or  accept  a down payment for a policy, without
     7  first verifying said applicant's driving history, as well as the driving
     8  history of all named-drivers listed by  the  applicant  on  the  private
     9  passenger  motor  vehicle  insurance  application,  through the use of a
    10  reliable third party database.
    11    § 2. This act shall take effect on the ninetieth day  after  it  shall
    12  have  become  a law and shall apply to policies issued, renewed or modi-
    13  fied on or after such date. Effective immediately, any actions necessary
    14  to implement the provisions of  this  act  on  its  effective  date  are
    15  authorized and directed to be completed on or before such date.




         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD09814-01-9