Bill Text: NY A10692 | 2023-2024 | General Assembly | Introduced

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Bill Title: Requires insurance coverage for inhalers at no cost.

Spectrum: Partisan Bill (Democrat 12-0)

Status: (Introduced) 2024-08-28 - referred to insurance [A10692 Detail]

Download: New_York-2023-A10692-Introduced.html

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                STATE OF NEW YORK
        ________________________________________________________________________

                                          10692

                   IN ASSEMBLY

                                     August 28, 2024
                                       ___________

        Introduced by COMMITTEE ON RULES -- (at request of M. of A. Gonzalez-Ro-
          jas) -- read once and referred to the Committee on Insurance

        AN  ACT to amend the insurance law, in relation to requiring coverage of
          asthma inhalers at no cost

          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:

     1    Section  1.  Subsection  (i)  of  section 3216 of the insurance law is
     2  amended by adding a new paragraph 40 to read as follows:
     3    (40) (A) Every policy which provides medical  coverage  that  includes
     4  coverage for physician services in a physician's office and every policy
     5  which  provides  major  medical  or  similar comprehensive-type coverage
     6  shall include coverage for inhalers  for  the  treatment  of  asthma  if
     7  recommended  or  prescribed by a physician or other licensed health care
     8  provider legally authorized to prescribe under title eight of the educa-
     9  tion law.
    10    (B) Such coverage shall not be subject  to  a  deductible,  copayment,
    11  coinsurance or any other cost-sharing requirement.
    12    § 2. Subsection (l) of section 3221 of the insurance law is amended by
    13  adding a new paragraph 23 to read as follows:
    14    (23)  (A)  Every group or blanket accident and health insurance policy
    15  issued or issued for delivery  in  this  state  which  provides  medical
    16  coverage  that includes coverage for physician services in a physician's
    17  office and every policy which provides major medical or similar  compre-
    18  hensive-type coverage shall include coverage for inhalers for the treat-
    19  ment  of  asthma  if  recommended  or prescribed by a physician or other
    20  licensed health care provider  legally  authorized  to  prescribe  under
    21  title eight of the education law.
    22    (B)  Such  coverage  shall  not be subject to a deductible, copayment,
    23  coinsurance or any other cost-sharing requirement.
    24    § 3. Section 4303 of the insurance law is  amended  by  adding  a  new
    25  subsection (ww) to read as follows:
    26    (ww)  (1)  A medical expense indemnity corporation or a health service
    27  corporation which provides medical coverage that includes  coverage  for
    28  physician  services  in  a  physician's  office  and  every policy which

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD16080-02-4
        A. 10692                            2

     1  provides major medical  or  similar  comprehensive-type  coverage  shall
     2  include coverage for inhalers for the treatment of asthma if recommended
     3  or  prescribed  by  a  physician  or other licensed health care provider
     4  legally authorized to prescribe under title eight of the education law.
     5    (2)  Such  coverage  shall  not be subject to a deductible, copayment,
     6  coinsurance or any other cost-sharing requirement.
     7    § 4. This act shall take effect immediately and  shall  apply  to  all
     8  policies and contracts issued, renewed, modified, altered, or amended on
     9  or after such date.