Bill Text: NY S00084 | 2017-2018 | General Assembly | Introduced
Bill Title: Prohibits insurers issuing policies insuring personal injury and property damage arising out of home ownership or lease, from cancelling or refusing to issue or renew such a policy, or charging increased premiums based upon the harboring of a specific breed of dog on the premises; provides that such provisions shall not apply if the dog harbored has been designated as a dangerous dog pursuant to section 123 of the agriculture and markets law.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Introduced - Dead) 2018-01-03 - REFERRED TO INSURANCE [S00084 Detail]
Download: New_York-2017-S00084-Introduced.html
STATE OF NEW YORK ________________________________________________________________________ 84 2017-2018 Regular Sessions IN SENATE (Prefiled) January 4, 2017 ___________ Introduced by Sen. HOYLMAN -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to prohibiting insurers from cancelling, refusing to issue or renew homeowner's insurance based on the breed of dog owned The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. The insurance law is amended by adding a new section 3421 2 to read as follows: 3 § 3421. Homeowner's liability insurance; dogs. No insurer issuing a 4 policy or contract insuring against liability for injury to any person, 5 or injury to or destruction of property arising out of ownership or 6 lease of residential one, two, three or four dwelling real property 7 shall refuse to issue, renew or cancel for such a policy or contract 8 based, in whole or in part, upon the harboring of any specific breed or 9 breeds of dog or dogs upon such real property. The rates for that 10 portion of any such policy or contract which insures against liability 11 for injury to any person, or injury to or destruction of property shall 12 be based on sound underwriting and actuarial principles. However, if any 13 such dog has been designated as a dangerous dog pursuant to section one 14 hundred twenty-three of the agriculture and markets law, the provisions 15 of this section shall in no manner prohibit an insurer from refusing to 16 issue or renew or from cancelling any such contract or policy, nor from 17 imposing an increased premium or rate for such a policy or contract 18 based on sound underwriting and actuarial principles reasonably related 19 to actual or anticipated loss experience subject to the applicable 20 provisions of section three thousand four hundred twenty-five of this 21 article. 22 § 2. This act shall take effect immediately and shall apply to all 23 policies issued, renewed, modified, altered or amended on or after such 24 date. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD05428-01-7
