Bill Text: NY S00364 | 2025-2026 | General Assembly | Introduced

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Bill Title: Prohibits restrictions on insurance policies based solely on the policyholder harboring or owning any dog of a specific breed or mixture of breeds.

Spectrum: Partisan Bill (Democrat 3-0)

Status: (Introduced) 2025-02-05 - ADVANCED TO THIRD READING [S00364 Detail]

Download: New_York-2025-S00364-Introduced.html

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                STATE OF NEW YORK
        ________________________________________________________________________

                                           364

                               2025-2026 Regular Sessions

                    IN SENATE

                                       (Prefiled)

                                     January 8, 2025
                                       ___________

        Introduced  by Sens. GIANARIS, COONEY, SKOUFIS -- read twice and ordered
          printed, and when printed to be committed to the Committee  on  Insur-
          ance

        AN  ACT  to  amend the insurance law, in relation to prohibiting certain
          restrictions as it relates to dog breed

          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:

     1    Section  1.    The section heading and subsection 1 of section 3421 of
     2  the insurance law, the section heading as added by chapter  545  of  the
     3  laws  of  2021 and subsection 1 as amended by chapter 679 of the laws of
     4  2022, are amended to read as follows:
     5    Homeowners' liability insurance and renters' insurance; dogs.  1. With
     6  respect to homeowners' insurance policies  as  defined  in  section  two
     7  thousand  three hundred fifty-one of this chapter and renters' insurance
     8  policies as defined in section three thousand four hundred fifty-four of
     9  this chapter, no insurer shall refuse to  issue  or  renew,  cancel,  or
    10  charge  or  impose  an  increased  premium  or  rate  for such policy or
    11  contract, or exclude, limit, restrict, or  reduce  coverage  under  such
    12  policy  or  contract  based solely upon harboring or owning any dog of a
    13  specific breed or mixture of breeds.
    14    § 2. This act shall take effect on the ninetieth day  after  it  shall
    15  have become a law and shall apply to all policies issued, renewed, modi-
    16  fied, altered or amended on or after such effective date.



         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD00741-01-5