Bill Text: NY S06081 | 2009-2010 | General Assembly | Introduced


Bill Title: Relates to manufactured homes certificate of title and the conveyance and encumbrance of manufactured homes as real property.

Spectrum: Partisan Bill (Republican 1-0)

Status: (Introduced - Dead) 2010-01-06 - REFERRED TO HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT [S06081 Detail]

Download: New_York-2009-S06081-Introduced.html
                           S T A T E   O F   N E W   Y O R K
       ________________________________________________________________________
                                         6081
                              2009-2010 Regular Sessions
                                   I N  S E N A T E
                                     July 6, 2009
                                      ___________
       Introduced  by  Sen. LAVALLE -- read twice and ordered printed, and when
         printed to be committed to the Committee on Rules
       AN ACT to amend the executive law, the vehicle and traffic law  and  the
         real  property  law,  in relation to manufactured home certificates of
         title, and the conveyance and encumbrance  of  manufactured  homes  as
         real property
         THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
       BLY, DO ENACT AS FOLLOWS:
    1    Section 1. Subdivision 13 of section 372  of  the  executive  law,  as
    2  amended  by  chapter  309  of  the  laws  of 1996, is amended to read as
    3  follows:
    4    13. "Mobile home" OR "MANUFACTURED HOME" means a [moveable or portable
    5  unit designed and constructed to be towed on its own chassis,  comprised
    6  of   frame   and  wheels,  connected  to  utilities,  and  designed  and
    7  constructed without a permanent foundation for year-round living. A unit
    8  may contain parts that may be folded, collapsed or telescoped when being
    9  towed and expanded later to provide additional cubic capacity as well as
   10  two or more separately towable components designed to be joined into one
   11  integral unit capable of being again separated into the  components  for
   12  repeated  towing.  "Mobile  home"  shall  mean units designed to be used
   13  exclusively for residential purposes, excluding travel  trailers]  MANU-
   14  FACTURED  HOME  AS DEFINED IN PARAGRAPH FIFTY-THREE OF SUBSECTION (A) OF
   15  SECTION 9-102 OF THE UNIFORM COMMERCIAL CODE.
   16    S 2. Section 122-c of the vehicle and traffic law, as added by chapter
   17  322 of the laws of 1993, is amended to read as follows:
   18    S 122-c. Mobile home or manufactured home. A structure,  transportable
   19  in one or more sections, which in the traveling mode, is eight body feet
   20  or  more  in width or forty body feet or more in length, or when erected
   21  on site, is three hundred twenty or more square feet, and which is built
   22  on a permanent chassis and designed to be used as  a  dwelling  with  or
   23  without a permanent foundation when connected to required utilities, and
        EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                             [ ] is old law to be omitted.
                                                                  LBD10695-01-9
       S. 6081                             2
    1  includes  the plumbing, heating, air-conditioning and electrical systems
    2  contained therein.  NOTWITHSTANDING THE FOREGOING, FOR THE  PURPOSES  OF
    3  11  USC  S  1322(B)(2),  A  MANUFACTURED HOME SHALL BE DEEMED TO BE REAL
    4  PROPERTY.
    5    S  3.  Paragraph  19 of subdivision (a) of section 2102 of the vehicle
    6  and traffic law, as added by chapter 322 of the laws of 1993, is amended
    7  to read as follows:
    8    (19) A [mobile home or a] manufactured  home,  manufactured  prior  to
    9  July  first, nineteen hundred ninety-four and designated by the manufac-
   10  turer as being a nineteen hundred  ninety-four  or  earlier  model  year
   11  [mobile  home or] manufactured home, [and] any [mobile home or] manufac-
   12  tured home, manufactured or assembled prior to January  first,  nineteen
   13  hundred  ninety-four  for  which  the  manufacturer has not designated a
   14  model year, AND ANY "FACTORY MANUFACTURED HOME" AS DEFINED  IN  SUBDIVI-
   15  SION EIGHT OF SECTION THREE HUNDRED SEVENTY-TWO OF THE EXECUTIVE LAW.
   16    S  4. Section 2107 of the vehicle and traffic law is amended by adding
   17  six new subdivisions (d), (e), (f), (g), (h) and (i) to read as follows:
   18    (D) THE COMMISSIONER SHALL NOT ISSUE A CERTIFICATE OF TITLE TO A MANU-
   19  FACTURED HOME WITH RESPECT TO WHICH THERE HAS BEEN RECORDED AN AFFIDAVIT
   20  OF AFFIXATION PURSUANT TO SECTION TWO HUNDRED NINETY-SIX-A OF  THE  REAL
   21  PROPERTY LAW.
   22    (E) THE COMMISSIONER SHALL FILE, UPON RECEIPT, EACH AFFIDAVIT OF AFFI-
   23  XATION OR AFFIDAVIT OF SEVERANCE RELATING TO A MANUFACTURED HOME THAT IS
   24  DELIVERED  IN  ACCORDANCE  WITH  SECTION TWO HUNDRED NINETY-SIX-A OF THE
   25  REAL PROPERTY LAW, WHEN SATISFIED AS TO ITS GENUINENESS AND REGULARITY.
   26    (F) THE COMMISSIONER SHALL MAINTAIN A  RECORD  OF  ALL  AFFIDAVITS  OF
   27  AFFIXATION  HE  OR  SHE FILES IN ACCORDANCE WITH SUBDIVISION (E) OF THIS
   28  SECTION. THE RECORD SHALL STATE THE NAME OF THE OWNER  OF  THE  MANUFAC-
   29  TURED  HOME, THE COUNTY OF RECORDATION, THE DATE OF RECORDATION, AND THE
   30  BOOK AND PAGE NUMBER OF EACH BOOK OF DEEDS WHERE THERE HAS BEEN RECORDED
   31  AN AFFIDAVIT OF AFFIXATION PURSUANT TO SECTION TWO HUNDRED  NINETY-SIX-A
   32  OF  THE  REAL  PROPERTY  LAW  AND  THIS  ARTICLE, AND ANY OTHER DATA THE
   33  COMMISSIONER PRESCRIBES.
   34    (G) THE COMMISSIONER SHALL FILE, UPON RECEIPT,  EACH  APPLICATION  FOR
   35  SURRENDER  OF  THE  CERTIFICATE OF TITLE RELATING TO A MANUFACTURED HOME
   36  THAT IS DELIVERED IN ACCORDANCE WITH SECTION TWENTY-ONE  HUNDRED  SEVEN-
   37  TEEN-A  OF  THIS ARTICLE, WHEN SATISFIED AS TO ITS GENUINENESS AND REGU-
   38  LARITY.
   39    (H) THE COMMISSIONER SHALL MAINTAIN A RECORD OF EACH MANUFACTURED HOME
   40  CERTIFICATE OF TITLE THAT HE OR SHE ACCEPTS FOR SURRENDER AS PROVIDED IN
   41  SECTION TWENTY-ONE HUNDRED SEVENTEEN-A OF THIS ARTICLE. THE RECORD SHALL
   42  STATE THE NAME OF THE OWNER OF  THE  MANUFACTURED  HOME,  THE  DATE  THE
   43  CERTIFICATE  OF TITLE WAS ACCEPTED FOR SURRENDER, THE COUNTY OF RECORDA-
   44  TION, THE DATE OF RECORDATION, AND THE BOOK AND PAGE NUMBER OF EACH BOOK
   45  OF DEEDS WHERE THERE HAS BEEN RECORDED AN AFFIDAVIT OF AFFIXATION PURSU-
   46  ANT TO SECTION TWO HUNDRED NINETY-SIX-A OF THE  REAL  PROPERTY  LAW  AND
   47  THIS ARTICLE, AND ANY OTHER DATA THE COMMISSIONER PRESCRIBES.
   48    (I)  THE  COMMISSIONER  SHALL  MAINTAIN  A RECORD OF EACH AFFIDAVIT OF
   49  SEVERANCE HE OR SHE FILES IN ACCORDANCE WITH  SUBDIVISION  (E)  OF  THIS
   50  SECTION.  THE  RECORD  SHALL STATE THE NAME OF THE OWNER OF THE MANUFAC-
   51  TURED HOME, THE COUNTY OF RECORDATION, THE DATE OF RECORDATION, AND  THE
   52  BOOK AND PAGE NUMBER OF EACH BOOK OF DEEDS WHERE THERE HAS BEEN RECORDED
   53  AN  AFFIDAVIT  OF SEVERANCE PURSUANT TO SECTION TWO HUNDRED NINETY-SIX-A
   54  OF  THE  REAL  PROPERTY  LAW,  AND  ANY  OTHER  DATA  THE   COMMISSIONER
   55  PRESCRIBES.
       S. 6081                             3
    1    S  5.  Subdivision (e) of section 2108 of the vehicle and traffic law,
    2  as added by chapter 322 of the laws of  1993,  is  amended  to  read  as
    3  follows:
    4    (e) Notwithstanding any other provision of law, a certificate of title
    5  to  a  vehicle which is a [mobile home or a] manufactured home issued by
    6  the commissioner is prima facie evidence of the facts appearing  on  it,
    7  notwithstanding  the fact that such vehicle, at any time, in any manner,
    8  shall have become [attached to realty] AFFIXED IN  ANY  MANNER  TO  REAL
    9  PROPERTY.
   10    S 6. The vehicle and traffic law is amended by adding two new sections
   11  2117-a and 2117-b to read as follows:
   12    S  2117-A. SURRENDER OF TITLE TO A MANUFACTURED HOME. (A) THE OWNER OR
   13  OWNERS OF A MANUFACTURED HOME THAT IS COVERED BY A CERTIFICATE OF  TITLE
   14  AND  THAT  IS  PERMANENTLY  AFFIXED TO REAL PROPERTY, OR WHICH THE OWNER
   15  INTENDS TO PERMANENTLY AFFIX TO REAL PROPERTY, MAY SURRENDER THE CERTIF-
   16  ICATE OF TITLE TO THE MANUFACTURED HOME TO THE  COMMISSIONER  BY  FILING
   17  WITH  THE  COMMISSIONER AN APPLICATION FOR SURRENDER OF TITLE CONTAINING
   18  OR ACCOMPANIED BY:
   19    (1) THE NAME, RESIDENCE AND MAILING ADDRESS OF THE OWNER;
   20    (2) A DESCRIPTION OF THE MANUFACTURED HOME INCLUDING, SO  FAR  AS  THE
   21  FOLLOWING DATA EXISTS; THE NAME OF THE MANUFACTURER, THE MAKE, THE MODEL
   22  NAME,  THE  MODEL  YEAR,  THE DIMENSIONS, AND THE VEHICLE IDENTIFICATION
   23  NUMBER OR NUMBERS OF THE MANUFACTURED HOME AND WHETHER IT IS NEW OR USED
   24  AND ANY OTHER INFORMATION THE COMMISSIONER REQUIRES;
   25    (3) THE DATE OF PURCHASE BY APPLICANT OF THE  MANUFACTURED  HOME,  THE
   26  NAME  AND  ADDRESS OF THE PERSON FROM WHOM THE HOME WAS ACQUIRED AND THE
   27  NAMES AND ADDRESSES OF ANY LIENHOLDERS IN THE ORDER  OF  THEIR  APPARENT
   28  PRIORITY;
   29    (4) A STATEMENT SIGNED BY THE APPLICANT, STATING EITHER, (I) ANY FACTS
   30  OR  INFORMATION  KNOWN TO THE APPLICANT THAT COULD REASONABLY AFFECT THE
   31  VALIDITY OF THE TITLE OF THE MANUFACTURED HOME OR THE EXISTENCE OR  NON-
   32  EXISTENCE  OF  SECURITY  INTERESTS  IN IT; OR (II) THAT NO SUCH FACTS OR
   33  INFORMATION ARE KNOWN TO THE APPLICANT;
   34    (5) A CERTIFIED COPY OF THE AFFIDAVIT OF  AFFIXATION  AS  PROVIDED  BY
   35  SECTION TWO HUNDRED NINETY-SIX-A OF THE REAL PROPERTY LAW;
   36    (6)  THE  NAME  AND  MAILING ADDRESS OF EACH PERSON TO RECEIVE WRITTEN
   37  ACKNOWLEDGMENT OF SURRENDER FROM THE COMMISSIONER; AND
   38    (7) ANY OTHER INFORMATION AND DOCUMENTS  THE  COMMISSIONER  REASONABLY
   39  REQUIRES  TO  IDENTIFY  THE OWNER OF THE MANUFACTURED HOME AND TO ENABLE
   40  HIM OR HER TO DETERMINE WHETHER THE OWNER IS ENTITLED TO  SURRENDER  THE
   41  CERTIFICATE  OF  TITLE  AND  THE  EXISTENCE OR NON-EXISTENCE OF SECURITY
   42  INTERESTS IN THE MANUFACTURED HOME.
   43    (B) THE COMMISSIONER SHALL NOT ACCEPT FOR SURRENDER A  CERTIFICATE  OF
   44  TITLE  TO  A  MANUFACTURED  HOME  UNLESS AND UNTIL ANY LIENS PURSUANT TO
   45  SECTION TWENTY-ONE HUNDRED FIVE-A  OF  THIS  ARTICLE  AND  ANY  SECURITY
   46  INTERESTS  PURSUANT  TO SECTIONS TWENTY-ONE HUNDRED SEVEN AND TWENTY-ONE
   47  HUNDRED EIGHTEEN OF THIS ARTICLE HAVE BEEN RELEASED.
   48    (C) WHEN SATISFIED AS TO THE GENUINENESS AND REGULARITY OF THE SURREN-
   49  DER OF A CERTIFICATE OF TITLE TO A MANUFACTURED HOME AND UPON  SATISFAC-
   50  TION  OF  THE  REQUIREMENTS OF SUBDIVISIONS (A) AND (B) OF THIS SECTION,
   51  THE COMMISSIONER SHALL CANCEL THE CERTIFICATE OF TITLE AND UPDATE HIS OR
   52  HER RECORDS IN ACCORDANCE WITH THE PROVISIONS OF  SUBDIVISIONS  (G)  AND
   53  (H) OF SECTION TWENTY-ONE HUNDRED SEVEN OF THIS ARTICLE.
   54    (D)  UPON  SATISFACTION OF THE REQUIREMENTS OF THIS SECTION A MANUFAC-
   55  TURED HOME SHALL BE CONVEYED AND ENCUMBERED AS PROVIDED  IN  SUBDIVISION
   56  SEVEN OF SECTION TWO HUNDRED NINETY-SIX-A OF THE REAL PROPERTY LAW.
       S. 6081                             4
    1    (E)  UPON  WRITTEN  REQUEST,  THE  COMMISSIONER  SHALL PROVIDE WRITTEN
    2  ACKNOWLEDGMENT OF COMPLIANCE WITH THE PROVISIONS OF THIS SECTION.
    3    S  2117-B. APPLICATION TO REINSTATE CERTIFICATE OF TITLE TO A MANUFAC-
    4  TURED HOME. (A) NOTWITHSTANDING ANY OTHER  PROVISION  OF  LAW,  WHERE  A
    5  MANUFACTURED  HOME HAS BEEN PERMANENTLY AFFIXED TO REAL PROPERTY, AND AN
    6  AFFIDAVIT OF AFFIXATION PURSUANT TO SECTION TWO HUNDRED NINETY-SIX-A  OF
    7  THE  REAL  PROPERTY  LAW  HAS BEEN RECORDED AS PART OF THE REAL PROPERTY
    8  RECORDS IN THE COUNTY IN WHICH THE MANUFACTURED  HOME  IS  LOCATED,  AND
    9  WHERE THE MANUFACTURED HOME SUBSEQUENTLY IS DETACHED OR SEVERED FROM THE
   10  REAL  PROPERTY,  THE  OWNER OR OWNERS MAY APPLY TO REINSTATE THE CERTIF-
   11  ICATE OF TITLE BY FILING WITH THE COMMISSIONER AN APPLICATION  TO  REIN-
   12  STATE  THE  CERTIFICATE  OF  TITLE  TO A MANUFACTURED HOME CONTAINING OR
   13  ACCOMPANIED BY:
   14    (1) THE NAME, RESIDENCE AND MAILING ADDRESS OF THE OWNER;
   15    (2) A DESCRIPTION OF THE MANUFACTURED HOME INCLUDING, SO  FAR  AS  THE
   16  FOLLOWING DATA EXISTS: THE NAME OF THE MANUFACTURER, THE MAKE, THE MODEL
   17  NAME,  THE  MODEL  YEAR,  THE DIMENSIONS, AND THE VEHICLE IDENTIFICATION
   18  NUMBER OR NUMBERS OF THE MANUFACTURED HOME AND  WHETHER  IT  IS  NEW  OR
   19  USED, AND ANY OTHER INFORMATION THE COMMISSIONER REQUIRES;
   20    (3) A STATEMENT SIGNED BY THE APPLICANT, STATING EITHER: (I) ANY FACTS
   21  OR  INFORMATION  KNOWN TO THE APPLICANT THAT COULD REASONABLY AFFECT THE
   22  VALIDITY OF THE TITLE OF THE MANUFACTURED HOME OR THE EXISTENCE OR  NON-
   23  EXISTENCE  OF  SECURITY  INTEREST  IN  IT; OR (II) THAT NO SUCH FACTS OR
   24  INFORMATION ARE KNOWN TO THE APPLICANT;
   25    (4) A CERTIFIED COPY OF THE AFFIDAVIT  OF  SEVERANCE  AS  PROVIDED  BY
   26  SECTION TWO HUNDRED NINETY-SIX-A OF THE REAL PROPERTY LAW;
   27    (5)  A SWORN DECLARATION BY AN ATTORNEY AT LAW, DULY ADMITTED TO PRAC-
   28  TICE IN THE COURTS OF THE STATE OF NEW YORK, OR  AN  AGENT  OF  A  TITLE
   29  INSURANCE  COMPANY DULY LICENSED TO ISSUE POLICIES OF TITLE INSURANCE IN
   30  THE STATE OF NEW YORK, THAT THE MANUFACTURED HOME IS FREE AND  CLEAR  OF
   31  ALL  LIENS  AND  ENCUMBRANCES, AND (I) ANY FACTS OR INFORMATION KNOWN TO
   32  HIM OR HER THAT COULD REASONABLY AFFECT THE VALIDITY OF THE TITLE OF THE
   33  MANUFACTURED HOME OR THE EXISTENCE OR NON-EXISTENCE OF  SECURITY  INTER-
   34  ESTS  IN  IT; OR (II) THAT NO SUCH FACTS OR INFORMATION ARE KNOWN TO HIM
   35  OR HER; AND
   36    (6) ANY OTHER INFORMATION AND DOCUMENTS  THE  COMMISSIONER  REASONABLY
   37  REQUIRES  TO  IDENTIFY THE MANUFACTURED HOME AND TO ENABLE HIM OR HER TO
   38  DETERMINE WHETHER THE OWNER IS ENTITLED TO A CERTIFICATE  OF  TITLE  AND
   39  THE EXISTENCE OR NON-EXISTENCE OF SECURITY INTERESTS IN THE MANUFACTURED
   40  HOME.
   41    (B)  WHEN SATISFIED AS TO ITS GENUINENESS AND REGULARITY OF THE APPLI-
   42  CATION TO REINSTATE A CERTIFICATE OF TITLE TO A  MANUFACTURED  HOME  AND
   43  UPON  SATISFACTION  OF  THE  REQUIREMENTS  OF  SUBDIVISION  (A)  OF THIS
   44  SECTION, THE COMMISSIONER SHALL ISSUE A NEW CERTIFICATE OF TITLE  PURSU-
   45  ANT  TO  SECTION TWENTY-ONE HUNDRED SEVEN OF THIS ARTICLE AND UPDATE HIS
   46  OR HER RECORDS IN ACCORDANCE WITH THE PROVISIONS OF  SECTION  TWENTY-ONE
   47  HUNDRED SEVEN OF THIS ARTICLE.
   48    (C)  UPON  SATISFACTION OF THE REQUIREMENTS OF THIS SECTION A MANUFAC-
   49  TURED HOME SHALL BE CONVEYED AND ENCUMBERED AS PERSONAL PROPERTY.
   50    S 7. Subdivisions (d) and (e) of section 2118 of the vehicle and traf-
   51  fic law, subdivision (d) as added by chapter 322 of the  laws  of  1993,
   52  subdivision  (e)  as  amended  by  chapter  84  of the laws of 2001, are
   53  amended to read as follows:
   54    (d) A security interest noted on a certificate of title to  a  vehicle
   55  which is a [mobile home or a] manufactured home shall have priority over
   56  [any  other] ALL subsequent liens or security interests except for those
       S. 6081                             5
    1  set forth in subdivision (c) of section [two  thousand  one]  TWENTY-ONE
    2  hundred three of this article.
    3    (e)  [After]  EXCEPT  AS  OTHERWISE  PROVIDED  IN  SECTIONS TWENTY-ONE
    4  HUNDRED  SEVENTEEN-A,  TWENTY-ONE  HUNDRED  SEVENTEEN-B  AND  TWENTY-ONE
    5  HUNDRED   TWENTY-THREE   OF   THIS  ARTICLE,  AND  SECTION  TWO  HUNDRED
    6  NINETY-SIX-A OF THE REAL PROPERTY LAW, AFTER a certificate of title  has
    7  been  issued [in this state] for a [vehicle which is a mobile home or a]
    8  manufactured home, and as long as the [vehicle which is a mobile home or
    9  a] manufactured home is  subject  to  any  security  interest  perfected
   10  pursuant  to  this section, the commissioner shall not FILE AN AFFIDAVIT
   11  OF AFFIXATION, NOR revoke the certificate of title, NOR ISSUE A  CERTIF-
   12  ICATE OF TITLE UNDER SUBDIVISION (A) OF SECTION TWENTY-ONE HUNDRED SEVEN
   13  OF  THIS  ARTICLE,  and,  in any event, the validity and priority of any
   14  security interest perfected pursuant to  this  section  shall  continue,
   15  notwithstanding  the  provision  of  any  other  law[, including but not
   16  limited to section 9--303 and section 9-313 of  the  uniform  commercial
   17  code].
   18    S  8. Section 2123 of the vehicle and traffic law, as amended by chap-
   19  ter 322 of the laws of 1993, is amended to read as follows:
   20    S 2123. Exclusiveness of procedure. The method provided in this  arti-
   21  cle  of  perfecting  and  giving notice of security interests subject to
   22  this article is exclusive. Security interests subject  to  this  article
   23  are hereby exempted from the provisions of law which otherwise relate to
   24  the  perfection  of  security  interests,  [including but not limited to
   25  section 9-313 of the uniform commercial code]  PROVIDED,  HOWEVER,  THAT
   26  WITH  RESPECT  TO  A  MANUFACTURED  HOME  THAT IS OR WILL BE PERMANENTLY
   27  AFFIXED TO REAL PROPERTY, UPON RECORDATION OF AN AFFIDAVIT OF AFFIXATION
   28  PURSUANT TO SECTION TWO HUNDRED NINETY-SIX-A OF THE  REAL  PROPERTY  LAW
   29  AND  SATISFACTION  OF  THE  REQUIREMENTS  OF  SECTION TWENTY-ONE HUNDRED
   30  SEVENTEEN-A OF THIS ARTICLE, ANY PERFECTION OR TERMINATION OF A SECURITY
   31  INTEREST WITH RESPECT TO SUCH PERMANENTLY AFFIXED PROPERTY SHALL CONFORM
   32  TO THE REQUIREMENTS OF ARTICLE NINE OF THE REAL PROPERTY LAW.
   33    S 9. Paragraph 2 of subdivision (a) of section 2124 of the vehicle and
   34  traffic law, as added by chapter 322 of the laws of 1993, is amended  to
   35  read as follows:
   36    (2) [Notwithstanding any other provision of law] EXCEPT AS PROVIDED IN
   37  SECTION TWENTY-ONE HUNDRED SEVENTEEN-A OF THIS ARTICLE, the commissioner
   38  shall  not  suspend or revoke a certificate of title to a [vehicle which
   39  is a mobile home or] manufactured home by reason of the  fact  that,  at
   40  any  time, in any manner, it shall have become attached to [realty] REAL
   41  PROPERTY.
   42    S 10. The real property law is amended by adding a new  section  296-a
   43  to read as follows:
   44    S  296-A.  CONVEYANCE  AND  ENCUMBRANCE  OF MANUFACTURED HOMES AS REAL
   45  PROPERTY. 1. MANUFACTURED HOME; PERMANENTLY AFFIXED  TO  REAL  PROPERTY.
   46  FOR  PURPOSES  OF  THIS SECTION, THE TERM "MANUFACTURED HOME" SHALL HAVE
   47  THE SAME  MEANING  AS  A  MANUFACTURED  HOME  AS  DEFINED  IN  PARAGRAPH
   48  FIFTY-THREE OF SUBSECTION (A) OF SECTION 9-102 OF THE UNIFORM COMMERCIAL
   49  CODE.  NOTWITHSTANDING  THE  FORGOING,  FOR  THE  PURPOSES  OF  11 USC S
   50  1322(B)(2), A MANUFACTURED HOME SHALL BE DEEMED TO BE REAL PROPERTY. FOR
   51  PURPOSES OF THIS SECTION, ARTICLE FORTY-SIX OF THE VEHICLE  AND  TRAFFIC
   52  LAW, AND THE UNIFORM COMMERCIAL CODE, A MANUFACTURED HOME IS "PERMANENT-
   53  LY AFFIXED" IF IT IS ANCHORED TO REAL PROPERTY BY ATTACHMENT TO A PERMA-
   54  NENT  FOUNDATION,  CONSTRUCTED  IN  ACCORDANCE WITH APPLICABLE STATE AND
   55  LOCAL BUILDING CODES  AND  MANUFACTURER'S  SPECIFICATIONS  IN  A  MANNER
   56  SUFFICIENT  TO  VALIDATE  ANY  APPLICABLE  MANUFACTURER'S  WARRANTY, AND
       S. 6081                             6
    1  CONNECTED TO A  RESIDENTIAL  UTILITY  (E.G.,  WATER,  GAS,  ELECTRICITY,
    2  SEWER).
    3    2. RECORD NOTICE.  (A) TO CONVEY OR VOLUNTARILY ENCUMBER AS REAL PROP-
    4  ERTY, A MANUFACTURED HOME, THE FOLLOWING CONDITIONS MUST BE MET:
    5    (I) THE MANUFACTURED HOME SHALL BE PERMANENTLY AFFIXED TO REAL PROPER-
    6  TY; AND
    7    (II)  EACH  PERSON  HAVING  AN  OWNERSHIP  INTEREST IN SUCH HOME SHALL
    8  EXECUTE AND RECORD WITH THE RECORDING OFFICER OF THE COUNTY IN WHICH THE
    9  REAL PROPERTY IS LOCATED AN  AFFIDAVIT  OF  AFFIXATION  AS  PROVIDED  IN
   10  SUBDIVISION  THREE  OF THIS SECTION, AND SATISFY THE APPLICABLE REQUIRE-
   11  MENTS OF THIS SECTION.
   12    (B) UPON RECEIPT OF THE CERTIFIED COPY OF THE AFFIDAVIT OF  AFFIXATION
   13  PURSUANT  TO  SUBDIVISION  FIVE  OF  THIS SECTION, ANY PERSON DESIGNATED
   14  THEREIN FOR FILING WITH THE COMMISSIONER OF MOTOR  VEHICLES  SHALL  FILE
   15  THE  AFFIDAVIT  OF AFFIXATION WITH SUCH COMMISSIONER; EXCEPT THAT IN THE
   16  CASE WHERE THE HOME IS COVERED BY A CERTIFICATE  OF TITLE, THE CERTIFIED
   17  AFFIDAVIT OF AFFIXATION SHALL BE FILED WITH THE  COMMISSIONER  OF  MOTOR
   18  VEHICLES PURSUANT TO SECTION TWENTY-ONE HUNDRED SEVENTEEN-A OF THE VEHI-
   19  CLE AND TRAFFIC LAW.
   20    3.  AFFIDAVIT  OF  AFFIXATION.    (A) AN AFFIDAVIT OF AFFIXATION SHALL
   21  CONTAIN OR BE ACCOMPANIED BY:
   22    (I) THE NAME OF THE MANUFACTURER, THE MAKE, THE MODEL NAME, THE  MODEL
   23  YEAR,  THE  DIMENSIONS, AND THE VEHICLE IDENTIFICATION NUMBER OR NUMBERS
   24  OF THE MANUFACTURED HOME, AND WHETHER IT IS NEW OR USED;
   25    (II)(A) A STATEMENT THAT THE PARTY  EXECUTING  THE  AFFIDAVIT  IS  THE
   26  OWNER OF THE REAL PROPERTY DESCRIBED THEREIN OR, (B) IF NOT THE OWNER OF
   27  THE  REAL PROPERTY, (1) A STATEMENT THAT THE PARTY EXECUTING THE AFFIDA-
   28  VIT IS IN POSSESSION OF THE REAL PROPERTY PURSUANT TO  THE  TERMS  OF  A
   29  LEASE  IN RECORDABLE FORM, AND (2) THE CONSENT OF THE LESSOR OF THE REAL
   30  PROPERTY SHALL BE ENDORSED UPON OR ATTACHED  TO  THE  AFFIDAVIT  AND  BE
   31  ACKNOWLEDGED  OR  PROVED  IN THE MANNER AS TO ENTITLE A CONVEYANCE TO BE
   32  RECORDED;
   33    (III) THE STREET ADDRESS AND THE LEGAL DESCRIPTION OF THE REAL PROPER-
   34  TY UPON WHICH THE MANUFACTURED HOME IS OR WILL BE PERMANENTLY AFFIXED;
   35    (IV) AS APPLICABLE, (A) IF THE MANUFACTURED HOME IS NOT COVERED  BY  A
   36  CERTIFICATE OF TITLE, A STATEMENT BY THE OWNER OR OWNERS TO THAT EFFECT;
   37  AND
   38    (1) THE ORIGINAL MANUFACTURER'S CERTIFICATE OF ORIGIN FOR THE MANUFAC-
   39  TURED  HOME,  DULY  ENDORSED  TO  THE  OWNER OF THE MANUFACTURED HOME; A
   40  STATEMENT THAT ANNEXED TO THE AFFIDAVIT OF AFFIXATION  IS  THE  ORIGINAL
   41  MANUFACTURER'S  CERTIFICATE  OF  ORIGIN  FOR THE MANUFACTURED HOME, DULY
   42  ENDORSED TO THE OWNER OF THE MANUFACTURED HOME; OR
   43    (2) A STATEMENT THAT THE OWNER OR OWNERS OF THE HOME,  AFTER  DILIGENT
   44  SEARCH  AND  INQUIRY,  ARE UNABLE TO PRODUCE THE ORIGINAL MANUFACTURER'S
   45  CERTIFICATE OF ORIGIN FOR THE MANUFACTURED HOME;
   46    (B) IF THE MANUFACTURED HOME IS COVERED BY A CERTIFICATE OF  TITLE,  A
   47  STATEMENT BY THE OWNER OR OWNERS OF THE MANUFACTURED HOME THAT THE MANU-
   48  FACTURED  HOME  IS COVERED BY A CERTIFICATE OF TITLE, THE DATE THE TITLE
   49  WAS ISSUED, THE TITLE NUMBER, AND THAT THE OWNER OR OWNERS OF THE  MANU-
   50  FACTURED HOME SHALL SURRENDER THE TITLE; AND
   51    (C) A STATEMENT WHETHER OR NOT THE MANUFACTURED HOME IS SUBJECT TO ONE
   52  OR MORE SECURITY INTERESTS; AND
   53    (1) IF THE MANUFACTURED HOME IS SUBJECT TO ONE OR MORE SECURITY INTER-
   54  EST,  THE  NAME AND ADDRESS OF EACH PARTY HOLDING A SECURITY INTEREST IN
   55  THE MANUFACTURED HOME, INCLUDING BUT NOT LIMITED TO, THOSE SHOWN ON  ANY
   56  CERTIFICATE  OF  TITLE  ISSUED BY THE COMMISSIONER OF MOTOR VEHICLES, IF
       S. 6081                             7
    1  ANY, AND THE ORIGINAL PRINCIPAL AMOUNT SECURED BY EACH  SECURITY  INTER-
    2  EST; AND A STATEMENT THAT THE SECURITY INTEREST SHALL BE RELEASED; OR
    3    (2)  A STATEMENT THAT EACH SECURITY INTEREST IN THE MANUFACTURED HOME,
    4  IF ANY, HAS BEEN RELEASED, TOGETHER WITH DUE PROOF OF EACH SUCH RELEASE,
    5  IF ANY;
    6    (V) A STATEMENT THAT THE MANUFACTURED HOME IS OR SHALL BE  PERMANENTLY
    7  AFFIXED TO THE REAL PROPERTY; AND
    8    (VI)  THE  NAME AND ADDRESS OF THE PERSON DESIGNATED FOR RECORDING THE
    9  AFFIDAVIT OF AFFIXATION WITH THE COMMISSIONER OF MOTOR VEHICLES, TO WHOM
   10  THE RECORDING OFFICER SHALL RETURN THE AFFIDAVIT OF AFFIXATION AFTER  IT
   11  HAS BEEN DULY RECORDED IN THE REAL PROPERTY RECORDS, AS PROVIDED IN THIS
   12  SECTION.
   13    (B)  THE  AFFIDAVIT  OF  AFFIXATION  SHALL BE IN THE FORM SET FORTH IN
   14  PARAGRAPH (C) OF THIS SUBDIVISION, DULY ACKNOWLEDGED OR PROVED  IN  LIKE
   15  MANNER  AS  TO  ENTITLE A CONVEYANCE TO BE RECORDED AND WHEN SO ACKNOWL-
   16  EDGED OR PROVED, UPON PAYMENT OF THE FEES THEREFOR, THE RECORDING  OFFI-
   17  CER  SHALL IMMEDIATELY CAUSE THE AFFIDAVIT OF AFFIXATION AND ANY ATTACH-
   18  MENTS THERETO, TO BE DULY RECORDED AND INDEXED IN THE RECORD OF DEEDS.
   19    (C) AN AFFIDAVIT OF AFFIXATION SHALL CONFORM TO  THE  REQUIREMENTS  OF
   20  THIS SUBDIVISION. AN AFFIDAVIT IN SUBSTANTIALLY THE FOLLOWING FORM SHALL
   21  BE DEEMED TO BE IN COMPLIANCE:
   22                              MANUFACTURED HOME
   23                           AFFIDAVIT OF AFFIXATION
   24  STATE OF ___________________ )
   25                               ) SS.:
   26  COUNTY OF __________________ )
   27  BEFORE  ME,  THE  UNDERSIGNED  NOTARY  PUBLIC,  ON  THIS  DAY PERSONALLY
   28  APPEARED
   29        [TYPE THE NAME(S) OF EACH HOMEOWNER SIGNING THIS AFFIDAVIT]:
   30  KNOWN TO ME TO BE THE PERSON(S) WHOSE NAME(S)  IS/ARE  SUBSCRIBED  BELOW
   31  (EACH A "HOMEOWNER"), AND WHO, BEING BY ME FIRST DULY SWORN, DID EACH ON
   32  HIS OR HER OATH STATE AS FOLLOWS:
   33  1.  HOMEOWNER OWNS THE MANUFACTURED HOME ("HOME") DESCRIBED AS FOLLOWS:
   34  ________________________________________________________________________
   35  NEW/USED  YEAR  MANUFACTURER'S  MODEL NAME  MANUFACTURER'S  LENGTH/WIDTH
   36                       NAME        AND MODEL    SERIAL NO.
   37                                      NO.
   38  2.  THE  HOME WAS BUILT IN COMPLIANCE WITH THE FEDERAL MANUFACTURED HOME
   39      CONSTRUCTION AND SAFETY STANDARDS ACT.
   40  3.  IF THE HOMEOWNER IS THE FIRST RETAIL BUYER OF THE HOME, HOMEOWNER IS
   41      IN RECEIPT OF (I) THE MANUFACTURER'S WARRANTY FOR THE HOME, (II) THE
   42      CONSUMER MANUAL FOR THE HOME, (III) THE  INSULATION  DISCLOSURE  FOR
   43      THE HOME, AND (IV) THE FORMALDEHYDE HEALTH NOTICE.
   44  4.  THE HOME IS OR WILL BE LOCATED AT THE FOLLOWING "PROPERTY ADDRESS":
   45  ________________________________________________________________________
       S. 6081                             8
    1  STREET OR ROUTE         CITY         COUNTY         STATE       ZIP CODE
    2  5.  THE LEGAL DESCRIPTION OF THE REAL PROPERTY WHERE THE HOME IS OR WILL
    3      BE PERMANENTLY AFFIXED ("LAND") IS:
    4      ____________________________________________________________________
    5      ____________________________________________________________________
    6      ____________________________________________________________________
    7      ____________________________________________________________________
    8  6.  THE  HOMEOWNER  IS THE OWNER OF THE LAND OR, IF NOT THE OWNER OF THE
    9      LAND, IS IN POSSESSION OF THE REAL PROPERTY PURSUANT TO A  LEASE  IN
   10      RECORDABLE  FORM,  AND THE CONSENT OF THE LESSOR IS ATTACHED TO THIS
   11      AFFIDAVIT.
   12  7.  THE HOME [__] IS [__] SHALL BE ANCHORED TO THE LAND BY ATTACHMENT TO
   13      A PERMANENT FOUNDATION, CONSTRUCTED IN  ACCORDANCE  WITH  APPLICABLE
   14      STATE  AND LOCAL BUILDING CODES AND MANUFACTURER'S SPECIFICATIONS IN
   15      A  MANNER  SUFFICIENT  TO  VALIDATE  ANY  APPLICABLE  MANUFACTURER'S
   16      WARRANTY,  AND CONNECTED TO A RESIDENTIAL UTILITY (E.G., WATER, GAS,
   17      ELECTRICITY, SEWER) ("PERMANENTLY AFFIXED").
   18  8.  THE HOME SHALL BE ASSESSED AND TAXED AS AN IMPROVEMENT TO THE LAND.
   19  9.  HOMEOWNER AGREES THAT AS OF TODAY, OR IF THE HOME IS NOT YET LOCATED
   20      AT THE PROPERTY ADDRESS, UPON THE DELIVERY OF THE HOME TO THE  PROP-
   21      ERTY ADDRESS:
   22      (A) ALL  PERMITS  REQUIRED  BY  GOVERNMENTAL  AUTHORITIES  HAVE BEEN
   23          OBTAINED;
   24      (B) THE FOUNDATION SYSTEM FOR THE HOME WAS DESIGNED BY  AN  ENGINEER
   25          TO MEET THE SOIL CONDITIONS OF THE PROPERTY ADDRESS. ALL FOUNDA-
   26          TIONS,  BOTH PERIMETER AND PIERS FOR THE HOME HAVE FOOTINGS THAT
   27          ARE LOCATED BELOW THE FROST LINE, AND WILL BE PLACED  WHERE  THE
   28          HOME MANUFACTURER RECOMMENDS. ALL FOUNDATIONS ARE CONSTRUCTED IN
   29          ACCORDANCE  WITH  APPLICABLE STATE AND LOCAL BUILDING CODES, AND
   30          MANUFACTURER'S SPECIFICATIONS IN A MANNER SUFFICIENT TO VALIDATE
   31          ANY APPLICABLE MANUFACTURER'S WARRANTY.
   32      (C) THE WHEELS, AXLES, TOWBAR OR HITCH WERE REMOVED  WHEN  THE  HOME
   33          WAS, OR WILL BE, PLACED ON THE PROPERTY ADDRESS;
   34      (D) THE  HOME  IS  (I) PERMANENTLY AFFIXED TO A FOUNDATION, (II) HAS
   35          THE CHARACTERISTICS OF SITE-BUILT HOUSING, AND (III) IS PART  OF
   36          THE LAND; AND
   37      (E) THE  HOME  IS  PERMANENTLY  CONNECTED TO A SEPTIC TANK OR SEWAGE
   38          SYSTEM AND  OTHER  UTILITIES  SUCH  AS  ELECTRICITY,  WATER  AND
   39          NATURAL GAS.
   40  10. IF THE HOMEOWNER IS THE OWNER OF THE LAND, ANY CONVEYANCE OR FINANC-
   41      ING  OF  THE  HOME  AND THE LAND SHALL BE A SINGLE TRANSACTION UNDER
   42      APPLICABLE STATE LAW.
       S. 6081                             9
    1  11. THE HOME IS SUBJECT TO THE FOLLOWING  SECURITY  INTERESTS  (EACH,  A
    2      "SECURITY INTEREST"):
    3      NAME OF LIENHOLDER:              NAME OF LIENHOLDER:
    4      ADDRESS:                         ADDRESS:
    5      ORIGINAL PRINCIPAL               ORIGINAL PRINCIPAL
    6      AMOUNT SECURED:                  AMOUNT SECURED:
    7  12. OTHER  THAN  THOSE DISCLOSED IN THIS AFFIDAVIT, THE HOMEOWNER IS NOT
    8      AWARE OF (I) ANY OTHER CLAIM,  LIEN  OR  ENCUMBRANCE  AFFECTING  THE
    9      HOME,  (II)  ANY  FACTS  OR  INFORMATION KNOWN TO THE APPLICANT THAT
   10      COULD REASONABLY AFFECT THE VALIDITY OF THE TITLE  OF  THE  MANUFAC-
   11      TURED  HOME  OR THE EXISTENCE OR NON-EXISTENCE OF SECURITY INTERESTS
   12      IN IT.
   13  13. A RELEASE OF LIEN FROM EACH OF THE LIENHOLDERS IDENTIFIED  IN  PARA-
   14      GRAPH  11 OF THIS AFFIDAVIT [__] HAS BEEN [__] SHALL BE DELIVERED TO
   15      THE COMMISSIONER OF MOTOR VEHICLES.
   16  14. A HOMEOWNER SHALL INITIAL ONLY ONE OF THE FOLLOWING, AS  IT  APPLIES
   17      TO TITLE TO THE HOME:
   18      [__] THE  HOME  IS  NOT  COVERED  BY  A  CERTIFICATE OF TITLE.   THE
   19           ORIGINAL MANUFACTURER'S CERTIFICATE OF ORIGIN, DULY ENDORSED TO
   20           THE HOMEOWNER, IS ATTACHED TO THIS AFFIDAVIT.
   21      [__] THE HOME IS NOT COVERED BY A CERTIFICATE OF TITLE.  AFTER DILI-
   22           GENT SEARCH AND INQUIRY, THE HOMEOWNER IS UNABLE TO PRODUCE THE
   23           ORIGINAL MANUFACTURER'S CERTIFICATE OF ORIGIN.
   24      [__] THE HOME IS COVERED BY A CERTIFICATE OF TITLE ISSUED ON  ______
   25           OF __________, ______, TITLE NUMBER ______, WHICH THE HOMEOWNER
   26           SHALL SURRENDER.
   27      [__] THE  HOME  IS COVERED BY A CERTIFICATE OF TITLE. AFTER DILIGENT
   28           SEARCH AND INQUIRY, THE HOMEOWNER  IS  UNABLE  TO  PRODUCE  THE
   29           ORIGINAL CERTIFICATE OF TITLE.
   30  15. THE  HOMEOWNER  DESIGNATES THE FOLLOWING PERSON TO RECORD THIS MANU-
   31      FACTURED HOME AFFIXATION AFFIDAVIT AND UPON ITS RECORDING  IT  SHALL
   32      BE  RETURNED  BY  THE RECORDING OFFICER IN THE REAL PROPERTY RECORDS
   33      WHERE THE HOME IS TO BE LOCATED TO SAME:
   34      NAME:
   35      ADDRESS:
   36  16. THIS AFFIDAVIT IS EXECUTED BY HOMEOWNER(S)  PURSUANT  TO  APPLICABLE
   37      STATE LAW.
       S. 6081                            10
    1  IN WITNESS WHEREOF, HOMEOWNER(S) HAS EXECUTED THIS AFFIDAVIT IN MY PRES-
    2  ENCE AND IN THE PRESENCE OF THE UNDERSIGNED WITNESSES ON THIS __________
    3  DAY OF __________, ______.
    4  ____________________________ (SEAL)     ________________________________
    5  HOMEOWNER #1                            WITNESS
    6  ____________________________
    7  PRINTED NAME
    8  ____________________________ (SEAL)     ________________________________
    9  HOMEOWNER #2                            WITNESS
   10  ____________________________
   11  PRINTED NAME
   12  ____________________________ (SEAL)     ________________________________
   13  HOMEOWNER #3                            WITNESS
   14  ____________________________
   15  PRINTED NAME
   16  ____________________________ (SEAL)     ________________________________
   17  HOMEOWNER #4                            WITNESS
   18  ____________________________
   19  PRINTED NAME
   20  STATE OF ___________________ )
   21                               ) SS.:
   22  COUNTY OF __________________ )
   23    ON  THE __________ DAY OF __________ IN THE YEAR ______ BEFORE ME, THE
   24  UNDERSIGNED, A NOTARY PUBLIC IN AND FOR SAID STATE, PERSONALLY  APPEARED
   25  _______________________________________________________________________,
   26  PERSONALLY KNOWN TO ME OR PROVED TO ME  ON  THE  BASIS  OF  SATISFACTORY
   27  EVIDENCE TO BE THE INDIVIDUAL(S) WHOSE NAME(S) IS(ARE) SUBSCRIBED TO THE
   28  WITHIN  INSTRUMENT  AND ACKNOWLEDGED TO ME THAT HE/SHE/THEY EXECUTED THE
   29  SAME  IN  HIS/HER/THEIR  CAPACITY(IES),  AND   THAT   BY   HIS/HER/THEIR
   30  SIGNATURE(S)  ON  THE  INSTRUMENT,  THE  INDIVIDUAL(S), OR THE PERSON ON
   31  BEHALF OF WHICH THE INDIVIDUAL(S) ACTED, EXECUTED THE INSTRUMENT.
   32  ________________________________________
   33  NOTARY SIGNATURE
   34  ________________________________________
   35  NOTARY PRINTED NAME
   36  NOTARY PUBLIC; STATE OF ________________
   37  QUALIFIED IN THE COUNTY OF _____________
   38  MY COMMISSION EXPIRES: _________________
   39  OFFICIAL SEAL:
       S. 6081                            11
    1  ATTENTION COUNTY CLERK: THIS INSTRUMENT COVERS FIXTURES THAT ARE OR  ARE
    2  TO  BE SEVERED FROM THE PROPERTY DESCRIBED HEREIN AND IS TO BE FILED FOR
    3  RECORD IN THE RECORDS WHERE CONVEYANCES OF REAL ESTATE ARE RECORDED.
    4    (D)  THE FEE FOR RECORDING AN AFFIDAVIT OF AFFIXATION SHALL BE TWENTY-
    5  FIVE DOLLARS.
    6    4. DISPOSITION OF LIENS.  NEITHER THE ACT OF  PERMANENTLY  AFFIXING  A
    7  MANUFACTURED  HOME  TO REAL PROPERTY, NOR THE RECORDING OF THE AFFIDAVIT
    8  OF AFFIXATION SHALL IMPAIR THE RIGHTS OF ANY HOLDER OF A SECURITY INTER-
    9  EST IN A MANUFACTURED HOME PERFECTED AS PROVIDED IN  SECTION  TWENTY-ONE
   10  HUNDRED  EIGHTEEN  OF  THE VEHICLE AND TRAFFIC LAW, UNLESS AND UNTIL THE
   11  DUE FILING WITH AND ACCEPTANCE BY THE COMMISSIONER OF MOTOR VEHICLES  OF
   12  AN  APPLICATION  TO  SURRENDER  THE  TITLE  AND A RELEASE OF ANY LIEN AS
   13  PROVIDED IN SECTION TWENTY-ONE HUNDRED TWENTY-ONE  OF  THE  VEHICLE  AND
   14  TRAFFIC  LAW.  UPON  THE FILING OF SUCH A RELEASE, THE SECURITY INTEREST
   15  CREATED UNDER THE VEHICLE AND TRAFFIC LAW TERMINATES.  THE RECORDING  OF
   16  AN  AFFIDAVIT  OF  AFFIXATION  DOES NOT CHANGE THE CHARACTER OF THE LIEN
   17  NOTED ON A CERTIFICATE OF TITLE, AND NO MORTGAGE RECORDING TAX SHALL  BE
   18  IMPOSED AT THE TIME AN AFFIDAVIT OF AFFIXATION IS RECORDED UPON ANY LIEN
   19  UPON A MANUFACTURED HOME CREATED UNDER THE VEHICLE AND TRAFFIC LAW.
   20    5.  NOTICE TO COMMISSIONER OF MOTOR VEHICLES.  UPON THE PAYMENT OF THE
   21  FEES PROVIDED BY LAW AND RECORDATION OF THE AFFIDAVIT OF  AFFIXATION  OR
   22  AFFIDAVIT  OF SEVERANCE, THE RECORDING OFFICER SHALL ENDORSE THE AFFIDA-
   23  VIT AS "RECORDED IN LAND RECORDS", SETTING FORTH  THEREON  THE  INDEXING
   24  INFORMATION  FOR  THE AFFIDAVIT OF AFFIXATION OR THE AFFIDAVIT OF SEVER-
   25  ANCE AND THE RECORDING OFFICER SHALL FORTHWITH FORWARD A CERTIFIED  COPY
   26  OF  THE  AFFIDAVIT  OF  AFFIXATION  OR THE AFFIDAVIT OF SEVERANCE TO THE
   27  PERSON DESIGNATED THEREIN FOR FILING  WITH  THE  COMMISSIONER  OF  MOTOR
   28  VEHICLES.
   29    6.  EFFECT  OF  RECORDED AFFIDAVIT OF AFFIXATION.  A MANUFACTURED HOME
   30  SHALL BE DEEMED TO BE PERMANENTLY AFFIXED TO  AND  INTEGRATED  WITH  THE
   31  REAL PROPERTY, WHEN ALL OF THE FOLLOWING EVENTS HAVE OCCURRED:
   32    (A)  AN  AFFIDAVIT  OF  AFFIXATION  CONFORMING  TO THE REQUIREMENTS OF
   33  SUBDIVISION THREE OF THIS SECTION HAS BEEN DULY RECORDED;
   34    (B) A CERTIFIED COPY OF THE AFFIDAVIT OF  AFFIXATION  AS  PROVIDED  IN
   35  SUBDIVISION  FIVE  OF  THIS  SECTION IS DELIVERED TO THE COMMISSIONER OF
   36  MOTOR VEHICLES; AND
   37    (C) IF THE MANUFACTURED HOME IS COVERED BY A CERTIFICATE OF TITLE, THE
   38  REQUIREMENTS OF SECTION TWENTY-ONE HUNDRED SEVENTEEN-A  OF  THE  VEHICLE
   39  AND TRAFFIC LAW ARE SATISFIED.
   40    7.  CONVEYANCE  AND  ENCUMBRANCE AS REAL PROPERTY.   THE PROVISIONS OF
   41  THIS SUBDIVISION SHALL APPLY IMMEDIATELY UPON THE  SATISFACTION  OF  THE
   42  REQUIREMENTS  OF  SUBDIVISION  SIX  OF THIS SECTION. A MANUFACTURED HOME
   43  SHALL BE DEEMED TO BE PERMANENTLY AFFIXED TO THE REAL PROPERTY, AND  ANY
   44  MORTGAGE  LIEN  OR SECURITY INTEREST WHICH CAN ATTACH TO LAND, BUILDINGS
   45  ERECTED THEREON OR FIXTURES AFFIXED THERETO, SHALL ATTACH  IN  THE  SAME
   46  MANNER  AS  IF THE MANUFACTURED HOME WAS BUILT ON SITE, AND TITLE TO THE
   47  MANUFACTURED HOME FOR WHICH AN AFFIDAVIT OF AFFIXATION HAS BEEN RECORDED
   48  MAY BE TRANSFERRED BY DEED OR OTHER FORM OF CONVEYANCE THAT IS EFFECTIVE
   49  TO TRANSFER AN INTEREST IN REAL PROPERTY,  TOGETHER  WITH  THE  LAND  TO
   50  WHICH SUCH STRUCTURE HAS BEEN AFFIXED AND THE MANUFACTURED HOME SHALL BE
   51  DEEMED  TO BE REAL PROPERTY AND SHALL BE GOVERNED BY THE LAWS APPLICABLE
   52  THERETO.
   53    8. MANUFACTURED HOMES THAT REMAIN  PERSONAL  PROPERTY  OR  A  FIXTURE.
   54  EXCEPT  AS  PROVIDED  IN SUBDIVISIONS THREE, FIVE, SIX AND SEVEN OF THIS
   55  SECTION, AN AFFIDAVIT OF AFFIXATION IS NOT  NECESSARY  OR  EFFECTIVE  TO
   56  CONVEY  OR  ENCUMBER A MANUFACTURED HOME.  EVERY CONVEYANCE OF LAND UPON
       S. 6081                            12
    1  WHICH IS LOCATED A MANUFACTURED HOME WHICH IS COVERED BY  A  CERTIFICATE
    2  OF TITLE ISSUED PURSUANT TO ARTICLE FORTY-SIX OF THE VEHICLE AND TRAFFIC
    3  LAW,  AND  FOR WHICH NO AFFIDAVIT OF AFFIXATION HAS BEEN RECORDED, SHALL
    4  CONTAIN A RECITAL THAT SUCH CONVEYANCE DOES NOT AFFECT THE TITLE TO SAID
    5  MANUFACTURED  HOME AND THAT THE TRANSFER OR ENCUMBRANCE THEREOF CAN ONLY
    6  BE MADE PURSUANT TO THE PROVISIONS OF THE VEHICLE AND TRAFFIC  LAW.  ANY
    7  AGREEMENT  BY  ANY  PARTY TO THE TRANSACTION WHEREBY THE REQUIREMENTS OF
    8  THIS SUBSECTION ARE WAIVED SHALL BE VOID AS CONTRARY TO PUBLIC POLICY.
    9    9. AFFIDAVIT OF SEVERANCE.  (A) IF AND WHEN A  MANUFACTURED  HOME  FOR
   10  WHICH  AN  AFFIDAVIT  OF  AFFIXATION HAS   BEEN RECORDED, IS DETACHED OR
   11  SEVERED FROM THE REAL PROPERTY WHERE IT IS AFFIXED, ANY PERSON HAVING AN
   12  INTEREST IN THE REAL PROPERTY MAY RECORD AN AFFIDAVIT  OF  SEVERANCE  IN
   13  THE  LAND  RECORDS  OF THE COUNTY WHERE THE AFFIDAVIT OF AFFIXATION WITH
   14  RESPECT TO THE HOME  IS  RECORDED.  THE  AFFIDAVIT  OF  SEVERANCE  SHALL
   15  CONTAIN OR BE ACCOMPANIED BY:
   16    (I)  THE NAME, RESIDENCE AND MAILING ADDRESS OF THE OWNER OF THE MANU-
   17  FACTURED HOME;
   18    (II) A DESCRIPTION OF THE MANUFACTURED HOME INCLUDING, SO FAR  AS  THE
   19  FOLLOWING DATA EXISTS: THE NAME OF THE MANUFACTURER, THE MAKE, THE MODEL
   20  NAME,  THE  MODEL  YEAR,  THE DIMENSIONS, AND THE VEHICLE IDENTIFICATION
   21  NUMBER OR NUMBERS OF THE MANUFACTURED HOME AND  WHETHER  IT  IS  NEW  OR
   22  USED;
   23    (III)  A STATEMENT OF BOOK NUMBER, PAGE NUMBER AND DATE OF RECORDATION
   24  OF THE AFFIDAVIT OF AFFIXATION;
   25    (IV) A STATEMENT OF EITHER, (A) ANY FACTS OR INFORMATION KNOWN TO  THE
   26  AFFIANT  THAT  COULD  REASONABLY AFFECT THE VALIDITY OF THE TITLE OF THE
   27  MANUFACTURED HOME OR THE EXISTENCE OR NON-EXISTENCE OF  SECURITY  INTER-
   28  ESTS  IN  IT,  OR (B) THAT NO SUCH FACTS OR INFORMATION ARE KNOWN TO THE
   29  AFFIANT;
   30    (V) A SWORN DECLARATION BY AN ATTORNEY-AT-LAW, DULY ADMITTED TO  PRAC-
   31  TICE  IN  THE  COURTS OF THE STATE OF NEW YORK, OR AN AGENT OF THE TITLE
   32  INSURANCE COMPANY DULY LICENSED TO ISSUE POLICIES OF TITLE INSURANCE  IN
   33  THE  STATE  OF  NEW YORK THAT THE MANUFACTURED HOME IS FREE AND CLEAR OF
   34  ALL LIENS AND ENCUMBRANCES, AND (A) ANY FACTS OR  INFORMATION  KNOWN  TO
   35  HIM OR HER THAT COULD REASONABLY AFFECT THE VALIDITY OF THE TITLE OF THE
   36  MANUFACTURED  HOME  OR THE EXISTENCE OR NON-EXISTENCE OF SECURITY INTER-
   37  ESTS IN IT; OR (B) THAT NO SUCH FACTS OR INFORMATION ARE KNOWN TO HIM OR
   38  HER; AND
   39    (VI) THE NAME AND ADDRESS OF THE PERSON DESIGNATED FOR  RECORDING  THE
   40  AFFIDAVIT  OF SEVERANCE WITH THE COMMISSIONER OF MOTOR VEHICLES, TO WHOM
   41  THE RECORDING OFFICER SHALL DELIVER THE AFFIDAVIT OF SEVERANCE AFTER  IT
   42  HAS BEEN DULY RECORDED IN THE REAL PROPERTY RECORDS, AS PROVIDED IN THIS
   43  SECTION.
   44    (B) THE AFFIDAVIT OF SEVERANCE SHALL BE IN THE FORM SET FORTH IN PARA-
   45  GRAPH (C) OF THIS SUBDIVISION DULY ACKNOWLEDGED OR PROVED IN LIKE MANNER
   46  AS  TO  ENTITLE  A CONVEYANCE TO BE RECORDED AND WHEN SO ACKNOWLEDGED OR
   47  PROVED, UPON PAYMENT OF THE LAWFUL FEES THEREFOR, SUCH RECORDING OFFICER
   48  SHALL IMMEDIATELY CAUSE THE AFFIDAVIT AND ANY ATTACHMENTS THERETO, TO BE
   49  DULY RECORDED AND INDEXED IN THE RECORD OF DEEDS.
   50    (C) THE AFFIDAVIT OF SEVERANCE SHALL CONFORM TO  THE  REQUIREMENTS  OF
   51  THIS  SECTION.  AN AFFIDAVIT OF SEVERANCE IN SUBSTANTIALLY THE FOLLOWING
   52  FORM SHALL BE DEEMED TO BE IN COMPLIANCE:
   53                              MANUFACTURED HOME
   54                           AFFIDAVIT OF SEVERANCE
       S. 6081                            13
    1  STATE OF ___________________ )
    2                               ) SS.:
    3  COUNTY OF __________________ )
    4  BEFORE  ME,  THE  UNDERSIGNED  NOTARY  PUBLIC,  ON  THIS  DAY PERSONALLY
    5  APPEARED
    6  ____________________________
    7  HOMEOWNER #1
    8  ____________________________
    9  HOMEOWNER #2
   10  ____________________________
   11  HOMEOWNER #3
   12  ____________________________
   13  HOMEOWNER #4
   14        [TYPE THE NAME(S) OF EACH HOMEOWNER SIGNING THIS AFFIDAVIT]:
   15  KNOWN TO ME TO BE THE PERSON(S) WHOSE NAME(S)  IS/ARE  SUBSCRIBED  BELOW
   16  (EACH A "HOMEOWNER"), AND WHO, BEING BY ME FIRST DULY SWORN, DID EACH ON
   17  HIS OR HER OATH STATE AS FOLLOWS:
   18  1.  THE HOMEOWNER(S) RESIDE AT THE FOLLOWING ADDRESS:
   19  ________________________________________________________________________
   20  STREET OR ROUTE         CITY         COUNTY         STATE       ZIP CODE
   21  MAILING ADDRESS, IF DIFFERENT:
   22  ________________________________________________________________________
   23  STREET OR ROUTE         CITY         COUNTY         STATE       ZIP CODE
   24  2.  HOMEOWNER OWNS THE MANUFACTURED HOME ("HOME") DESCRIBED AS FOLLOWS:
   25  ________________________________________________________________________
   26  NEW/USED  YEAR  MANUFACTURER'S  MODEL NAME  MANUFACTURER'S  LENGTH/WIDTH
   27                       NAME        AND MODEL    SERIAL NO.
   28                                      NO.
   29  3.  THE HOME IS OR WAS LOCATED AT THE FOLLOWING "PROPERTY ADDRESS":
   30  ________________________________________________________________________
   31  STREET OR ROUTE         CITY         COUNTY         STATE       ZIP CODE
   32  4.  THE LEGAL DESCRIPTION OF THE REAL PROPERTY FROM WHICH THE HOME IS OR
   33      WILL BE SEVERED ("LAND") IS:
   34  ________________________________________________________________________
   35  ________________________________________________________________________
   36  ________________________________________________________________________
   37  ________________________________________________________________________
       S. 6081                            14
    1  5.  AN AFFIDAVIT OF AFFIXATION WAS DULY RECORDED IN THE BOOK OF DEEDS OF
    2      _____________ COUNTY ON _____________, IN BOOK NUMBER ______ AT PAGE
    3      NUMBER ______.
    4  6.  THE  HOME  IS  SUBJECT  TO THE FOLLOWING SECURITY INTERESTS (EACH, A
    5      "SECURITY INTEREST"):
    6      NAME OF LIENHOLDER:              NAME OF LIENHOLDER:
    7      ADDRESS:                         ADDRESS:
    8      ORIGINAL PRINCIPAL               ORIGINAL PRINCIPAL
    9      AMOUNT SECURED:                  AMOUNT SECURED:
   10  7.  OTHER THAN THOSE DISCLOSED IN THIS AFFIDAVIT, THE HOMEOWNER  IS  NOT
   11      AWARE  OF  (I)  ANY  OTHER  CLAIM, LIEN OR ENCUMBRANCE AFFECTING THE
   12      HOME, (II) ANY FACTS OR INFORMATION  KNOWN  TO  THE  APPLICANT  THAT
   13      COULD  REASONABLY  AFFECT  THE VALIDITY OF THE TITLE OF THE MANUFAC-
   14      TURED HOME OR THE EXISTENCE OR NON-EXISTENCE OF  SECURITY  INTERESTS
   15      IN IT.
   16  8.  THE SWORN STATEMENT OF AN ATTORNEY AT LAW, DULY ADMITTED TO PRACTICE
   17      IN  THE  COURTS  OF  THE  STATE  OF NEW YORK, OR AN AGENT OF A TITLE
   18      INSURANCE COMPANY DULY LICENSED TO ISSUE POLICIES OF TITLE INSURANCE
   19      IN THE STATE OF NEW YORK IS  ATTACHED  ("SEVERANCE  CERTIFICATION").
   20      THE  SEVERANCE  CERTIFICATION  STATES  THAT THE MANUFACTURED HOME IS
   21      FREE AND CLEAR OF ALL LIENS AND ENCUMBRANCES, AND (A) ANY  FACTS  OR
   22      INFORMATION  KNOWN  TO HIM THAT COULD REASONABLY AFFECT THE VALIDITY
   23      OF THE TITLE OF THE MANUFACTURED HOME OR THE EXISTENCE OR  NON-EXIS-
   24      TENCE  OF  SECURITY  INTERESTS  IN  IT; OR (B) THAT NO SUCH FACTS OR
   25      INFORMATION ARE KNOWN TO HIM.
   26  9.  THE HOMEOWNER DESIGNATES THE FOLLOWING PERSON TO RECORD  THIS  MANU-
   27      FACTURED HOME AFFIDAVIT OF SEVERANCE AND UPON ITS RECORDING IT SHALL
   28      BE  RETURNED  BY  THE RECORDING OFFICER IN THE REAL PROPERTY RECORDS
   29      WHERE THE HOME IS TO BE LOCATED TO SAME:
   30      NAME:
   31      ADDRESS:
   32  10. THIS AFFIDAVIT IS EXECUTED BY HOMEOWNER(S)  PURSUANT  TO  APPLICABLE
   33      STATE LAW.
   34  IN WITNESS WHEREOF, HOMEOWNER(S) HAS EXECUTED THIS AFFIDAVIT IN MY PRES-
   35  ENCE AND IN THE PRESENCE OF THE UNDERSIGNED WITNESSES ON THIS __________
   36  DAY OF ____________, ______.
   37  ____________________________ (SEAL)     ________________________________
   38  HOMEOWNER #1                            WITNESS
   39  ____________________________
   40  PRINTED NAME
   41  ____________________________ (SEAL)     ________________________________
       S. 6081                            15
    1  HOMEOWNER #2                            WITNESS
    2  ____________________________
    3  PRINTED NAME
    4  ____________________________ (SEAL)     ________________________________
    5  HOMEOWNER #3                            WITNESS
    6  ____________________________
    7  PRINTED NAME
    8  ____________________________ (SEAL)     ________________________________
    9  HOMEOWNER #4                            WITNESS
   10  ____________________________
   11  PRINTED NAME
   12  STATE OF ___________________ )
   13                               ) SS.:
   14  COUNTY OF __________________ )
   15    ON  THE __________ DAY OF __________ IN THE YEAR ______ BEFORE ME, THE
   16  UNDERSIGNED, A NOTARY PUBLIC IN AND FOR SAID STATE, PERSONALLY  APPEARED
   17  _______________________________________________________________________,
   18  PERSONALLY KNOWN TO ME OR PROVED TO ME  ON  THE  BASIS  OF  SATISFACTORY
   19  EVIDENCE TO BE THE INDIVIDUAL(S) WHOSE NAME(S) IS(ARE) SUBSCRIBED TO THE
   20  WITHIN  INSTRUMENT  AND ACKNOWLEDGED TO ME THAT HE/SHE/THEY EXECUTED THE
   21  SAME  IN  HIS/HER/THEIR  CAPACITY(IES),  AND   THAT   BY   HIS/HER/THEIR
   22  SIGNATURE(S)  ON  THE  INSTRUMENT,  THE  INDIVIDUAL(S), OR THE PERSON ON
   23  BEHALF OF WHICH THE INDIVIDUAL(S) ACTED, EXECUTED THE INSTRUMENT.
   24  ________________________________________
   25  NOTARY SIGNATURE
   26  ________________________________________
   27  NOTARY PRINTED NAME
   28  NOTARY PUBLIC; STATE OF ________________
   29  QUALIFIED IN THE COUNTY OF _____________
   30  MY COMMISSION EXPIRES: _________________
   31  OFFICIAL SEAL:
   32  ATTENTION COUNTY CLERK: THIS INSTRUMENT COVERS FIXTURES THAT ARE OR  ARE
   33  TO  BE SEVERED FROM THE PROPERTY DESCRIBED HEREIN AND IS TO BE FILED FOR
   34  RECORD IN THE RECORDS WHERE CONVEYANCES OF REAL ESTATE ARE RECORDED.
   35    (D)  THE  FEE  FOR  RECORDING  AN  AFFIDAVIT  OF  SEVERANCE  SHALL  BE
   36  TWENTY-FIVE DOLLARS.
   37    10.  DOCUMENTS HELD IN TRUST.  THE ORIGINAL MANUFACTURER'S CERTIFICATE
   38  OF ORIGIN, OR ANY LIEN RELEASE DOCUMENTS MAY BE DELIVERED TO ANY  PERSON
   39  TO FACILITATE CONVEYING OR ENCUMBERING THE MANUFACTURED HOME. ANY PERSON
   40  RECEIVING  ANY  SUCH DOCUMENTS SO DELIVERED HOLDS THE DOCUMENTS IN TRUST
   41  FOR THAT LIENHOLDER.
   42    11. DAMAGES FOR FAILURE TO COMPLY WITH THIS  SECTION.    EACH  PERSON,
   43  OTHER  THAN  A COUNTY CLERK OR THE COMMISSIONER OF MOTOR VEHICLES, KNOW-
   44  INGLY AND WILLINGLY EXECUTING, RECORDING  OR  FILING  ANY  AFFIDAVIT  OF
       S. 6081                            16
    1  AFFIXATION,  AFFIDAVIT  OF  SEVERANCE OR ANY LIEN RELEASE DOCUMENT WHICH
    2  FAILS TO COMPLY WITH THE REQUIREMENTS OF THIS  SECTION,  OR  STATES  ANY
    3  FACT  FINALLY  DETERMINED  BY  A  COURT  OF COMPETENT JURISDICTION TO BE
    4  UNTRUE,  OR  FAILS  TO  STATE ANY FACT, THE OMISSION OF WHICH IS FINALLY
    5  DETERMINED BY A COURT OF COMPETENT JURISDICTION TO BE MATERIAL, SHALL BE
    6  STRICTLY LIABLE, JOINTLY AND SEVERALLY, TO ANY PERSON DAMAGED THEREBY.
    7    S 11. This act shall take effect January 1, 2010;  provided,  however,
    8  that  the  commissioner  of motor vehicles shall promulgate any rules or
    9  regulations necessary for the timely implementation of this  act  on  or
   10  before such date.
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