Bill Text: TX HB3226 | 2023-2024 | 88th Legislature | Introduced
Bill Title: Relating to the development and implementation of the Live Well Texas program to provide health benefit coverage to certain individuals; imposing penalties.
Spectrum: Partisan Bill (Republican 1-0)
Status: (Introduced - Dead) 2023-03-15 - Referred to Health Care Reform, Select [HB3226 Detail]
Download: Texas-2023-HB3226-Introduced.html
88R10277 JG-D | ||
By: Allison | H.B. No. 3226 |
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relating to the development and implementation of the Live Well | ||
Texas program to provide health benefit coverage to certain | ||
individuals; imposing penalties. | ||
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
SECTION 1. Subtitle I, Title 4, Government Code, is amended | ||
by adding Chapter 537A to read as follows: | ||
CHAPTER 537A. LIVE WELL TEXAS PROGRAM | ||
SUBCHAPTER A. GENERAL PROVISIONS | ||
Sec. 537A.0001. DEFINITIONS. In this chapter: | ||
(1) "Basic plan" means the program health benefit plan | ||
described by Section 537A.0202. | ||
(2) "Eligible individual" means an individual who is | ||
eligible to participate in the program. | ||
(3) "Participant" means an individual who is: | ||
(A) enrolled in a program health benefit plan; or | ||
(B) receiving health care financial assistance | ||
under Subchapter H. | ||
(4) "Plus plan" means the program health benefit plan | ||
described by Section 537A.0203. | ||
(5) "POWER account" means a personal wellness and | ||
responsibility account the commission establishes for a | ||
participant under Section 537A.0251. | ||
(6) "Program" means the Live Well Texas program | ||
established under this chapter. | ||
(7) "Program health benefit plan" includes: | ||
(A) the basic plan; and | ||
(B) the plus plan. | ||
(8) "Program health benefit plan provider" means a | ||
health benefit plan provider that contracts with the commission | ||
under Section 537A.0107 to arrange for the provision of health care | ||
services through a program health benefit plan. | ||
SUBCHAPTER B. FEDERAL WAIVER FOR LIVE WELL TEXAS PROGRAM | ||
Sec. 537A.0051. FEDERAL AUTHORIZATION FOR PROGRAM. (a) | ||
Notwithstanding any other law, the executive commissioner shall | ||
develop and seek a waiver under Section 1115 of the Social Security | ||
Act (42 U.S.C. Section 1315) to the state Medicaid plan to implement | ||
the Live Well Texas program to assist individuals in obtaining | ||
health benefit coverage through a program health benefit plan or | ||
health care financial assistance. | ||
(b) The terms of a waiver the executive commissioner seeks | ||
under this section must: | ||
(1) be designed to: | ||
(A) provide health benefit coverage options for | ||
eligible individuals; | ||
(B) produce better health outcomes for | ||
participants; | ||
(C) create incentives for participants to | ||
transition from receiving public assistance benefits to achieving | ||
stable employment; | ||
(D) promote personal responsibility and engage | ||
participants in making decisions regarding health care based on | ||
cost and quality; | ||
(E) support participants' self-sufficiency by | ||
requiring unemployed participants to be referred to work search and | ||
job training programs and actively seek employment; | ||
(F) support participants' overall wellness by | ||
requiring participants to receive preventative care services and | ||
maintain relationships with preventative care providers; | ||
(G) support participants who become ineligible | ||
to participate in a program health benefit plan in transitioning to | ||
private health benefit coverage; and | ||
(H) leverage enhanced federal medical assistance | ||
percentage funding to minimize or eliminate the need for a program | ||
enrollment cap; and | ||
(2) allow for the operation of the program consistent | ||
with the requirements of this chapter. | ||
Sec. 537A.0052. FUNDING. Subject to approval of the waiver | ||
described by Section 537A.0051, the commission shall implement the | ||
program using enhanced federal medical assistance percentage | ||
funding available under the Patient Protection and Affordable Care | ||
Act (Pub. L. No. 111-148) as amended by the Health Care and | ||
Education Reconciliation Act of 2010 (Pub. L. No. 111-152). | ||
Sec. 537A.0053. NOT AN ENTITLEMENT; TERMINATION OF PROGRAM. | ||
(a) This chapter does not establish an entitlement to health | ||
benefit coverage or health care financial assistance under the | ||
program for eligible individuals. | ||
(b) The program terminates at the time federal funding | ||
terminates under the Patient Protection and Affordable Care Act | ||
(Pub. L. No. 111-148) as amended by the Health Care and Education | ||
Reconciliation Act of 2010 (Pub. L. No. 111-152), unless a | ||
successor program providing federal funding that is at least equal | ||
to the federal funding under that Act is created. | ||
SUBCHAPTER C. PROGRAM ADMINISTRATION | ||
Sec. 537A.0101. PROGRAM OBJECTIVE. The program's principal | ||
objective is to provide primary and preventative health care | ||
through high deductible program health benefit plans to eligible | ||
individuals. | ||
Sec. 537A.0102. PROGRAM PROMOTION. The commission shall | ||
promote and provide information about the program to individuals | ||
who: | ||
(1) are potentially eligible to participate in the | ||
program; and | ||
(2) live in medically underserved areas of this state. | ||
Sec. 537A.0103. COMMISSION'S AUTHORITY RELATED TO HEALTH | ||
BENEFIT PLAN PROVIDER CONTRACTS. The commission may: | ||
(1) enter into contracts with health benefit plan | ||
providers under Section 537A.0107; | ||
(2) monitor program health benefit plan providers | ||
through reporting requirements and other means to ensure contract | ||
performance and quality delivery of services; | ||
(3) monitor the quality of services delivered to | ||
participants through outcome measurements; and | ||
(4) provide payment under the contracts to program | ||
health benefit plan providers. | ||
Sec. 537A.0104. COMMISSION'S AUTHORITY RELATED TO | ||
ELIGIBILITY AND MEDICAID COORDINATION. The commission may: | ||
(1) accept applications for health benefit coverage | ||
under the program and implement program eligibility screening and | ||
enrollment procedures; | ||
(2) resolve grievances related to eligibility | ||
determinations; and | ||
(3) to the extent possible, coordinate the program | ||
with Medicaid. | ||
Sec. 537A.0105. THIRD-PARTY ADMINISTRATOR CONTRACT FOR | ||
PROGRAM IMPLEMENTATION. (a) In administering the program, the | ||
commission may contract with a third-party administrator to provide | ||
enrollment and related services. | ||
(b) If the commission contracts with a third-party | ||
administrator under this section, the commission shall: | ||
(1) monitor the third-party administrator through | ||
reporting requirements and other means to ensure contract | ||
performance and quality delivery of services; and | ||
(2) provide payment under the contract to the | ||
third-party administrator. | ||
(c) The executive commissioner shall retain all | ||
policymaking authority over the program. | ||
(d) The commission shall procure each contract with a | ||
third-party administrator, as applicable, through a competitive | ||
procurement process that complies with all federal and state laws. | ||
Sec. 537A.0106. TEXAS DEPARTMENT OF INSURANCE DUTIES. (a) | ||
At the commission's request, the Texas Department of Insurance | ||
shall provide any necessary assistance with the program. The | ||
department shall monitor the quality of the services provided by | ||
program health benefit plan providers and resolve grievances | ||
related to those providers. | ||
(b) The commission and the Texas Department of Insurance may | ||
adopt a memorandum of understanding that addresses the | ||
responsibilities of each agency with respect to the program. | ||
(c) The Texas Department of Insurance, in consultation with | ||
the commission, shall adopt rules as necessary to implement this | ||
section. | ||
Sec. 537A.0107. HEALTH BENEFIT PLAN PROVIDER CONTRACTS. | ||
The commission shall select through a competitive procurement | ||
process that complies with all federal and state laws and contract | ||
with health benefit plan providers to provide health care services | ||
under the program. To be eligible for a contract under this section, | ||
an entity must: | ||
(1) be a Medicaid managed care organization; | ||
(2) hold a certificate of authority issued by the | ||
Texas Department of Insurance that authorizes the entity to provide | ||
the types of health care services offered under the program; and | ||
(3) satisfy, except as provided by this chapter, any | ||
applicable requirement of the Insurance Code or another insurance | ||
law of this state. | ||
Sec. 537A.0108. HEALTH CARE PROVIDERS. (a) A health care | ||
provider who provides health care services under the program must | ||
meet certification and licensure requirements required by | ||
commission rules and other law. | ||
(b) In adopting rules governing the program, the executive | ||
commissioner shall ensure that a health care provider who provides | ||
health care services under the program is reimbursed at a rate that | ||
is at least equal to the rate paid under Medicare for the provision | ||
of the same or substantially similar services. | ||
Sec. 537A.0109. PROHIBITION ON CERTAIN HEALTH CARE | ||
PROVIDERS. The executive commissioner shall adopt rules that | ||
prohibit a health care provider from providing program health care | ||
services for a reasonable period, as determined by the executive | ||
commissioner, if the health care provider: | ||
(1) fails to repay program overpayments; or | ||
(2) owns, controls, manages, or is otherwise | ||
affiliated with and has financial, managerial, or administrative | ||
influence over a health care provider who has been suspended or | ||
prohibited from providing program health care services. | ||
SUBCHAPTER D. ELIGIBILITY FOR PROGRAM HEALTH BENEFIT COVERAGE | ||
Sec. 537A.0151. ELIGIBILITY REQUIREMENTS. (a) An | ||
individual is eligible to enroll in a program health benefit plan | ||
if: | ||
(1) the individual is: | ||
(A) a citizen or permanent resident of the United | ||
States; and | ||
(B) a resident of this state; | ||
(2) the individual is 19 years of age or older but | ||
younger than 65 years of age; | ||
(3) applying the eligibility criteria in effect in | ||
this state on December 31, 2022, the individual is not eligible for | ||
Medicaid; and | ||
(4) federal matching funds are available under the | ||
Patient Protection and Affordable Care Act (Pub. L. No. 111-148) as | ||
amended by the Health Care and Education Reconciliation Act of 2010 | ||
(Pub. L. No. 111-152) to provide benefits to the individual under | ||
the federal medical assistance program established under Title XIX, | ||
Social Security Act (42 U.S.C. Section 1396 et seq.). | ||
(b) An individual who is a parent or caretaker relative to | ||
whom 42 C.F.R. Section 435.110 applies is eligible to enroll in a | ||
program health benefit plan. | ||
(c) In determining eligibility for the program, the | ||
commission shall apply the same eligibility criteria regarding | ||
residency and citizenship in effect for Medicaid in this state on | ||
December 31, 2022. | ||
Sec. 537A.0152. CONTINUOUS COVERAGE. The commission shall | ||
ensure that an individual who is initially determined or | ||
redetermined to be eligible to participate in the program and | ||
enroll in a program health benefit plan will remain eligible for | ||
coverage under the plan for a period of 12 months beginning on the | ||
first day of the month following the date eligibility was | ||
determined or redetermined, subject to Section 537A.0252(f). | ||
Sec. 537A.0153. APPLICATION FORM AND PROCEDURES. (a) The | ||
executive commissioner shall adopt an application form and | ||
application procedures for the program. The form and procedures | ||
must be coordinated with forms and procedures under Medicaid to | ||
ensure that there is a single consolidated application process to | ||
seek health benefit coverage under the program or Medicaid. | ||
(b) To the extent possible, the commission shall make the | ||
application form available in languages other than English. | ||
(c) The executive commissioner may permit an individual to | ||
apply by mail, over the telephone, or through the Internet. | ||
Sec. 537A.0154. ELIGIBILITY SCREENING AND ENROLLMENT. (a) | ||
The executive commissioner shall adopt eligibility screening and | ||
enrollment procedures or use the Texas Integrated Enrollment | ||
Services eligibility determination system or a compatible system to | ||
screen individuals and enroll eligible individuals in the program. | ||
(b) The eligibility screening and enrollment procedures | ||
must ensure that an individual applying for the program who appears | ||
eligible for Medicaid is identified and assisted with obtaining | ||
Medicaid coverage. If the individual is denied Medicaid coverage | ||
but is determined eligible to enroll in a program health benefit | ||
plan, the commission shall enroll the individual in a program | ||
health benefit plan of the individual's choosing and for which the | ||
individual is eligible without further application or | ||
qualification. | ||
(c) Not later than the 30th day after the date an individual | ||
submits a complete application form and unless the individual is | ||
identified and assisted with obtaining Medicaid coverage under | ||
Subsection (b), the commission shall ensure that the individual's | ||
eligibility to participate in the program is determined and that | ||
the individual is provided with information on program health | ||
benefit plans and program health benefit plan providers. The | ||
commission shall enroll the individual in the program health | ||
benefit plan and with the program health benefit plan provider of | ||
the individual's choosing in a timely manner, as determined by the | ||
commission. | ||
(d) The executive commissioner may establish enrollment | ||
periods for the program. | ||
Sec. 537A.0155. ELIGIBILITY REDETERMINATION PROCESS; | ||
DISENROLLMENT. (a) Not later than the 90th day before a | ||
participant's coverage period expires, the commission shall notify | ||
the participant regarding the eligibility redetermination process | ||
and request documentation necessary to redetermine the | ||
participant's eligibility. | ||
(b) The commission shall provide written notice of | ||
termination of eligibility to a participant not later than the 30th | ||
day before the date the participant's eligibility will terminate. | ||
The commission shall disenroll the participant from the program if: | ||
(1) the participant does not submit the requested | ||
eligibility redetermination documentation before the last day of | ||
the participant's coverage period; or | ||
(2) the commission, based on the submitted | ||
documentation, determines the participant is no longer eligible for | ||
the program, subject to Subchapter H. | ||
(c) An individual may submit the requested eligibility | ||
redetermination documentation not later than the 90th day after the | ||
date the commission disenrolls the individual from the program. If | ||
the commission determines that the individual continues to meet | ||
program eligibility requirements, the commission shall reenroll | ||
the individual in the program without any additional application | ||
requirements. | ||
(d) An individual who does not complete the eligibility | ||
redetermination process in accordance with this section and who the | ||
commission disenrolls from the program may not participate in the | ||
program for a period of 180 days beginning on the date of | ||
disenrollment. This subsection does not apply to an individual: | ||
(1) described by Section 537A.0206 or 537A.0208; or | ||
(2) who is: | ||
(A) pregnant; or | ||
(B) younger than 21 years of age. | ||
(e) At the time the commission disenrolls a participant from | ||
the program, the commission shall provide to the participant: | ||
(1) notice that the participant may be eligible to | ||
receive health care financial assistance under Subchapter H in | ||
transitioning to private health benefit coverage; and | ||
(2) information on and the eligibility requirements | ||
for that financial assistance. | ||
SUBCHAPTER E. BASIC AND PLUS PLANS | ||
Sec. 537A.0201. BASIC AND PLUS PLAN COVERAGE GENERALLY. | ||
(a) The basic and plus plans offered under the program must: | ||
(1) comply with this subchapter and coverage | ||
requirements prescribed by other law; and | ||
(2) at a minimum, provide coverage for essential | ||
health benefits required under 42 U.S.C. Section 18022(b). | ||
(b) In modifying covered health benefits under the basic and | ||
plus plans, the executive commissioner shall consider the health | ||
care needs of healthy individuals and individuals with special | ||
health care needs. | ||
(c) The basic and plus plans must allow a participant with a | ||
chronic, disabling, or life-threatening illness to select an | ||
appropriate specialist as the participant's primary care | ||
physician. | ||
Sec. 537A.0202. BASIC PLAN: COVERAGE AND INCOME | ||
ELIGIBILITY. (a) The program must include a basic plan that is | ||
sufficient to meet the basic health care needs of individuals who | ||
enroll in the plan. | ||
(b) The covered health benefits under the basic plan must | ||
include: | ||
(1) primary care physician services; | ||
(2) prenatal and postpartum care; | ||
(3) specialty care physician visits; | ||
(4) home health services, not to exceed 100 visits per | ||
year; | ||
(5) outpatient surgery; | ||
(6) allergy testing; | ||
(7) chemotherapy; | ||
(8) intravenous infusion services; | ||
(9) radiation therapy; | ||
(10) dialysis; | ||
(11) emergency care hospital services; | ||
(12) emergency transportation, including ambulance | ||
and air ambulance; | ||
(13) urgent care clinic services; | ||
(14) hospitalization, including for: | ||
(A) general inpatient hospital care; | ||
(B) inpatient physician services; | ||
(C) inpatient surgical services; | ||
(D) non-cosmetic reconstructive surgery; | ||
(E) a transplant; | ||
(F) treatment for a congenital abnormality; | ||
(G) anesthesia; | ||
(H) hospice care; and | ||
(I) care in a skilled nursing facility for a | ||
period not to exceed 100 days per occurrence; | ||
(15) inpatient and outpatient behavioral health | ||
services; | ||
(16) inpatient, outpatient, and residential substance | ||
use treatment; | ||
(17) prescription drugs, including tobacco cessation | ||
drugs; | ||
(18) inpatient and outpatient rehabilitative and | ||
habilitative care, including physical, occupational, and speech | ||
therapy, not to exceed 60 combined visits per year; | ||
(19) medical equipment, appliances, and assistive | ||
technology, including prosthetics and hearing aids, and the repair, | ||
technical support, and customization needed for individual use; | ||
(20) laboratory and pathology tests and services; | ||
(21) diagnostic imaging, including x-rays, magnetic | ||
resonance imaging, computed tomography, and positron emission | ||
tomography; | ||
(22) preventative care services as described by | ||
Section 537A.0204; and | ||
(23) services under the early and periodic screening, | ||
diagnostic, and treatment program for participants who are younger | ||
than 21 years of age. | ||
(c) To be eligible for health care benefits under the basic | ||
plan, an individual who is eligible for the program must have an | ||
annual household income that is equal to or less than 100 percent of | ||
the federal poverty level. | ||
Sec. 537A.0203. PLUS PLAN: COVERAGE AND INCOME ELIGIBILITY. | ||
(a) The program must include a plus plan that includes the covered | ||
health benefits listed in Section 537A.0202 and the following | ||
additional enhanced health benefits: | ||
(1) services related to the treatment of conditions | ||
affecting the temporomandibular joint; | ||
(2) dental care; | ||
(3) vision care; | ||
(4) notwithstanding Section 537A.0202(b)(18), | ||
inpatient and outpatient rehabilitative and habilitative care, | ||
including physical, occupational, and speech therapy, not to exceed | ||
75 combined visits per year; | ||
(5) bariatric surgery; and | ||
(6) other services the commission considers | ||
appropriate. | ||
(b) An individual who is eligible for the program and whose | ||
annual household income exceeds 100 percent of the federal poverty | ||
level will automatically be enrolled in and receive health benefits | ||
under the plus plan. An individual who is eligible for the program | ||
and whose annual household income is equal to or less than 100 | ||
percent of the federal poverty level may choose to enroll in the | ||
plus plan. | ||
(c) A participant enrolled in the plus plan is required to | ||
make POWER account contributions in accordance with Section | ||
537A.0252. | ||
Sec. 537A.0204. PREVENTATIVE CARE SERVICES. (a) The | ||
commission shall provide to each participant a list of health care | ||
services that qualify as preventative care services based on the | ||
participant's age, gender, and preexisting conditions. In | ||
developing the list, the commission shall consult with the federal | ||
Centers for Disease Control and Prevention. | ||
(b) A program health benefit plan shall, at no cost to the | ||
participant, provide coverage for: | ||
(1) preventative care services described by 42 U.S.C. | ||
Section 300gg-13; and | ||
(2) a maximum of $500 per year of preventative care | ||
services other than those described by Subdivision (1). | ||
(c) A participant who receives preventative care services | ||
not described by Subsection (b) that are covered under the | ||
participant's program health benefit plan is subject to deductible | ||
and copayment requirements for the services in accordance with the | ||
terms of the plan. | ||
Sec. 537A.0205. COPAYMENTS. (a) A participant enrolled in | ||
the basic plan shall pay a copayment for each covered health benefit | ||
except for a preventative care or family planning service. The | ||
executive commissioner by rule shall adopt a copayment schedule for | ||
basic plan services, subject to Subsection (c). | ||
(b) Except as provided by Subsection (c), a participant | ||
enrolled in the plus plan may not be required to pay a copayment for | ||
a covered service. | ||
(c) A participant enrolled in the basic or plus plan shall | ||
pay a copayment in an amount set by commission rule not to exceed | ||
$25 for nonemergency use of hospital emergency department services | ||
unless: | ||
(1) the participant has met the cost-sharing maximum | ||
for the calendar quarter, as prescribed by commission rule; | ||
(2) the participant is referred to the hospital | ||
emergency department by a health care provider; | ||
(3) the visit is a true emergency, as defined by | ||
commission rule; or | ||
(4) the participant is pregnant. | ||
Sec. 537A.0206. CERTAIN PARTICIPANTS ELIGIBLE FOR STATE | ||
MEDICAID PLAN BENEFITS. (a) A participant described by 42 C.F.R. | ||
Section 440.315 who is enrolled in the basic or plus plan is | ||
entitled to receive under the program all health benefits that | ||
would be available under the state Medicaid plan. | ||
(b) A participant to which this section applies is subject | ||
to the cost-sharing requirements, including copayment and POWER | ||
account contribution requirements, of the program health benefit | ||
plan in which the participant is enrolled. | ||
(c) The commission shall develop screening measures to | ||
identify participants to which this section applies. | ||
Sec. 537A.0207. PREGNANT PARTICIPANTS. (a) A participant | ||
who becomes pregnant while enrolled in the program and who meets the | ||
eligibility requirements for Medicaid may choose to remain in the | ||
program or enroll in Medicaid. | ||
(b) A pregnant participant described by Subsection (a) who | ||
is enrolled in the basic or plus plan and who remains in the program | ||
is: | ||
(1) notwithstanding Section 537A.0205, not subject to | ||
any cost-sharing requirements, including copayment and POWER | ||
account contribution requirements, of the program health benefit | ||
plan in which the participant is enrolled until the expiration of | ||
the sixth month following the month in which the pregnancy ends; | ||
(2) entitled to receive as a Medicaid wrap-around | ||
benefit all Medicaid services a pregnant woman enrolled in Medicaid | ||
is entitled to receive, including a pharmacy benefit, when the | ||
participant exceeds coverage limits under the participant's | ||
program health benefit plan or if a service is not covered by the | ||
plan; and | ||
(3) eligible for additional vision and dental care | ||
benefits. | ||
Sec. 537A.0208. PARENTS AND CARETAKER RELATIVES. (a) A | ||
parent or caretaker relative to whom 42 C.F.R. Section 435.110 | ||
applies is entitled to receive as a Medicaid wrap-around benefit | ||
all Medicaid services to which the individual would be entitled | ||
under the state Medicaid plan that are not covered under the | ||
individual's program health benefit plan or exceed the plan's | ||
coverage limits. | ||
(b) An individual described by Subsection (a) who chooses to | ||
participate in the program is subject to the cost-sharing | ||
requirements, including copayment and POWER account contribution | ||
requirements, of the program health benefit plan in which the | ||
individual is enrolled. | ||
SUBCHAPTER F. PERSONAL WELLNESS AND RESPONSIBILITY (POWER) | ||
ACCOUNTS | ||
Sec. 537A.0251. ESTABLISHMENT AND OPERATION OF POWER | ||
ACCOUNTS. (a) The commission shall establish a personal wellness | ||
and responsibility (POWER) account for each participant who is | ||
enrolled in a program health benefit plan that is funded with money | ||
contributed in accordance with this subchapter. | ||
(b) The commission shall enable each participant to access | ||
and manage money in and information regarding the participant's | ||
POWER account through an electronic system. The commission may | ||
contract with an entity that has appropriate experience and | ||
expertise to establish, implement, or administer the electronic | ||
system. | ||
(c) Except as otherwise provided by Section 537A.0252, the | ||
commission shall require each participant to contribute to the | ||
participant's POWER account in amounts described by that section. | ||
Sec. 537A.0252. POWER ACCOUNT CONTRIBUTIONS; DEDUCTIBLE. | ||
(a) The executive commissioner by rule shall establish an annual | ||
universal deductible for each participant enrolled in the basic or | ||
plus plan. | ||
(b) To ensure each participant's POWER account contains a | ||
sufficient amount of money at the beginning of a coverage period, | ||
the commission shall, before the beginning of that period, fund | ||
each account with the following amounts: | ||
(1) for a participant enrolled in the basic plan, the | ||
annual universal deductible amount; and | ||
(2) for a participant enrolled in the plus plan, the | ||
difference between the annual universal deductible amount and the | ||
participant's required annual contribution as determined by the | ||
schedule established under Subsection (c). | ||
(c) The executive commissioner by rule shall establish a | ||
graduated annual POWER account contribution schedule for | ||
participants enrolled in the plus plan that: | ||
(1) is based on a participant's annual household | ||
income, with participants whose annual household incomes are less | ||
than the federal poverty level paying progressively less and | ||
participants whose annual household incomes are equal to or greater | ||
than the federal poverty level paying progressively more; and | ||
(2) may not require a participant to contribute more | ||
than a total of five percent of the participant's annual household | ||
income to the participant's POWER account. | ||
(d) A participant's employer may contribute on behalf of the | ||
participant any amount of the participant's annual POWER account | ||
contribution. A nonprofit organization may contribute on behalf of | ||
a participant any amount of the participant's annual POWER account | ||
contribution. | ||
(e) Subject to the contribution cap described by Subsection | ||
(c)(2) and not before the expiration of the participant's first | ||
coverage period, the commission shall require a participant who | ||
uses one or more tobacco products to contribute to the | ||
participant's POWER account an annual POWER account contribution | ||
amount that is one percent more than the participant would | ||
otherwise be required to contribute under the schedule established | ||
under Subsection (c). | ||
(f) An annual POWER account contribution must be paid by or | ||
on behalf of a participant monthly in installments that are at least | ||
equal to one-twelfth of the total required contribution. The | ||
coverage period for a participant whose annual household income | ||
exceeds 100 percent of the federal poverty level may not begin until | ||
the first day of the first month following the month in which the | ||
first monthly installment is received. | ||
Sec. 537A.0253. USE OF POWER ACCOUNT MONEY. A participant | ||
may use money in the participant's POWER account to pay copayments | ||
and deductible costs the participant's program health benefit plan | ||
requires. The commission shall issue to each participant an | ||
electronic payment card that allows the participant to use the card | ||
to pay the program health benefit plan costs. | ||
Sec. 537A.0254. PROGRAM HEALTH BENEFIT PLAN PROVIDER | ||
REWARDS PROGRAM FOR ENGAGEMENT IN CERTAIN HEALTHY BEHAVIORS; | ||
SMOKING CESSATION INITIATIVE. (a) A program health benefit plan | ||
provider shall establish a rewards program through which a | ||
participant receiving health care through a program health benefit | ||
plan the program health benefit plan provider offers may earn money | ||
to be contributed to the participant's POWER account. | ||
(b) Under a rewards program, a program health benefit plan | ||
provider shall contribute money to a participant's POWER account if | ||
the participant engages in certain healthy behaviors. The | ||
executive commissioner by rule shall determine: | ||
(1) the behaviors in which a participant must engage | ||
to receive a contribution, which must include behaviors related to: | ||
(A) completion of a health risk assessment; | ||
(B) smoking cessation; and | ||
(C) as applicable, chronic disease management; | ||
and | ||
(2) the amount of money a program health benefit plan | ||
provider shall contribute for each behavior described by | ||
Subdivision (1). | ||
(c) Subsection (b) does not prevent a program health benefit | ||
plan provider from contributing money to a participant's POWER | ||
account if the participant engages in a behavior not specified by | ||
that subsection or a rule the executive commissioner adopts in | ||
accordance with that subsection. If a program health benefit plan | ||
provider chooses to contribute money under this subsection, the | ||
program health benefit plan provider shall determine the amount of | ||
money to be contributed for the behavior. | ||
(d) A participant may use contributions a program health | ||
benefit plan provider makes under a rewards program to offset a | ||
maximum of 50 percent of the participant's required annual POWER | ||
account contribution the executive commissioner establishes under | ||
Section 537A.0252. | ||
(e) Contributions a program health benefit plan provider | ||
makes under a rewards program that result in a participant's POWER | ||
account balance exceeding the participant's required annual POWER | ||
account contribution may be rolled over into the next coverage | ||
period in accordance with Section 537A.0256. | ||
(f) During the first coverage period of a participant who | ||
uses one or more tobacco products, a program health benefit plan | ||
provider shall actively attempt to engage the participant in and | ||
provide educational materials to the participant on: | ||
(1) smoking cessation activities for which the | ||
participant may receive a monetary contribution under this section; | ||
and | ||
(2) other smoking cessation programs or resources | ||
available to the participant. | ||
Sec. 537A.0255. MONTHLY STATEMENTS. The commission shall | ||
distribute to each participant with a POWER account a monthly | ||
statement that includes information on: | ||
(1) the participant's POWER account activity during | ||
the preceding month, including information on the cost of health | ||
care services delivered to the participant during that month; | ||
(2) the balance of money available in the POWER | ||
account at the time the statement is issued; and | ||
(3) the amount of any contributions due from the | ||
participant. | ||
Sec. 537A.0256. POWER ACCOUNT ROLL OVER. (a) The executive | ||
commissioner by rule shall establish a process in accordance with | ||
this section to roll over money in a participant's POWER account to | ||
the succeeding coverage period. The commission shall calculate the | ||
amount to be rolled over at the time the participant's program | ||
eligibility is redetermined. | ||
(b) For a participant enrolled in the basic plan, the | ||
commission shall calculate the amount to be rolled over to a | ||
subsequent coverage period POWER account from the participant's | ||
current coverage period POWER account based on the amount of money | ||
remaining in the participant's POWER account from the current | ||
coverage period. | ||
(c) For a participant enrolled in the plus plan who, as | ||
determined by the commission, timely makes POWER account | ||
contributions in accordance with this subchapter, the commission | ||
shall calculate the amount to be rolled over to a subsequent | ||
coverage period POWER account from the participant's current | ||
coverage period POWER account based on: | ||
(1) the amount of money remaining in the participant's | ||
POWER account from the current coverage period; and | ||
(2) the total amount of money the participant | ||
contributed to the participant's POWER account during the current | ||
coverage period. | ||
(d) Except as provided by Subsection (e), a participant may | ||
use money rolled over into the participant's POWER account for the | ||
succeeding coverage period to offset required annual POWER account | ||
contributions, as applicable, during that coverage period. | ||
(e) A participant enrolled in the basic plan who rolls over | ||
money into the participant's POWER account for the succeeding | ||
coverage period and who chooses to enroll in the plus plan for that | ||
coverage period may use the money rolled over to offset a maximum of | ||
50 percent of the required annual POWER account contributions for | ||
that coverage period. | ||
Sec. 537A.0257. REFUND. If at the end of a participant's | ||
coverage period the participant chooses to cease participating in a | ||
program health benefit plan or is no longer eligible to participate | ||
in a program health benefit plan, or if the commission disenrolls a | ||
participant from the program health benefit plan under Section | ||
537A.0258 for failure to pay required contributions, the commission | ||
shall refund to the participant any money the participant | ||
contributed that remains in the participant's POWER account at the | ||
end of the coverage period or on the disenrollment date. | ||
Sec. 537A.0258. PENALTIES FOR FAILURE TO MAKE POWER ACCOUNT | ||
CONTRIBUTIONS. (a) For a participant whose annual household | ||
income exceeds 100 percent of the federal poverty level and who | ||
fails to make a contribution in accordance with Section 537A.0252, | ||
the commission shall provide a 60-day grace period during which the | ||
participant may make the contribution without penalty. If the | ||
participant fails to make the contribution during the grace period, | ||
the commission shall disenroll the participant from the program | ||
health benefit plan in which the participant is enrolled and the | ||
participant may not reenroll in a program health benefit plan | ||
until: | ||
(1) the 181st day after the disenrollment date; and | ||
(2) the participant pays any debt accrued due to the | ||
participant's failure to make the contribution. | ||
(b) For a participant enrolled in the plus plan whose annual | ||
household income is equal to or less than 100 percent of the federal | ||
poverty level and who fails to make a contribution in accordance | ||
with Section 537A.0252, the commission shall disenroll the | ||
participant from the plus plan and enroll the participant in the | ||
basic plan. A participant enrolled in the basic plan under this | ||
subsection may not change enrollment to the plus plan until the | ||
participant's program eligibility is redetermined. | ||
SUBCHAPTER G. EMPLOYMENT AND WELLNESS INITIATIVES | ||
Sec. 537A.0301. GATEWAY TO WORK PROGRAM. (a) The | ||
commission shall develop and implement a gateway to work program | ||
to: | ||
(1) integrate existing job training and job search | ||
programs available in this state through the Texas Workforce | ||
Commission or other appropriate state agencies with the program; | ||
and | ||
(2) provide each participant with general information | ||
on the job training and job search programs. | ||
(b) Under the gateway to work program, the commission shall | ||
refer each participant who is unemployed or working less than 20 | ||
hours a week to available job search and job training programs. | ||
(c) Under the gateway to work program, the executive | ||
commissioner by rule shall require as a condition to remain in the | ||
program that each participant who is able to work demonstrate to the | ||
commission's satisfaction a reasonable effort to secure and | ||
maintain employment. | ||
(d) The commission shall disenroll a participant from the | ||
program if at the end of the participant's coverage period the | ||
participant is unable to demonstrate a reasonable effort to secure | ||
and maintain employment. A participant who is disenrolled from the | ||
program under this section is ineligible to participate in the | ||
program for a period of 12 months from the date of disenrollment. | ||
Sec. 537A.0302. GATEWAY TO WELLNESS PROGRAM. (a) The | ||
commission shall develop and implement a gateway to wellness | ||
program to: | ||
(1) integrate existing health care assistance | ||
programs available in this state through the Texas Medical | ||
Association, the Texas Department of Insurance, and other | ||
appropriate state agencies with the program to ensure access to | ||
preventative care services and providers under the program; and | ||
(2) provide each participant with information on | ||
available preventative care services and providers under the | ||
program. | ||
(b) Under the gateway to wellness program, the executive | ||
commissioner by rule shall require as a condition to remain in the | ||
program that each participant receive preventative care services | ||
during a coverage period. | ||
(c) The commission shall disenroll a participant from the | ||
program if at the end of the participant's coverage period the | ||
participant did not receive preventative care services required | ||
under Subsection (b). A participant who is disenrolled from the | ||
program under this section is ineligible to participate in the | ||
program for a period of 12 months from the date of disenrollment. | ||
SUBCHAPTER H. HEALTH CARE FINANCIAL ASSISTANCE FOR CERTAIN | ||
PARTICIPANTS | ||
Sec. 537A.0351. HEALTH CARE FINANCIAL ASSISTANCE FOR | ||
CONTINUITY OF CARE. (a) The commission shall ensure continuity of | ||
care by providing health care financial assistance in accordance | ||
with and in the manner described by this subchapter for a | ||
participant who: | ||
(1) the commission disenrolls from a program health | ||
benefit plan in accordance with Section 537A.0155 because the | ||
participant's annual household income exceeds the income | ||
eligibility requirements for enrollment in a program health benefit | ||
plan; and | ||
(2) seeks and obtains private health benefit coverage | ||
within 12 months following the date of disenrollment. | ||
(b) To receive health care financial assistance under this | ||
subchapter, a participant must provide to the commission, in the | ||
form and manner the commission requires, documentation showing the | ||
participant has obtained or is actively seeking private health | ||
benefit coverage. | ||
(c) The commission may not impose an upper income | ||
eligibility limit on a participant to receive health care financial | ||
assistance under this subchapter. | ||
Sec. 537A.0352. DURATION AND AMOUNT OF HEALTH CARE | ||
FINANCIAL ASSISTANCE. (a) A participant described by Section | ||
537A.0351 may receive health care financial assistance under this | ||
subchapter until the first anniversary of the date the commission | ||
disenrolled the participant from a program health benefit plan. | ||
(b) Health care financial assistance the commission makes | ||
available to a participant under this subchapter: | ||
(1) may not exceed the amount described by Section | ||
537A.0353; and | ||
(2) may be used only to pay for eligible services | ||
described by Section 537A.0354. | ||
Sec. 537A.0353. BRIDGE ACCOUNT; FUNDING. (a) The | ||
commission shall establish a bridge account for each participant | ||
eligible to receive health care financial assistance under Section | ||
537A.0351. The account is funded with money the commission | ||
contributes in accordance with this section. | ||
(b) The commission shall enable each participant for whom | ||
the commission establishes a bridge account to access and manage | ||
money in and information regarding the participant's account | ||
through an electronic system. The commission may contract with the | ||
same entity described by Section 537A.0251(b) or another entity | ||
with appropriate experience and expertise to establish, implement, | ||
or administer the electronic system. | ||
(c) The commission shall fund each bridge account in an | ||
amount equal to $1,000 using money the commission retains or | ||
recoups: | ||
(1) during the roll over process described by Section | ||
537A.0256; | ||
(2) following the issuance of a refund as described by | ||
Section 537A.0257; or | ||
(3) under Subsection (e). | ||
(d) The commission may not require a participant to | ||
contribute money to the participant's bridge account. | ||
(e) The commission shall retain or recoup any unexpended | ||
money in a participant's bridge account at the end of the period for | ||
which the participant is eligible to receive health care financial | ||
assistance under this subchapter for the purpose of funding another | ||
participant's POWER account under Subchapter F or bridge account | ||
under this subchapter. | ||
Sec. 537A.0354. USE OF BRIDGE ACCOUNT MONEY. (a) The | ||
commission shall issue to each participant for whom the commission | ||
establishes a bridge account an electronic payment card that allows | ||
the participant to use the card to pay costs for eligible services | ||
described by Subsection (b). | ||
(b) A participant may use money in the participant's bridge | ||
account to pay: | ||
(1) premium costs incurred during the private health | ||
benefit coverage enrollment process and coverage period; and | ||
(2) copayments, deductible costs, and coinsurance | ||
associated with the private health benefit coverage the participant | ||
obtains for health care services that would otherwise be | ||
reimbursable under Medicaid. | ||
(c) Costs described by Subsection (b)(2) associated with | ||
eligible services delivered to a participant may be paid by: | ||
(1) a participant using the electronic payment card | ||
issued under Subsection (a); or | ||
(2) a health care provider directly charging and | ||
receiving payment from the participant's bridge account. | ||
Sec. 537A.0355. ENROLLMENT COUNSELING. The commission | ||
shall provide enrollment counseling to an individual who is seeking | ||
private health benefit coverage and who is otherwise eligible to | ||
receive health care financial assistance under this subchapter. | ||
SECTION 2. As soon as practicable after the effective date | ||
of this Act, the executive commissioner of the Health and Human | ||
Services Commission shall apply for and actively pursue from the | ||
federal Centers for Medicare and Medicaid Services or another | ||
appropriate federal agency the waiver as required by Section | ||
537A.0051, Government Code, as added by this Act. The commission | ||
may delay implementing other provisions of this Act until the | ||
waiver applied for under that section is granted. | ||
SECTION 3. This Act takes effect immediately if it receives | ||
a vote of two-thirds of all the members elected to each house, as | ||
provided by Section 39, Article III, Texas Constitution. If this | ||
Act does not receive the vote necessary for immediate effect, this | ||
Act takes effect September 1, 2023. |