Bill Text: TX SB1755 | 2015-2016 | 84th Legislature | Introduced
Bill Title: Relating to named driver insurance policies and certain related exclusions.
Spectrum: Partisan Bill (Republican 1-0)
Status: (Introduced - Dead) 2015-03-24 - Referred to Business & Commerce [SB1755 Detail]
Download: Texas-2015-SB1755-Introduced.html
84R292 SCL-F | ||
By: Seliger | S.B. No. 1755 |
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relating to named driver insurance policies and certain related | ||
exclusions. | ||
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
SECTION 1. Chapter 1952, Insurance Code, is amended by | ||
adding Subchapter H to read as follows: | ||
SUBCHAPTER H. NAMED DRIVER POLICIES | ||
Sec. 1952.351. DEFINITIONS. In this subchapter: | ||
(1) "Named driver exclusion" means a provision or | ||
endorsement of an automobile insurance policy that excludes | ||
specified drivers from coverage under the policy. | ||
(2) "Named driver policy" means an automobile | ||
insurance policy that provides coverage only for drivers | ||
specifically named on the policy and not for all individuals | ||
residing in a named insured's household, and that may or may not | ||
provide coverage for drivers using a vehicle covered by the policy | ||
with permission and not residing in the insured's household. The | ||
term includes an automobile insurance policy that has been endorsed | ||
to provide coverage only for drivers specifically named on the | ||
policy. | ||
Sec. 1952.352. APPLICABILITY. This subchapter applies to | ||
an insurer writing automobile insurance in this state, including an | ||
insurance company, corporation, reciprocal or interinsurance | ||
exchange, mutual insurance company, capital stock company, | ||
association, county mutual insurance company, a Lloyd's plan, and | ||
any other insurer. | ||
Sec. 1952.353. NAMED DRIVER POLICIES PROHIBITED. (a) An | ||
insurer may not deliver, issue for delivery, or renew a named driver | ||
policy. | ||
(b) An insurer may use a named driver exclusion if the | ||
exclusion specifically names each excluded driver and does not | ||
exclude a class of drivers. | ||
Sec. 1952.354. RULES. The commissioner may adopt rules | ||
necessary to implement this subchapter. | ||
SECTION 2. Section 912.152(a), Insurance Code, is amended | ||
to read as follows: | ||
(a) A county mutual insurance company is subject to: | ||
(1) Sections 1952.051-1952.055; | ||
(2) Subchapter H, Chapter 1952; | ||
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SECTION 3. Section 601.081(b), Transportation Code, is | ||
amended to read as follows: | ||
(b) A standard proof of motor vehicle liability insurance | ||
form prescribed by the Texas Department of Insurance must include: | ||
(1) the name of the insurer; | ||
(2) the insurance policy number; | ||
(3) the policy period; | ||
(4) the name and address of each insured; | ||
(5) the policy limits or a statement that the coverage | ||
of the policy complies with the minimum amounts of motor vehicle | ||
liability insurance required by this chapter; and | ||
(6) the make and model of each covered vehicle[ |
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SECTION 4. Section 1952.0545, Insurance Code, and Section | ||
601.081(a), Transportation Code, are repealed. | ||
SECTION 5. The change in law made by this Act applies only | ||
to an insurance policy that is delivered, issued for delivery, or | ||
renewed on or after January 1, 2016. A policy delivered, issued for | ||
delivery, or renewed before January 1, 2016, is governed by the law | ||
as it existed immediately before the effective date of this Act, and | ||
that law is continued in effect for that purpose. | ||
SECTION 6. This Act takes effect September 1, 2015. |