Bill Text: TX SB585 | 2025-2026 | 89th Legislature | Introduced


Bill Title: Relating to the reporting of certain criminal history record information on a consumer report.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced) 2024-12-13 - Filed [SB585 Detail]

Download: Texas-2025-SB585-Introduced.html
  89R577 ATP-D
 
  By: West S.B. No. 585
 
 
 
A BILL TO BE ENTITLED
 
AN ACT
  relating to the reporting of certain criminal history record
  information on a consumer report.
         BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
         SECTION 1.  Section 20.05(a), Business & Commerce Code, is
  amended to read as follows:
         (a)  Except as provided by Subsection (b), a consumer
  reporting agency may not furnish a consumer report containing
  information related to:
               (1)  a case under Title 11 of the United States Code or
  under the federal Bankruptcy Act in which the date of entry of the
  order for relief or the date of adjudication predates the consumer
  report by more than 10 years;
               (2)  a suit or judgment in which the date of entry
  predates the consumer report by more than seven years or the
  governing statute of limitations, whichever is longer;
               (3)  a tax lien in which the date of payment predates
  the consumer report by more than seven years;
               (4)  a record of arrest, indictment, or conviction of a
  crime in which the date of disposition, release, or parole predates
  the consumer report by more than seven years;
               (5)  a collection account with a medical industry code,
  if the consumer was covered by a health benefit plan at the time of
  the event giving rise to the collection and the collection is for an
  outstanding balance, after copayments, deductibles, and
  coinsurance, owed to an emergency care provider or a facility-based
  provider for an out-of-network benefit claim; [or]
               (6)  a criminal conviction or juvenile adjudication of
  a person who is at least 21 years of age, that occurred when the
  person was younger than 18 years of age, and for which the person
  completed the person's sentence; or
               (7)  another item or event that predates the consumer
  report by more than seven years.
         SECTION 2.  The change in law made by this Act to Section
  20.05(a), Business & Commerce Code, applies only to a consumer
  report furnished on or after the effective date of this Act. A
  consumer report furnished before the effective date of this Act is
  governed by the law in effect on the date the report was furnished,
  and the former law is continued in effect for that purpose.
         SECTION 3.  This Act takes effect September 1, 2025.
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