Bill Text: TX SB593 | 2025-2026 | 89th Legislature | Introduced
Bill Title: Relating to personal automobile or residential property insurance premium increases for claims subject to sovereign, governmental, or official immunity.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Introduced) 2024-12-13 - Filed [SB593 Detail]
Download: Texas-2025-SB593-Introduced.html
| 89R2338 SCL-D | ||
| By: West | S.B. No. 593 | |
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| relating to personal automobile or residential property insurance | ||
| premium increases for claims subject to sovereign, governmental, or | ||
| official immunity. | ||
| BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
| SECTION 1. Subtitle A, Title 10, Insurance Code, is amended | ||
| by adding Chapter 1808 to read as follows: | ||
| CHAPTER 1808. PROHIBITED PRACTICES RELATED TO PERSONAL LINES | ||
| Sec. 1808.001. PERSONAL AUTOMOBILE OR RESIDENTIAL PROPERTY | ||
| PREMIUM INCREASE PROHIBITED FOR CLAIM SUBJECT TO IMMUNITY. (a) | ||
| This section applies to an insurer writing personal automobile or | ||
| residential property insurance in this state, including an | ||
| insurance company, reciprocal or interinsurance exchange, mutual | ||
| insurance company, capital stock company, county mutual insurance | ||
| company, farm mutual insurance company, Lloyd's plan, or other | ||
| insurer. | ||
| (b) An insurer may not increase the premium on a personal | ||
| automobile or residential property insurance policy solely as a | ||
| result of a claim made under the policy for damage or injury | ||
| sustained as a result of an action by a governmental body, officer, | ||
| or employee who has sovereign, governmental, or official immunity | ||
| from suit or liability for the claim. | ||
| SECTION 2. Section 1808.001, Insurance Code, as added by | ||
| this Act, applies only to an insurance policy delivered, issued for | ||
| delivery, or renewed on or after January 1, 2026. | ||
| SECTION 3. This Act takes effect September 1, 2025. | ||
