Supplement: WV HB4613 | 2024 | Regular Session | Insurance Commission
For additional supplements on West Virginia HB4613 please see the Bill Drafting List
Bill Title: Mental Health and Substance Use Disorders Insurance Coverage Protection Act
Status: 2024-01-11 - To House Health and Human Resources [HB4613 Detail]
Download: West_Virginia-2024-HB4613-Insurance_Commission.html
House Bill 4613, if enacted, would create the Mental Health and Substance Use Disorders Insurance Coverage Protection Act. HB4613 would have no fiscal impact on the revenues, expenses, or operations of the Offices of the Insurance Commissioner.
Please explain increases and decreases in personal services, current expenses, repairs and alterations, assets, other costs and revenues, including assumptions and data sources and delineation between start-up and ongoing costs. Please also include a long-range schedule of costs and revenues if fiscal impact is expected to vary in future years.
House Bill 4613, if enacted, would create the Mental Health and Substance Use Disorders Insurance Coverage Protection Act. HB4613 would have no fiscal impact on the revenues, expenses, or operations of the Offices of the Insurance Commissioner. It should be noted that HB4613 does not contain language limiting the insurance benefits provided under the proposed bill to the essential health benefits (EHB) specified under section 130(b) of the Patient Protection and Affordable Care Act (PPACA). PPACA 1311 (d)(3) provides that a state must defray the cost by direct payment to enrollees or to the Plan of any state mandated benefit in excess of the EHB. To the extent that the health insurance benefits required by HB4613 do not fall within the EHB, a potential cost to the State exists. Any increase in mandated health coverage benefits over and above those that currently exist may increase commercial health insurance premiums. WVOIC does not have the data to calculate the extent of the increase. However, the WVOIC can request data from the private insurance carriers and provide any information received at a later time to a committee.
Person submitting Fiscal Note: Rhonda Hartwell
Email Address: rhonda.c.hartwell@wv.gov
Bill Title: Mental Health and Substance Use Disorders Insurance Coverage Protection Act
Status: 2024-01-11 - To House Health and Human Resources [HB4613 Detail]
Download: West_Virginia-2024-HB4613-Insurance_Commission.html
FISCAL NOTE
| Date Requested: January 12, 2024 Time Requested: 01:04 PM |
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FUND(S):
7152 Insurance Commission FundSources of Revenue:
Special FundLegislation creates:
Fiscal Note Summary
Effect this measure will have on costs and revenues of state government.
House Bill 4613, if enacted, would create the Mental Health and Substance Use Disorders Insurance Coverage Protection Act. HB4613 would have no fiscal impact on the revenues, expenses, or operations of the Offices of the Insurance Commissioner.
Fiscal Note Detail
| Effect of Proposal | Fiscal Year | ||
|---|---|---|---|
| 2024 Increase/Decrease (use"-") |
2025 Increase/Decrease (use"-") |
Fiscal Year (Upon Full Implementation) | |
| 1. Estmated Total Cost | 0 | 0 | 0 |
| Personal Services | 0 | 0 | 0 |
| Current Expenses | 0 | 0 | 0 |
| Repairs and Alterations | 0 | 0 | 0 |
| Assets | 0 | 0 | 0 |
| Other | 0 | 0 | 0 |
| 2. Estimated Total Revenues | 0 | 0 | 0 |
Explanation of above estimates (including long-range effect):
Please explain increases and decreases in personal services, current expenses, repairs and alterations, assets, other costs and revenues, including assumptions and data sources and delineation between start-up and ongoing costs. Please also include a long-range schedule of costs and revenues if fiscal impact is expected to vary in future years.
Memorandum
House Bill 4613, if enacted, would create the Mental Health and Substance Use Disorders Insurance Coverage Protection Act. HB4613 would have no fiscal impact on the revenues, expenses, or operations of the Offices of the Insurance Commissioner. It should be noted that HB4613 does not contain language limiting the insurance benefits provided under the proposed bill to the essential health benefits (EHB) specified under section 130(b) of the Patient Protection and Affordable Care Act (PPACA). PPACA 1311 (d)(3) provides that a state must defray the cost by direct payment to enrollees or to the Plan of any state mandated benefit in excess of the EHB. To the extent that the health insurance benefits required by HB4613 do not fall within the EHB, a potential cost to the State exists. Any increase in mandated health coverage benefits over and above those that currently exist may increase commercial health insurance premiums. WVOIC does not have the data to calculate the extent of the increase. However, the WVOIC can request data from the private insurance carriers and provide any information received at a later time to a committee.
Person submitting Fiscal Note: Rhonda Hartwell
Email Address: rhonda.c.hartwell@wv.gov
