Bill Text: CA AB1584 | 2017-2018 | Regular Session | Amended

NOTE: There are more recent revisions of this legislation. Read Latest Draft

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Bill Title: Criminal law: DNA collection: minors.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Passed) 2018-09-26 - Chaptered by Secretary of State - Chapter 745, Statutes of 2018. [AB1584 Detail]

Download: California-2017-AB1584-Amended.html

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Amended  IN  Assembly  March 28, 2017

CALIFORNIA LEGISLATURE— 2017–2018 REGULAR SESSION

Assembly Bill

No. 1584

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Introduced by Assembly Member Gonzalez Fletcher

February 17, 2017

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An act to amend Section 106 of the Insurance Code, relating to health care coverage. An act to amend Section 1677 of the Insurance Code, relating to insurance.

LEGISLATIVE COUNSEL'S DIGEST

AB 1584, as amended, Gonzalez Fletcher. Health insurance. Insurance: production agents: license examinations: contracts.

Existing law requires the Insurance Commissioner to give, at least once each month, in each of the cities in which he or she has an office, qualifying examinations for production agent licenses. Existing law, from January 1, 2018, to January 1, 2024, inclusive, requires that the examination for a license as a life agent, life-only agent, and accident and health agent be provided in English and Spanish.

This bill would require a person granted a license, after taking an examination pursuant to the above-described provisions, to provide the consumer with contracts, policies, certificates, riders, and any other required notices written in Spanish if Spanish was principally used in the negotiation of the contract.

Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law defines “health insurance” to mean an individual or group disability insurance policy that provides coverage for hospital, medical, or surgical benefits and specifies that the term does not include certain kinds of insurance.

This bill would make a technical, nonsubstantive change to that provision.

Digest Key

Vote: MAJORITY   Appropriation: NO   Fiscal Committee: NO   Local Program: NO  

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Bill Text

The people of the State of California do enact as follows:

SECTION 1.

 Section 1677 of the Insurance Code, as amended by Section 2 of Chapter 560 of the Statutes of 2016, is amended to read:

1677.

 (a) Each qualifying examination for a license pursuant to this chapter shall be in writing and shall be of sufficient scope to satisfy the commissioner that the applicant has sufficient knowledge of, and is reasonably familiar with, the insurance laws of this state and with the provisions, terms, and conditions of the insurance that may be transacted pursuant to the license sought, and that the applicant has a general and fair understanding of the obligations and duties of the holder of that license.

(b) (1) On and after January 1, 2018, the examination for a license as a life agent, life-only agent, and accident and health agent shall be provided in English and Spanish.

(2) A person granted a license, after taking an examination pursuant to paragraph (1), shall provide the consumer with contracts, policies, certificates, riders, and any other required notices written in Spanish if Spanish was principally used in the negotiation of the contract.

(c) The commissioner shall evaluate the qualifying examination taken in Spanish and submit a report of the results to the Legislature no later than March 1, 2023. The report shall be submitted in compliance with Section 9795 of the Government Code and shall include, but not be limited to, all of the following:

(1) The number of people taking the examination.

(2) The pass rate, including a comparison between the comparable licensing examination taken in English.

(3) The number of licenseholders that sat for the examination provided in Spanish and passed the examination that remain licensed.

(4) The number of consumer complaints received and enforcement actions taken with regard to the licenseholders who passed the examination in Spanish.

(d) This section shall remain in effect only until January 1, 2024, and as of that date is repealed, unless a later enacted statute, that is enacted before January 1, 2024, deletes or extends that date.

SECTION 1.Section 106 of the Insurance Code is amended to read:

106.

(a)Disability insurance includes insurance appertaining to injury, disablement or death resulting to the insured from accidents, and appertaining to disablements resulting to the insured from sickness.

(b)In any statute that becomes effective on or after January 1, 2002, the term “health insurance” for purposes of this code shall mean an individual or group disability insurance policy that provides coverage for hospital, medical, or surgical benefits. The term “health insurance” shall not include any of the following kinds of insurance:

(1)Accidental death and accidental death and dismemberment.

(2)Disability insurance, including hospital indemnity, accident only, and specified disease insurance that pays benefits on a fixed benefit, cash payment only basis.

(3)Credit disability, as defined in subdivision (2) of Section 779.2.

(4)Coverage issued as a supplement to liability insurance.

(5)Disability income, as defined in subdivision (i) of Section 799.01.

(6)Insurance under which benefits are payable with or without regard to fault and that is statutorily required to be contained in any liability insurance policy or equivalent self-insurance.

(7)Insurance arising out of a workers’ compensation or similar law.

(8)Long-term care.

(c)In a statute that becomes effective on or after January 1, 2008, the term “specialized health insurance policy” as used in this code shall mean a policy of health insurance for covered benefits in a single specialized area of health care, including dental-only, vision-only, and behavioral health-only policies.