Florida House Bill 1177 (Prior Session Legislation)

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Completed Legislative Action
Spectrum: Partisan Bill (Democrat 1-0)
Status: Failed on May 3 2013 - 100% progression
Action: 2013-05-03 - Died in Insurance and Banking Subcommittee
Text: Latest bill text (Introduced) [PDF]

Creates "Florida Homeowners Bill of Rights Act"; provides procedures, requirements, & limitations with respect to mortgage servicer's processing of borrower's application for modification of mortgage loan as foreclosure prevention alternative; requires mortgage servicer to provide single point of contract for mortgage borrower seeking mortgage modification; requires single point of contact to engage in specified activities & perform certain services with respect to borrowers; provides requirements & procedures with respect to borrower's request for short sale of mortgaged property; provides requirements, procedures, & limitations with respect to mortgage servicer's obtaining of force-placed insurance coverage on borrower's mortgaged property; defines "robo-signed" or "robo-signing"; provides for imposition of civil penalties against any mortgage servicer who engages in robo-signing; provides for private causes of action for material violations of act by mortgage servicers; provides for statutory & actual damages & attorney fees & costs in such actions.

Mortgage Loan Servicing

Rep. Mark Danish [D]

Date	Chamber	Action
2013-05-03	House	Died in Insurance and Banking Subcommittee
2013-03-06	House	Referred to Insurance and Banking Subcommittee; Civil Justice Subcommittee; Justice Appropriations Subcommittee; Regulatory Affairs Committee
2013-03-05	House	Introduced
2013-03-01	House	Filed

Type	Source
Summary	http://www.flsenate.gov/Session/Bill/2013/1177
Text	http://www.flsenate.gov/Session/Bill/2013/1177/BillText/Filed/PDF