Hawaii Senate Bill 537 (Prior Session Legislation)

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Spectrum: Partisan Bill (Democrat 8-0)
Status: Engrossed on March 5 2019 - 50% progression, died in chamber
Action: 2020-06-22 - Received notice of all Senate conferees being discharged (Sen. Com. No. 535).
Text: Latest bill text (Amended) [HTML]

Transitions from lump sum deferred deposit transactions to installment-based small dollar loan transactions. Specifies various consumer protection requirements for small dollar loans. Beginning 1/1/2020, requires licensure for small dollar lenders that offer small dollar loans to consumers. Specifies licensing requirements for small dollar lenders. Authorizes the division of financial institutions to appoint 2.0 FTE examiner positions, funded via the compliance resolution fund, to carry out the purposes of the small dollar installment loan program. Requires check cashers to be registered with DCCA and to offer a voluntary payment plan to customers under certain circumstances. Establishes the terms of voluntary payment plans. Clarifies that a customer may only have one outstanding deferred deposit transaction from any source. Amends notices to customers required of check cashers. Removes the exemption for persons engaged in the bona fide retail sale of goods or services. Requires the Auditor to conduct a sunrise analysis of the regulation of payday lenders and deferred deposit agreements in the State. (SB537 HD3)

Relating To Consumer Protection.

Sen. Rosalyn Baker [D]	Sen. Stanley Chang [D]	Sen. Karl Rhoads [D]	Sen. Lorraine Inouye [D]
Sen. Jarrett Keohokalole [D]	Sen. Sharon Moriwaki [D]	Sen. Clarence Nishihara [D]	Sen. Glenn Wakai [D]

2019-04-03 - House - House Finance: Passed, With Amendments (Y: 13 N: 0 NV: 0 Abs: 2) [PASS]
2019-03-19 - House - House Consumer Protection & Commerce: Passed, With Amendments (Y: 9 N: 0 NV: 0 Abs: 2) [PASS]
2019-03-14 - House - House Intrastate Commerce: Passed, With Amendments (Y: 6 N: 0 NV: 0 Abs: 1) [PASS]
2019-02-21 - Senate - Senate Ways and Means: Passed, With Amendments (Y: 9 N: 0 NV: 0 Abs: 4) [PASS]
2019-02-05 - Senate - Senate Commerce, Consumer Protection, and Health: Passed, With Amendments (Y: 6 N: 0 NV: 0 Abs: 1) [PASS]

Date	Chamber	Action
2020-06-22	House	Received notice of all Senate conferees being discharged (Sen. Com. No. 535).
2020-06-19	Senate	Senate Conferee(s) discharged.
2019-12-01		Carried over to 2020 Regular Session.
2019-04-17	House	Received notice of Senate conferees (Sen. Com. No. 907).
2019-04-17	Senate	Senate Conferees Appointed: Baker Chair; English Co-Chair; S. Chang, J.Keohokalole, Fevella.
2019-04-11	House	Received notice of disagreement (Sen. Com. No. 893).
2019-04-11	Senate	Senate disagrees with House amendments.
2019-04-11	Senate	Received from House (Hse. Com. No. 741).
2019-04-09	House	Passed Third Reading as amended in HD 3 with none voting aye with reservations; none voting no (0) and none excused (0). Transmitted to Senate.
2019-04-05	House	Forty-eight (48) hours notice Tuesday, 04-09-19.
2019-04-05	House	Reported from FIN (Stand. Com. Rep. No. 2190) as amended in HD 3, recommending passage on Third Reading.
2019-04-03	House	The committees on FIN recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 13 Ayes: Representative(s) Luke, Cullen, Eli, Gates, Hashimoto, Kitagawa, B. Kobayashi, Matayoshi, Nakamura, Todd, Wildberger, Yamashita, McDermott; Ayes with reservations: none; Noes: none; and 2 Excused: Representative(s) Holt, Nishimoto.
2019-04-01	House	Proposed draft of Bill scheduled to be heard by FIN on Wednesday, 04-03-19 2:00PM in House conference room 308.
2019-03-29	House	The committee(s) on FIN recommend(s) that the measure be deferred.
2019-03-27	House	Bill scheduled to be heard by FIN on Friday, 03-29-19 3:30PM in House conference room 308.
2019-03-22	House	Report adopted. referred to the committee(s) on FIN as amended in HD 2 with none voting aye with reservations; none voting no (0) and Representative(s) Quinlan, Yamane excused (2).
2019-03-22	House	Reported from CPC (Stand. Com. Rep. No. 1594) as amended in HD 2, recommending referral to FIN.
2019-03-19	House	The committees on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 9 Ayes: Representative(s) Takumi, Ichiyama, Aquino, Cabanilla Arakawa, Cachola, Har, Kong, Onishi, Matsumoto; Ayes with reservations: none; 0 Noes: none; and 2 Excused: Representative(s) Belatti, Mizuno.
2019-03-15	House	Bill scheduled to be heard by CPC on Tuesday, 03-19-19 2:00PM in House conference room 329.
2019-03-15	House	Passed Second Reading as amended in HD 1 and referred to the committee(s) on CPC with none voting aye with reservations; none voting no (0) and Representative(s) McKelvey, Nakamura, Quinlan, Takumi excused (4).
2019-03-15	House	Reported from IAC (Stand. Com. Rep. No. 1367) as amended in HD 1, recommending passage on Second Reading and referral to CPC.
2019-03-14	House	The committees on IAC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 6 Ayes: Representative(s) Ohno, D. Kobayashi, Kong, Nishimoto, Takayama, McDermott; Ayes with reservations: none; Noes: none; and 1 Excused: Representative(s) Gates.
2019-03-11	House	Bill scheduled to be heard by IAC on Thursday, 03-14-19 8:30AM in House conference room 430.
2019-03-11	House	Re-referred to IAC, CPC, FIN, referral sheet 29
2019-03-07	House	Referred to CPC, FIN, referral sheet 27
2019-03-07	House	Pass First Reading
2019-03-05	House	Received from Senate (Sen. Com. No. 177) in amended form (SD 2).
2019-03-05	Senate	Report adopted; Passed Third Reading, as amended (SD 2). Ayes, 24; Aye(s) with reservations: none . Noes, 0 (none). Excused, 1 (Senator(s) Harimoto). Transmitted to House.
2019-03-01	Senate	48 Hrs. Notice 03-05-19.
2019-03-01	Senate	Reported from WAM (Stand. Com. Rep. No. 1068) with recommendation of passage on Third Reading, as amended (SD 2).
2019-02-21	Senate	The committee(s) on WAM recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in WAM were as follows: 9 Aye(s): Senator(s) Dela Cruz, Keith-Agaran, Inouye, Kanuha, Kidani, Moriwaki, Shimabukuro, Taniguchi, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 4 Excused: Senator(s) English, Harimoto, K. Kahele, Riviere.
2019-02-19	Senate	The committee(s) on WAM will hold a public decision making on 02-21-19 10:00AM in conference room 211.
2019-02-14	Senate	Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM.
2019-02-14	Senate	Reported from CPH (Stand. Com. Rep. No. 371) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM.
2019-02-05	Senate	The committee(s) on CPH recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPH were as follows: 6 Aye(s): Senator(s) Baker, S. Chang, J.Keohokalole, Nishihara, Ruderman, L. Thielen; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Fevella.
2019-02-01	Senate	The committee(s) on CPH has scheduled a public hearing on 02-05-19 9:00AM in conference room 229.
2019-01-24	Senate	Referred to CPH, WAM.
2019-01-22	Senate	Passed First Reading.
2019-01-18	Senate	Introduced.

HB79 (Same As) 2019-12-01 - Carried over to 2020 Regular Session.
SB537 (Carry Over) 2019-04-17 - Received notice of Senate conferees (Sen. Com. No. 907).

Type	Source
Summary	https://www.capitol.hawaii.gov/measure_indiv.aspx?billtype=SB&billnumber=537&year=2020
Text	https://www.capitol.hawaii.gov/session2020/bills/SB537_.HTM
Text	https://www.capitol.hawaii.gov/session2020/bills/SB537_HD1_.HTM
Text	https://www.capitol.hawaii.gov/session2020/bills/SB537_HD2_.HTM
Text	https://www.capitol.hawaii.gov/session2020/bills/SB537_HD3_.HTM
Text	https://www.capitol.hawaii.gov/session2020/bills/SB537_HD3_PROPOSED_.HTM
Text	https://www.capitol.hawaii.gov/session2020/bills/SB537_SD1_.HTM
Text	https://www.capitol.hawaii.gov/session2020/bills/SB537_SD2_.HTM
Roll Call	https://www.capitol.hawaii.gov/measure_indiv.aspx?billtype=SB&billnumber=537&year=2020