Illinois House Bill 35

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Spectrum: Partisan Bill (Democrat 1-0)
Status: Introduced on January 9 2025 - 25% progression
Action: 2025-02-04 - Assigned to Insurance Committee
Pending: House Insurance Committee
Hearing: Feb 18 @ 2:00 pm in Room C-1 Stratton Building
Text: Latest bill text (Introduced) [HTML]

Creates the Artificial Intelligence Systems Use in Health Insurance Act. Provides that the Department of Insurance's regulatory oversight of insurers includes oversight of an insurer's use of AI systems to make or support adverse determinations that affect consumers. Provides that any insurer authorized to operate in the State is subject to review by the Department in an investigation or market conduct action regarding the development, implementation, and use of AI systems or predictive models and the outcomes from the use of those AI systems or predictive models. Provides that an insurer authorized to do business in Illinois shall not issue an adverse consumer outcome with regard to the denial, reduction, or termination of insurance plans or benefits that result solely from the use or application of any AI system or predictive model. Provides that any decision-making process for the denial, reduction, or termination of insurance plans or benefits that results from the use of AI systems or predictive models shall be meaningfully reviewed, in accordance with review procedures determined by Department rules, by an individual with authority to override the AI systems and determinations. Authorizes the Department to adopt emergency rules to implement the Act and to adopt rules concerning standards for full and fair disclosure of an insurer's use of AI systems. Makes a conforming change in the Illinois Administrative Procedure Act.

AI USE IN HEALTH INSURANCE ACT

Rep. Bob Morgan [D]

Date	Chamber	Action
2025-02-04	House	Assigned to Insurance Committee
2025-01-09	House	Referred to Rules Committee
2025-01-09	House	First Reading
2024-12-06	House	Prefiled with Clerk by Rep. Bob Morgan

Chapter	Article	Section	Citation Type	Statute Text
5	100	5-45.65	New Code	See Bill Text

Type	Source
Summary	https://www.ilga.gov/legislation/BillStatus.asp?DocNum=35&GAID=18&DocTypeID=HB&SessionID=114&GA=104
Text	https://www.ilga.gov/legislation/104/HB/10400HB0035.htm