Illinois House Bill 4521 (Prior Session Legislation)

---

Completed Legislative Action
Spectrum: Partisan Bill (Democrat 11-0)
Status: Passed on August 3 2012 - 100% progression
Action: 2012-08-03 - Public Act . . . . . . . . . 97-0891
Text: Latest bill text (Chaptered) [HTML]

Amends the Residential Mortgage License Act of 1987. Defines "loan modification" and "short sale facilitation". Authorizes the Director of the Division of Banking of the Department of Financial and Professional Regulation to establish relationships or contracts with the Nationwide Mortgage Licensing System and Registry. Provides that residential mortgage license applicants may be required to furnish information to the Nationwide Mortgage Licensing System and Registry. Provides that each application for a license or for the renewal of a license shall be accompanied by an averment stating that the applicant will not charge or collect advance payments from borrowers or homeowners for engaging in loan modification or short sale facilitation. Amends the Residential Real Property Disclosure Act. Provides that, for each loan, a broker or loan originator must submit information concerning the borrower's debt to income ratio for inclusion in the predatory lending database. Effective immediately, except that certain provisions take effect on January 1, 2013.

RESIDENT MORTGAGE LICENSE

Rep. Barbara Currie [D]	Rep. Jehan Gordon-Booth [D]	Rep. Monique Davis [D]	Rep. Elizabeth Hernandez [D]
Rep. Maria Berrios [D]	Rep. William Davis [D]	Rep. Arthur Turner [D]	Rep. Camille Lilly [D]
Rep. Kenneth Dunkin [D]	Rep. Esther Golar [D]	Sen. Jacqueline Collins [D]

2012-05-31 - House - Concurrence in House (Y: 66 N: 52 NV: 0 Abs: 0) [PASS]
2012-05-30 - Senate - Third Reading in Senate (Y: 32 N: 21 NV: 6 Abs: 0) [PASS]
2012-03-08 - House - Third Reading in House (Y: 68 N: 47 NV: 1 Abs: 0) [PASS]

Date	Chamber	Action
2012-08-03	House	Public Act . . . . . . . . . 97-0891
2012-08-03	House	Effective Date August 3, 2012; - Some Parts Effective January 01, 2013
2012-08-03	House	Governor Approved
2012-06-29	House	Sent to the Governor
2012-05-31	House	Passed Both Houses
2012-05-31	House	Senate Floor Amendment No. 1 House Concurs 066-052-000
2012-05-31	House	Senate Floor Amendment No. 1 Motion to Concur Recommends Be Adopted Rules Committee; 005-000-000
2012-05-31	House	Senate Floor Amendment No. 1 Motion to Concur Referred to Rules Committee
2012-05-31	House	Senate Floor Amendment No. 1 Motion Filed Concur Rep. Barbara Flynn Currie
2012-05-31	House	Chief Sponsor Changed to Rep. Barbara Flynn Currie
2012-05-30	House	Placed on Calendar Order of Concurrence Senate Amendment(s) 1
2012-05-30	House	Arrived in House
2012-05-30	Senate	Third Reading - Passed; 032-021-000
2012-05-30	Senate	Placed on Calendar Order of 3rd Reading
2012-05-30	Senate	Senate Floor Amendment No. 1 Adopted; Cullerton
2012-05-30	Senate	Recalled to Second Reading
2012-05-25	Senate	Rule 2-10 Third Reading Deadline Established As May 31, 2012
2012-05-24	Senate	Alternate Chief Sponsor Changed to Sen. Jacqueline Y. Collins
2012-05-24	Senate	Sponsor Removed Sen. Jacqueline Y. Collins
2012-05-23	Senate	Senate Floor Amendment No. 1 Recommend Do Adopt Executive; 015-000-000
2012-05-22	Senate	Senate Floor Amendment No. 1 Assignments Refers to Executive
2012-05-21	Senate	Senate Floor Amendment No. 1 Referred to Assignments
2012-05-21	Senate	Senate Floor Amendment No. 1 Filed with Secretary by Sen. John J. Cullerton
2012-05-18	Senate	Placed on Calendar Order of 3rd Reading May 21, 2012
2012-05-18	Senate	Second Reading
2012-04-26	Senate	Placed on Calendar Order of 2nd Reading May 1, 2012
2012-04-26	Senate	Do Pass Executive; 011-002-000
2012-04-18	Senate	Held in Executive
2012-04-11	Senate	Assigned to Executive
2012-03-21	Senate	Referred to Assignments
2012-03-21	Senate	First Reading
2012-03-21	Senate	Added as Alternate Chief Co-Sponsor Sen. Jacqueline Y. Collins
2012-03-21	Senate	Chief Senate Sponsor Sen. John J. Cullerton
2012-03-21	Senate	Placed on Calendar Order of First Reading
2012-03-21	Senate	Arrive in Senate
2012-03-08	House	Added Co-Sponsor Rep. Esther Golar
2012-03-08	House	Added Co-Sponsor Rep. Kenneth Dunkin
2012-03-08	House	Added Co-Sponsor Rep. Camille Y. Lilly
2012-03-08	House	Added Co-Sponsor Rep. Arthur Turner
2012-03-08	House	Added Co-Sponsor Rep. William Davis
2012-03-08	House	Third Reading - Short Debate - Passed 068-047-000
2012-03-06	House	Placed on Calendar Order of 3rd Reading - Short Debate
2012-03-06	House	House Floor Amendment No. 2 Adopted by Voice Vote
2012-03-06	House	Second Reading - Short Debate
2012-03-05	House	House Floor Amendment No. 2 Recommends Be Adopted Rules Committee; 004-000-000
2012-03-01	House	House Floor Amendment No. 2 Referred to Rules Committee
2012-03-01	House	House Floor Amendment No. 2 Filed with Clerk by Rep. Marlow H. Colvin
2012-02-29	House	Added Chief Co-Sponsor Rep. Maria Antonia Berrios
2012-02-29	House	Added Chief Co-Sponsor Rep. Elizabeth Hernandez
2012-02-29	House	Added Chief Co-Sponsor Rep. Monique D. Davis
2012-02-29	House	Added Chief Co-Sponsor Rep. Jehan A. Gordon
2012-02-29	House	Placed on Calendar 2nd Reading - Short Debate
2012-02-28	House	Do Pass as Amended / Short Debate Consumer Protection Committee; 015-006-000
2012-02-28	House	House Committee Amendment No. 1 Adopted in Consumer Protection Committee; by Voice Vote
2012-02-28	House	House Committee Amendment No. 1 Rules Refers to Consumer Protection Committee
2012-02-27	House	House Committee Amendment No. 1 Referred to Rules Committee
2012-02-27	House	House Committee Amendment No. 1 Filed with Clerk by Rep. Marlow H. Colvin
2012-02-07	House	Assigned to Consumer Protection Committee
2012-01-31	House	Referred to Rules Committee
2012-01-31	House	First Reading
2012-01-31	House	Filed with the Clerk by Rep. Marlow H. Colvin

Chapter	Article	Section	Citation Type	Statute Text
205	635	1-4	Amended Code	Citation Text
205	635	2-2	Amended Code	Citation Text
205	635	2-3A	New Code	See Bill Text
205	635	2-4	Amended Code	Citation Text
205	635	4-5	Amended Code	Citation Text
205	635	7-11	Amended Code	Citation Text
205	635	7-13	Amended Code	Citation Text
205	635	7-1A	Amended Code	Citation Text
215	155	23	Amended Code	Citation Text
765	77	70	Amended Code	Citation Text
765	77	72	Amended Code	Citation Text
765	77	73	Amended Code	Citation Text
765	77	74	Amended Code	Citation Text

Type	Source
Summary	https://www.ilga.gov/legislation/BillStatus.asp?DocNum=4521&GAID=11&DocTypeID=HB&SessionID=84&GA=97
Text	https://www.ilga.gov/legislation/97/HB/09700HB4521.htm
Text	https://www.ilga.gov/legislation/97/HB/09700HB4521ham001.htm
Text	https://www.ilga.gov/legislation/97/HB/09700HB4521ham002.htm
Text	https://www.ilga.gov/legislation/97/HB/09700HB4521eng.htm
Text	https://www.ilga.gov/legislation/97/HB/09700HB4521sam001.htm
Text	https://www.ilga.gov/legislation/97/HB/09700HB4521enr.htm
Text	https://www.ilga.gov/legislation/publicacts/97/097-0891.htm
Roll Call	https://www.ilga.gov/legislation/votehistory/97/house/09700HB4521_03082012_011000T.pdf
Roll Call	https://www.ilga.gov/legislation/votehistory/97/senate/09700HB4521_05302012_053000T.pdf
Roll Call	https://www.ilga.gov/legislation/votehistory/97/house/09700HB4521_05312012_013000C.pdf