Bill Text: IL HB2371 | 2025-2026 | 104th General Assembly | Introduced

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Bill Title: Amends the Illinois Insurance Code. Provides that no provision of the Illinois Insurance Code, or any other law, prohibits assignability rights to an insured under any policy of dental insurance (in addition to accident and health insurance). Provides that if an enrollee or insured of an insurer, health maintenance organization, managed care plan, health care plan, preferred provider organization, dental service plan corporation, dental insurer, or third party administrator assigns a claim to a health care professional, or health care facility, a dental care provider, or a dental care facility, then payment shall be made directly to the health care professional, or health care facility, dental care provider, or dental care facility, including any required interest. Effective immediately.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced) 2025-02-04 - Referred to Rules Committee [HB2371 Detail]

Download: Illinois-2025-HB2371-Introduced.html

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104TH GENERAL ASSEMBLY State of Illinois 2025 and 2026 HB2371 Introduced , by Rep. Nicolle Grasse SYNOPSIS AS INTRODUCED:
215 ILCS 5/370a from Ch. 73, par. 982a
Amends the Illinois Insurance Code. Provides that no provision of the Illinois Insurance Code, or any other law, prohibits assignability rights to an insured under any policy of dental insurance (in addition to accident and health insurance). Provides that if an enrollee or insured of an insurer, health maintenance organization, managed care plan, health care plan, preferred provider organization, dental service plan corporation, dental insurer, or third party administrator assigns a claim to a health care professional, or health care facility, a dental care provider, or a dental care facility, then payment shall be made directly to the health care professional, or health care facility, dental care provider, or dental care facility, including any required interest. Effective immediately.
LRB104 06098 BAB 16131 b
A BILL FOR
HB2371 LRB104 06098 BAB 16131 b
AN ACT concerning regulation.
Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
Section 5. The Illinois Insurance Code is amended by
changing Section 370a as follows:
(215 ILCS 5/370a) (from Ch. 73, par. 982a)
Sec. 370a. Assignability of dental insurance and accident
and health insurance Accident and Health Insurance.
No provision of the Illinois Insurance Code, or any other
law, prohibits an insured under any policy of dental insurance
or accident and health insurance or any other person who may be
the owner of any rights under any such policy from making an
assignment of all or any part of his rights and privileges
under the policy including but not limited to the right to
designate a beneficiary and to have an individual policy
issued in accordance with its terms. Subject to the terms of
the policy or any contract relating thereto, an assignment by
an insured or by any other owner of rights under the policy,
made before or after the effective date of this amendatory Act
of 1969 is valid for the purpose of vesting in the assignee, in
accordance with any provisions included therein as to the time
at which it is effective, all rights and privileges so
assigned. However, such assignment is without prejudice to the

HB2371 - 2 - LRB104 06098 BAB 16131 b
company on account of any payment it makes or individual
policy it issues before receipt of notice of the assignment.
This amendatory Act of 1969 acknowledges, declares and
codifies the existing right of assignment of interests under
accident and health insurance policies. If an enrollee or
insured of an insurer, health maintenance organization,
managed care plan, health care plan, preferred provider
organization, dental service plan corporation, dental insurer,
or third party administrator assigns a claim to a health care
professional, or health care facility, dental care provider,
or dental care facility, then payment shall be made directly
to the health care professional, or health care facility,
dental care provider, or dental care facility, including any
interest required under Section 368a, of this Code for failure
to pay claims within 30 days after receipt by the insurer of
due proof of loss. Nothing in this Section shall be construed
to prevent any parties from reconciling duplicate payments.
(Source: P.A. 91-605, eff. 12-14-99; 91-788, eff. 6-9-00.)
Section 99. Effective date. This Act takes effect upon
becoming law.