Bill Text: IL HB3725 | 2023-2024 | 103rd General Assembly | Introduced

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Bill Title: Creates the Vision Care Plan Regulation Act. Provides that no vision care organization may issue a contract that requires an eye care provider to provide services or materials to an enrollee at a fee set by the vision care plan unless the services or materials are covered under the vision care plan. Provides that an eye care provider who chooses not to accept amounts set by a vision care plan for noncovered services or noncovered materials shall post a specified notice. Requires fees for covered services and materials to be reasonable and clearly listed on a fee schedule provided to the eye care provider. Prohibits a vision care organization from misrepresenting the benefits of a vision care plan as a means of selling coverage or communicating the benefit coverage to enrollees. Provides that the Act applies to any subcontractors used by a vision care organization to supply materials or services to an eye care provider or an enrollee under a vision care plan. Prohibits a vision care organization from restricting an eye care provider's freedom to choose suppliers, materials, or labs or from requiring an eye care provider to purchase materials from a source owned by the entity that issued the vision care plan. Provides that an eye care provider recommending an out-of-network supplier of vision care materials to an enrollee shall provide written notice thereof. Provides that the terms, fees, discounts, or reimbursement rates in a vision care plan may not be changed unless mutually agreed to in writing by the eye care provider and the vision care organization. Sets forth prohibited contract terms that may not be required by a vision care organization as a condition of contracting with a medical plan. Provides that a person or entity adversely affected by a violation of the Act by the vision care organization may seek injunctive relief and shall recover attorney's fees and costs from the vision care organization upon prevailing. Amends the Consumer Fraud and Deceptive Business Practices Act to provide that any person who violates the Vision Care Plan Regulation Act commits an unlawful practice.

Spectrum: Slight Partisan Bill (Democrat 2-1)

Status: (Introduced) 2023-03-27 - Rule 19(a) / Re-referred to Rules Committee [HB3725 Detail]

Download: Illinois-2023-HB3725-Introduced.html

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103RD GENERAL ASSEMBLY State of Illinois 2023 and 2024 HB3725 Introduced , by Rep. Anna Moeller SYNOPSIS AS INTRODUCED:
New Act
815 ILCS 505/2BBBB new
Creates the Vision Care Plan Regulation Act. Provides that no vision care organization may issue a contract that requires an eye care provider to provide services or materials to an enrollee at a fee set by the vision care plan unless the services or materials are covered under the vision care plan. Provides that an eye care provider who chooses not to accept amounts set by a vision care plan for noncovered services or noncovered materials shall post a specified notice. Requires fees for covered services and materials to be reasonable and clearly listed on a fee schedule provided to the eye care provider. Prohibits a vision care organization from misrepresenting the benefits of a vision care plan as a means of selling coverage or communicating the benefit coverage to enrollees. Provides that the Act applies to any subcontractors used by a vision care organization to supply materials or services to an eye care provider or an enrollee under a vision care plan. Prohibits a vision care organization from restricting an eye care provider's freedom to choose suppliers, materials, or labs or from requiring an eye care provider to purchase materials from a source owned by the entity that issued the vision care plan. Provides that an eye care provider recommending an out-of-network supplier of vision care materials to an enrollee shall provide written notice thereof. Provides that the terms, fees, discounts, or reimbursement rates in a vision care plan may not be changed unless mutually agreed to in writing by the eye care provider and the vision care organization. Sets forth prohibited contract terms that may not be required by a vision care organization as a condition of contracting with a medical plan. Provides that a person or entity adversely affected by a violation of the Act by the vision care organization may seek injunctive relief and shall recover attorney's fees and costs from the vision care organization upon prevailing. Amends the Consumer Fraud and Deceptive Business Practices Act to provide that any person who violates the Vision Care Plan Regulation Act commits an unlawful practice.
LRB103 25924 BMS 52275 b
A BILL FOR
HB3725 LRB103 25924 BMS 52275 b
AN ACT concerning regulation.
Be it enacted by the People of the State of Illinois,
represented in the General Assembly:
Section 1. Short title. This Act may be cited as the Vision
Care Plan Regulation Act.
Section 5. Definitions. As used in this Act:
"Covered materials" means materials for which
reimbursement from the vision care plan is provided to an eye
care provider by an enrollee's plan contract or for which a
reimbursement would be available but for the application of
the enrollee's contractual limitation of deductibles,
copayments, or coinsurance.
"Covered services" means services for which reimbursement
from the vision care plan is provided to an eye care provider
by an enrollee's plan contract or for which a reimbursement
would be available but for the application of the enrollee's
contractual plan limitation of deductibles, copayments, or
coinsurance regardless of how the benefits are listed in an
enrollee's benefit plan's definition of benefits.
"Enrollee" means any individual enrolled in a vision care
plan provided by a group, employer, or other entity that
purchases or supplies coverage for a vision care plan.
"Eye care provider" means a doctor of optometry licensed

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pursuant to the Illinois Optometric Practice Act of 1987 or a
physician licensed to practice medicine in all of its branches
pursuant to the Medical Practice Act of 1987.
"Materials" means ophthalmic devices, including, but not
limited to:
(i) lenses, devices containing lenses, artificial
intraocular lenses, ophthalmic frames, and other lens
mounting apparatus, prisms, lens treatments, and coatings;
(ii) contact lenses and prosthetic devices that
correct, relieve, or treat defects or abnormal conditions
of the human eye or adnexa; and
(iii) any devices that deliver medication or other
therapeutic treatment to the human eye or adnexa.
"Services" means the professional work performed by an eye
care provider.
"Subcontractor" means any company, group, or third-party
entity, including agents, servants, partially-owned or
wholly-owned subsidiaries and controlled organizations, that
the vision care plan contracts with to supply services or
materials for an eye care provider or enrollee to fulfill the
benefit plan of a vision care plan.
"Vision care organization" means an entity formed under
the laws of this State or another state that issues a vision
care plan.
"Vision care plan" means a plan that creates, promotes,
sells, provides, advertises, or administers an integrated or

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stand-alone plan that provides coverage for covered services
and covered materials.
Section 10. Noncovered services.
(a) No vision care organization that issues, delivers,
amends, or renews a vision care plan on or after the effective
date of this Act shall issue a contract that requires an eye
care provider to provide services or materials to an enrollee
at a fee set by the vision care plan unless the services or
materials are covered services or covered materials under the
vision care plan. De minimis reimbursements shall not qualify
a service or material as a covered service or a covered
material under this Act.
(b) An eye care provider who chooses not to accept as
payment an amount set by a vision care plan for services or
materials that are not covered services or covered materials
shall post, in a conspicuous place, a notice stating the
following: "IMPORTANT: This eye care provider does not accept
the fee schedule set by your insurer for vision care services
and vision care materials that are not covered benefits under
your plan and instead charges his or her normal fee for those
services and materials. This eye care provider will provide
you with an estimated cost for each noncovered service or
noncovered material upon your request."
Section 15. Fees for covered services and covered

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materials. Fees paid under a vision care plan for covered
services and covered materials, regardless of the supplier or
optical lab used to obtain materials, shall be reasonable and
shall be clearly listed on a fee schedule that has been
provided to the eye care provider before entering into a
contract with the vision care organization.
Section 20. Misrepresentation. A vision care organization
may not misrepresent the benefits of a vision care plan to
groups, employers, or enrollees as a means of selling coverage
or communicating the benefit coverage to enrollees.
Section 25. Subcontractors. The provisions of this Act
apply to any subcontractors used by a vision care organization
to supply materials or services to an eye care provider or an
enrollee under a vision care plan.
Section 30. Suppliers; optical labs.
(a) A vision care organization may not restrict, limit, or
disincentivize, either directly or indirectly, an eye care
provider's freedom to choose suppliers of services or
materials or the use of an optical lab.
(b) A vision care organization may not require an eye care
provider or patient to order or purchase covered materials,
including, but not limited to, ophthalmic lenses, from any
source owned by, controlled by, or in a common ownership

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scheme with the entity that issued the vision care plan.
(c) An eye care provider recommending an out-of-network
source or supplier of vision care materials to an enrollee
shall provide written notice to the enrollee that the source
or supplier is out-of-network.
Section 35. Modification of plan. The terms, fees,
discounts, or reimbursement rates in a vision care plan may
not be changed unless mutually agreed to in writing by the eye
care provider and the vision care organization that issued the
vision care plan.
Section 40. Prohibitions; medical plan preconditions. No
vision care organization that issues, delivers, amends, or
renews a vision care plan on or after the effective date of
this Act shall issue a vision care plan contract that
requires:
(1) an eye care provider to contract with a plan that
offers supplemental or specialty health care services as a
condition of contracting with a plan that offers basic
health services; or
(2) an eye care provider to contract with a vision
care plan as a condition to participation in a medical
plan.
Section 45. Injunctive relief. A person or entity

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adversely affected by a violation of this Act by the vision
care organization that issued a vision care plan may bring an
action in a court of competent jurisdiction for injunctive
relief and, upon prevailing, in addition to any injunctive
relief that may be granted, shall recover attorney's fees and
costs from the vision care organization.
Section 900. The Consumer Fraud and Deceptive Business
Practices Act is amended by adding Section 2BBBB as follows:
(815 ILCS 505/2BBBB new)
Sec. 2BBBB. Violations of the Vision Care Plan Regulation
Act. Any person who violates the Vision Care Plan Regulation
Act commits an unlawful practice within the meaning of this
Act.