Bill Title: Amends the Illinois Insurance Code. Provides that a policy or rider of long-term care insurance issued in this State shall disclose annually in writing to the applicant (1) an explanation of whether or the extent to which the maximum lifetime benefits shall automatically increase in keeping with overall inflation as calculated by the U.S. Department of Labor Consumer Price Index and whether or the extent to which any costs associated with such increase will impact the amount of premium; and (2) the types of long-term care services that are covered by the policy or rider and any limitations or conditions that apply to the policy or rider. In the provisions concerning outline of coverage and disclosure in certificate, requires that the outline or disclosure specify the types of long-term care benefits that are covered by the policy. Provides that the policy summary and benefit report shall be delivered annually to the applicant.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced - Dead) 2009-03-13 - Rule 19(a) / Re-referred to Rules Committee [HB0695 Detail]

Text: Latest bill text (Introduced) [HTML]

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